Best Budgeting Software in Europe
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Compare the Top Budgeting Software in Europe as of October 2026
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What is Budgeting Software in Europe?
Budgeting software is software that helps individuals and organizations plan, track, and manage their income and expenses. It provides features for setting budget goals, monitoring spending habits, and generating detailed financial reports. With real-time insights and automated tracking, the software helps users make informed financial decisions and stay on top of their financial health. Budgeting software often includes tools for cash flow forecasting and alerts for budget variances, enabling proactive financial management. This software is invaluable for households, businesses, and non-profits seeking to optimize spending, allocate resources effectively, and achieve long-term financial goals. Compare and read user reviews of the best Budgeting software in Europe currently available using the table below. This list is updated regularly.
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1
Budgyt
Budgyt
Budgyt replaces Excel without the learning curve. No broken formulas. No circular references. No #REF error panic before board meetings. It's built on a true database, so your formulas never break and every number traces back to source. Import your chart of accounts and actuals directly from your accounting system. Click any variance to drill down to vendor-level detail instantly. Run rolling reforecasts every month without rebuilding everything from scratch. The interface feels familiar because it works like Excel. Except it actually works. API connections mean you're up and running in hours, not the months other platforms require. Built for multi-department organizations that need real collaboration without emailing spreadsheets around.Starting Price: $425/month -
2
Epicor Financials
Epicor Software
Epicor Financials is a cloud-native financial management solution that helps organizations streamline accounting processes, automate workflows, improve compliance, and gain real-time visibility into financial performance. Built on a modern cloud architecture, the platform combines core accounting, financial reporting, planning, analytics, governance, and AI capabilities within a unified ecosystem. Organizations can extend the core accounting solution through Epicor's broad ecosystem of business applications and ISV solutions. Designed exclusively for the cloud, Epicor Financials benefits from continuous innovation through regular upgrades and a modern CI/CD deployment approach, helping customers stay current without disruptive upgrades. The solution scales globally with support for multiple books, companies, sites, currencies, languages, and legal entities while maintaining centralized financial control.Starting Price: $13/user monthly (SaaS) -
3
Datarails
Datarails
Datarails is an AI-powered financial planning and analysis (FP&A) platform designed for Excel users who want to keep their existing models while automating tedious tasks. With FinanceOS, finance teams can consolidate data from multiple sources, generate automated reports, and streamline month-end close without leaving the familiar Excel environment. The platform integrates with leading accounting software, ERPs, and CRMs to centralize all financial data in one place. Built-in visualization tools make it easy to present KPIs, drill into real-time data, and answer stakeholder questions instantly. Datarails’ FP&A Genius uses conversational AI to deliver quick, accurate insights from fully consolidated data. By reducing manual work, the platform frees finance teams to focus on strategic analysis and business growth. -
4
Caflou
Caflou
Caflou lets you take control of business, your projects and team and increase your company’s profit. Caflou is all-in-one yet easy-to-use online business management system ideal for marketing agencies or IT teams. With Caflou you can manage your customer relations, projects with their budgets, finances and profitability, track time, manage your team and workload or even automate trivial activities, all in one place from anywhere. Caflou is professional and complex. Replaces the majority of tools that you’re using at present. Functions are logically connected and linked to each other. Constantly and quickly evolving. Keeps your data safe and in one spot. Join 3500+ companies using Caflou. Start Free!Starting Price: $13.00/month/user -
5
Yooz
Yooz
Yooz provides the smartest, most powerful, and easiest-to-use cloud-based E-invoicing and Purchase-to-Pay automation solution. It delivers unmatched savings, speed, and security with affordable zero-risk subscriptions to more than 5,000 customers and 300,000 users worldwide. Yooz’s unique solution leverages Artificial Intelligence and RPA technologies to deliver an amazing level of automation with extreme simplicity, traceability, and end-to-end customizable features. It integrates E-invoicing and AP Automation into information systems or ERPs with more than 250 native connectors, exceeding any other solution on the market. Yooz is an award-winning, SaaS innovator that is the perfect fit for organizations across all sectors. It has been recognized as a Great Place to Work®, AP Automation Software Top Performer by Featured Customers, Top 100 Fastest Growing Products by G2, Top AP Solution Provider by CFO Tech Outlook, AP/Invoicing Product of the Year Winner by Document Manager. -
