Best B2B Payment Platforms for Cloud
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Compare the Top B2B Payment Platforms for Cloud as of October 2026
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What are B2B Payment Platforms for Cloud?
B2B payment platforms are digital solutions designed to facilitate and streamline financial transactions between businesses. These platforms provide secure, efficient, and scalable methods for companies to send and receive payments, manage invoices, and handle cross-border transactions. Features often include support for various payment methods (such as ACH, wire transfers, credit cards, and e-wallets), invoice management, payment reconciliation, and fraud prevention tools. B2B payment platforms help businesses reduce administrative costs, improve cash flow management, and ensure compliance with regulatory requirements. By automating payment workflows and improving the speed and accuracy of transactions, these platforms enhance the overall efficiency of business operations. Compare and read user reviews of the best B2B Payment platforms for Cloud currently available using the table below. This list is updated regularly.
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1
Traild
Traild
Traild Pay is automated payment software that connects to your ERP or accounting system to pay suppliers across EFT/ACH, cheque, wire, virtual card, FX and SWIFT from one place. As a single payment automation platform, it turns approved invoices into one-click payments, so AP teams stop cutting cheques and keying remittances by hand. Built for B2B and invoice payment automation, Traild Pay pairs accounts payable payment automation with always-on AI that scans every batch for anomalies, verifies supplier details and flags risk before money moves. Pay global suppliers in 60+ currencies across 150+ countries at market-leading FX rates. Unlike flat-file payment automation solutions, Traild Pay connects directly to your ERP, closing the security gaps that expose businesses to fraud. One platform for AP and payment automation, from invoice to execution. -
2
Monk
Monk
Monk handles the full lifecycle of B2B payments from invoice delivery through collection and reconciliation. Every invoice carries a secure, one-click payment link with no portal login required. Customers can pay by credit card, ACH, or wire, with payment methods configurable per customer. For enterprise accounts paying through AP portals, Monk submits invoices into 600+ portals including Coupa, Ariba, Bill.com, and Tipalti, then checks status daily and surfaces only the exceptions. Cash application matches incoming payments, including partial pays, overpayments, and multi-invoice remittances, at an 80% match rate rising to 95%. Auto-pay enrollment lets customers save a payment method and get charged automatically. -
3
EBizCharge
EBizCharge
EBizCharge is the leader in integrated B2B payments, powering payments for over 400,000 users across the United States and Canada. Payment platform that allows your business to securely accept transactions, anywhere, anytime, inside 50+ ERP, CRM, accounting, and eCommerce solutions. EBizCharge is designed to increase payment processing efficiency, eliminate double entry, reduce human error, improve security, and simplify the customer experience. EBizCharge provides online and mobile credit card processing, unlimited transaction history, customizable reports, electronic invoicing, secure encryption and tokenization, email payment links, a customer payment portal, and more. EBizCharge is PCI-compliant and uses the two methods of data encryption and data tokenization, providing you peace of mind that all data is secured. EBizCharge integrates to QuickBooks, NetSuite, SAP, Oracle, Sage, Microsoft Dynamics, Salesforce, Acumatica, Macola, Magento, WooCommerce, and many more.Starting Price: $25/month -
4
NetSuite
Oracle
Oracle NetSuite is the world’s leading AI-powered cloud ERP, trusted by more than 42,000 customers worldwide. The platform unifies ERP, financials, CRM, ecommerce, and analytics into one suite, creating a single source of truth for organizations. Its built-in AI doesn’t just predict—it learns from your business data to deliver accurate insights, recommendations, and automation. With NetSuite, companies can streamline accounting, manage global operations, improve customer relationships, and optimize HR processes all from a centralized cloud platform. Its omnichannel commerce tools also help businesses scale by connecting online, offline, and B2B sales seamlessly. By combining scalability, real-time visibility, and AI-driven intelligence, NetSuite empowers organizations to operate smarter and grow faster. -
5
Runa
Runa
