Best Payment Processing Software for Windows
View:
Compare the Top Payment Processing Software for Windows as of January 2026
Sort By:
What is Payment Processing Software for Windows?
Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software for Windows currently available using the table below. This list is updated regularly.
-
1
NMI Payments
NMI
NMI Payments is an embedded payments solution that lets SaaS platforms, Software companies and ISVs integrate, brand, and manage payment acceptance directly within their software—without becoming a PayFac or building complex infrastructure. As a full-stack processor, acquirer, and technology partner, NMI handles onboarding, compliance, and risk so you can stay focused on growth. The modular, white-label platform supports omnichannel payments, from online, mobile and in-app to in-store and unattended. Choose from full-code, low-code, or no-code integration paths and launch in weeks, not months. Built-in risk tools, flexible monetization, and customizable branding help you scale faster while keeping full control of your experience. With NMI’s developer-first tools, sandbox testing, and modern APIs, you can embed payments quickly and confidently.Starting Price: Contact us -
2
Birdeye
Birdeye
irdeye is the #1 AI platform for Hyperlocal Marketing®, purpose-built for multi-location brands. Over 150,000 businesses rely on Birdeye’s intelligent AI agents to run marketing and drive business outcomes. Birdeye helps multi-location brands enhance online reputation, engage customers across social, search, and web, and gain real-time insights into consumers and competitors — all to boost leads & increase foot traffic, reduce costs, and grow revenue. Founded in 2012 and headquartered in Palo Alto, Birdeye is led by a team of innovators from Google, Amazon, Salesforce, and Yahoo and is backed by the who’s who of Silicon Valley, including Salesforce founder Marc Benioff, Yahoo co-founder Jerry Yang, Trinity Ventures, World Innovation Lab, and Accel-KKR.Starting Price: $250/month -
3
EBizCharge
EBizCharge
EBizCharge is the leader in integrated B2B payment processing, powering secure payment acceptance for over 400,000 users across the US and Canada. Our payment platform allows businesses to securely accept transactions anywhere, anytime, inside 50+ ERP, CRM, and accounting solutions. EBizCharge transforms payment operations by increasing processing efficiency, eliminating double entry, reducing errors, and improving security. Our suite provides online and mobile credit card processing, ACH payments, multi-currency support, real-time processing, secure encryption and tokenization, email payment links, customer portals, and comprehensive transaction reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all payment data is secured. EBizCharge integrates with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more.Starting Price: $25/month -
4
The Card Association
The Card Association
Unlock effortless payment processing solutions with The Card Association. Our comprehensive array of setup options ensures seamless transactions for your business needs. Whether you require traditional card reader payments, convenient mobile payment capabilities, robust e-commerce solutions, or fully integrated POS (point of sale) applications, we have you covered. With our user-friendly interface and versatile platform, you can easily navigate through various payment methods to cater to your diverse clientele. Our team is dedicated to providing you with top-notch support and guidance every step of the way, ensuring a smooth transition and optimal performance. Experience the convenience and efficiency of modern payment processing with The Card Association. Join countless satisfied merchants who have streamlined their transactions and elevated their business operations. Discover why businesses trust us for secure, reliable, and customizable payment solutions. -
5
Autodeals
Autodeals Inc
Autodeals, Inc. is a cloud based dealer management solution provider. Our comprehensive solutions include Dealer Management, Accounting & AutoCollections, Electronic Signatures, Payment Processing, LenderHawk, Messaging & CRM, Websites & Leads, Service Center, and Wholesale Dealers. The primary solutions are augmented by inventory management, forms management, BHPH, Payment Solutions, regulatory compliance, vehicle valuations, vehicle history reports, vehicle specifications, credit reporting, Reynolds & Reynolds Law Contracts and more. Compare us to any platform for ease of use, speed, security, and reliability. Single and multi-location dealerships. Start managing your Dealership for a lifetime of success. Available contracts, forms, taxes and fees in 50 US States.Starting Price: $149/month -
6
PremierCashier
NetResources
Tired of integrating PSP's and handling cashier complexity? PremierCashier is your no-code, scalable e-commerce solution. With one API integration you can access hundreds of payment solutions. Any device, any language, and any currency - including many popular cryptocurrencies. Smart credit card routing with intelligent failover, clever rules and algorithms to ensure you never lose a transaction. Bring your own merchant accounts or use our payment consulting to ensure you maximize your payment potential in any geo market. Our payment orchestration software is lightning fast and extremely customizable. Automatic customer profiling allows you to keep your processing secure while providing your customers with a VIP experience. And our dashboard is unrivaled in terms of providing you with actionable information at your fingertips. Plus, our latest API makes for a fast and robust integration to your CRM/ERP. Contact us to get started!Starting Price: $750 USD - no percentages! -
