Best Payment Gateways for Cloud
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Compare the Top Payment Gateways for Cloud as of October 2026
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What are Payment Gateways for Cloud?
A payment gateway is a technology that facilitates online transactions by securely processing payments between customers and merchants. It acts as an intermediary between the customer’s bank and the merchant’s bank, ensuring sensitive data, such as credit card details, are transmitted securely using encryption. Payment gateways handle authorization, ensuring the transaction is valid and funds are available before processing payment. They also support multiple payment methods, including credit cards, debit cards, and digital wallets. Overall, payment gateways simplify and secure the payment process, making online purchases smooth and reliable for both businesses and consumers. Compare and read user reviews of the best Payment Gateways for Cloud currently available using the table below. This list is updated regularly.
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1
EBizCharge
EBizCharge
EBizCharge is the leader in integrated B2B payment gateway solutions, powering secure online transactions for over 400,000 users across the US and Canada. Our payment gateway allows businesses to securely accept online payments and automatically sync transaction data to 50+ ERP, CRM, and accounting solutions. EBizCharge transforms online payment operations by streamlining e-commerce transactions, eliminating double entry, reducing payment failures, and improving checkout experiences. Our gateway provides secure online credit card processing, API integrations, hosted payment pages, tokenization, real-time processing, fraud protection, and comprehensive reporting. EBizCharge is PCI-compliant with advanced data encryption and tokenization, ensuring all online payment data is secured. EBizCharge automatically syncs with QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, and more.Starting Price: $25/month -
2
Nickel
Nickel
Nickel is an all-in-one accounts payable and accounts receivable platform that helps B2B businesses grow their cashflow. Get paid faster with branded payment links and portals — customers pay by card, ACH, or check, and never need an account. Pay any vendor, contractor, or individual by ACH, card, wire, or mailed check using just their email, with custom approval workflows. Keep more of every dollar with free unlimited ACH, no monthly fee, no chargeback fees, and 2.9% flat-rate card processing you can pass to the payer. Native QuickBooks sync matches every payment to your books one-to-one, and idle cash earns 2% APY with Nickel Balance. We only succeed when you succeed, which is why we do the one thing our peers won't: publish exactly how we make money on every product. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel. Get started free in five minutes — no credit card required.Starting Price: Free -
3
Paytm
Paytm
Paytm is India’s largest payments company that offers multi-source and multi destination payment solutions. It offers comprehensive payment solutions to over 8 million merchants and allows consumers to make payments from any bank account to any bank account at 0% fee. Pay anyone, everywhere. Make contactless & secure payments in-stores or online using Paytm Wallet or Directly from your Bank Account. Plus, send & receive money from anyone. With Paytm Postpaid, your wishlist doesn't have to be on the waitlist. Shop for the things you want today and pay for them next month. -
4
PayPal
PayPal
PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.Starting Price: Free -
5
Payoneer
Payoneer
Payoneer empowers you to scale your business globally and domestically with a payments and working capital platform designed for today’s entrepreneur. Receive bank account numbers in USD, EUR, CAD, AUD, JPY, MXN & more and get paid as easily as having a local bank account. Connect with thousands of marketplaces and start getting paid within a couple of clicks. Offer your international clients a simple way to pay you with our Billing Service. Transfer your earnings to your local bank account at low rates or via ATM. Pay the VAT authorities in the EU and UK with the GBP and EUR funds in your Payoneer account, for zero fees. Reduce costs and simplify processes by paying your contractors from your Payoneer balance for free. Leverage our network of integrated service providers to simplify your business, help you grow globally and enjoy benefits. -
6
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
7
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
8
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
9
Adyen
Adyen
End-to-end payments, data, and financial management in a single solution. Meet the financial technology platform to help realize your ambitions fast. Easily add more payment methods and grow into new markets with local acquiring. Create superior customer experiences using cross-channel insights. Gain a deeper understanding of your business with all your global payment data in one place. Protect your business by detecting and responding to fraud without impacting real transactions. Optimize your finances and increase automation with our banking infrastructure. Especially valuable for platforms and marketplaces looking to payout users faster in a preferred currency. -
