Best High-Risk Payment Processors in Brazil of 2026

Ivno

Ivno is a modern fiat and crypto payment gateway that enables businesses to accept global payments via cards, Apple Pay, Google Pay, and direct cryptocurrency checkout. For fiat-originated payments, merchants receive payouts instantly in USDC, while crypto payments are settled in the original coin paid by the customer. Ivno supports Bitcoin (BTC), Ethereum (ETH), Solana (SOL), Tether (USDT), USD Coin (USDC), Litecoin (LTC), Monero (XMR), Dogecoin (DOGE), Cardano (ADA), and Tron (TRX). The platform offers a seamless checkout experience, fast onboarding, and tools for merchants to manage transactions, payment links, subscriptions, and payouts from a unified dashboard. Ivno supports WooCommerce and Shopify integrations, API access for developers, and flexible payment configurations. Designed for global businesses, Ivno helps reduce chargeback risks, improve cross-border payments, and unlock new revenue streams through both fiat and crypto

5 Ratings

Starting Price: Starting at 7.9%

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WebPays

We boost your business potential, expand your client base, and much more. We are experts in the payment industry who develop payment platforms with top-notch security and dedicated support to increase your sales. WebPays functions with all the leading CMS platforms integrated with coded plugins. Furthermore, those tools can ship all billing details (payment information, invoices, and credit) in a format that is suitable for your online business accounting solution. Merchants do not require any coding experience to integrate different plugins. WebPays provides developed plugins for your preferred payment platforms as well. WebPays provides you with a dedicated manager for your merchant account handling who is available 24/7 to assist you and your customers as well. So, when your customers face any payment-related issue you can provide them with a solution by connecting with us at the same time.

3 Ratings

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Payscout

Our proprietary Paywire platform was built to handle simple and complex payment needs, with easy integration for both software and web applications. Our partners are able to process more payments by expanding their acceptance channels and adding multiple payment methods. Our platform has the ability to integrate with complex peripherals including EMV readers and check scanners, with support for mobile, web, desktop, and Thin Client solutions. ‍Paywire is a turnkey and flexible solution with multiple interfaces that can accommodate a multitude of payment processing, monitoring, and reporting needs. As an active member of ACA International, and with over 20 years of experience serving the collections industry, we know the operational and compliance needs of your agency. We are a world-leader in secure, flexible, and highly customized ecommerce solutions and our proprietary Paywire platform can be configured to meet your needs.

Starting Price: $1.65 per month

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Corefy

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.

Starting Price: €2500/month

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CARDZ3N

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.

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AxxonPay

AxxonPay is a premier payment solutions provider and a direct bank card acquirer for high risk merchants. We offer a range of payment services, including Visa, Mastercard, JCB, UnionPay, and alternative payment methods to clients across the globe. Our data-driven technologies are customized to suit the needs of our e-commerce clients, making online payments simple, secure and hassle-free. Our payment gateway facilitates an omnichannel payment process, combining acquiring capabilities, over 100 payment methods, mass payouts, and technological innovation within a single, seamless integration. AxxonPay guarantees swift money movement in a single click. Our clients benefit from reduced operational costs, reduced time-to-market for business expansion, and the perfect balance between conversion and security. With over 700 employees, AxxonPay has a global presence with four offices worldwide. We are licensed by the FCP of the UK.

Starting Price: $0

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CutPay

At CutPay we offer a range of card machines for businesses that are looking to accept face-to-face payments. CutPay provides ecommerce online packages that create favorable premises for you to develop your business in the virtual environment. Process credit and debit card payments easily and securely over the phone or from orders received by fax through CutPay’s virtual terminal. Save time, and money and better serve your customer with CutPay EPOS solution. Whether you run a local shop with a single till or a large multi-site international franchise, CutPay can handle all of your requirements. Whether you own a restaurant, retail shop, or ecommerce site, lower fees and a bump in revenues can potentially make a big jump in your take-home income. It can even make the difference between profit and loss. In addition to our incredibly low fee rates, we also offer you excellent customer service and care by having a team of experts standing by to assist you with set up and usage.

Starting Price: Free

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Twispay

If you own a business in the EEA, you can gain access to a complete portfolio of online payment processing services. Start accepting the most popular payment methods. One place to manage all your merchant data. Apply online and quickly validate through electronic signature. Gain access to our fully-fledged playground and preview the entire product by experimenting with our nifty API. Experience has taught us that if you want to reach success, you need to develop it. So we always make sure we forthcome and accommodate every developer's needs through a dedicated platform. Our powerful API can be easily integrated with the most popular ecommerce platforms or, if you are PCI DSS 1 compliant, you can process payments directly on your custom website. You can accept online payments without implementing a website or shopping cart. Share it via email, SMS, or messenger and collect payments instantly.