7
HoneyBook
HoneyBook
HoneyBook helps creative entrepreneurs and freelancers book more clients, manage projects and get paid all in one place. With their business management software, you can automate your busy work and stay on top of all your to-dos, saving time and money so you can grow your business. Its like your own personal assistant. This all-in-one management platform streamlines business processes, from first inquiry to final payment, so business owners can spend less time on administrative work and more time focusing on what got them passionate about their business in the first place. With their proposals, invoices, contracts, payments, and scheduling at your fingertips, HoneyBook gives you everything you need to give clients an unforgettable experience.Starting Price: $19 monthly ($16 annually) -
8
Exact Payments
Exact Payments
Exact Payments develops and delivers easy-to-integrate and highly scalable payments technology for SaaS companies to seamlessly embed payment flows into their software and activate a new, high-margin revenue stream. With Exact’s PayFac-as-a-Service solution, SaaS providers build frictionless buying journeys that enhance customer experience, improve retention, and increase the lifetime value of a customer by as much as 5x. Today, Exact processes nearly 1 billion transactions annually for prominent customers, including Chase, Ordway, Cineplex, Allianz, Levi’s, and Carfax. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. Our payment solutions are designed for performance and reliability, supporting over 10,000 merchant clients and delivering 99.99% uptime availability with transaction response times of less than 1 second.Starting Price: Free -
9
Cutting Edge Payment Processing Gateway with Enterprise Features and Real-Time Metrics
-
10
SubscriptionFlow
SubscriptionFlow
SubscriptionFlow is a subscription management software that automates the billing and payment processes for businesses. It incorporates a range of SaaS billing models for recurring payment systems along with a stringent region-based tax management process. With real-time AI-powered analytics and reporting, SubscriptionFlow provides useful insights that help streamlines business revenue. An automated and tailored subscription management system eliminates the overhead of time-consuming and labour-intensive work that ultimately increases business productivity in a shorter period of time. Moreover, it helps introduce efficiency in the business operations while automating the recurring billing subscriptions of users. Hence, it results in increased brand reputation, customer experience, and business revenue.Starting Price: $79 / Month -
11
Easy Pay Direct
Easy Pay Direct
Easy Pay Direct is the fastest safe way to process payments. We offer full service merchant accounts so you can worry less about account shutdowns, holds and reserves and focus more on your business. From its conception, Easy Pay Direct was designed to make your life easier. From our staff to the technology within the solution itself, we are here to help. Business owners need products that are efficient, effective, and, most importantly, easy to use. You have enough on your plate; processing credit cards should not be a headache. Easy and seamless integration to over 250 shopping carts, recurring billing, decline recovery, chargeback management, custom payment links, white glove customer service, plus so much more. Our customer service is here to help, and we are always a call, text, or email away whenever you need us. Find out why the nation's top entrepreneurs trust Easy Pay Direct. Notable clients: Grant Cardone, Frank Kern, Wes Watson, Fortune Builders & MoreStarting Price: 2.44% and 0.29 -
12
Atlantic-Pacific Processing Systems
Atlantic-Pacific Processing Systems
APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. -
13
Payrix
Payrix
Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation. -
14
SDK.finance
SDK.finance
SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.Starting Price: Contact us -
15
ChargeOn
Cyntexa
ChargeOn is a 100% Salesforce-native application designed to simplify, automate, and optimize how businesses handle payments — all within Salesforce. It bridges the gap between your Salesforce CRM and 14+ leading payment gateways, giving your team a unified platform to streamline your overall payment management. Why Businesses Need ChargeOn Businesses often faced challenges in receiving Salesforce payments due to manual processes. these processes slowed revenue recognition, resulted in duplication of records and imped customer experiences. ChargeOn eliminates these challenges by providing a seamless payment ecosystem inside Salesforce — ensuring faster collections, improved cash flow, and improved visibility in customer's payment journey. No more switching between systems or chasing failed payments — everything happens in one place, securely and automatically.Starting Price: $3500 -
16
Diversified Billing
Diversified Technology Corp