10
Braintree
PayPal
Boost your company's revenue with a global payments partner. Reach more buyers and drive higher conversion with the only payments platform that delivers PayPal, Venmo (in the US), credit and debit cards, and popular digital wallets like Apple Pay and Google Pay in a single, seamless integration. Drive revenue growth and maximize business opportunities. Accept and process cards, PayPal, and wallets such as Venmo (US only), Apple Pay, and Google Pay in a single, modern integration. Plus, get industry-leading tools to help prevent fraudulent transactions, manage data security, and streamline operations. Help increase sales and loyalty with a modernized, optimized payments experience. Leverage the PayPal network and next-generation technology to expand markets. Manage internal costs and automate back-end processes without sacrificing revenue. Help detect and prevent fraudulent transactions while approving more orders. The payments platform for some of the world’s leading brands. -
11
Worldpay
FIS
Connected consumers are always on. And so are you. From POS systems to integrated card payments to cross-border payments, online or off, it's time for simple and secure solutions that advance your customer experiences and your business. Access the most advanced payments solutions from one global company, eliminating the need for fragmented payment capabilities. Our cloud-based solutions integrate with any enterprise payment system to deliver seamless experiences across multiple channels and platforms. Accept new payment types, convert more sales, reduce costs and proactively respond to customer concerns and industry changes. Simplify payment acceptance, increase your competitive advantage, and improve your bottom line by accepting customer payments anywhere, any time, on any device and across channels. -
12
Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
13
Computop Paygate
Computop
Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.Starting Price: $29 per month -
14
Instamojo
Instamojo
Collect payments, create free online stores, ship products, get loans and more to power your business. Collect payments online, create your free online store, buy domains, mailboxes, and more with Instamojo products, built to get you started. Manage online payments, orders, inventory, customer data, and more, from a single dashboard. Track payments, shipments, and leads, on mobile and desktop. Get cash flow loans, access growth and marketing tools, use several free online business solutions, to grow your revenue and customer base. Get add-on, exclusive features on the Instamojo Android app to power your business! Access your Instamojo links quickly for faster sharing. Share and schedule shipments & payments from the app. Enable faster payouts and check eligibility for small loans. Free ledger tool to keep track of payables & receivables. PCI-DSS certified payments, SSL certified websites and more to keep your business 100% safe.Starting Price: $40 per year -
15
Mollie
Mollie
Mollie is a money management platform that powers growth for over 250,000 businesses – from startups to enterprises. It's a single platform to get paid and simplify your finances, with online and in-person payments, subscriptions, financing, reconciliation, invoicing, and fraud prevention tools. Get started in minutes with transparent pricing, no hidden fees, and no lock-in contract.Starting Price: €0.25 per transaction -
16
Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
17
Tazapay
Tazapay
Expand globally with Tazapay, your cross-border payment gateway. Simplify international transactions without local entities. Simplify with Tazapay, a unified platform for efficient worldwide payment collection. Your money is securely held until the shipment is completed and you get your money back if the shipment is delayed. Your money is released in full as soon as you ship the goods. Buyer cannot withhold or deny your payment if you meet your obligations. As a trusted third party, Tazapay holds the buyer’s funds until the vendor delivers the service. Tazapay releases the funds to the vendor upon verification of the proof of service delivery. All escrow funds are segregated and safeguarded with leading banks, under the jurisdiction of the mas. We take on the compliance and regulatory overhead so you don’t have to. Milestones for payment release can be customized to suit your business needs. Operational capability to do KYC, KYB, and verification of shipment documents.Starting Price: $2 per month -
18
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity. -
19
AlphaPoint
AlphaPoint
AlphaPoint is a global financial technology company providing digital asset infrastructure to power the next generation of exchanges, brokerages, payment networks, and banking. Our full-suite products provide trusted, secure, scalable, and customizable solutions for trading, payments, lending, custody, and more. AlphaPoint has enabled over 150 customers in 35 countries including the CME Group, XP Securities, and Chivo. AlphaPoint has powered over 1 trillion in trading volume and the technology has handled billions in assets on the platform. Over the past decade, we have received multiple prestigious awards recognizing our innovations, exponential growth and leading technology in the fintech and digital asset space, positioning us to continue empowering our clients. -
