Best Virtual Terminals

NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.

Stax empowers software platforms, small businesses, and large businesses, through simplified, industry-leading integrated payment and recurring billing solutions. Stax Connect is an unmatched payment ecosystem that enables unparalleled portfolio growth through technology and payment monetization. Radically simplify the ability for ISVs to power their payments with Stax’s developer-friendly API, offering a single integration that provides access to best-in-breed tools needed to provide payment acceptance capabilities, eliminating the time and costs associated with other “PayFac in a box” offerings. Secure in-person and online credit card payment processing with Stax Pay. An all-in-one business management platform built to help you run and grow your business.

SpotOn is one of the most comprehensive, integrated POS systems on the market. From cloud-based POS to commission-free online ordering and reservations to labor management software, it offers everything the modern restaurateur needs -- with none of the headaches that you get with other big POS companies, like long-term contracts, surprise fees and rate hikes, and impersonal service. SpotOn excels in serving full-service restaurants, bars, and nightlife venues by providing a single, integrated system to run their business. Designed with speed in mind, the SpotOn Restaurant point-of-sale includes easy-to-read table layouts, the ability to quickly add items to an order, and make menu changes on the fly. The platform includes email marketing, review management, and the industry’s best reporting and analytics - all in a single, integrated dashboard that’s available anywhere your business takes you.

Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.

SimplyPayMe enables seamless payments, invoicing and simple business management solutions, all through your smartphone. 100% cloud-based, with low transaction rates and free subscription plans available, our aim is to make your working life simpler. SimplyPayMe works on all Apple and Android devices, as well as on web browsers, meaning you can use it nearly anywhere to take payments. No other hardware needed. You can still use the app without an internet connection*, as all changes will automatically sync up as soon as you’re back online. Get paid in minutes using only your mobile. No card reader required. Free subscription plan and no obligation. Take payments anywhere, anytime with SimplyPayMe’s flexible, low-fee payment options. With straightforward status tracking and paperless receipts, SimplyPayMe manages your payments from quotes to completion. With your smartphone or tablet and a 3G connection, you can process card payments as well as any bricks and mortar retailer.

Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.

DepositFix is a unified B2B payments and billing platform that automates the entire lead‑to‑cash process by connecting payments, CRM, and QuickBooks into a single interface. It supports all B2B payment scenarios, ACH and eCheck, card‑not‑present transactions, virtual terminals, surcharging, and dual pricing, through multi‑gateway routing and embedded checkout forms, while also handling hosted payment pages, product catalogs, discount codes, and one‑click upsells. Its billing suite includes recurring and progressive billing, automated sales tax calculations, client self‑service portals and quote‑to‑cash workflows, and its invoicing tools offer custom invoices, bulk batch creation, pay‑by‑link, Excel‑based invoicing, automated invoice presentment and reconciliation. With native integrations for HubSpot, ServiceTitan, Jobber, Zapier, and PayPal, DepositFix consolidates payment data into a single source of truth, eliminates manual data entry and reconciliation.

Helcim is on a mission to build the world’s most loved payments company by making it easier for businesses to get paid and grow. Helcim delivers a better payments service by making it easier to sign up, providing smarter payment tools, and making it more affordable to get paid. The Helcim Card Reader is EMV and NFC enabled, accepts all major credit and debit cards, and does everything a traditional credit card machine can do and more. Let your customers go contactless and pay in seconds by tapping their credit card, debit card, or smartphone with Apple Pay or Google Pay enabled. Your customers can insert their chip card and securely enter their PIN on the reader to protect larger purchases.

With connection to more than 3500 European banks in 21 countries, we help you to unlock the potential of Open Banking and advance your business through a single open banking API. From open banking Account to Account (A2A) payments, to IBAN checking, credit scoring, and business financial management, Worldline's industry leading open banking capabilities have made them the supplier of choice for multinational banks and payment providers.

Payanywhere makes payments easy for business owners, employees, and customers. Accept payments any way your customer wants to pay. Accept credit cards in your store, on the job site, and online. Use one of our devices or your own. Payanywhere works around you. Use a Payanywhere device to accept payments at your location. Send invoices, accept phone orders, and more from your back office. Take your business with you with a Payanywhere mobile reader connected to your own smart device. Use every transaction to power your business. Payanywhere goes beyond payments, informing smarter business decisions that save you time and money. We just need some basic info about you and your business. Pay as you go or custom pricing for any business type. Choose a countertop or mobile device, or use your own. Payanywhere is designed to be flexible for you and your customers. Accept nearly any payment method in your store, on the go, and online.

FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications.

TETRA enables you to leverage Ingenico’s tried and trusted technology, while transitioning to a digital environment. Powered by an OS with a 40-year pedigree, it deploys eco-friendly payment devices backed up by an extensive services suite – including various remote operations in line with our global sustainability policy. Designed for any environment, TETRA terminals enable you to accept any payment method with seamless security and user-friendly interfaces. TETRA is powered by a proprietary OS that has stood the test of time. Adapted to countertop, portable, mobile, lane and self-service applications, it incorporates a broad range of devices. Designed with varying environments in mind, they cover every payment scenario. TETRA provides you with the world’s largest portfolio of payment applications, all of them compatible with any generation of the platform. Over 3,500 individual payment methods, including contactless and QR-code-based payments.

We’re more than just a payment processing company. With our client-centered and technology-driven payment platform, you will change the future of your business. We want to empower you to make smarter decisions, optimize your organization’s processes, and scale your business, one payment at a time. Accept payments in person using our all-in-one platform and user-friendly terminals that allow your business to safely collect payments, increase productivity, and grow customer loyalty in any environment. Our all-in-one platform will provide you with all the tools you need to manage your business, sales, transactions, and customers, allowing you to optimize your payment infrastructure. Accept online payments easier with our powerful payment platform for businesses of any size. Our virtual terminal allows you to successfully key in transactions with customized features, such as tokenization, encryption, level 2 & 3 processing, and automated invoicing.

Flute is a payments platform designed to help growing businesses accept, manage, and optimize payments across in-person, mobile, online, and embedded channels. The platform supports point-of-sale transactions, tap-to-pay, QR payments, virtual terminals, PCI-compliant payment pages, ACH, invoicing, recurring billing, and digital wallets. Businesses can use Flute’s dashboard and reporting tools to manage customers, monitor activity, automate workflows, and gain visibility into payment operations. Growth features include recurring billing, tokenized customer payment storage, instant payouts, and working capital tools designed to improve cash flow flexibility. Security capabilities include fraud protection, encryption, network tokenization, and safeguards against chargeback abuse, card testing, and other payment risks. Flute also provides APIs, SDKs, gateways, hardware options, and embedded payment tools for merchants, software companies, ISOs, and associations.

Flatpay is a payment processing and point-of-sale platform that enables businesses to accept secure, electronic payments in-person, online, and via integrated POS systems with simple, transparent pricing and no hidden fees. It supports payment terminals that accept major credit and debit cards (including contactless and mobile wallets), are wireless with Wi-Fi and cellular connectivity, and include features like receipt printing, automatic reporting, transaction history, and configurable tip management, all designed to streamline checkout and reduce administrative work. Flatpay’s POS system brings together sales processing, inventory management, sales analytics, and real-time reporting in one intuitive interface, letting businesses track product movement, manage accounts, and gain insights into performance. For online sales, the solution offers a secure, ecommerce payment integration that works with leading web platforms to handle card and digital wallet transactions.

Kurv is a comprehensive payment software designed to simplify how businesses accept and manage payments with a suite of tools that support in-person, online, mobile, and self-service checkout options, all from a unified system that scales with business needs. Its core offerings include easy, secure acceptance of contactless payments and Tap to Pay directly on supported smartphones without extra hardware, integrated payment gateways, virtual terminal processing, and flexible invoicing that lets merchants send payment requests or invoices by text or email. Merchants can generate custom QR codes, track sales and inventory, and access real-time reporting and analytics through an intuitive dashboard alongside 24/7 U.S.-based support. Kurv integrates fraud prevention, chargeback detection, AI and machine learning risk monitoring, and compliance safeguards to protect transactions, while customizable tools like automated recurring billing, white-label payment pages, and etc.

SwipeSimple is the best way for small businesses to accept payments anywhere, on the go, in their store, and at their computer. Turns any iOS or Android device into a versatile credit card terminal. Several options available to merchants who want to accept payments in person. Gives merchants access to virtual terminal, invoices, payment links, and more. The SwipeSimple mobile app gives you everything you need to swipe, dip, or key-in credit cards no matter where you are. Item catalog helps you ring up your most popular items. Receipt printers are available, or send email or SMS text receipts instantly. With an optional SwipeSimple card reader, you can accept physical credit cards with support for swipe, dip, and contactless tap. The SwipeSimple Mobile App is packed with advanced features designed to make running your business easier than ever. Get cloud-based inventory, item tracking, and real-time transaction history right at your fingertips.