Best Crypto Savings Accounts in the USA of 2026

Nexo

Nexo is a premier digital assets wealth platform designed to empower clients to grow, manage, and preserve their crypto holdings. Our mission is to lead the next generation of wealth creation by focusing on customer success and delivering tailored solutions that build enduring value, supported by 24/7 client care. Since 2018, Nexo has provided unmatched opportunities to forward-thinking clients in over 200 jurisdictions. With over $7 billion in AUM and $320 billion processed, we bring lasting value to millions worldwide. Our all-in-one platform combines advanced technology with a client-first approach, offering high-yield flexible and fixed-term savings, crypto-backed loans, sophisticated trading tools, and liquidity solutions, including the first crypto debit/credit card. Built on deep industry expertise, a sustainable business model, robust infrastructure, stringent security, and global licensing, Nexo champions innovation and long-lasting prosperity.

18,666 Ratings

Starting Price: Free

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MyCointainer

MyCointainer platform focuses mainly on cryptocurrency staking. We are constantly expanding our offer by developing the earning opportunities available through cryptocurrencies. MyCointainer is the leading crypto staking platform with more than 1 million subscribers around the globe. This makes us the perfect place for different projects to promote their businesses and reach out to a wider community of crypto enthusiasts, traders, investors, influencers, and other industry stakeholders. We will help you create a bigger impact on your target audience by directly raising awareness of your services published on MyCointainer platform.

22 Ratings

Starting Price: $0

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Coinbase

Coinbase is the easiest place to buy, sell, and manage your cryptocurrency portfolio. Jump start your crypto portfolio with $30 in free Bitcoin after you sign up and make a $20 purchase. Terms apply. Discover how specific cryptocurrencies work — and get a bit of each crypto to try out for yourself. Coinbase has a variety of features that make it the best place to start trading. Buy and sell popular digital currencies, keep track of them in the one place. Invest in cryptocurrency slowly over time by scheduling buys daily, weekly, or monthly. For added security, store your funds in a vault with time delayed withdrawals. Stay on top of the markets with the Coinbase app for Android or iOS. We store the vast majority of the digital assets in secure offline storage. Cryptocurrency stored on our servers is covered by our insurance policy. Coinbase supports a variety of the most popular digital currencies.

10 Ratings

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Fairdesk

Fairdesk is a cryptocurrencies derivative exchange platform. Trade fairer and trade wiser at Fairdesk, a platform that provides high-quality cryptocurrency derivative exchange services. Leverage up to 125x. Smooth web view and mobile apps, built for trust, all for professional traders. Better Risk Management — simultaneous cross and isolated positions for the same symbol. All funds are stored in multi-level cold wallets; transactions are human scrutinized and signed offline. Our proprietary trading engine can handle 450,000 orders per second with 99.9% executed within 1 millisecond. The trading infrastructure is designed to be robust and we are serious about it — we will compensate clients for open positions if a system outage happens. Experienced customer service team provides 24/7 online services.

10 Ratings

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Binance

Binance Exchange is the leading global cryptocurrency exchange. Capable of processing more than 1.4 million orders per second, Binance is the largest crypto exchange by trade volume and one of the fastest in the world. The platform focuses on security, robustness, and execution speed — attracting enthusiasts and professional traders alike.

11 Ratings

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SwissBorg

Invest in cryptos, the smart way. Our Smart Engine connects to leading exchanges Binance, Kraken, LMAX and HitBTC, finding the best route to execute your orders in milliseconds. No need to sign up to multiple exchanges. Get real transparency with Portfolio Analytics that clearly shows when you are making money, and when you are paying fees. Portfolio Analytics makes the complex simple by offering meaningful statistics in an easy and clear format. Make smarter decisions before you invest with our Hourly Asset Analysis. Using machine learning, we provide trend predictions on each crypto asset offered in the SwissBorg app. As a CHSB token holder, earn rewards in CHSB based on the performance of the entire SwissBorg ecosystem reflected in one simple indicator: The Community Index. Buy and sell crypto using 15 fiat currencies, including CHF, EUR, GBP, CAD, SGD, ILS, ZAR and more.