6
Microsoft Dynamics 365
Microsoft
Accelerate your business growth with Dynamics 365, the next generation of CRM and ERP applications. Unify your data. Get predictive insights. Achieve amazing results. Make smarter decisions. Take actions that drive your business. Find and build stronger relationships. Improve productivity and performance. Get a single view of customers. Find and nurture the right leads. Create connected customer experiences. Stay on top of market trends. Deliver positive customer experiences—faster. Optimize resources and help technicians be more efficient. Reduce operational costs. Redefine your traditional global financial management. Automate processes to increase efficiency. Decrease operational expenses and financial complexities. Move from reactive to predictive operations. Automate and simplify your manufacturing and supply chain management. Maximize the life of your assets. Unify your physical and digital commerce. Build brand loyalty through personal engagement. Exceed customer expectations.Starting Price: $190 per user per month -
7
OnPlan
OnPlan
OnPlan's FAST and FLEXIBLE FP&A platform gives Finance powerful planning, budgeting, and forecasting capabilities, layering visualization, integration, and collaboration features on top of spreadsheets. The OnPlan Engine is FAST TO DEPLOY with predesign best-practice Apps and FAST TO LEARN with spreadsheet syntax. It's FLEXIBLE to handle your core FP&A tasks like juggling many scenarios, BvAs, and allocations. And it AUTOMATES away annoying repetitive tasks like updating data from core systems like ADP, Quickbooks, Netsuite, Salesforce, and more; syncing structural changes everywhere; 1 click rollovers; and automatically toggling monthly, quarterly, yearly, and period-to-date summaries. Give your budgeting spreadsheets superpowers with OnPlan.Starting Price: $12,500/year -
8
IBM Planning Analytics, powered by IBM TM1®, is an integrated planning solution designed to promote collaboration across the organization and help keep pace with the speed of modern business. With a powerful calculation engine, this enterprise performance management solution helps you move beyond the limits of spreadsheets, automating the planning process to drive faster, more accurate results. Simplify oceans of data by unifying data sources into one single repository and empowering users to build sophisticated, multidimensional models that drive more reliable forecasts. Forego time-consuming, error-prone planning in favor of an automated, more reliable planning process designed for real business. Break down siloes, unify data, and synchronize planning across the organization to reveal the full picture and drive integrated plans. See the impact of your decisions before making them using what-if scenarios. Plus, adjust plans in real-time to adapt to change.
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9
Quicken
Quicken
Keep your finances organized with Quicken and make this tax season the easiest one yet. Get your complete financial picture at a glance. With Quicken, you can view your banking, investment, retirement, and credit card accounts - all in one place.* Stay on top of your spending by tracking what’s left after the bills are paid. Make more informed money decisions by creating custom budgets you’ll stick to. See what’s coming in and what’s going out. Check what your balances will be after paying bills. And get alerts so you never miss a due date.* Review your portfolio, monitor performance, and see market comparisons to have more confidence in your buy/sell decisions.* Over 17 million members have trusted Quicken to plan and grow their finances for over three decades.Starting Price: $29.99 per year -
10
Workday Adaptive Planning
Workday
Build accurate planning models faster, reduce errors, and drive better decision-making. Your business is dynamic, so your planning and forecasting environment should be as well. That's why we built world-class scale, speed, and flexibility into the modeling and forecasting capabilities of Workday Adaptive Planning. Harness world-class modeling to stay ahead in finance, sales, workforce planning, and beyond. Plan as a team and adapt with agility with built-in collaboration. Drive business performance with interactive dashboards, data visualizations, and charts that are easy to create, personalize, and share. Access easy-to-use management, financial, and sales reporting software—all in the cloud. Deliver stunning, instantly updated management reports with the Microsoft Office Suite and OfficeConnect. Easily connect to ERP, HCM, CRM, and other data sources for fast, reliable, and accurate business planning. -
11
Acterys
FP&A Software
Acterys is an integrated platform for Corporate Performance Management (CPM) and Financial Planning & Analytics (FP&A) integrated with Microsoft Azure, Power BI and Excel. Automate the integration of all your relevant data sources with connectors to a variety of ERP/ accounting / Saas solutions and run all CPM processes on a single platform based on market leading SQL Server technologies (Azure & on-premise) Profit form ready made, fully configurable application templates for all aspects of planning, forecasting and consolidation. Business users can implement FP&A and CPM processes exactly to their needs, natively integrated with your day to day productivity solutions.Starting Price: $55.00/month/user -
12
IDOS
Digital CFO - IDOS