Runa offers digital value infrastructure that provides the tools you need to build embedded payout, reward and incentive experiences. The Runa Network provides a wide range of digital payout types including gift cards, prepaid cards, subscriptions, donations, cryptocurrencies and more. With Runa, companies can pay the people they serve in any form of digital value, anywhere, instantly. Runa’s infrastructure and network facilitate payouts, helping businesses expand their reach, retain their users, and modernize the way they manage and transfer money: instantly, internationally, and free of charge for the senders and the recipient.Starting Price: Free -
6
AvidXchange
AvidXchange
AvidXchange modernizes how middle market businesses manage expenses and payments with AI-enhanced software and support from real people. With 25 years of experience, our solutions automate manual tasks, reduce costs, and streamline your AP process, so you can focus on what matters most. Featuring one of the largest supplier networks in the middle market, AvidXchange offers in-depth industry expertise across real estate, community association management, healthcare, hospitality, education, hospitality, and nonprofits, as well as construction, financial services, and media through the acquisition of Core Associates, BankTEL, and FastPay. Why AvidXchange? - Trusted by 8,000+ businesses to digitize and automate AP workflows - 1.2 million suppliers paid through the AvidPay Network in the last five years - 240+ accounting system and ERP integrations Increase efficiency, visibility, and control in your AP process. Learn more at avidxchange.com -
7
Zil Money
Zil Money
Zil Money offers the Payroll by Credit Card feature to pay your employees on time and earn cash back rewards. Also write-off payroll funding by credit card fees as a business expense. This is a great solution to improve cash flow and keep your employees happy. The platform provides payment methods like ACH, wire, eChecks, printable checks, international payments, virtual cards, and more for flexible fund transfer. You can also customize and print checks instantly on blank stock papers using a regular printer at your office or home. Zil Money, is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.Starting Price: $0 -
8
PayPal
PayPal
PayPal is a widely used digital payment platform that helps individuals and businesses send, receive, and manage money online and in stores. The platform offers flexible payment solutions including Pay in 4, Pay Monthly, debit cards, cashback credit cards, and savings accounts with competitive APY rates. Users can shop securely online using PayPal checkout while earning cashback rewards and special offers from popular brands and retailers. PayPal also allows customers to transfer money internationally, split bills with friends, request payments, and create shared money pools for group expenses. The mobile app provides a centralized experience where users can manage payments, savings, rewards, and cryptocurrency transactions in one place. Security and privacy are heavily emphasized through encrypted payments and protection of financial information during transactions.Starting Price: Free -
9
BILL
BILL
BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.Starting Price: $45 per user per month -
10
Chargebee
Chargebee
Chargebee is a recurring billing and subscription management tool that helps SaaS and SaaS-like businesses streamline Revenue Operations. Chargebee integrates with the leading payment gateways like Stripe, Braintree, PayPal etc. around the world to let you automate recurring payment collection along with invoicing, taxes, accounting, email notifications, SaaS Metrics and customer management. Chargebee handles all your crucial workflows from lead to ledger with power-packed integrations that include Salesforce, Xero, Quickbooks, Avalara, Slack, among others. Deflect cancellations at scale straight from Chargebee with a best-of-breed solution, Chargebee Retention, that provides personalized experiences that get results. Run experiments based on customer and subscription attributes taken straight from Chargebee to ensure you provide a personalized and relevant cancel experience.Starting Price: $299/month -
11
BlueSnap
BlueSnap
BlueSnap's All-in-One Accounts Receivable Automation solution, formerly Armatic, is the highest rated software solution for Payment Processing, Billing/Invoicing, Recurring Billing and Subscription Management. Billing and Invoicing: Create beautiful invoices with our powerful invoice editor synced into your accounting system. Provide a customer portal, automatic charging, payment collection, and apply late fees. Recurring Billing & Subscription Management: BlueSnap provides enterprise-class subscription billing management for fast-growing businesses worldwide. Enable trial periods, manage plans, or prorate subscriptions. Payment Processing: BlueSnap is processor agnostic and provides integrations to all types of payment solutions from credit card payments, ACH, SEPA to wires. We handle partial payments, automatic failed payment retry, and automatic payment recovery.Starting Price: $35/user/month -
12
Razorpay
Razorpay
