Compare the Top Payment Processing Software in the USA as of September 2026

What is Payment Processing Software in the USA?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software in the USA currently available using the table below. This list is updated regularly.

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    Birdeye

    Birdeye

    Birdeye

    Birdeye builds AI agents for multi-location brands — trusted by the largest enterprise brands globally, including Sutter Health, Aspen Dental, Sun Auto and Caesars Entertainment. We give you AI coworkers at every location — for marketing, operations, and customer experience — that do the jobs your business needs done by employing multiple agents that work together to win AI visibility, convert demand, and deliver a consistent customer experience. Enterprise-Ready → Built for Scale SSO, audit logging, HIPAA, SOC 2, and GDPR. Role-based access, tiered approvals, and location-level reporting give corporate and local teams the control they need. So you stay in control while AI handles execution across hundreds of locations. With teams across the U.S., U.K., Australia, and India, Birdeye is redefining how enterprises win locally at scale.
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    Starting Price: $250/month
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  • 2
    Fraud.net

    Fraud.net

    Fraud.net, Inc.

    Fraudnet's AI-driven platform empowers enterprises to prevent threats, streamline compliance, and manage risk in real-time. Our sophisticated machine learning models continuously learn from billions of transactions to identify anomalies and predict fraud attacks. Our unified solutions: comprehensive screening for smoother onboarding & improved compliance, continuous monitoring to proactively identify new threats, & precision fraud detection across channels and payment types. With dozens of data integrations and advanced analytics, you'll dramatically reduce false positives while gaining unmatched visibility. And, with no-code/low-code integration, our solution scales effortlessly as you grow. The results speak volumes: Leading payments companies, financial institutions, innovative fintechs, and commerce brands trust us worldwide—and they're seeing dramatic results: 80% reduction in fraud losses and 97% fewer false positives. Request your demo today and discover Fraudnet.
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  • 3
    AvidXchange

    AvidXchange

    AvidXchange

    AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com
  • 4
    CM.com

    CM.com

    CM.com

    Mobile communication and payments solutions. Combine messaging channels like WhatsApp with innovative payments to create true Conversational Commerce. We help companies communicate. Our customers use SMS, Voice and the world’s most popular chat apps: WhatsApp, Apple Business Chat, Google RCS. Start the conversation in the channel your customers prefer and let the AI bot do the talking. Integrate commerce in the conversation to drive conversions. CM.com is a licensed Payment Service Provider, offering a range of options for any channel with Apple Pay, Google Pay, WeChat Pay, Credit Cards and local payments like iDeal and Bancontact. CM.com is also a Ticketing platform helping festivals, museums and stadiums sell and manage any type of ticket. The Customer Data Platform takes marketing to a personal level. Identity and e-sign solutions assure authentication in any transaction.
    Starting Price: $0/month
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    Scrypt AI

    Scrypt AI

    Scrypt AI

    Take your AP and AR processes to the next level in automation with Scrypt’s truly touchless AI data capture technology. Data processing using artificial intelligence and machine learning still requires human intervention, for data entry, coding, writing rules, templating, approvals, and more. What was once merely automated is now autonomous with Scrypt. Our integrated payables and receivables platform revolutionizes the way you deal with data, or rather, the way you don’t deal with it. By simulating human thinking, Scrypt can read any document or image, then learn, discover, and perform judgment-based tasks on its own. Scrypt customers enjoy the most accurate and cost-effective way to automate AP and AR processing with revolutionary scale and extensibility. Universal invoice hub for end-to-end accounts is payable. Automatic processing of checks and remittances all the way to deposit. Smarter payments turn AP from a cost center into a profit center.
    Starting Price: $1 per invoice
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    Jelou

    Jelou

    Jelou

    Jelou is a conversational AI platform that lets companies build, launch, and manage intelligent AI agents that go beyond simple chat responses to execute real business workflows and transactions inside the conversation. Its agents can verify customer identities using in-chat KYC with biometric and document validation, process secure payments without redirecting users, collect legally binding signatures, and enable conversational search and e-commerce experiences, all from popular messaging channels. It includes Brain Studio, a no-code/low-code environment for creating, testing, and deploying agents with integration to databases, existing business systems, and APIs, supports real-time logs for debugging, and allows human-in-the-loop handoff when needed. Jelou emphasizes privacy and compliance with certified data protection standards, prohibits third-party AI training on customer data, and encrypts transactional information.
    Starting Price: Free
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    Gigwell

    Gigwell

    Gigwell

    Gigwell is changing the way live entertainment bookings are made globally through our collaborative booking platform. We are the first cloud-based booking platform that integrates end-to-end workflow automation for booking and management agencies. We provide a simple solution to manage all artist logistics, collect and track payments electronically, negotiate contracts, talent availabilities, and monitor revenue goals. Leveraging a network of thousands of industry professionals and talent buyers, Gigwell is hyper-tailored to the workflow of a $200B industry still predominantly operating on excel spreadsheets and word documents.  Gigwell has been featured in Billboard, Techcrunch, DJ Mag, Hypebot, DJ Times, Magnetic Mag and awarded the most notable startup from SF MusicTech’s StartUp Innovators Challenge. 
    Starting Price: $33.00/month/user
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    Chargent

    Chargent

    AppFrontier

    Chargent Payment Processing for Salesforce is the top payments application on the Salesforce AppExchange. Chargent is a 100% Salesforce native, lightning-ready credit card / ACH payment solution for one-time or recurring billing. Chargent puts you in complete control of your payment processing, managing everything right in Salesforce where your customer data is stored. Available as an easy-to-install Salesforce add-on, our highly extensible platform has been deployed in hundreds of organizations since 2008. Chargent comes with pre-built integrations to 30+ direct payment gateways, with developer tools that make it easy to customize to fit any business process. Securely take phone payments from a user-friendly interface. Chargent is the leading payment processing application on the Salesforce AppExchange. Use multiple gateways simultaneously for separate business units.
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