Utility Billing Software that is Complete ... Comprehensive ... Contemporary. Diversified Technology has been developing and supporting utility billing software for more than 30 years. Diversified Billing software is used by some 350 utilities across the county to generate more than 7 million utility bills annually. It is rich and full-featured. It offers clients the opportunity to improve customer service and satisfaction with an online customer portal where customers can access their account information and pay their bills. It offers the opportunity to increase staff efficiency by taking advantage technology to email bills, email customers from within the system and interface with any meter reading or accounting system. Available for LAN or Cloud, Diversified Billing can even be customized to meet your unique needs. Diversified Technology also uses its own software to offer utilities a complete managed billing service which currently sends 800,000 bills per yearStarting Price: $250/mo -
17
Payscout
Payscout
Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.Starting Price: $1.65 per month -
18
Descartes Zangerine
Descartes Systems Group
Zangerine, a Descartes all-in-one ecommerce and inventory management solution, helps growing distributors and online retailers simplify operations while scaling efficiently. Designed for small to mid-sized businesses, Zangerine replaces scattered tools and spreadsheets with a centralized platform that unifies inventory management, order fulfillment, purchasing, and accounting integrations. Its automated workflows handle pick/pack/ship, barcode scanning, kitting, and QuickBooks syncing, reducing manual effort and costly errors. By consolidating your ecommerce channels, Zangerine eliminates the chaos of managing multiple systems for web stores, warehouses, and suppliers. The result is faster order processing, more accurate inventory control, and greater visibility into every aspect of your business. With Zangerine, you can finally focus on growth instead of managing disconnected software or spreadsheet overload.Starting Price: $199.00/month -
19
SwipeSum
SwipeSum
Discover the best credit card processing solution for your unique business and eliminate most fees associated with accepting payments. The research required to find the best solution for your unique business can take months, and merchants do not have the upper hand in negotiations. Swipesum solved that. We prove that we're the experts by sourcing the best payments solutions for you, and help pre-negotiate the most favorable terms for free. Our advice is completely free to you. We'll help negotiate and manage your payments solution, so you can focus on the growth of your company. Swipesum combines industry knowledge, proprietary software technology, and dedicated customer service to create a payments solution that will optimize card processing for your business. There is a lot of misinformation and confusion in card processing. The industry tends to obscure pricing while building the appearance of inflexibility and exclusivity into their services.Starting Price: $15 per month -
20
PaymentSpring
PaymentSpring
The all-in-one, developer-driven payment gateway Our powerful payment processing gateway is designed for software platforms, businesses and nonprofits who want a solution as simple as it is secure. Are you ready to accept more? Whether you’re a large platform providing solutions for your customers or a small merchant working for yourself, integrating with PaymentSpring is easy. Ready to give your users a better payment experience? Create what you want the way you want. Our speedy ‘n’ easy checkout button lets you add payments to your site in minutes with no coding required—all it takes is a copy/paste. -
21
Sonder Payments
Sonder Payments
Sonder Payments is a membership-based payment processing solution tailor-made for high-ticket businesses. Sonder Payments does not charge a percentage markup on transactions. Instead, members pay a static monthly fee for access to a dedicated support team, virtual terminal, recurring billing, online invoicing, and more. Sonder Payments is suitable for all business sizes and models. Our software is capable of integrating into numerous payment gateways, eCommerce platforms, and point-of-sale software. No matter how you use Sonder Payments, you'll always know what you pay and get paid fast. In most cases, businesses receive deposits within 5-7 hours. Sonder Payments memberships start at just $49 per month with rates as low as $0.08 per transaction. Visit SonderPayments.com for a free cost-savings analysis.Starting Price: $49/month -
22
ACH Universal
Treasury Software
Easily create & transmit. Ach and positive pay files. Have you been asked to create an ACH (NACHA) file to send to your bank? ACH Universal™ helps you create ACH files for: Direct deposit for employees. Collections from customers. Payments to vendors and government agencies. Consolidating funds between accounts in different banks. Compatible With In-House Systems. ACH Universal can create ACH files from: QuickBooks - direct integration. Excel and comma delimited (csv) files. All major accounting packages, including Peachtree, Microsoft Dynamics GP/NAV/AX, Sage, ACCPAC, Macola, Epicor, Lawson, JD Edwards, SAP, MAS 90/200/500, PeopleSoft and even Oracle Financial's. Any legacy systems that can export to Excel or a csv file. ACH files created with ACH Universal are 100% compatible with your bank. ACH software is updated regularly to insure compliance with all regulations and standard entry class codes. In fact, Treasury Software is a NACHA Preferred Partner.Starting Price: $19.95 per user, per month -