Digital CFO is an automated accounting, financial management & reporting software ERP, that is agnostic to sector and size of business. IDOS enables real-time and accurate transaction processing and ensures that the data processed is available in real-time for every upstream reporting & analytics activity. IDOS is used by businesses of all sizes including micro and small businesses as well as large multi national organisations with multiple branches and business segments. IDOS even powers the accounting & CFO services of two of the Big 4 Global Accounting & Audit firms, which use IDOS to provide accounting, financial management & reporting services to their end customers. One of the unique capability of IDOS is its ability to help the business to engage with the eco-system in which it functions. IDOS has in-built digital portal which can be accessed by customers, vendors, bankers of the business to transact and engage with the business in realtime. Contact us to know more.Starting Price: $5.00/month -
13
Centage
Centage
Collaborative budgeting software that aligns and engages your entire company. Centage helps you create a collaborative, top-down AND bottoms-up budgeting process—aligning teams and empowering them to own the plan. Build a budget with your team, not just for them. Centage enables secure, cross-department collaboration, transforming budgeting and forecasting into a transparent, shared process. By involving key stakeholders, every plan captures the insights and needs of the entire organization, driving alignment and accountability from day one. Create budgets that your entire team believes in. Our software allows you to collaborate seamlessly with department leaders, ensuring every number reflects input from the people who know the business best. Build multidimensional budgets together and turn a daunting task into a shared mission, aligning your company around a financial plan everyone supports. -
14
Oracle Fusion Cloud ERP
Oracle
Gain resilience and agility, and position yourself for growth. Oracle Fusion Cloud ERP gives you the power to adapt business models and processes quickly so you can reduce costs, sharpen forecasts, and innovate more. Easily see the complete picture of your company’s finances and operations. Oracle Cloud’s application suite offers the broadest and most seamless functionality across finance, HR, supply chain, and customer experience. From delivering real-time insights with Oracle Financials Cloud to realizing the power of bringing HR and ERP platforms together, view self-service demos to see how Oracle Cloud applications work in real-world business scenarios. Unlock your business potential and harness the power of the cloud platform to better react to internal goals and external pressures. Need to streamline accounting, comply with new revenue recognition guidelines, or report on new KPIs? We can help. -
15
CloudBudget
CloudBudget
Check out the planning process of the Lightning version of CloudBudget. In just ten minutes you will understand the fundamentals of how it works! CloudBudget is a comprehensive budgeting application that allows you to plan budgets and measure the financial stability of your organization with line item budgetary tracking. Since 2010 CloudBudget experts have been assisting organizations of all sizes and types to better budget and plan. The problem we sought to solve and continue to confront is the spreadsheet-centric budgeting process too many organizations rely on despite the painful drawbacks. Our goal was to design a product that affordably leverages the strengths of Salesforce and the force.com platform to bring relief to organizations struggling with consolidation, workflow control, validation, permission control, reporting, integration and other basic budgeting needs that spreadsheet approaches make difficult.Starting Price: $60/user/month -
16
flowpilot
flowpilot
flowpilot offers 100% transparency in all financial matters. With just a few clicks you can connect the bank and accounting department and plan your future cash flow. Based on meaningful scenarios, you make better business decisions, supported by smart tools and artificial intelligence. flowpilot connects your bank accounts on a daily basis and also processes them with your accounting. Thanks to consolidated data, you can work absolutely error-free. Much better than the competition: You test our software for free and get to know all the features in the product demo. After that, you remain flexible, because flowpilot can be canceled on a monthly basis. flowpilot is developed in Berlin by German financial experts. We have specialized in the needs of local medium-sized companies. All data remains in secure clouds "Hosted in Germany". No matter what question or concern you have - our support team is always there for you personally.Starting Price: $99.00/month -
17
BudgetPak
XLerant
BudgetPak by XLerant is an easy-to-use, cloud-based budgeting, forecasting, and reporting software solution. Serving midsize and large organizations in a variety of industries, such as education, property management, insurance, and more, BudgetPak helps these businesses increase their engagement and achieve their strategic objectives. As XLerant's premier software solution, BudgetPak helps simplify complex processes for budget managers and various types of finance teams. This Software-as-a-Service solution is also ranked highest for ease of use, excellent support, and quick implementation.Starting Price: $10000.00/year -