Starting Price: €30 per month

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Nuvei

One platform. One partner. Limitless global possibilities. Bring it all together through one end-to-end payment technology platform. Take advantage of all Nuvei has to offer without changing provider. That’s right. We believe in choice, flexibility and redundancy. Add us to your gateway stack for faster growth and geographic coverage, or take advantage of our full platform for maximum benefits. Leverage our connections with 200+ global acquirers to capture every payment opportunity, increase acceptance rates, and reduce operating costs. Reach a new level of payment processing capability with our extensive flexibility and customization. Start processing fast. Our payment platform easily integrates with multiple gateways, platform partners and eCommerce plugins. Take advantage of all Nuvei has to offer without changing providers. That’s right. We believe in choice, flexibility and redundancy.

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SecurionPay

Online Payments Group AG

SecurionPay is a technologically advanced online payment platform with a strong focus on customer experience and first-rate solutions. The team of professionals understands merchants’ needs and pain points — from superior user experience, top-level security and smooth payments to mobile conversion, chargebacks, and fraud issues. Cutting-edge technology and versatile APIs give our clients ultimate freedom, flexibility and full control over both the development process (no matter of the merchant’s technology stack) and every payment activity.

Starting Price: $0.25/one-time

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Payline

Payline Data

A dashboard that allows you to take payment in a variety of ways. View reports, key in transactions, store customer profiles, send invoices, and more all in one location. Integrate our services directly into your online shopping cart or use our hosted payments page. Connect our software to take payment through your website. Electronically collect payment from your customers through invoices. Send an invoice and collect one-time or recurring payments. Take payment with ease through our user friendly platform. Type in your client’s credit card information and receive funds next day. Store and tokenize your customer payment information with our secure software. Search for a customer by name and have their stored data populate instantly. Add and track custom fields, set user permissions, and customize your receipts all in one place.

Starting Price: $15 per month

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NPSONE Smart Invoicing

Nationwide Payment Systems

NPSONE Smart Invoicing is a smart, fully branded payment and invoicing software that helps businesses get paid faster while simplifying their receivables process. Designed by Nationwide Payment Systems (NPS), it seamlessly integrates with QuickBooks Online, allowing teams to send invoices and accept ACH or credit card payments—without needing additional QuickBooks licenses. Businesses can create custom-branded invoices, payment links, and customer portals, all without writing a single line of code. With NPSONE Smart Invoicing, you can automate recurring billing, track payments in real time, and let customers pay 24/7 through secure hosted links. Its intuitive dashboard and reports make it easy to monitor outstanding balances, revenue trends, and client activity at a glance. Whether you’re in professional services, home repair, consulting, or B2B sales, NPSONE Smart Invoicing turns complex invoicing into a simple, branded experience.

Starting Price: $50.00/month

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Merchant One

We use state-of-the-art technology, and make compliance a top priority. We’re here to stay. We aren’t brokers, so you’ll be dealing directly with the source. We understand what it takes for merchants to be successful online. The Merchant One payment gateway offers data security, fraud detection, and lots of options for ease of use and, ultimately, your success. Virtual Terminal: Key in or swipe sales through our secure payment portal. Credit and ACH payments. If you prefer to do your own EMV Level 3 processor certification, you can interface directly with our unified payment enablement platform using our API. We’ll provide you with integration examples for your own applications as well as our integration guide and API documentation. Unlike with our SDKs, any development using our APIs will require additional processor certifications for your chosen payment device.

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2Checkout

Verifone

The 2Checkout Monetization Platform is comprehensive and flexible, so you can quickly pursue new market opportunities and deliver exceptional user experiences. The all-in-one monetization platform that maximizes your revenues and makes global digital sales easier. We enable merchants to accept mobile and online payments from buyers worldwide. Our payment processing is seamless, safe, reliable, no matter where you are on the map. This is the all-in-one monetization package that helps global businesses grow digital commerce revenue streams. Get in front of new customers worldwide via our niche affiliates from across the globe, and use our channel manager solution to multiply your global distribution network online. Reach out through the channels where your customers are buying.

Starting Price: 4.5% + $0.45 per sale

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Ikajo

A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction.