4 Ratings

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Voyager

Voyager offers investors best execution, data, wallet and custody services through its institutional-grade open architecture platform. Voyager was founded by established Wall Street and Silicon Valley entrepreneurs who teamed to bring a better, more transparent and cost-efficient alternative for trading crypto assets to the marketplace. Voyager supports Bitcoin, top DeFi coins, stablecoins, and a wide-variety of altcoins. We offer something for every investor. Honesty and transparency are our top priorities. Voyager is audited to ensure every asset is accounted for in our secure system. Rest assured knowing our advanced technology is preventing hackers and fraud, always securing your funds. We are insured, so the cash you hold on Voyager is protected and always safe with us. Build and grow your crypto portfolio the easy way. Take your assets on the go, never miss a trade, and always have the crypto market in reach. Sign up and start investing in 3-minutes or less.

3 Ratings

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hi.com

hi Foundation

Simple and secure digital banking that makes money for you, not off you. Built on the Blockchain, powered by the HI and trusted by 3.1 million members. Sign up in seconds via your favorite chat app. Send money to friends instantly with no fees. Buy and trade your favorite cryptocurrencies. Earn high yield on your crypto holdings. Access premium membership benefits. Transfer your holdings to hi and earn up to 40% APY. hi Benefits rewards you for holding on to your hi Dollars. The more hi Dollars you hold, the higher your Membership Tier and the better the benefits you receive.

2 Ratings

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Flitpay

Buy, Trade, Sell Cryptocurrencies with INR. A place to revolutionize your crypto trading and investment journey, with doubled security, ease and best-in-class features. Place the bid and rhythm the trading of your favorite cryptocurrencies. Spot Trading consists of Buyers, Sellers, and the Order Book, facilitating you to place your bid and trade crypto assets at the desired prices. Stake your idle crypto investments and increase the pitch of your earnings. Earn lets you lock crypto investments and earn competitive interest on them, allowing you to redeem your assets anywhere at any time. T&C apply. Quick Buy/Sell enables you to buy/sell cryptocurrencies instantly at the real-time prices waiving out the waiting time through single-click transactions.

2 Ratings

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Crypto.com

Crypto.com is the pioneering payment and cryptocurrency platform. Through Crypto.com, you can buy crypto at true cost and buy 55+ cryptocurrencies such as bitcoin (BTC), ethereum (ETH), Ripple (XRP) and Litecoin (LTC) with credit card through our mobile app. The Crypto.com VISA Card allows you to spend anywhere at perfect interbank exchange rates with crypto cashback.

11 Ratings

Starting Price: Free

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Gemini

Gemini is a simple, elegant, and secure platform to build your crypto portfolio. Buying, selling, and storing your cryptocurrency has never been this seamless. Whether you’re an experienced trader or just getting started, Gemini has all the tools you need to buy, sell, or store your crypto. Gemini is a licensed New York trust company that undergoes regular bank exams and is subject to the cybersecurity audits conducted by the New York Department of Financial Services. SOC Certifications - Gemini is SOC 1 Type 1 and SOC 2 Type 2 compliant. We are the world’s first cryptocurrency exchange and custodian to complete these exams. Hardware Security Keys - secure your account with a hardware security key via WebAuthn. Insurance Coverage - all crypto held online in our exchange wallet is insured and we use best-in-industry cold storage coverage with leading insurance providers.

1 Rating

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Choise.com

Choise.com is a gateway crypto platform that combines CeFi and DeFi solutions. We give you the best of the two worlds – seamless crypto purchasing and swapping, interest accounts, passive income on your holdings, access to liquidity pools, and a multitude of other earning tools.

1 Rating

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LBank

LBank, began to develop in December 2015 and it is the world's leading digital asset exchange, providing global users with safe, professional and convenient digital asset exchange services, investment services and financial services. As the Top 15 digital asset exchange in the world, we have over 4.5 million of registered users and average daily trading volume reached 1.5 billion US dollars. Compatible with IOS, Android, Windows and Mac. Start trading BTC, LBK and other hundreds of digital assets right away. Users' trading fees of currency exchange (will be deducted from the assets received) will be adjusted. If you encounter any problems, please contact our official email service. and we will provide you with the most satisfactory service. If the assets are abnormally frozen after canceling your order, please contact LBank official customer service immediately.