Power your finance, grow your business. Accept payments from customers. Automate payouts to vendors & employees. Never run out of working capital. Mix and match products from Razorpay's payment suite to solve for your exact business use case. With the easiest integration, completely online onboarding, feature filled checkout and best in class performance, quickly go live with Razorpay and experience the future of payments. Razorpay Payment Pages is the easiest way to accept payments with a custom-branded online store. Accept international and domestic payments with automated payment receipts. Take your store online instantly with zero coding. Preparation is everything! Use hosted Event Registration to quickly register event attendees online and send automated receipts. Raising money for a good cause? Our hosted Donations page saves you valuable time by automatically sending personalized 80G receipts. -
13
Paddle
Paddle Payments
Paddle is a subscription commerce and billing platform for Software and SaaS companies. It’s more difficult than ever to keep up with customer demands, to find new international growth opportunities, and to manage your internal resources effectively. With Paddle, you spend less time on fixing internal roadblocks and can focus on scaling your business. Paddle provides a full suite of tools from optimized checkout to sell your software, to recurring billing, fraud detection, manual invoicing, sales taxes, global currencies, customer support, analytics and much more, all in one platform. Choose how you want to sell, Paddle supports every type of sales motion. Optimize your checkout for conversions, scale your sales-assisted invoicing to more business accounts, and add subscription billing -
14
Sila
Sila
Sila is an end-to-end payment platform that provides Banking-as-a-Service through a developer-friendly payment API that is scalable and allows for fast and secure money transfers. Sila’s payment platform streamlines building and launching fintech apps and embedded payment products for financial products, fintech, crypto, and Web3. Sila’s offerings include Virtual Accounts, Digital Wallets, KYC/KYB, and ACH payments APIs for software teams. Additional functionality is available through a network of pre-approved and pre-integrated partners (to different degrees). Sila was recognized as the Best Payments as a Service Platform by the 2022 Embedded Banking Awards of Tearsheet. Sila is headquartered in Portland, Oregon. -
15
Forwardly
ForwardAI
Forwardly helps US businesses and accounting firms move money smarter and faster. Our AI-native platform automates accounts payable and receivable, enabling you to send and receive payments instantly while syncing seamlessly with your accounting software or ERP solution. From AI-powered bill capture to automatic reconciliation with a unique 4-way accounting sync, Forwardly handles your business's busywork so your team can focus on growth, strategy, and building your business into a success. Enjoy improved payment speed, accuracy, and security with no monthly subscription fees. U.S. businesses can experience award-winning bank payments firsthand with a 30-day free trial. The trial covers processing fees for instant payments, same-day ACH, next-day ACH, and standard ACH. Available exclusively to new Forwardly customers, terms and conditions apply. Sign up at forwardly.com.Starting Price: $0/Month -
16
Brex
Brex
Financial software and services to fuel your growth. Brex lets you send free ACH and wires worldwide, get higher card limits, earn money-saving rewards, and track expenses easily. Built for the ones who do things differently. Scale faster by combining your deposits, spend and controls in one account. That’s the power of all-in-one finance. From employee purchases to paying vendors to accounting, expense tracking is built right in. Email or text us your receipts. We'll match them to the right expenses. Easily sync expense data across systems to automate reconciliation. Run custom spend reports to easily find cost-saving opportunities. Issue cards, search transactions, approve or follow up, and more—in one place. Create unique cards with custom limits for each subscription, vendor, and employee. All for free. Set custom limits and give users approved ways to spend for specific items, such as training or WFH snacks.Starting Price: $5 one-time payment -
17
QuickFee
QuickFee
QuickFee (ASX: QFE) is a leading provider of payments, financing, and accounts receivable automation solutions for professional services firms, including 40% of the IPA Top 300 firms. Our platform is designed to streamline the Accounts Receivable process and accelerate revenue growth by integrating multiple online payment options and powerful invoicing tools within your practice management system. With QuickFee, firms can significantly reduce aging receivables, improve cash flow, and increase client spending. Clients can easily make payments using credit or debit cards, ACH/EFT transfers, or QuickFee's exclusive financing solution that allows them to spread payments over 3 to 12 months—while firms receive full payment upfront without incurring additional costs. Operating in the United States and Australia, QuickFee focuses on delivering scalable and affordable solutions backed by exceptional customer service.Starting Price: $0 -
