Product
Introducing credits for usage-based billing
With the rise of usage-based billing for AI services, the strategic importance of credits is growing. That’s why we’ve recently added a new credits feature to Stripe Billing.
Product
How we built it: Usage-based billing
We created a usage-based billing system with an accurate and highly available revenue ledger; real-time events processing with ultrahigh throughput billing; and the ability to support complex pricing models and accurate billing, even in the face of delayed events. Doing so required reimagining how to build a highly scaled, highly reliable event streaming platform.
Product
Using ML to detect and respond to performance degradations in slices of Stripe payments
With our slice monitoring program, we use machine learning to spot small pockets of performance declines amid the sea of global payments.
Product
How Stripe Radar responded to a new wave of card testing
While Radar’s models predict the likelihood of fraud or card testing, we needed a new way to recognize verification attacks that were causing higher-than-average authorization rates. Learn about our three-layered approach to combating this new fraud trend.
Product
What does the future hold for real-time payments?
In the third and final installment in our three-part series, we examine the most important questions for the future of real-time payments: will they ever take off in the US and the UK, and will they emerge as a truly global payment method?
Product
In a competitive landscape, RTPs move to stand out
To compete with other payment methods for consumer preference, real-time payments are expanding their “bundle” of services to include subscriptions, credit, and in-person transactions.
Product
The ML flywheel: How we continually improve our models to reduce card testing
Card testing is one of the most significant fraud threats to Stripe, its users, and the broader financial ecosystem. Stripe’s machine learning–based approach—based on rapid detection and retraining—has led to successful card testing attacks on Stripe decreasing by 80% over the last two years.
Product
The forces behind the rise of real-time payments
Payment methods are tightly woven into the economic and social fabric of a country. In most countries, the dominant means of exchange has rarely pivoted—and yet in many places around the world, it’s changing right now with real-time payments. Here’s why.
Product
Using ML to comply with SCA requirements
By applying ML to the process of navigating Strong Customer Authentication requirements, we’re helping users reduce checkout friction while lowering fraud and increasing authorization rates.
Industry
Subscription business leaders are looking for a better way to combat churn
In our new report on the state of billing, we highlight trends and insights from more than 2,000 subscription business leaders from around the world. We learned that churn continues to be a looming concern, with 72% of survey respondents saying they are worried about churn impacting their bottom line.
Product
How we built it: Payment method A/B testing
Building our payment method A/B testing tool was an industry first, and we had to find creative solutions to some of the most complex scenarios in A/B testing. We’ll take you through some of the key decisions we made—and lessons we learned—along the way.
Product
Our biggest-ever upgrades to Stripe Billing
Earlier this month at Stripe Tour New York, we shared new ways to orchestrate and grow your revenue with Stripe Billing, including new features to help you better understand your revenue data and give you more flexibility in how you bill for usage. Let’s take a closer look at everything we launched.
Corporate
Stripe Sessions is back on May 6, 2025
Join us May 6–8 in San Francisco for Stripe Sessions, our annual user conference. This year, we’re doubling the number of breakout sessions, expanding our training program to give you more hands-on product support, and adding a demo stage to showcase more of Stripe’s key updates.
Product
Reduce payments costs with Instant Bank Payments via Link
Link’s newest feature, Instant Bank Payments, is priced at 2.6% + 30¢ per successful charge (a discount to cards), allowing you to benefit from the cost savings of bank payments while getting the speed of card transactions.
Product
Stripe Terminal’s expanding ecosystem: New partnerships bring flexibility and innovation to unified commerce
We’re excited to announce a host of partnerships that allow Terminal to work with more third-party hardware, processors, and point-of-sale (POS) systems. This provides more choice and flexibility for integrating Terminal into your existing in-person payment stack and adding innovative checkout experiences.
Product
Our top product updates from Stripe Tour New York
We announced expanded interoperability, major upgrades to Stripe Billing, new embedded components for financial services, and a lot more.
Product
Introducing Stripe’s new API release process
Starting today, we’re introducing a new release cadence and versioning system for all API endpoints that combines twice-yearly major updates with monthly feature enhancements. This set release schedule gives you the predictability and clarity that you need to better plan your engineering cycles.
Industry
The pricing model dilemma, according to 2,000+ subscription business leaders
We surveyed more than 2,000 subscription business leaders from around the world to understand how they are responding to the growing trend of pricing-as-a-product. We learned that businesses increasingly want to experiment with pricing models, but there is one thing in their way: their billing systems.
Product
Workbench: A new way to debug, monitor, and grow your Stripe integration
We’ve been testing a suite of new developer tools over the last year with thousands of users, including Slack and Notion. Today, we’re announcing that the first is available to all new users by default: Stripe Workbench, our new home for developers within the Dashboard that helps you debug, monitor, and grow your Stripe integration.
Industry
Surprising findings from our analysis of 3DS transactions in the US
Global businesses have told us they’re interested in replicating the fraud prevention success seen in Europe by requesting 3DS. Last year, we had a front-row seat as several Stripe users chose to do exactly that, but the results in the US were very different from what we have seen in Europe.