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ICICI Home Loan Processing Fee

₹
error
  • 5 yrs
  • 10 yrs
  • 15 yrs
  • 20 yrs
  • 25 yrs
  • 30 yrs
error
Home Loan EMI is
₹ 39,388
Principal Amount
₹80,00,000
Interest Amount
₹29,53,299
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Disclaimer: These calculators are only for illustrative purposes. These figures may or may not be applicable to your particular situation. Users must confirm all calculations and terms directly with the bank. Rates and charges may be revised at any time. Magicbricks will not be responsible for any loss or liability arising from the use of these calculators.
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  • India +91
  • United Arab Emirates +971
  • United Kingdom +44
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  • Singapore +65
  • Philippines +63
  • Kuwait +965
  • Saudi Arabia +966
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    ICICI Bank offers home loans to all eligible borrowers to move into their dream home. ICICI Bank Home Loans make it simpler for those planning to purchase or construct a new home or renovate an existing home.

    A bouquet of home loan solutions from ICICI bank make any individual inch closer to their dream home with interest rates starting as low as 6.90% p.a. with a maximum loan tenure of up to 30 years. ICICI Bank gives you the liberty to prepay your floating rate home loans with zero charges.

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    Loan req. -
    ₹50,00,000
    ₹
    ₹
    10L
    ₹
    10Cr
    Apply
    Credit Score -
    820
    300
    900
    Apply
    Ongoing EMI. -
    ₹10,000
    ₹
    ₹
    0
    ₹
    10L
    Apply
    Monthly Income -
    ₹1,00,000
    ₹
    ₹
    10K
    ₹
    1 Cr
    Apply
    State Bank of India
    Recommended
    7.25%
    Interest
    ₹
    50L
    Loan Amount
    30 Yr
    Tenure
    ₹
    38.4K
    Monthly EMI
    Get Loan disbursed under
    18 Days
    ₹
    10,000
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    Bank of Maharashtra
    7.10%
    Interest
    ₹
    1Cr
    Loan Amount
    30 Yr
    Tenure
    ₹
    75.5K
    Monthly EMI
    Get Loan disbursed under
    18 Days
    ₹
    20,000
    Cash Reward
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    Bank of Baroda
    7.20%
    Interest
    ₹
    70L
    Loan Amount
    30 Yr
    Tenure
    ₹
    53.3K
    Monthly EMI
    Get Loan disbursed under
    18 Days
    ₹
    14,000
    Cash Reward
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    HDFC
    7.20%
    Interest
    ₹
    60L
    Loan Amount
    30 Yr
    Tenure
    ₹
    47K
    Monthly EMI
    Get Loan disbursed under
    18 Days

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    ₹
    +91
  • India +91
  • United Arab Emirates +971
  • United Kingdom +44
  • Oman +968
  • Singapore +65
  • Philippines +63
  • Kuwait +965
  • Saudi Arabia +966
  • USA +1
  • Uganda +256
  • Spain +34
  • Australia +61
  • Sri Lanka +94
  • Nigeria +234
  • Japan +81
  • New Zealand +64
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    ICICI Bank Home Loan Processing Fee & Charges

    ICICI Home Loan Scheme Best Suited for Processing Fee
    ICICI Bank Instant Home Loan Individuals having a salary account with ICICI Bank can avail a pre-approved home loan Up to 2% of the loan amount plus applicable tax
    ICICI Bank 30 Year Home Loan Salaried individuals from a select list of companies can avail this home loan for a tenure of 30 years Up to 2% of the loan amount or Rs.1,500 whichever is higher for salaried employed individuals
    ICICI Bank Step Up Home Loan Salaried individuals can avail of a higher loan amount up to 20% more under this scheme given one's loan eligibility vis-a-vis other home loans Up to 2% of the loan amount or Rs.1,500 whichever is higher. Rs.2,000 if the applicant resides in Bangalore, Delhi and Mumbai
    ICICI Bank NRI Home Loan Non-Resident Indians (NRIs) planning to purchase a property in India. Up to 2% of the loan amount plus applicable tax
    Pratham Home Loans Salaried and self-employed individuals can avail loan up to Rs.50 lakh and repayment tenure up to 20 years Up to 2% of the loan amount plus applicable tax
    Home Loan Balance Transfer Salaried/Self-Employed Individuals looking to transfer their existing home loan from another financial institution to ICICI. Up to 2% of the loan amount plus applicable tax
    ICICI Bank Saral Rural Housing Loan ICICI Bank Saral Rural Housing Loan is intended for the women borrower and weaker section of the society to help them own a home or home renovation with added subsidy benefit up to Rs.2.67 lakh under Pradhan Mantri Awas Yojana, credit linked subsidy scheme. Discretion of the bank at the time of application

