I needed a chair because mine fell apart last. Getting one was not an option. I saw thatthe financing was new & could help me reestablish credit. I found a reasonably priced chair that I liked. I was... See more
Company replied
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Review summary
Created with AI, based on recent reviews
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Reviews shaping this summary
Kovo has made building credit so easy for me! I started off with zero credit and my credit score has sky rocketed!! I love using Kovo and would highly recommended them to anyone! I have even started s... See more
Company replied
I’ve been trying everything to get a card to help rebuild my credit and this is the first one that accepts me! Thanks for your support and help! You are amazing and I hope you remain blessed.
Company replied
Good experience so far! Got approved for $240. Payments $10/monthly for 24 months. Hopeful all will go well.
Company replied
Company details
- #9 of 250 best companies in Non-Bank Financial Service
- #5 of 178 best companies in Alternative Financial Service
- #1 of 8 best companies in Credit Counseling Service
- #1 of 2 best companies in Credit Reporting Agency
- #4 of 37 best companies in Finance Broker
- #3 of 110 best companies in Financial Institution
Written by the company
Kovo helps you build credit, fast. Ranked as the #1 Credit Builder and rated 4.9 stars. The Installment Credit Builder account is $10/mo for 24 months, with accounts and payment performance reported to all 4 bureaus: TransUnion®, Equifax®, Experian®, Innovis®. As an extra credit boost, customers with 2 on-time payments are eligible for a Revolving Credit Builder account to help round out their credit mix and double up on their credit building with all 4 bureaus. Customers with 4 on-time payments are eligible for Credit Rewards, which offers 1% back on loans from lenders in the Kovo network. These rewards are for a job well done building credit and securing that loan, card, or mortgage that was previously out of reach.
Contact info
United States
- support@kovocredit.com
- kovocredit.com
4.9
Excellent
10K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 24 hours
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Great for the first experience and egar…
Great for the first experience and egar to learn more
July 14, 2026
Everything went well I was pleased with it
And I like this company called for help me to build my credit
July 14, 2026
Signing up was quick and easy.
July 14, 2026
Reply from Kovo
Thanks for being part of Kovo! 🌠 We're committed to keeping you well-informed to help you stay on track. Your trust means a lot to us and we really appreciate the feedback.
Great great
July 14, 2026
Reply from Kovo
We love knowing our approach is landing well. We report every month to TransUnion®, Equifax®, Experian®, and Innovis®… and they're hearing about all your hard work. 🎉 Keep up the great work and watch that score rise!
Reply from Kovo
We love knowing our approach is landing well. We report every month to TransUnion®, Equifax®, Experian®, and Innovis®… and they're hearing about all your hard work. 🎉 Keep up the great work and watch that score rise!
Reply from Kovo
Thanks for sharing your experience! 💪 Remember that with Kovo, you can also earn unlimited $$$ by referring friends and family. We're cheering you on!
Reply from Kovo
Thank you so much for the feedback. 🤗 We send reminders about upcoming payments, credit score updates, and payment reporting and we're always working to improve your Kovo experience! Keep making those on-time payments and building up your score!
Reply from Kovo
This is great to hear. We're committed to helping you elevate that credit score. We're here to support you every step of the way! 🌠
Reply from Kovo
Thanks for sharing your experience with us! 🎉 Every on-time payment you make with Kovo can bring you closer to a higher credit score and a brighter financial future. Keep building that credit…we've got your back every step of the way! 🚀
Reply from Kovo
Thanks for the positive feedback! 💕 We're here, quietly working in the background to support your credit-building journey. Thanks for the kind words and congratulations on your credit journey!
Reply from Kovo
Thanks for sharing with us! Having a Kovo account can positively contribute to your overall credit mix, which is an important factor in your credit score. Thanks for placing your trust in us. 📈
Reply from Kovo
We love knowing our approach is landing well. 😊 Building your credit score now can mean saving THOUSANDS down the road. Let's keep up the steady journey together!
It was a great experience for me as my…
It was a great experience for me as my husband passed away here and a half ago so I’m just the one income household now and I really do appreciate it. I’m very blessed to have had this great experience thank y’all very much. I appreciate it more than I
July 14, 2026
Reply from Kovo
Kimberly, thank you for your trust and recommendation! 🌟 We're sorry for your loss. Life throws us curveballs sometimes, but we're here to support your credit journey every step of the way. Keep going…we're rooting for you! 💪🎉
Reply from Kovo
This is great to hear. We're committed to keeping you well-informed to help you stay on track. We're cheering you on! 🔥
Reply from Kovo
Thanks for taking the time to leave a review! 🌼 We report every month to TransUnion, Equifax, Experian, and Innovis…and they're hearing about all your hard work. Keep up the awesome work! ✨
Reply from Kovo
Thanks for the feedback, we really appreciate it! Consistency is key to building credit and we make it easy for you with simple monthly auto-payments. Thanks again for the feedback!
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