Best Virtual Terminals with a Free Trial

NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.

SpotOn is one of the most comprehensive, integrated POS systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service. SpotOn excels in serving full-service restaurants, bars, and nightlife venues by providing a single, integrated system to run their business. Designed with speed in mind, the SpotOn Restaurant point-of-sale includes easy-to-read table layouts, the ability to quickly add items to an order, and make menu changes on the fly. The platform includes email marketing, review management, and the industry’s best reporting and analytics - all in a single, integrated dashboard that’s available anywhere your business takes you.

SimplyPayMe enables seamless payments, invoicing and simple business management solutions, all through your smartphone. 100% cloud-based, with low transaction rates and free subscription plans available, our aim is to make your working life simpler. SimplyPayMe works on all Apple and Android devices, as well as on web browsers, meaning you can use it nearly anywhere to take payments. No other hardware needed. You can still use the app without an internet connection*, as all changes will automatically sync up as soon as you’re back online. Get paid in minutes using only your mobile. No card reader required. Free subscription plan and no obligation. Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options. With straightforward status tracking and paperless receipts, SimplyPayMe manages your payments from quotes to completion. With your smartphone or tablet and a 3G connection, you can process card payments as well as any bricks and mortar retailer.

SwipeSimple is the best way for small businesses to accept payments anywhere, on the go, in their store, and at their computer. Turns any iOS or Android device into a versatile credit card terminal. Several options available to merchants who want to accept payments in person. Gives merchants access to virtual terminal, invoices, payment links, and more. The SwipeSimple mobile app gives you everything you need to swipe, dip, or key-in credit cards no matter where you are. Item catalog helps you ring up your most popular items. Receipt printers are available, or send email or SMS text receipts instantly. With an optional SwipeSimple card reader, you can accept physical credit cards with support for swipe, dip, and contactless tap. The SwipeSimple Mobile App is packed with advanced features designed to make running your business easier than ever. Get cloud-based inventory, item tracking, and real-time transaction history right at your fingertips.