LowestRates.ca Reviews 

2,430
TrustScore 4 out of 5

3.8

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Review summary

Created with AI, based on recent reviews

Looking at 535 reviews, reviewers had a great experience with this company. Customers frequently praise the staff for being helpful, patient, and professional, making the process smooth and enjoyable. Many highlight the excellent customer service, noting efficiency, quick responses, and a personalized approach to finding suitable rates and coverage, often leading to significant savings. However, some customers also noted discrepancies between initial quotes and final prices, leading to frustration and wasted time. A few other people also felt that response times were sometimes slow or that agents asked repetitive questions, making calls longer than necessary.

What people talk about most

Price

Customers had ambiguous experiences with price, with many reporting significant savings on auto and tenant... See more

Staff

Consumers find staff to be exceptionally helpful, friendly, and professional, often praising their patience... See more

Customer service

Reviewers mention positive feedback about customer service, with many praising agents for being professional,... See more

Service

Reviewers highlight positive aspects of service, with many appreciating the efficiency and helpfulness in... See more

Response time

Customers consistently note ambiguous experiences with response times, with many praising the quickness and... See more

Reviews shaping this summary

Rated 4 out of 5 stars

The agents for your company were great. My only issue is, you'll post positive reviews about your company, which is fine, but there are no reviews on what getting service, support & responses from the... See more

Company replied

Rated 5 out of 5 stars

Raquel was very patient, and very polite. I think I was on the phone with her for about 2 hours. The price I got for auto insurance was about $600 cheaper than my current provider, and my tenant insur... See more

Company replied

Rated 5 out of 5 stars

I had an amazing experience with Lowest Rates Insurance, and I have to give a special shoutout to Angela! From the very beginning, she made the entire process smooth, stress-free, and actually enj... See more

Company replied

Rated 5 out of 5 stars

I like your service that is efficient and quite helpful in trying to find reasonable insurance rates. I did not use your results because my rates were close to the rates recommended by you. And t... See more

Company replied


Company details

  1. #7 of 7 best companies in Insurance Agency
  2. #5 of 6 best companies in Auto Insurance Agency
  3. #5 of 6 best companies in Home Insurance Agency
  4. #13 of 16 best companies in Online Marketplace
  5. #4 of 4 best companies in Price Comparison Site

About LowestRates.ca

Written by the company

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LowestRates.ca is an online rate comparison site for insurance, mortgages, loans and credit card rates in Canada. The free, independent service connects directly with financial institutions and providers from all over North America to offer Canadians a comprehensive list of rates. LowestRates.ca wants to help everyone become more financially literate and we've helped save Canadians $1 billion in interest and fees! We believe in helping people make smarter decisions with their money.

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LowestRates.ca

Written by the company

Save time. Save money. Just like that.
We believe in helping people make smarter decisions with their money.

Contact info

3.8

Great

TrustScore 4 out of 5

2K reviews

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Asks customers to review

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3.8

All reviews

(2,430)

496 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Well called and was told had to be…

Well called and was told had to be within 30 days of my vehicle insurance renewal. Was told I would be called. Did not get called so called in myself. The person saw my info and transferred me to another. That got me leaving a voice message this morning and at this time I have yet to be contacted.

July 15, 2026
Rated 1 out of 5 stars

Very big disappointment

Very big disappointment. I received an excellent quote from scoop with caa. When I called back a week later to accept the quote, scoop would not honour it, telling me that 1) i didn’t report an accident that rep Ella said was a glass chip. Since when r glass chips an accident, 2) we said we first obtained insurance when we received our license, me in ‘71 my wife in ‘75. Ella said MTO indicated I first got insurance in 1997 when I was 43 and my wife in ‘96 when she was 37. What a joke. And I was kept on the phone for over an hour by Ella. I will never use lowest rates or scoop ever again. And I will not renew my current insurance with CAA thru scoop. Just a waste of time and terrible experience!

July 14, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Sandra,

We appreciate you taking the time to share your recent experience with Scoop Insurance, and we are truly sorry to learn of your significant disappointment. We understand your frustration regarding the quote not being honored. We are committed to reviewing the details of your interaction to understand what transpired. Your feedback is invaluable.

All the best,
LowestRates.ca

Rated 1 out of 5 stars

Higher rates.ca

Putting the website name as LowerRates.ca and while getting the amount of quotes the amount the rates are high. So there is no point in calling it as lower rates.ca. It’s better to change the name to HigherRates.ca.

July 14, 2026
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Reply from LowestRates.ca

Hello Vaishnav,

We appreciate you sharing your feedback regarding the rates you received. We understand your frustration when the quotes don't align with your expectations for lower rates. We are always working to provide competitive options and will review our offerings to better meet customer needs.

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Perfect communication very professional

Perfect communication. Very professional. 100% satisfied.

July 14, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Edel,

We are so glad to hear that our communication and professionalism met your expectations. We truly appreciate your wonderful feedback!

All the best,
LowestRates.ca

Rated 1 out of 5 stars

Price

The quote I got on the website was nowhere close to the quote I got when I talked to someone on the phone it was very misleading

July 13, 2026
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Reply from LowestRates.ca

Hello Darrell,

We appreciate you bringing this discrepancy to our attention. We understand your frustration with the difference in quotes and are reviewing to see why the rate was so different.