1 Rating

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CoinZoom

A trading platform for everyone from the crypto novice to the seasoned trader. Buy and sell Bitcoin and over 40 other top cryptocurrencies. We make it easy to get started and fund your account with a debit card, ACH deposit, wire or crypto. Trade like a pro with our Advanced Trader or keep it simple and trade on the go with our iOS or Android app. Our debit card allows you to spend your crypto like you spend your cash. Spend crypto, earn crypto. It’s that simple. Ditch your traditional bank. We’ll bridge the gap between your USD and crypto by putting them in one easy-to-manage place. We make it easy to get started and fund your account with a debit card, ACH deposit, wire or crypto. Trade like a pro with our Advanced Trader or keep it simple and trade on the go with our iOS or Android app. Buy, sell, and trade over 40 cryptocurrencies including Bitcoin, Ether, and Litecoin on a regulated, secure exchange with some of the lowest fees in the industry.

1 Rating

Starting Price: 0.18% fee

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CoinCircle

Buy, create, or earn crypto. We provide an end-to-end tokenization solution for creators & contributors: Compliant KYC/AML solution, compliant investor accreditation verification, digital asset marketplace, earn crypto daily, blockchain APIs & SDKs. Our decentralized cloud wallet currently supports Ethereum and all ERC-20 tokens (currently supporting nearly 3000 different tokens) and can be used across all your devices from a simple and secure web interface. Know the numbers in real-time. Analyze the market using our real-time interface and buy both presale and non-presale assets instantly. Earn interest on crypto sitting in your CoinCircle wallet, or borrow using the crypto in your wallet as collateral. Put the crypto in your CoinCircle wallet to work - simply qualify for our interest program, and watch your holdings grow! Our lending market is completely decentralized, so you can be sure your crypto is secure.

1 Rating

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Bybit

Established in 2018, Bybit is a cryptocurrency derivatives platform that supports both inverse and linear perpetual contracts. Registered in the BVI, Bybit's users come from all over the world, ranging from individual retail clients to professional traders. Bybit's founder and CEO, Ben Zhou, was formerly from XM, one of the world's largest forex and CFD trading brokerage firms. The company comprises professionals from investment banks, tech firms, the forex industry, and early adopters of blockchain. The development team includes talents from Morgan Stanley, Baidu, Alibaba, and Tencent. Our core values define us. We listen, care, and improve to create a faster, fairer, and more humane trading environment for our users. As of today, Bybit is one of the most trusted, reliable, and transparent cryptocurrency derivatives platforms in the space. We are committed to creating a fair, transparent and efficient trading environment, and offer 24/7 multi-language support as part of our service.

1 Rating

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Abra

Abra is an all-in-one app where you can buy, sell, and hold 30 cryptocurrencies, 50 fiat currencies, and the first of its kind crypto index (the BIT10). Our vision is an open, global financial system that is easily accessible by everyone, everywhere. Buy, sell, trade, and earn interest on cryptocurrencies. Now earn up to 14% interest on USD stablecoins or crypto, and trade in over 100 cryptocurrencies, all in one simple, secure, and trusted place. The simplest and most trusted way to invest in cryptocurrencies. Abra’s 5-star app is simple to use, designed to make crypto accessible for everyone. Proud to be the favorite crypto app of nearly 2 million users across 150 countries. Easily deposit cryptocurrencies, connect a credit card, or set up bank transfers (where supported) to fund your wallet. Abra is on a mission to create a simple and honest crypto platform to enable millions of crypto holders to maximize the potential of their crypto assets.

2 Ratings

Starting Price: $0

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Vauld

Vauld aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today. Our asset-backed lending and borrowing platform currently support Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Earn the industry’s highest interest rates on major cryptocurrencies. Interest is calculated daily, and paid out weekly on all your tokens. Withdraw any amount at any time while you earn interest. Opt-in to fixed deposits to earn higher interest rates. Opt-out with zero penalties. Interest earned is compounded every week or at the end of the fixed deposit term. Take a low interest loan against your existing crypto assets. Trade on a deep order book with all our supported tokens. Buy and Sell Crypto With INR At The Best Rates In The Market.

2 Ratings

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Bitnob

Imagine a safe, instant, cheap and modern way to pay and get paid globally. This is Bitnob, a gem in your pocket. Join the fastest growing Bitcoin app in Africa today. Easily save for yourself or your kids in Bitcoin and USD, accessible globally. We save you the time and effort. With Bitnob, you can get fast loans for yourself or your business from anywhere in the world at very low interest rates. No Credit Check, No Bank Account Required. Bitnob allows you to send or receive money instantly and free from any app with a bitcoin, such as Cashapp. This includes receiving money from friends and family members in Europe and the US. Bitnob helps you invest in Bitcoin without the hassle of buying, storing and managing it. Manage your savings with us and let us do the work for you. Use our dollar virtual MasterCard backed by stablecoins to make payments on online stores across the world.

