Best Payment Processing Software

PaySimple is the leading payments management solution for service-based businesses, powering the cashflow of over 20,000 companies nationwide. PaySimple builds long-term partnerships with companies to drive growth providing flexible payment and billing solutions and personalized customer service to suit their distinct business needs. With a robust API, PaySimple is a trusted technology partner for payment integrations; natively handling cashflow within SaaS products and mobile applications.

Payrix is on a mission to be the global leader in embedded payments for vertical software businesses. We are committed to giving our clients more freedom and peace of mind with a proven solution that helps eliminate friction, unleash their possibilities with new revenue, and make their customers’ lives easier. Payrix clients including Real Green Systems, Storable, iClassPro and SupporterHub have harnessed our unique, all-in-one platform — combined with a white-glove approach — that enables them to capitalize on the opportunities within embedded payments for growth, innovation, and transformation.

Security is integrated into our DNA! Multiple active data centers to provide reliability while minimizing software and hardware related outages. Level 1 PCI Compliance and beyond is a must for payments. A true White-Label Payment Gateway. Your look and feel to your ISO’s, sub-agents, and merchants. Manage your suite of payment technologies & brand from a single location. How many levels deep are you? Work smarter, not harder. Plain and simple! We do not offer merchant accounts and NEVER will! (Seriously!). You must be sponsored by an approved 'Fluid Partner' to utilize our technology.

Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.

Hips is a complete omnichannel payment gateway and platform for businesses, ISV's and ISO's that want to offer their customers payment terminals or online payment services. Programmatically create merchant accounts or manage terminals via our REST API. Focus on customers and sales — not payment infrastructure, acquiring, issuing, licensing, PCI certification, hardware or software. Scale your POS or payment business with a single global payment platform in 70+ countries and 60+ payment methods online, mobile or in-store. We design custom pricing and tailored payment services (gateway, acquiring or issuing) that work for you and your business model. You set the price to your merchants and keep full ownership of your customers and offers. Programmatically create merchant accounts or manage terminals. Our SDKs make it easy to integrate Hips into your own mobile and web applications for mobile, unattended, online or in-store payments.

IXOPAY is a payment orchestration platform that brings independence and flexibility to the process of online payments. From intelligent payment options for end customers to an acquirer-agnostic PCI Vault that supports smart routing and modular risk and fraud management to centralized reporting, settlement and reconciliation, the entire life cycle of a transaction can be fully depicted with individually customizable technologies. IXOPAY is a best-of-breed, highly scalable and PCI-certified payment orchestration platform for white label clients and enterprise merchants. The modern, easily extendable architecture provides intelligent routing, cascading, and state-of-the-art risk management functions as well as centralized reconciliation and settlements along with plugin-based integration of acquirers and payment service providers. Fully PCI compliant card vaulting, smart transaction routing, monitoring and reporting, post processing, reconciliation and settlements.

FroogalPay is a user-friendly Virtual Terminal/Invoicing System/Pay Now Button (Hosted Payment Page) platform for merchants that turbocharges how 135+ payment gateways process credit cards and ACH. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. Your sales expertise and connections are important because FroogalPay sells through you. It's our job to make great payment processing software. FroogalPay relies on your talent to place our software into the hands of merchants. This is a payment platform for developers who are looking to create secure payment experiences for retail, eCommerce, and business applications.

A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.

PayPipes is build to simplify connectivity and management of Acquiring Banks, Alternative Payments and Risk Management Tools. PayPipes connects with multiple top-rated payment gateways globally. To grow your business, you may need to connect to multiple payment gateways. Maybe to support failover and more successful transaction processing, or to process payments in international markets. PayPipes makes it easy to connect and maintain integrations to gateways and payment APIs. Connect once and then add new gateways and integrations fast. All online merchants that accept card payments must be PCI DSS compliant. PayPipes significantly cuts your PCI compliance scope. That helps you deliver a great transaction experience to your customers while helping avoid costly on-site data security assessments. Effectively prevent fraud with sophisticated, robust, and industry-proven fraud prevention tools.

Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.

Tranzzo offers online payment solutions for websites, mobile apps, and messengers. We choose the most suitable payment methods for your business based on regional payment specifics, including credit cards, electronic wallets, alternative payment methods, and cryptocurrency. Our White-Label Solution for PSP lets you launch a full-fledged payment solution under your own brand in just a few days. It includes all the services necessary to onboard new merchants and manage their projects. You can easily customize each service to meet your brand and business needs. Tranzzo has over 200 payment integrations, allowing you to expand business in Europe, Latin America, Africa, and Southeast Asia (particularly in Malaysia, Thailand, Vietnam, and Indonesia).

UniPay is a commercial open-source payment gateway built on modern technology and easily adaptable to businesses of any size. We’re the payment processing company that can deliver the connectivity, security and valuable support worldwide. We do this by addressing the unique needs of our customers through our advanced technology and functionalities, including omnichannel payment processing, merchants onboarding and underwriting, advanced recurring billing, chargeback management, Acquiring Relationships development, Payment Facilitator assistance, EMV terminal solution implementation and so. With UniPay Platform you have the options of an affordable white label gateway solution, a full on-premise software license (including the source code), and the PayFac Payment Platform which ensures the top-quality payment processing experience.

We need on average from several days to 1 month to provide you with administrator’s access to your card payment acceptance and processing system. You can find more information about our white label payment gateway setup in one month. Due to the modular architecture, our white label payment system is easy to scale both horizontally and vertically. The throughput capacity of the white label payment gateway is 200 transactions per second. Application operational speed is multiplied by the number of working modules. New modules are added to the working payment system on the go. No need to shut down and reboot.The white label payment gateway ensures that you and your clients are protected from chargebacks. We offer a built-in 3-D secure support module, the official VISA and Mastercard protocol for card holder authentication.

Neolink is a comprehensive white-label platform designed for fintech companies to launch, scale, and manage payment processing solutions. Our product offers a complete suite of services, including payment gateway integration, merchant onboarding, transaction processing, compliance automation (KYC/AML), and reporting tools — all hosted in a secure, PCI DSS Level 1 certified environment. With Neolink, businesses can quickly deploy secure payment solutions under their own brand, reducing time-to-market while maintaining full operational control. The platform supports multi-currency payments, high-risk business models, and various payment methods like credit cards, digital wallets, and bank transfers. The Neolink platform is built to scale with your business, offering modular components that can be tailored to meet specific needs, ensuring a seamless, secure payment experience for your clients.

Our full-featured online payment platform allows you to accept payments for your online business. Unicorn Payment is one of the leading turnkey payment gateway solutions in the industry. With our trusted solution, we make sure your payment processing is seamless and secure. Unicorn Payment has powerful tools and resources available that can help companies hit the ground running from day one. Flexible, full-featured credit card processing services are hard to find, but we can customize a solution for every type of customer. We go the extra mile to ensure that all transactions are encrypted and secure using state-of-the-art payment processing technology. We provide payment services in 196 countries and accept nearly every payment method globally. Securely accept payments online and keep your business and your customers protected at all times. With seamless, hassle-free integration to our payment gateway, you can avoid long integration processes.