One of the most enjoyable experiences that I have ever had with online lending. Amazingly fast, filed necessary paperwork with ease. Waited a whole 20 seconds for tentative approval. Waited another 30... See more
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
I am so amazed at the ease of a simple application process followed by a quick approval. I am very impressed with all the info provided regarding payment amount for each option in my offer. It helped... See more
Company replied
I applied online with the Offer code i was given, I wasn’t sure about the process so I called the Customer Service number and the lady that helped me (I Forgot her name) she was AWESOME!! She was so p... See more
NetCredit was the only lender who offered a straightforward loan application process. Finally I found a lender who works with applicants and acts quickly to process and make a determination relative... See more
Company details
About NetCredit
Written by the company
Your financial situation is unique. Shouldn't your loan options be, too?
Fast funding- Flexible terms
- Personal loans for up to $10,000*
- Lines of credit up to $4,500
This won't affect your credit score.
Learn more at our Rates & Terms.
What makes us different?
You're not just your credit score.
When you apply, advanced algorithms take a broader look at your finances to create an offer just for you.
You can pick what you need.
Borrow an amount that meets your needs and repay in a way that works for your financial situation.
You can improve your finances.
You can build credit history by making on-time payments, giving you the power to create a better future.
*In CA, some customers may qualify for up to $10,500.
All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. All loans and lines of credit will be serviced by NetCredit.
In states where NetCredit loans and lines of credit are offered by a lending partner bank, loans and lines of credit are underwritten by, approved by and funded by Republic Bank & Trust Company or Transportation Alliance Bank, Inc. d/b/a TAB Bank. Refer to the Rates & Terms page for your state for more information.
CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. Loans made pursuant to a California Financing Law license (License No. 603K020).
Contact info
175 W. Jackson Blvd, 60604, Chicago, United States
- (877) 392-2014
- support@netcredit.com
- netcredit.com
4.8
Excellent
33K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
very professional and fast
17 July 2026
I like that I did get a help I needed…
I like that I did get a help I needed and your customer service is fantastic they help me figure out what I did wrong while I got three deposits when I only wanted the one deposit for $315 but thank you I appreciate your time
17 July 2026
Help when you need it
I did not have to jump through a lots of hoops in order for my application to be taken care of.
17 July 2026
How fast you are i really needed help…
How fast you are i really needed help to get my kids clothes for school!
17 July 2026
Fast and very helpful
17 July 2026
Could make the uploading of documents a…
Could make the uploading of documents a little faster. I had to upload the same documents 3 different times.
17 July 2026
The process was very easy
The process was very easy. Clear terms to help you understand what you're getting and what you'll be paying.
17 July 2026
Great company that came in clutch, very legitimate
I appreciate NetCredit being available when I really needed a loan. Smooth process and excellent online interphase to see what is available, what is owed, and options to pay it. Thank you!
17 July 2026
Easy to work with
17 July 2026
fast dunfing and credit amount for a…
fast dunfing and credit amount for a begginer credit
17 July 2026
It was easy to apply for a loan and was…
It was easy to apply for a loan and was able to receive the funds in the same day ,I Recommend using them, they didn't ask for no collateral and Hassle, free.
17 July 2026
First time ever getting a first loan
Well I had trouble trying to link my account and then the other thing with the part of the account number one of the numbers were missing got help with that they're a helpful the whole time I needed help finally got the approved loan it most certainly has a big help that's for sure I know there's going to be interest on it they have to make their part which makes sense the only way to do it without having to deal with that is using a credit card for credit building and you deposit money on it that you use to build a credit that would be the only way I chose this way cuz it made it easier plus it's my first time in several years of ever getting a loan to build up my credit
16 July 2026
Unprompted review
The Trustpilot Experience
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.