Starting Price: Free

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Kassio

Start earning passive income simply by storing your assets in the safe & secure Kassio wallet. Secured by BitGo's multi-signature security, our multi-coin transactional wallet offers institutional-grade security and all the convenience you need for your digital assets in one place. The biggest problem with crypto has always been its ease of use. Now, you can instantly spend your crypto anywhere Visa/ Rupay is accepted with the free and convenient Kassio card. Simply add your new digital Kassio card to your Google or Apple pay account and start earning money back from your everyday purchases. Kassio Trade lets you buy, sell, or swap between 50+ market pairs in our app. Our hassle-free trading experience enables real-time settlement with no price fluctuations. Apart from the industry-standard maker and taker charges, we add no additional or hidden fees per transaction.

Starting Price: Free

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Figure Markets

Figure

Figure Markets bridges crypto and real-world assets into one seamless platform. Enter to win $25k USDC when you use Democratized Prime and earn up to 9% yield just for being in the lending pools! Instantly unlock liquidity with Crypto-Backed Loans—borrow against BTC, ETH, or SOL at industry low rates starting from 8.91% APR, with no hard credit checks, no prepayment penalties, and 12 month terms. Keep your crypto, get your cash! Get $200 when you trade on the Figure Market's Crypto Exchange where it's ZERO trading fees, built on the Provenance blockchain for fast execution, deep liquidity, and decentralized custody. Whether you’re an investor, trader, or just need cash without selling your crypto, Figure Markets gives you the tools to move fast and earn more. Join the platform where TradFi and DeFi converge.

Starting Price: Free

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Xapo Bank

Xapo Bank is a pioneering financial institution that merges traditional banking services with the transformative power of Bitcoin. Based in Gibraltar and fully licensed, Xapo Bank is designed for forward-thinking individuals who prioritize financial sovereignty and innovation. As one of the first banks to fully integrate Bitcoin into its offerings, it provides members with the ability to securely save, transact, and grow wealth in both fiat currency and Bitcoin. Members enjoy a seamless experience, with tools designed to simplify the use of Bitcoin for both everyday transactions and long-term wealth management. With a focus on robust security, private banking, and seamless access to the Bitcoin network, Xapo Bank empowers users to participate in the global digital economy while enjoying the reliability and trust of a licensed bank. Its commitment to bridging traditional finance with cryptocurrency positions Xapo Bank as a leader in the evolution of modern banking.

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Zipmex

We offer investors a variety of opportunities in the digital assets industry. Our innovative platform provides financial access for anyone seeking investment returns anywhere, anytime. Our ecosystem aims at making finance an everyday enriching activity. Buy and sell digital assets at the best prices on Zipmex. We provide high liquidity and trusted prices. Pay less with trading fees as low as 0.2% per transaction. We give more value to you. Instant trades, withdrawals and deposits to your USD/SGD bank account. Exchange your digital assets to fiat currency instantly. Instantly deposit your money into your investment account using our QR code technology.

Starting Price: 0.2% per transaction fee

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Matrixport

Matrixport offers crypto financial products made simple and accessible. Earning interest should be easy. Up to 30% annualized interest rates; multi-currency and multiple tenors available. Up to 6% APY, withdraw at your convenience, and hourly compounding. At present, the funds are mainly invested in Matrixport's self-operated Collateralized Loans, Zero-interest Loans, Spot Leverage Product, and Credit Funding, among others. The security measures are different according to the various asset classes. Matrixport also offers spot trading with zero commission. Borrow USDT or USDC to buy crypto, express bullish view on BTC/ETH/BCH/LTC price outlook. Borrow BTC, ETH, or BCH to sell, express bearish on BTC/ETH/BCH/LTC price outlook. Loans: Instant approval, borrow whenever you need, and start spending right away. Lower your financing costs with our competitive interest rates. Price index referenced from mainstream exchanges and reliable platforms, fair and transparent.

