Learn FIRE

What FIRE is and why your savings rate matters most.

1. What Does FIRE Mean? Financial Independence, Retire Early7 min read
2. Why Savings Rate Matters More Than Income4 min read
3. Compound Interest and FIRE: Why Starting Early Changes Everything5 min read

How to invest your savings and keep more of it.

1. Index Funds 101: What to Invest In for FIRE6 min read
2. Diversification: Why Eggs in Many Baskets Beats One6 min read
3. Asset Allocation 101: Stocks vs Bonds and Why the Mix Matters7 min read

Size your target and stress-test the plan.

1. How Much Money Do You Need to Retire?6 min read
2. How FIRE Assumptions Change Your Retirement Date5 min read
3. Sequence of Returns Risk: The Retirement Threat Most People Miss6 min read

Make the money last once work is optional.

1. What the 4% Rule Actually Means5 min read
2. Barista FIRE: Semi-Retirement and the Middle Path5 min read
3. Roth IRA vs 401(k) for Early Retirement: Which Account Wins?7 min read