Aikount
Aikount is agent-first accounting software for Spanish freelancers (autónomos), small businesses and the accounting firms that supervise them. An AI agent issues sales invoices, captures expense PDFs by OCR, connects to Spanish banks via PSD2 and to Stripe, auto-reconciles bank movements, keeps the ledger on the Spanish chart of accounts (PGC) and prepares the quarterly VAT return (Modelo 303). It is Veri*Factu ready, hosted in the EU and GDPR compliant. A public REST API and official MCP server (aikount-mcp) let you run bookkeeping from Claude, Cursor or ChatGPT. Pricing is a flat monthly fee by annual revenue, with a free plan up to 24,000 EUR/year. Alternative to Holded, Quipu, Contasimple and Declarando.
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Chargd
Chargd is a Mac invoicing app for freelancers, tradespeople, and small business owners who want to create quotes, invoices, payments, and reports without a subscription. The app works completely offline, stores data locally on the user’s machine, and does not require servers, logins, or sync. Users can create professional invoices with line items, tax, logos, and PDF previews in under a minute. Chargd also lets users send quotes, get them accepted, and convert them into invoices without retyping line items. The app supports recurring invoices, client management, invoice templates, payments, reports, expenses, multi-currency, credit memos, and bulk PDF export for Pro users. Built for electricians, plumbers, photographers, consultants, builders, web developers, and other self-employed professionals, Chargd offers a buy-once invoicing workflow for people who want local control and simple billing.
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Clozo
Clozo is an EU-first billing tool for freelancers: send a professional proposal with a legally-binding e-signature, collect a deposit, and get paid in one link via Stripe (card/iDEAL/Bancontact) or SEPA. It validates client EU VAT live (VIES), applies cross-border reverse-charge automatically, and generates compliant e-invoices in one click — ZUGFeRD, Factur-X, Peppol UBL, FacturaE, ebInterface, FatturaPA. Plus recurring billing, time tracking, expenses with DATEV export, and GDPR data export. Built for EU freelancers and micro-studios who want proposals, signatures, invoices, payments and expenses in one place instead of four separate tools.
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BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management.
Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees.
Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions.
Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.
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