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PaySpace

PaySpace Processing

Creating a smooth and seamless customer journey with state-of-the-art payment optimisation fine-tuned to your business needs. Enjoy cutting-edge payments technology that allows for alternative payment methods processing to meet the needs of even the most demanding clients. A high-risk merchant account is an agreement between a merchant and a bank. It acts as legal permission to accept credit card payments online. It also allows accepting wires, E-wallet payments, crypto, debit cards, and international (local) payment methods of merchant's choice. To get a high-risk merchant account, one needs to fill out the application. Once a payment system provider approves the application, a merchant receives a payment gateway, the software that allows accepting payments online. A high-risk merchant account is a must for all the high-risk merchants who are willing to accept payments online. To find out whether your business is high-risk, see the list of high-risk industries below.

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CardX

When consumers pay with a credit card or debit card, your institution receives 100% of its billed amount. CardX collects the service fee and pays all transaction costs, so you get every dollar you’re due. In Government and education, most payment providers haven’t kept up with the times. Intelligent Rate is powered by our patent-pending technology that determines card type and cost of acceptance in less than a second. The result is a forward-thinking payment solution that provides the transparent experience today’s consumers expect. With intelligent rate, consumers are responsible for covering only the costs they create, just like with utility bills and other consumer services. In contrast, a flat-rate service fee forces a consumer with a low-cost card, such as a debit card, to subsidize a consumer who prefers a card that’s more costly to accept.

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SMG Global

Cut through the hassle of getting approved and get merchant services that fit your unique business. We are a one stop shop for all of your payment processing needs. Our trusted banking solutions with the industry’s finest allow us to create payment solutions for all types of merchant accounts, both domestic and international. Excessive chargebacks can cause legitimate businesses to be considered high risk. Our chargeback prevention suite helps you identify chargebacks before they occur. Our robust ACH platform helps you optimize your processing while providing flexible payment options for your customers and giving you peace of mind. We understand how complicated merchant payment processing services can be.

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Host Merchant Services

We provide merchant services payment systems for all businesses. Get a credit card processing system customized for mobile payments, point of sale, e-commerce credit card processing, EMV terminals, and more. We will greatly reduce your merchant services fees while substantially improving the customer service you receive. Our excellent customer service and low rates retain customers, not termination fees. Experience the freedom of locked-in credit card processing rates that won't increase over time. Qualify for a free EMV-compliant mobile swiper or terminal with a merchant account. You’ve created an app but need to integrate payment processing. You’ve come to the right place! We offer custom direct integrations with an easy-to-use API and a broad range of terminal solutions.

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PayWorld

PayWorld is a specialist service provider to helps businesses that are already trading or starting up to leverage the experience of the processing industry and get the best processing rates and settlement times to make sure that payments are not hindering the business. PayWorld provides merchant account services to businesses and individuals that are just starting up, as well as established businesses that are now looking for a better payment solution. PayWorld provides a stable, secure online trading environment to ensure your online business has the best chances of success. If you are ready to sell online and don’t know quite where to start, start here. Whatever your business, we have a solution. Our acquiring partner network is worldwide and includes carefully selected reliable and stable partners providing competitive rates. We offer ecommerce solutions for all types of low-risk and high-risk online ecommerce and brick-and-mortar businesses.

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ccNetPay

Whether you run a small business or a large corporation with high volumes seeking the lowest fees, accepting subscriptions or MOTO-based sales, or if you're a high-risk merchant in the gaming or adult industry, we will arrange and place you with the most competitive and trusted acquirer. Our goal is a long-lasting and secure payment solution for your business. We accept all legal businesses wanting to accept major credit cards on their websites and businesses that need a virtual terminal to process orders taken by phone/mail. With all our acquiring banks we can also place high-risk merchants. In general, your customers can and will spend more with a credit card than with cash or checks. Consumers recognize that a business that accepts credit cards is a legitimate business, one that the credit card associations have endorsed by allowing them to participate in the credit card system. We also arrange 3rd party accounts for offshore and international business.

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ECS Payments

Our cutting-edge payment processing solutions offer customizable packages to fit any merchant’s needs. Whether you need a virtual or physical terminal, payment gateway, or POS software integration, we have what you need. With our partners at security metrics, you can become PCI compliant effortlessly. We outline the steps you need to become compliant, protect credit card information, and protect your customers—all while saving you thousands of dollars. All of our development and support staff work in-house and in person. We are a family-run business that understands the potency of personal touch and polished relationships with our clients.