18
Nickel
Nickel
Nickel is an all-in-one accounts payable and accounts receivable platform that helps B2B businesses grow their cashflow. Get paid faster with branded payment links and portals — customers pay by card, ACH, or check, and never need an account. Pay any vendor, contractor, or individual by ACH, card, wire, or mailed check using just their email, with custom approval workflows. Keep more of every dollar with free unlimited ACH, no monthly fee, no chargeback fees, and 2.9% flat-rate card processing you can pass to the payer. Native QuickBooks sync matches every payment to your books one-to-one, and idle cash earns 2% APY with Nickel Balance. We only succeed when you succeed, which is why we do the one thing our peers won't: publish exactly how we make money on every product. More than 25,000 B2B businesses, and the accountants who serve them, run their cashflow on Nickel. Get started free in five minutes — no credit card required.Starting Price: Free -
19
Maxio
Maxio
Maxio empowers growing B2B SaaS leaders to monetize their business and uncover critical financial insights in an unpredictable market. Natural growth isn’t a straight shot; it ebbs and flows along with the market. Wherever you are on your growth journey, Maxio gives you the tools to navigate your business through every inflection point. You need a system that can support your monetization model (no matter how simple or complex) without sacrificing the agility required to meet changing market demands. With Maxio, you’re always striking the right balance. Don’t let your systems hinder your ability to go to market. Maxio sits at the heart of your tech stack, automating the manual tasks that exist between your CRM, GL, and reporting tools. To navigate through an ever-changing market, you need insights today—not two weeks from now. Maxio gives you the ability to answer your toughest business questions quickly and accurately. -
20
Braintree
PayPal
Boost your company's revenue with a global payments partner. Reach more buyers and drive higher conversion with the only payments platform that delivers PayPal, Venmo (in the US), credit and debit cards, and popular digital wallets like Apple Pay and Google Pay in a single, seamless integration. Drive revenue growth and maximize business opportunities. Accept and process cards, PayPal, and wallets such as Venmo (US only), Apple Pay, and Google Pay in a single, modern integration. Plus, get industry-leading tools to help prevent fraudulent transactions, manage data security, and streamline operations. Help increase sales and loyalty with a modernized, optimized payments experience. Leverage the PayPal network and next-generation technology to expand markets. Manage internal costs and automate back-end processes without sacrificing revenue. Help detect and prevent fraudulent transactions while approving more orders. The payments platform for some of the world’s leading brands. -
21
Recurly
Recurly
Thousands of innovative companies across media and entertainment, consumer goods, software, education, health and wellness, and travel and hostpiatlity industries rely on Recurly for faster, more profitable growth. The partnership and platform of Recurly removes the complexities of automating subscription management and recurring billing at scale, enabling teams to manage and optimize their subscriber lifecycles with ease. Category-defining companies including Sling, Twitch, Bark, FabFitFun, Paramount, Lucid, and Sprout Social have chosen Recurly to manage billions of dollars in recurring revenues, future-proof their recurring billing and revenue management, and recover billions of dollars in lost revenue due to churn. Founded in 2009, Recurly is based in San Francisco, with offices in Boulder and London. Recurly | Keep a good thing growingⓇStarting Price: $0.00/month -
22
Balance
Balance
Balance is the first self-serve checkout that accepts 100% of the B2B payment complexities - from milestone payments to net terms, wires to checks, SaaS subscriptions to automatic vendor payouts - and more: 🗒 API-first! Get at them docs 💳 Go beyond cards: Accept ACH, wire, card, and even checks 💨 Instant, Risk-free Net Terms: Your customers pay Net 30/60. You get paid instantly. 🔁 Recurring payments, made easy: Make recurring invoice payments as easy as recurring CC payments 🏢 Built for all B2B payment needs. Perfected for Marketplaces, Wholesalers, Merchants, SaaS and Service Providers. 🧍🏽♀️ Self-serve invoicing: Your customers can pull & pay their own invoices with a click 🏋️ Automatic reconciliation & collection: Isn’t it funny you’re still doing this manually?Starting Price: $0 -
23
Computop Paygate
Computop
