Best Open Banking Platforms in the USA
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Compare the Top Open Banking Platforms in the USA as of October 2026
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What are Open Banking Platforms in the USA?
Open banking platforms are digital solutions that enable customers to access their financial data through third-party applications and APIs. This software is designed to give customers increased control over their finances and provide a more secure way of managing money. Open banking can be used for a wide variety of tasks, such as transferring funds between accounts, making payments to merchants, setting up automatic savings plans or investments, and much more. It works by allowing customers to grant access to their data from banking institutions so that it can be viewed and used in other apps and services. Open banking offers a convenient way for people to manage their money while still benefiting from the security of traditional banking institutions. Compare and read user reviews of the best Open Banking platforms in the USA currently available using the table below. This list is updated regularly.
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Finicity
Mastercard
Finicity’s open banking platform makes connecting your customers’ financial data to your app or service simple. Finicity’s open banking platform is being used by some of the largest and most innovative organizations in the world to empower their customers with better financial experiences. Data quality is essential to your experience. Our data is battle tested in the most rigorous markets. Easily code to endpoints, test data and connect to Finicity’s open banking platform for leading API coverage of banks, credit unions, payroll providers and other financial services. Our suite of APIs makes it easy to access the data you need to power your products. -
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Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks.
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