I worked with Stacey in the Apopka, FL office and she was absolutely incredible. Most people wouldn't say that when taking out a loan at a higher than average interest rate but, when you mess up like... See more
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Lydia was absolutely amazing. (I believe she is at the Bellevue branch). I had a very stressful financial emergency, and she truly made the whole process easy and straightforward. She was so incredibl... See more
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I had an appointment yesterday 07/08/2026 with Sharday Pagon Lugo. My experience with her was very awesome. She was very transparent, thorough and knowledgeable. I felt very comfortable through the pr... See more
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Patti is exceptional. This is my third time getting a loan with One Main Financial. Patti has been my to go to person. She is kind, personable and professional. She explains the process from start to... See more
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Company details
About OneMain Financial
Written by the company
We look beyond your credit score to offer affordable loans.
$1,500 - $30,0002
Personal and Auto Loans
CHECK FOR OFFERS
Prequalified offers in minutes. Checking won't hurt your credit score.
Why so many people choose OneMain
- Money as fast as 1 hour after loan closing3
- Affordable, transparent loans
- Fixed interest rate
- Fixed monthly payments
- No prepayment fees
- 7-day Satisfaction Promise4
FIND YOUR BRANCH
Money for big and small needs
- Household bills
- Debt consolidation
- Home and auto repair
- Medical expenses
- Vacation
- Wedding
- Almost anything you need 5
1 Real customer compensated for their time.
2 Not all applicants will qualify for larger loan amounts or most favorable loan terms. Larger loan amounts require a first lien on a motor vehicle no more than ten years old, that meets our value requirements, titled in your name with valid insurance. Loan approval and actual loan terms depend on your state of residence and your ability to meet our credit standards (including a responsible credit history, sufficient income after monthly expenses, and availability of collateral). APRs are generally higher on loans not secured by a vehicle. Highly-qualified applicants may be offered higher loan amounts and/or lower APRs than those shown above. Active duty military, their spouse or dependents covered by the Military Lending Act may not pledge any vehicle as collateral.
Borrowers in these states are subject to these minimum loan sizes: Alabama: $2,100. California: $3,000. Georgia: $3,100. North Dakota: $2,000. Ohio: $2,000. Virginia: $2,600.
Borrowers in these states are subject to these maximum loan sizes: North Carolina: $11,000 for unsecured loans to all customers, $11,000 for secured loans to present customers. Maine: $7,000. Mississippi: $12,000. West Virginia: $13,500. Loans to purchase a motor vehicle or powersports equipment from select Maine, Mississippi, and North Carolina dealerships are not subject to these maximum loan sizes.
3 Funds within an hour after loan closing must be accessed by using a bank-issued debit card and are disbursed through the SpeedFunds® debit card network. Funds may also be disbursed by electronic deposit to the borrower’s bank account through the ACH network and available approximately 1 to 2 business days after closing or disbursed by check. SpeedFunds® is a registered trademark of OneMain Financial Holdings, LLC.
4All loan funds paid at closing to customer or paid on customer’s behalf (except any fees paid for lien placement) must be returned to OneMain Financial by debit card, certified check, cashier’s check, money order, or uncashed original OneMain Financial loan check within 7 calendar days after the Date at the top of the Loan Agreement. Personal checks cannot be accepted. Any OneMain Financial loan(s) paid off with proceeds of the canceled loan will be reinstated. If you financed the purchase of insurance or other optional products at the time of the loan, you have the option to cancel or keep your noncredit insurance product or membership plan. If you choose to retain these products, you will need to pay for the purchase. Any credit insurance products you purchased will be canceled with the loan.
5Loan proceeds cannot be used for postsecondary educational expenses as defined by the CFPB's Regulation Z such as college, university or vocational expenses; for any business or commercial purpose; to purchase cryptocurrency assets, securities, derivatives or other speculative investments; or for gambling or illegal purposes.
OneMain Financial Group, LLC (NMLS# 1339418) – CA: Loans made or arranged pursuant to Department of Financial Protection and Innovation California Finance Lenders License. PA: Licensed by the Pennsylvania Department of Banking and Securities. VA: Licensed by the Virginia State Corporation Commission - License Number CFI-156. OneMain Mortgage Services, Inc. (NMLS# 931153) – NY: Registered New York Mortgage Loan Servicer. Additional licensing information available on OneMain Disclosures.
For residents of the State of Washington only: OneMain Financial Group, LLC – Consumer Loan Company License – NMLS # 1339418.
For Housing Counselors in the State of Washington, please email us at the following link in regards to your customers loan modification status: REModifications@onemainfinancial.com. Please ensure your customer has provided us with authorization to work with you.
Contact info
601 NW 2nd St, 47708, Evansville, IN, United States
- (800) 742-5465
- onemainfinancial.com
4.6
Excellent
80K reviews
Asks customers to review
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Needed a some financial help
Needed a some financial help, and applied online. I was contacted within minutes by, Tatiana who was absolutely amazing. She walked me through the process and explained each step to me in detail so i could understand. And above all that i could feel her actually wanting to help me. A big thank you to One Financial, and an even bigger thanks to Tatiana!
18 July 2026
Unprompted review
It was easy helpful not complicated…
It was easy helpful not complicated Carmen was Beautifully nice helpful and patient I deeply appreciate u all got me what I wanted at a decent payment range keep up the good work
15 July 2026
Great customer service!!!
15 July 2026
I rarely leave negative reviews
I rarely leave negative reviews, but my experience with OneMain Financial has been one of the most frustrating financial experiences I’ve ever had.