20
Fiserv
Fiserv
Consumers and businesses are redefining how they want to interact with their financial institutions and the types of services they want to access – making an institution's geographic footprint less important and its ability to connect with consumers and businesses on their own terms mission critical. Fiserv helps businesses find innovative solutions that manage costs, protect and grow revenue, and mitigate risks associated with the payment process – while attracting and growing their customer relationships. Today’s environment has forced financial institutions to reevaluate how digital channels and real-time payments can be used to deliver the experiences consumers expect. Whether your customers are paying people or businesses, in person, online or by mobile, Fiserv solutions allow you to maximize the potential of electronic payment processing. -
21
Fidesmo Pay
Fidesmo
Trusted by the world’s leading payment schemes – Visa and Mastercard – Fidesmo provides oen of the most simple, scalable and secure platforms for tokenized payment. We enable a secure and convenient way to tokenize payment cards onto a variety of devices containing a secure element. We collaborate with more than 800 issuing banks offering their customers Fidesmo Pay to easily and securely tokenize their payment cards to any device. Fidesmo Pay is a pure software platform that allows device manufacturers to select which secure element they prefer based on their device features. Fidesmo Pay is future-proof and is constantly onboarding more and more banks and payment schemes allowing for device manufacturers to focus on business and commercial development rather than integrations. The Fidesmo Pay platform also for full white label solutions and customisations. -
22
Fondy
Fondy
Fondy is simplifying global payments for small and medium-sized businesses looking for an easy and affordable way to accept online payments in a variety of ways including cards, online banking and digital wallets such as Apple and Google Pay. Social media platforms increase your brand visibility and credibility. Since shoppers purchase more often with their mobile devices, use Fondy’s in-app solutions without the need for developers or designers. Keep your customers on the payment page by simplifying the checkout process and giving them the optimum shopping experience to guarantee return visits. Increase sales and reduce the risk of cart abandonment by offering your customers their preferred local payment methods. Fondy has 300+ options including cards, bank transfer, online banking and digital wallets. We have created a series of plugins that integrate with the most popular content management systems and web builders.Starting Price: 1.3% + 0.20 per transaction -
23
Tranzzo
Tranzzo
Tranzzo offers online payment solutions for websites, mobile apps, and messengers. We choose the most suitable payment methods for your business based on regional payment specifics, including credit cards, electronic wallets, alternative payment methods, and cryptocurrency. Our White-Label Solution for PSP lets you launch a full-fledged payment solution under your own brand in just a few days. It includes all the services necessary to onboard new merchants and manage their projects. You can easily customize each service to meet your brand and business needs. Tranzzo has over 200 payment integrations, allowing you to expand business in Europe, Latin America, Africa, and Southeast Asia (particularly in Malaysia, Thailand, Vietnam, and Indonesia). -
24
Thunes
Thunes
Thunes is building a global payment infrastructure for a better payment experience. With a single, simple connection to Thunes APIs, your business and customers can send payments to – and accept payments in – every corner of the world. No intermediaries. No endless delays. Just fast, transparent and reliable payments. We’ve built a well-established, reliable and far-reaching network, founded on strong and direct relationships. Our payment flow is optimized for each market, with deep local insight across the challenging last mile. Access the world’s fastest growing and biggest economies, across 130 countries. One integration with Thunes makes cross-border payments and collections as simple as local money transfers. -
25
Cashfree Payments
Cashfree Payments
Cashfree is a B2B payments platform that helps businesses collect and disburse payments with its suite of solutions including Payment Gateway with advanced features like Instant Refunds, Instant Settlements and Card Pre-authorization. API Banking platform - Payouts are used to do bulk disbursals like vendor payments, delivery partner payments, salary disbursals etc. Other solutions include Refunds Suite, UPI Stack, and Marketplace Settlements among others. Achieved with direct integrations with banks, card networks and third-party payment players along with in-house dynamic routing algorithms. Highly customizable APIs to give you desired payment flow. Building your next tech product? We would be happy to provide you the blocks.
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