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PayDiverse

We have the largest network of high-risk banks in the industry, and growing. Our team has spent more than 20 years in the high-risk space formulating and strengthening our network of domestic and international banking partners to be able to provide diversified solutions suitable for nearly every type of high-risk merchant account. Our online application, which is integrated with dozens of banks, assures a quick application and approval process so you can start accepting credit cards right away. Our online portal delivers daily status updates from our banking partners and reminds you exactly what is missing to get you approved. With over 40 different bank solutions that have been tested, we can ensure that your application will only be submitted to banks that work with businesses like yours. Minimize fraudulent charges by utilizing our fraud-prevention services.

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Axcess Merchant Services

When arranging your merchant account, we use our established relationships with hundreds of reputable card processing banks to find the best match, best rates, and the right acquirer for your business. Our merchants include many profitable household-name brands, but we also help merchants who have been declined, had their merchant accounts closed down by banks, or have high chargeback rates. We’ll provide you with a combined merchant account and gateway services with secure encrypted connections. We also offer recurring billing and mobile billing. Our payment gateways are secure, with fraud protection to ensure your business is protected with 60 different types of risk settings. Our gateways provide you with all of the tools, systems, and technology required to effectively run your business. If your business deals with payments from a variety of countries, we can provide processing across 179 different currencies.

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BankCard USA

BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants.

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Payssion

One-stop solution for global payment processing. One API for 200+ local payment methods worldwide. Get access to 200+ local payment methods with one account without hassle. No setup fees monthly fees, and other hidden fees. No fees will be charged before you are paid. Integration is made easy with Payssion One API for all payment methods, or plugins for the shopping cart system. You can start selling globally with our 200+ local payment methods which could cover most countries. Your customers can choose the local payment method they prefer and pay with the local currency. One API for all payment methods, and we have plugins for PHP, SDK, Zencart, Opencart, Magneto, etc. With no chargeback risk for most local payment methods, and no setup fees, monthly fees, or other hidden fees. No fees will be charged if the payments are not paid successfully. You can request payouts anytime. Our convenient features make it easy for you to accept global online payments.

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Total Processing

Our expert team will help you avoid complex and unnecessary issues when taking payments. We make processing payments as seamless and secure as possible. Let your customers make payments online when and how they want with a seamless integration of payment methods. Make card payments even easier with our smart checkout solutions. Reduce cart abandonment and increase authorization rates. Manage your merchant account and online business with one seamless, flexible, integrated software. Accept payments on a huge range of ecommerce platforms, in-app services, payment plug-ins, shopping carts and custom solutions to enhance your payment pages.

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Mondo

Mondo is a PSD2-compliant Open Banking payment platform that enables businesses to accept secure, instant payments directly from customer bank accounts—no cards required. It eliminates chargebacks and reduces transaction fees while offering real-time settlement via SEPA Instant and UK Faster Payments. With bank-grade security and GDPR compliance, Mondo ensures full protection of customer data and regulatory alignment across Europe. Its API allows for seamless integration with just a few lines of code, making it simple for developers to get started quickly. By connecting with over 3,000 banks across the EU and UK, Mondo provides broad coverage and exceptional reliability. Designed for the digital economy, it’s a faster, safer, and more cost-effective alternative to traditional card payments.

Starting Price: 2%

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Fasto

PayFasto

Working with us will enable a full platform of solutions from payment methods to hosting and more. Get easy and strong solutions to work with for your business with one of our solutions. We mean what we say, we have the best support on the market. test us out. We're fully PCI compliant and all data is safe with us, and we live up to the highest standards. Fasto has many years of experience with Fintech and PaymentTech, and we use this experience every day to build solutions to benefit you. Whether you're a start-up or experienced as well, we can help you save money and grow. Keep track of your payment methods via our portal and always stay on top of what is going on in your store. Fraud and chargeback prevention can also increase approval rates and enable 3DS to control your mids.

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D24

If you're looking to expand your business reach with local payment support, no matter where you are, our services help you tap into multiple markets globally from one single place. Offer your customers a wide range of payment options to choose from, including those commonly used in specific regions throughout the world. Our API integrates various payment methods into one dynamic checkout experience. Now, you can accept multiple currencies worldwide. We handle the payment process so you can concentrate on growing your business. A single integration grants you access to multiple markets worldwide. Leverage our understanding of global markets to benefit your business. Meet your customer's needs quickly and efficiently. Secure each one of your transactions. Direct integration with the most commonly used alternative payment methods in emerging markets. Over 200 local payment options for both deposits and withdrawals. Easily manage pay-ins and pay-outs with a single API integration.

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Best High-Risk Payment Processors in Brazil

Compare the Top High-Risk Payment Processors in Brazil as of October 2026

What are High-Risk Payment Processors in Brazil?