23
MagicPay
MagicPay Merchant Services
Credit Card Processing & Merchant Services Simplified. Complete Payment Processing Solutions For Your Business Established in 2012, MagicPay Merchant Services has been providing merchant account services to thousands of merchants worldwide. Our credit card processing, ACH and eCheck solutions, along with our point-of-sale systems will support your business every step of the way, building successful business environment. Free EMV Terminal. Get a FREE credit card terminal, works with Dial-Up or Ethernet connection. Point-of-Sale Systems. Manage your business like a pro. Retail & restaurant POS solutions. Wireless Terminals. Take payments anywhere, with on-screen signature capture. Mobile Payments. Accept payments using your smartphone or tablet with our Bluetooth card reader. Online Payments Virtual terminal, recurring billing, electronic invoicing & E-Commerce. Multi-Currency Processing. Accept payments in 120+ currencies and settle in USD.Starting Price: $15 per month -
24
Xsolla
Xsolla
Xsolla is the video game ecommerce platform powered by Transaction Engine and Business Engine to help developers and publishers market, sell, connect and optimize their games globally. Serving only the video game industry, the Xsolla Transaction Engine and Business Engine work seamlessly together to solve the complexities of distribution, marketing and monetization so developers, publishers and platform partners can increase their audience, sales and revenue. Market, sell, connect, and optimize your game with one platform, powered by Xsolla Transaction Engine and Business Engine. Accessible solutions that combine our products, industry connections, and expertise to meet your company’s specific needs. Great games can emerge anywhere. We at Xsolla are here to ensure the best ideas get made, get seen, and get played. So we've built a suite of products that remove the barriers between creators and the support they need. -
25
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
26
Medius
Medius
Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend. -
27
Bellwether Purchasing and Inventory
Bellwether Purchasing and Inventory Software
Rated #1 in purchasing software for SMB companies who create 50-1000 POs a month. Bellwether is cloud-based, modular, scalable, easy to use and offers a 100% money-back guarantee. Modules include Requisitions, Purchase orders, Receiving, invoicing, Inventory, and more. There are over 50+ punchouts, partial receipts, blanket POs, and integration to your ERP through invoicing. Reporting and help docs are available throughout the solution and you will also have outstanding customer support every step of the way. You decide what you need and when to add more. Proven and trusted as the best purchasing software by thousands of customers for over 35 years. Bellwether's solution works in all industries. Check it out now by requesting a free demo based on your company's needs and purchasing workflow. Look forward to hearing from you. -
28
uniCenta
uniCenta
Day-In, Day-Out uniCenta software helps thousands of people all around the world save their business time and money. uniCenta is not the usual run-of-the-mill legacy Point Of Sale software developer. We are a small team dedicated to bringing you innovative Point Of Sale apps. Run the full version of uniCenta oPOS on any smartphone, tablet or countertop machine with a browser. Send orders to a local kitchen, packing or warehouse display wherever it’s located. Strengthen your customer connection and reinforce your brand. Blend In-store prepayments with online store purchases. This app' will earn you money and pay you for every transaction you make.Starting Price: $5 per month -
29
NDMS Merchant Account
National Discount Merchant Services (NDMS)
National Discount Merchant Services (NDMS) offers a comprehensive suite of payment processing solutions tailored for businesses across various industries. Their services encompass both in-person and online transactions, supporting credit card, debit card, and ACH payments. NDMS provides advanced features such as EMV/chip terminals, virtual terminals, mobile point-of-sale systems, and secure payment gateways. To enhance security and compliance, they offer tokenization, PCI compliance assistance, fraud prevention tools, and a secure vault for storing sensitive data. Additional services include recurring billing, chargeback management, multi-currency processing, and customizable reporting tools. NDMS caters to a wide range of industries, including retail, ecommerce, healthcare, hospitality, and high-risk sectors, ensuring flexible and scalable solutions for businesses of all sizes. Starting Price: $5.00/month -
30
OrangePay
OrangePay Merchant Services
OrangePay is based in New York, the heart of the economic world, and is one of USA’s fastest growing merchant services providers. We are constantly evolving, with our pulse constantly on the ever changing processing industry. With thousands of merchants choosing OrangePay as their provider of choice, our team is committed to providing you with solutions that ensure your business success. OrangePay provides state of the art processing solutions and services for all types of businesses, from small boutique stores, to large chain stores, from Shopify processing to full e-commerce solutions, restaurants, clothing stores, NPOs. You name it, we process it. No business is too small or too large for us!