I went into this loan believing I was getting honest, straightforward information. During the process, I was told things that ultimately did not match how my loan actually worked. I later discovered that a much larger portion of my payments was going toward interest than I expected, making it feel almost impossible to make meaningful progress on the principal balance.
To make matters worse, I purchased optional protection products because I was led to believe they would help if I experienced financial hardship. When I needed that protection, my claim was denied based on limitations that were never clearly explained to me during the loan process. It left me paying for coverage that didn’t help when I needed it most.
I’ve made extra payments, paid ahead whenever I could, and genuinely tried to stay on top of my account. Instead of feeling like I was getting ahead, it often felt like I was stuck in a cycle where my balance barely moved.
My biggest disappointment isn’t just the loan itself—it’s the lack of transparency. Consumers deserve to fully understand what they’re signing, how their payments are applied, and exactly what optional products do and do not cover before making such an important financial decision.
I hope OneMain Financial takes customer concerns more seriously and focuses on providing clearer explanations so future borrowers can make truly informed decisions. Based on my experience, I cannot recommend OneMain Financial.
1 February 2026
Unprompted review
Exelenct service
15 July 2026
Thank you Devin! Great service!
Just had a great experience working with Devin, she was upfront, knowledgeable, helpful and patient as she helped us get everything in order and settle on a loan we felt comfortable with. Very fashionable and courteous to boot. 10 out 10 would do again.
17 July 2026
Unprompted review
May use AI-assist with repliesRead more
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
Very disrespectful tone and attitude
Very disrespectful tone and attitude. I simply asked what would be the monthly payments, he said well I’m not the one paying it so what would you like to pay. He kept laughing and talking in incomplete sentences. Please do better with customer service and training
17 July 2026
Unprompted review
Reply from OneMain Financial
We'd like to learn more to see how we can help. Please send us an email at omfsocial@omf.com with subject line "Trustpilot complaint" and include your first and last name, Trustpilot username, phone number, zip code, and a few additional details about your experience. –Scott | OneMain Social
One Main Financial Top Tier
Amazing customer service from Mark at One Main
16 July 2026
Unprompted review
Truly Professional
Professional services. Environmental and representative friendly. Comfortable experience. Accurate information.
8 July 2026
Reply from OneMain Financial
Thank you for your kind words. Every step counts and leads to better financial health. We’re proud to be on the journey with you. Don't forget: You may also manage your account online with our online account management tool, which you can find here: http://spr.ly/AccountManagement –Scott | OneMain Social
Don't waste your time.
Went through the online process and talked with a rep. Shortly after I received a message that my loan was approved. Never got a call after contacting them 3 times about my loan. Have been ignored ever since. No return calls as promised, nothing. Bad experience overall. Was a waste of time and took a hit to my credit rating to boot. Not recommended. Update: Finally got a callback saying my loan was now denied. Customer experience was really bad.
14 July 2026
Unprompted review
Reply from OneMain Financial
if you are unable to reach your local branch, our customer care team is available at: 800-290-7002. Thank you. - –Scott | OneMain Social
Great experience 😄
Aaron and Lawrence were very professional and efficient! I live with one main financial, it has been a life saver for emergencies
Thank you 👍
Lisa Popp
15 July 2026
Reply from OneMain Financial
We are very happy to hear about your positive experience with Aaron and Lawrence. We look forward to helping you reach your goals. –Scott | OneMain Social
The professionalism and amicable…
The professionalism and amicable setting; also the expediency of service.
15 July 2026
All of the staff was nice and friendly
All of the staff was nice and friendly. They made me feel welcome. There was no judgment from them. They offered the different products for protection in a way that didn't feel like they were pressuring me.
15 July 2026
Reply from OneMain Financial
Hi Elton! We really appreciate you taking the time to leave such a positive review. We aim to provide an excellent experience for all of our customers and we are so happy that we were able to do that for you. Thanks again! –Scott | OneMain Social
Attidude is a small thing that makes a big difference!
I have been working with One Main Financial for a few years now, and this specific location is all I have worked with. They are awesome individuals, and I have always had good experiences with the workers here. Recently, I called and got to work with a new worker by the name of Karissa. Still after years of working with this location I have more good things to say. First hand glance at a clients account such as mine and any worker would treat it as normal. It is the most caring workers that make your experience different. That is what Karissa did when I had the chance of working with her. I believe all workers at this location operate this way, and thats why I wanted to make this review after so long. Thank you OMF Stevens Creek Branch for being awesome! Honorable mention to Aaron!
25 June 2026
Unprompted review
Reply from OneMain Financial
Hi Jesus. Thank you for choosing us and for sharing your experience! Improving finances is a journey and we're glad to start that process with you. Don't forget to take advantage of our helpful articles, tools, and tips at: https://www.onemainfinancial.com/resources –Scott | OneMain Social
The agent was kind and respectful and…
The agent was kind and respectful and the process was at the moment that I needed
15 July 2026
Staff was amazing
Staff was amazing! One Main makes it easy and fast for customers and the staff is unbeatable here at the Marshall Mo branch. Thank you!
15 July 2026
Reply from OneMain Financial
Hi Georgia! Thank you for choosing us and for sharing your experience! Improving finances is a journey and we're glad to start that process with you. Don't forget to take advantage of our helpful articles, tools, and tips at: https://www.onemainfinancial.com/resources –Scott | OneMain Social
Good customer service everything was…
Good customer service everything was done fast and the same day thank you
15 July 2026
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