Computop offers its customers around the world local and innovative omnichannel solutions for payment processing and fraud prevention, for e-commerce and POS. With the Computop Paygate payment platform, retailers, service providers and industrial enterprises have the flexibility to choose from over 350 payment methods. Computop, a global player with locations in Germany, England and the USA, has been servicing large international companies for more than 25 years, including global brands such as C&A, Fossil, Otto Group, Sixt, Swarovski and Wargaming. Computop carbon-neutrally processes transactions with a combined value of USD 33 billion in 127 currencies.Starting Price: $29 per month -
24
Checkrun
Checkrun
Checkrun by AP Technology is for QuickBooks Online users. Take back control of your payment issuance by scheduling modernized check or faster ACH payments based on your and your customers’ preferences. Your choice of remote and in-office check printing means that business deals close faster, more securely, and with fewer trips needed to the bank. Approve and sign checks anywhere, anytime with the Checkrun mobile app. Print and mail service, too! Use Checkrun to manage all of your business accounts at once. Perfect for accountants, bookkeepers, and more. Checkrun is used widely in the law, real estate, non-profit, insurance, automotive, and staffing sectors. Automated Positive Pay fraud protection is built-in! Try it for free!Starting Price: 37.50/mo -
25
Plooto
Plooto
Plooto is a payment automation platform built for accounting firms and small to mid-sized businesses that need to manage money moving in and out. It brings accounts payable, accounts receivable, approval workflows, payment tracking, and accounting software synchronization into one platform. Businesses can use Plooto to automate bill payments, collect customer payments, reduce manual data entry, and improve visibility into cash flow. The platform supports payment options such as EFT, ACH, credit cards, foreign exchange, and international payments. Plooto also offers custom approval chains, real-time payment status tracking, client dashboards, and two-way syncing with accounting software. With AP automation, AR automation, payment controls, and reconciliation support, Plooto helps finance teams and accountants simplify payment operations.Starting Price: $32/month -
26
QuickBooks Commerce
Intuit
QuickBooks Commerce (formerly TradeGecko) is powerful inventory and order management software, built for multichannel brands and wholesalers. It enables automation for omnichannel operations, improving efficiency and increasing profitability. The QuickBooks Commerce B2B eCommerce platform enables customers to set customized catalogs and price lists, take wholesale orders, and receive payment faster using QuickBooks Commerce Payments. Seamless integrations with Shopify, Xero, QuickBooks Online, Amazon, WooCommerce and more. Customers can automate repetitive and time-consuming workflows allowing them to take control of complex processes and optimize the order management workflow, shipping and logistics with supply chain automation. Other features include intelligence, demand forecasting, and a mobile app for iPhone and iPad. Sell. Ship. Grow. Manage your multi-channel and wholesale business in one place with QuickBooks Commerce.Starting Price: $39.00 per month -
27
Epay
Epay
Innovative cross-border collection, one-stop capital settlement. Overseas customers only need to pay the local currency and Epay can economically and efficiently settle it to the currency you need with multi-channels, helping you to explore new markets and seize the opportunities in the digital economy era. Epay can effectively help corporates such as live broadcast platforms, online teaching company, foreign-invested enterprises, and labor dispatch companies to make bulk payment. Epay supports more than 80 currencies, receivers can pick up cash or receive through bank account. There are more than 200,000 cash pick-up locations around the world, which enables people to move money wherever it needs to be, in the most time and cost-efficient manner. Cooperated with more than 400 banks around the world, Epay aims to build a one-stop remittance platform to provide convenient and affordable money transfer services for millions of people who study, travel, do business, work abroad.Starting Price: $3 -
28
Corefy
Corefy
Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.Starting Price: €2500/month -
29
Enalo
Enalo Technologies Private Ltd.
Smart Business Banking for Startups, SMEs and Freelancers. Stay in control. Save on time. Bringing it all together for you. Banking, invoicing, payment gateway, billing, payment link, expense management and other tax return filing tools are designed to save you time and money. Focus on your business, not on banking and finance. Link your existing current accounts to Enalo for seamless payment collection and payouts. Industry-leading security and encryption. Real-time transaction notifications and smart business insights keep you in control. Customer support that cares whenever you need.Starting Price: $10 per year -
30
CARDZ3N
CARDZ3N
CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.