18
FinPro
FinPro Solutions
FinPro's Enterprise Performance Management (EPM) software is a 100% Excel-based product suite that empowers finance professionals and teams to create customizable, meaningful financial reporting that improves profitability and increases the company's competitive advantage. FinPro is scalable, easy to use, and feature-rich. It is comprised of four powerful modules that cater to a business' specific needs. This includes reporting, planning, analysis, and visualization modules.Starting Price: $1000.00/month -
19
A3 Modeling
A3 Solutions
A3 Modeling by A3 Solutions is a comprehensive budgeting and corporate performance management solution for organizations of all sizes. Available as as SaaS and on-premise solution, A3 Modeling brings greater efficiency to every business. The platform unified the entire spectrum of corporate performance management, which includes Enterprise Budgeting, Rolling Forecasting, Management Reporting, Multi-entity Consolidations, Dashboards and Ad-hoc Analysis.Starting Price: $500.00/month/user -
20
IDU
IDU
IDU is a financial planning and analysis (FP&A) platform that combines budgeting, forecasting, and reporting in a single, integrated system. Built to replace spreadsheet-driven processes, IDU connects directly to your ERP to synchronise financial data in real time, creating a centralised and governed source of truth. The platform supports multi-entity and multi-currency consolidation, continuous planning, and detailed reporting with drill-down to transaction level. With built-in analytics and AI-driven insights, IDU enables finance teams and operational users to work from the same live data, improving accuracy, reducing manual effort, and accelerating decision-making across the organisation.Starting Price: $50.00/month/user -
21
Bauwise
Bauwise
Bauwise construction cost management software is the place where project managers and management work together to understand the construction project financial performance and make sure that the project is operating within the agreed budget. Work with an up-to-date budget and monitor all changes to understand how they impact on the project’s profitability. Track the completion, compare projected and committed costs against actual expenses, and indicate budget lines that need attention. Avoid going over budget or running out of cash in the middle of a construction project. Get insights regarding the latest contracts, change orders, commitments and automatically updated budget lines with expenses form the accounting tool or get feedback from built-in daily reporting tool. Our construction job costing software eliminates the need to copy data between spreadsheets or request an updated statement from your accounting department.Starting Price: $297 per month -
22
BizBudg Online
BizBudg
Budgeting is more important for business today than it ever has been, with greater uncertainty and competition, you need to plan ahead and make sure you actively manage your finances and planning whether you are a private or public business. Watch your Profit and Loss Statement build as personnel enter data. Become as dynamic as your live data. It doesn't matter where you are or where your business is, you can always log in and look at your budget. Anyone can enter and view data and you don't need to be an accountant to be involved. Start Forecasting and monitoring your variances with ease. Every screen is formatted to print and can be exported to Excel so it always be presentable and flexible.Starting Price: $9 per user per month -
23
Banana Accounting
Banana.ch
All your data is in tables, super easy to understand and edit. You can start in minutes. Be up and running in a few minutes with more than 500 templates to choose from. No fears, frustrations, or formulas. Error alerts and easy fixes, powerful automation, and reports. For a more relaxed and productive user experience: the new Start Page makes your beginning easier, the improved graphics makes your work more intuitive. Easily create professional invoices directly in the accounting file or manage them in a completely separate way. Print your invoices according to the new QR standard. The fast and flexible way to manage your inventory or warehouse with items of any kind. You can even record the movements of goods from one location to another. Be always a step ahead by planning the future of your business. Usually an analyst’s job, we made it simple, so you can really use it to better run your activity.Starting Price: $74.88 per year -
24
Approvol
Approvol
Everything you need from budgeting and purchasing management in one place - budgeting, requests, approvals, procurements, receiving, invoicing, payments, and analytics - accessible at any time from anywhere. Stay on top with real-time budget reports, purchasing dashboards, and system notifications every step along the way. Decisions making supported by understandings and insights gained from analytical data. Flexible customisation of budget control rules and purchasing approval rules to cover every scenario. Scalable pricing plans suit businesses of all sizes. Flexible multi-dimensional budget control, monitoring, dashboards, and reports. Simple purchase request process with assistants & helpers along the way to support decision making. Receiving & returning driven directly from POs, with dedicated report to keep track of order line status. Auto generate invoices from POs with intelligent checks & reminders to avoid over & under invoicing.Starting Price: $60 per month -