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Sales broker Abdur Faisal was very…

Sales broker Abdur Faisal was very helpful and thorough with all my questions. He provided me with a detailed quote and had it emailed to me in a timely manner.

July 13, 2026
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Reply from LowestRates.ca

Hello Francesco,

We're so glad to hear about your positive experience with our Abdur. We appreciate you highlighting the thorough and timely assistance you received. Thank you for your kind words!

All the best,
LowestRates.ca

Rated 5 out of 5 stars
LowestRates.ca logo

Reply from LowestRates.ca

Hello Mark,

We're happy to hear that you found our service easy and worthwhile. We appreciate your positive feedback!

All the best,
LowestRates.ca

Rated 4 out of 5 stars

Great customer service

Great customer service, friendly stage to deal with and informative.

July 8, 2026
Unprompted review
LowestRates.ca logo

Reply from LowestRates.ca

Hello Brian,

We're so happy to hear that you had such a positive experience with our customer service. We pride ourselves on having a friendly and informative team. Thank you for your kind feedback!

Allt he best,
LowestRates.ca

Rated 5 out of 5 stars

Raquel was very patient

Raquel was very patient, and very polite. I think I was on the phone with her for about 2 hours. The price I got for auto insurance was about $600 cheaper than my current provider, and my tenant insurance was about the same as I'm currently paying. She even laughed at my joking around with her. THAT'S AMAZING! Thank you Raquel.

July 10, 2026
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Reply from LowestRates.ca

Hello Philip,

We are so happy to hear about your wonderful experience with us! It is fantastic that we could help you find such significant savings on your auto insurance while maintaining your tenant insurance coverage. We truly appreciate you taking the time to share your positive feedback. We strive to provide excellent service, and it sounds like we achieved that with you.

All the best,
LowestRates.ca

Rated 5 out of 5 stars

The professionalism of the staff that…

The professionalism of the staff that made is a great experience

July 10, 2026
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Reply from LowestRates.ca

Hello James,

We're truly glad to hear that our staff's professionalism made your experience so positive. Thank you for your kind words!

All the best,
LowestRates.ca

Rated 1 out of 5 stars

The quote was given was too high…

The quote was given was too high compare to original quote .

July 9, 2026
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Reply from LowestRates.ca

Hello Pouya,

We appreciate you sharing your concerns about the pricing discrepancy. We will review with the broker, as to why the rate changed.

All the best,
LowestRates.ca

Rated 1 out of 5 stars

you require an Ontario drivers license

you require an Ontario drivers license. We have multiple homes and have US licenses.

July 9, 2026
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Reply from LowestRates.ca

Hello John,

We appreciate you sharing your experience. We understand that our Ontario license requirement may be inconvenient for those with US licenses. Sorry we were not able to assist.

All the best,
LowestRates.ca

Rated 1 out of 5 stars

Response was fast

Response was fast. The broker they connected me to was rude and condescending. I told him that I'm ending the call because it was so unpleasant. You may want to review the brokers you work with.

July 9, 2026
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Reply from LowestRates.ca

Hello Terisa,

We appreciate you taking the time to share your experience. We are concerned to hear about the interaction you had with the broker and assure you that we are reviewing our partners to ensure a professional and respectful service for all our clients.

All the best,
LowestRates.ca

Rated 2 out of 5 stars

always bait the customer with a low…

always bait the customer with a low price--and then by the time one is on hold for up to a half hour we save 10 bucks from our old provider

July 9, 2026
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Reply from LowestRates.ca

Hello Donald,

We appreciate you sharing your experience. We understand your frustration with wait times and the perceived value. We are actively working to improve our service efficiency for all our customers.

All the best,
LowestRates.ca

Rated 4 out of 5 stars

Communications

Communications, excellent very professional

July 9, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Mario,

We're truly glad you found our communication professional. Your positive feedback is greatly appreciated.

All the best,
LowestRates.ca

Rated 2 out of 5 stars

You did nothing when I was transferred

You did nothing when I was transferred. Told me I had to wait until I was a month from renewing. Have read to get new quotes 3 months out

July 8, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello,

We appreciate you sharing your experience regarding the transfer and renewal process. We understand your frustration with the information you received. We are reviewing our procedures to ensure clearer guidance for future transfers.

All the best,
LowestRates.ca

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Quick response

Lowest rates is a time saver and getting quick responses today is rare no matter the company.
I appreciate what you are doing and you make life so much better.Thank you.

July 8, 2026
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Reply from LowestRates.ca

Hello Wayne,

We are so happy to hear that our quick responses and low rates have made such a positive impact for you. Your kind words truly make our day. Thank you for your wonderful feedback!

All the best,
LowestRates.ca

Rated 5 out of 5 stars

Efficient service.

I like your service that is efficient and quite helpful in trying to find reasonable insurance rates.
I did not use your results because my rates were close to the rates recommended by you. And that was very useful to me as well.
Thank you,
Mary Smith

July 8, 2026
LowestRates.ca logo

Reply from LowestRates.ca

Hello Mary,

We are so glad our service was helpful in your search for reasonable insurance rates. It's wonderful to know that our results provided valuable insight, even if you didn't switch. Thank you for your kind words!

All the best,
LowestRates.ca

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