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Zelta

Zelta is a one-of-a-kind cryptocurrency exchange. Zelta is your gateway to Web 3.0 where users can Trade 200+ crypto assets with lesser fees and even win their way to Flat 0 Trading fees. Stake with highest APY, Earn Rewards & Win cool NFTs, all encapsulated in a unique gamified rewarding interface. Zelta is focussed on offering the best rewards to all the users and incentivize the community leaders and patrons in the best way possible. Not just an exchange but the next change!

Starting Price: $0

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Neverless

Neverless is the first truly commission-free crypto investment platform built for transparency, access and trust. Buy and sell over 700 crypto assets with no fees, no hidden spreads, and no surprises—ever. Enjoy the best stablecoin yield with Neverless Strategies designed for long-term value. Founded by former Revolut executives, Neverless is regulated in the EU and designed with the highest standards of compliance, security and user experience. We believe crypto should be open and honest, not complicated or costly. With one of the widest selections of tokens on the market and a platform engineered for clarity, Neverless gives you full control over your crypto journey—whether you're trading, investing, or just exploring the space.

Starting Price: Free

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Liquid

Quoine

Join the world’s most comprehensive and secure trading platform. Buy and sell Bitcoin, Ethereum, XRP and many other cryptocurrencies with fiat or crypto. Need help? We are ready around the corner to solve your problem. Join the discussion with one of our global communities. Level up your blockchain and cryptocurrency knowledge and stay up to date with latest updates from Liquid. Advice and answers from the Liquid Team. Buy, Sell and Trade crypto on the go. Access your assets, make trades and build your financial future. Trade our spot and margin markets with advanced funding options, lightning fast execution and deep liquidity. Manage your positions easily with our intuitive API, trading platform and advanced order options. Trade Bitcoin CFDs with up to 100x leverage. Our advanced proprietary multi-market order technology enhances liquidity, tightening spreads and reducing slippage. Liquid is a user-friendly platform built for everyone, from beginner to pro.

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Genesis

Genesis Global Trading

Genesis is a global leader in institutional digital asset markets and a full-service digital currency prime brokerage. Genesis facilitates billions in digital currency trades, loans and transactions on a monthly basis. Our team combines decades of experience at top Wall Street investment banks with a deep understanding of cryptocurrency markets. Our platform provides a single point of access for digital asset trading, derivatives, borrowing, lending, custody and prime brokerage services. The all-in-one solution for your digital asset needs. Genesis is a full-service digital currency prime broker, we provide investors with a secure marketplace to trade, borrow, lend and custody digital currencies. Complete large orders rapidly and reliably. Our OTC digital asset trading firm is regulated as a securities broker-dealer with the SEC and FINRA. Lend and borrow digital assets, and tap into alternative liquidity for hedging, speculation and working capital needs.

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Bitcoin IRA

Invest in cryptocurrency with your IRA. Bitcoin IRA is the world’s first, largest and most secure cryptocurrency IRA platform used by thousands of clients. Our proprietary platform enables you to self-trade crypto anytime, anywhere, so you can take action right when the market moves. Assets are insured for $100 million with BitGo Trust and their insurance provider Lloyd’s of London, the world’s specialist insurance and reinsurance market. One of the best advantages of investing with your IRA are the tax-breaks. Maximize your retirement growth in a tax-free IRA. Our one-of-a-kind dashboard offers many features such as live price tracking, portfolio performance, videos, education and more. Your digital assets are stored with our partner BitGo. BitGo Inc. is the world’s largest processor of Bitcoin transactions, processing over 20% of all global transactions, and more than 15 billion per month across all cryptocurrencies.

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Tokenomy

Access all tokenomy platforms using your existing Indodax credentials. Constant security reviews ensure a safe and secure platform for members. Full time support for all platforms at all times through various communication channels. Allows you to grow your crypto holdings by participating in various yield generating programs. Access top crypto managers to enhance your crypto earning all in one place. Earn yield through fixed deposit, staking, or dual currency offerings. Track all your crypto assets in one place with dynamic portfolio view and real-time price updates. Provides a marketplace for the most popular tokens to be listed and traded on the cryptocurrency exchange. Easily create an account or use your existing Indodax login. Trade at some of the lowest fees available in crypto. Trade the biggest and latest digital assets. Allows you to trade with leverage during bull and bear markets.

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Best Crypto Savings Accounts in the USA

Compare the Top Crypto Savings Accounts in the USA as of October 2026

What are Crypto Savings Accounts in the USA?