25
vaultbox
vaultbox
Tracking your net worth with vaultbox is an easy step to improve your finances. vaultbox allows you to organize and protect all your financial information in one place. With vaultbox's smart legacy management function, users may appoint personal delegates or a professional deputy to recover and grant access to their nominated confidants, family members, business partners, or legal representatives. A tool to manage your assets/liabilities and have an overall view of your net worth. A cloud-based legacy management service. A digital safety deposit box for uploading records, securely accessible from anywhere. vaultbox Essential gets you started with the basic tools you need, and it’s free. vaultbox Pro’s additional storage allows you to be more detailed and thorough. It also opens door to vaultbox’s smart legacy planning. With vaultbox Pro, you can appoint personal delegates and professional deputies, the people you entrust to execute your instructions.Starting Price: $4.99 per month -
26
Vena
Vena Solutions
Vena Solutions offers a comprehensive financial planning and analysis (FP&A) platform designed to integrate seamlessly with Microsoft Excel. The platform enables organizations to accelerate their budgeting, forecasting, reporting, and financial close processes through AI-powered automation. With real-time collaboration, customizable workflows, and easy-to-use dashboards, Vena helps businesses make informed decisions, improve efficiency, and maintain compliance. Vena’s integrations with Microsoft 365 apps and its strong data transparency features provide a single source of truth for financial operations, making it ideal for businesses of all sizes. -
27
Forecast 5
Forecast 5
We know the hours you spend creating your budgets in spreadsheets, only to find its not adding up. This is why Forecast 5 is the modern solution for preparing financial statements, saving you time, and letting you focus on what's important. Discover how Forecast 5 gives you the confidence to trust your numbers by watching our quick pre-recorded demo. From stock to wages, to consolidations, to reports, we cover all aspects of budgeting, making the process so much easier than before. A purpose-built tool that will let you trust your numbers can't be beaten. The easy way to get your reports out! Create customized and professional report packs ready to be printed with a touch of a button. Profit and Loss, Balance Sheet, Cashflow, and Funds Flow are built into Forecast 5, meaning you can get these, and more, financial reports quickly and easily. Consolidate departmental budgets to produce a company budget, do intercompany eliminations and generate the full financial reports.Starting Price: $99 per month -
28
Calumo
insightsoftware
Enhance your enterprise performance management with fast integration, real-time reporting, and sophisticated planning and forecasting tools. Organizations are becoming increasingly complex, requiring management of ever-changing corporate structures, large volumes of data, and changing market conditions. Calumo provides automated reporting, planning, and budgeting solutions that support extended planning and analysis to enhance corporate performance management and is now a part of the insightsoftware family. insightsoftware’s strategy is to offer our customers the right financial and operational reporting and planning solution regardless of company size, ERP, EPM, or reporting environment preferences. Existing solutions are not scalable and can’t support the needs of a growing business. Qualified professionals waste their time in spreadsheets and refreshing routine reporting, rather than analyzing data to generate business value.Starting Price: $1000 per month -
29
BudgetEngine
AppComputing
A cloud-based GAAP/ IFRS compliant budgeting application built for Corporate Performance Management. Stop relying upon conventional spreadsheets that require extensive formula manipulation and are not easily shared with the team. BudgetEngine gives you a complete, fully integrated solution that is easy to use, and empowers collaboration across the whole team. Built-in data templates and wizards allow intuitive, easy data input. BudgetEngine automatically manages all complex calculations. Role-based access permissions (Full Edit, Read Only, No Access) can be specified for each system function and budget data. BudgetEngine implementation typically takes less than one day. Very little (or no) training is required for users to be proficient on the system.Starting Price: $499 per month -
30
Dryrun
Dryrun
Instant intelligence with epic control. Let Dryrun forecast your cash flow & sales so you can model 'what ifs' in your business & make the right moves. Dryrun transforms your business direction with up-to-the-minute dynamic forecasts, automating cash flow and sales projections while giving you complete control over your data. Powerful, unlimited scenario modeling allows you to explore different strategies before acting. From cash flow management to multi-entity consolidation and currency conversion, Dryrun's clear, engaging visuals turn complicated financial data into easy-to-understand insights, fostering team collaboration and direction. Every minute in Dryrun saves you an hour in a spreadsheet and delivers real-time forecasting, complete control, and crystal-clear visuals to guide your business into the future.Starting Price: $99 per month