    ICICI Home Loan Key Features

    Interest Rate

    6.90% - 8.05% (Floating interest rate)
    Processing Fee 0.50% - 2.00% of the loan amount or Rs. 1500/- (Rs. 2000/- for Mumbai, Delhi & Bangalore), whichever is higher plus applicable GST
    Loan Amount 75% to 90% of the cost of the property/ construction/improvement/extension 
    Tenure Up to 30 years

    Useful Links - 

    ICICI Home Loan Customer Care ICICI PMAY Scheme ICICI Home Loan Statement

    Our partner banks
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    ICICI Bank Home Loan other resources

    Home Loan FAQs

    • Balance Transfer is the act of transferring your existing home loan from one financial institution to another to avail extra benefits

    • You can increase your eligibility to avail a home loan by adding a co-applicant. A co-applicant with a documented source of income can greatly enhance the chance of obtaining a home loan with a higher loan amount

    • Home Loan eligibility can be attributed to various factors, such as the monthly income of the applicant and co-applicant - if any, age of the applicant, monthly financial liabilities, credit history, and repayment track record, years remaining for retirement, etc.

    • Yes, an individual borrower can repay the ICICI home loan before its tenure ends. The prepayment charge depends on the floating or fixed rate of interest as defined below:
    Home Loan News & Articles
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    Aug 20, 2026, 17:00
    UP Awas Vikas Housing Scheme| UP Housing and Development Board
    The UP Housing and Development Board, is the Government body promoting affordable housing development in Uttar Pradesh through the UP Awas Vikas Housing Scheme. It came into existence with the UP Act No. 1 of 1966. The UP Government recognised the need for the betterment of the economically weaker sections of society. This led to the formation of the UP Awas Vikas, which aimed at providing affordable living spaces to the lower and middle-income groups of society. It endeavours to develop venture...
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    Public vs Private Bank Home Loan Approval: Process Difference
    Buying a home is great, but deciding which bank to use for your home loan can be a bit of a head-scratcher. Are you supposed to pick a public bank because of cheaper interest rates or a private bank because they give you the money quicker? Quite a few first-time homebuyers face the same dilemma. The loan approval process, the papers you need to submit, the waiting time, and the whole banking experience can be very different when you compare public banks and private banks. Public Banks vs Private...
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    12 Common Reasons Banks Reject Your Home Loan Application
    Aug 17, 2026, 16:00
    12 Common Reasons Banks Reject Your Home Loan Application
    Obtaining a mortgage is a significant milestone in the process of purchasing a home. Still, a considerable number of people are caught off guard when their home loan is declined, even though they have a steady source of income. Lenders consider a variety of financial, legal, and risk aspects when deciding whether to issue a loan. A tiny problem can result in the denial of loan approval. If you know the reasons for your rejection of a mortgage by the banks, you will be able to get yourself ready,...
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    Home Loan from a Bank vs Housing Finance Company (HFC) - Which to Choose
    Aug 13, 2026, 17:12
    Home Loan from a Bank vs Housing Finance Company (HFC) - Which to Choose
    There are many ways to finance the purchase of your home, with loans. You can turn to housing finance companies (HFCs) or banks for your home loan. After all, everyone wants a little house of their own. It brings peace, joy and security. Also buying your own house is an important landmark of life. So should you consider a home loan from a bank vs housing finance company? Let’s learn more. What are HFCs: First let us understand a little more on what HFCs are. HFCs are not unregulated bodies. The ...
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    Planning to Close Your Home Loan Account? Here is All You Need to Do
    Aug 12, 2026, 18:00
    Planning to Close Your Home Loan Account? Here is All You Need to Do
    You are likely to experience a thrilling mix of happiness and relief when you pay the last installment of your home loan and close your home loan account. They say, ‘The sprouting of patience is sweet’. The effort of applying for the loan, collecting all the documents, making the down payments and finally paying EMIs is all worth the effort when you finally get the sole ownership of your house. While you are busy throwing a big party to celebrate the ownership of a debt-free house, you also need...
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    Disclaimer

    The information available on this site has been gathered from publicly available sources and is accurate to the best of our knowledge. However, please be aware that the rates and other offers may vary based on your profile and may be subject to change without notice. Therefore, we advise you to verify the information before applying for any loan through this website. Magicbricks accepts no liability for any loss arising from the use of the information on this website. Refer T&C for the detail.

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    *These calculators are only for illustrative purposes. These figures may or may not be applicable to your particular situation. Magicbricks will not be responsible for any loss or liability arising from the use of these calculators.