Compare the Top Free Payment Processing Software as of October 2026

What is Free Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Free Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    Crezco

    Crezco

    Crezco

    Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.
    Starting Price: $12.68 per month
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