This has been the best experience from start to finish! Everything is simple, great portal, seamless application great customer service and the absolute best rates out there. They have both options th... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
It was an absolute pleasure working with Rapid Finance. I've worked with several different loan companies over the years, and they truly live up to their name. I was approved and finance was provided... See more
Company replied
We recently secured $150K in funding from Rapid, and the experience was outstanding. Their team was responsive, easy to work with, and genuinely supportive of our business goals. The process was c... See more
Company replied
This is probably the third time I have worked with Calvin Reyes and his team, it has consistently be fast, easy and painless. Honestly if the service wasn't so good I definitely would have used a dif... See more
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Company details
Written by the company
Since 2005, Rapid Finance has helped U.S.-based small businesses access fast, flexible working capital solutions designed to support growth, manage cash flow, and handle everyday operational expenses. We work with businesses across a wide range of industries by providing financing options tailored to their unique goals, challenges, and long-term plans. Rapid Finance offers Business Lines of Credit, Small Business Loans, Term Loans, Working Capital Financing, and Sales-Based Financing for businesses seeking flexible funding solutions. Rapid Finance has access to other types of commercial financing through our network of funding partners. Our financing products are designed to help business owners purchase inventory, hire staff, expand operations, manage seasonal demand, invest in equipment, and maintain a healthy cash flow. We offer quick application reviews, fast funding decisions, and working capital available in as soon as hours after approval. Our team works closely with each business to understand its operational needs and provide financing solutions aligned with its goals and long-term growth plans. Over 85% of our clients return to Rapid Finance for additional financing, reflecting our focus on responsive service, speed, and long-term business relationships. For more than two decades, Rapid Finance has remained committed to helping small businesses access trusted business financing with transparency, personalized support, and flexible funding solutions built around the realities of running a business. Our dedication to your business’ success is reflected in the enduring relationships we build. Over 85% of our clients choose to continue their financing journey with us, a testament to our unwavering commitment, transparent communication and genuine partnership we build. We believe in fostering growth and providing the financial foundation to enable your business to flourish. Consider us a trusted ally, invested in your vision and ready to support you every step of the way.
Why Choose Rapid Finance?
Written by the company
Contact info
4500 East West Highway, 6th Floor, 20814, Bethesda, United States
- 877-467-2743
- sales@rapidfinance.com
- rapidfinance.com
4.5
Excellent
2K reviews
Asks customers to review
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These guys are awesome
These guys are awesome! Saved me in a pinch, again! Thank you!!
8 July 2026
Unprompted review
Reply from Rapid Finance
Thanks for being a repeat client and we appreciate your kind review!
Reply from Rapid Finance
We appreciate your being a client!
Reply from Rapid Finance
Thank you for recognizing our team's service! We appreciate your business.
Very friendly real people
Very friendly real people. Hope this is the begining of a long productive relationship.
1 July 2026
Unprompted review
Reply from Rapid Finance
Thank you for taking the time to write a review and we appreciate your being a client!
lol my business is doing $85k monthly
lol my business is doing $85k monthly. These guys offered $22k with a return payment to them of $40k LOL.
My credit cards have a higher limit than that.
Waste of time, do not do business with them.
Just go to Cardiff. They offer WAY MORE with LOWER INTEREST.
LOL DONT LISTEN TO THEIR RESPONSE.
THEY KEPT CALLING AND EMAILING ME ASKING ME TO SIGN WITH THEIR TERRIBLE OFFER. WHO IN THE RIGHT MIND WOULD PAY ALMOST DOUBLE BACK. THEY CANT EVEN OFFER HALF OF WHAT MY BUSINESS IS DOING MONTHLY. TERRIBLE.
21 June 2026
Unprompted review
Reply from Rapid Finance
Thank you for applying to Rapid Finance. When reviewing financing applications we consider a variety of factors, and unfortunately we were unable to provide your business with financing at this time. We wish your business continued success.
Reply from Rapid Finance
Thank you for your review. We appreciate your business!
Awesome loan that your business needs
The money has enabled my business to secure much needed inventory. The Money was put in my account super-fast. Great company!
26 June 2026
Reply from Rapid Finance
Thank you for your review. We’re glad Rapid lived up to our name by making the process quick and easy!
We have been with Rapid for 3+ years…
We have been with Rapid for 3+ years and they always have been great to work with. This past year they helped us consolidate our loans so we could have one stable payment. Great company to have to help your business.
16 June 2026
Reply from Rapid Finance
Thank you for being a repeat client and we appreciate your coming back to us for your financing needs.
The people that I work with was great
The people that I work with was great, Jacob and Paul
24 June 2026
Unprompted review
Reply from Rapid Finance
We’re so glad to hear our team was helpful throughout the process. Thank you for choosing Rapid Finance!
Made the loan process very easy
Made the loan process very easy, a little more expensive than a bank but no hassle, would take weeks and a lot of paperwork for a bank loan. rapid finance was very easy.
7 March 2026
Reply from Rapid Finance
We work hard to make the financing process simple and efficient for small business owners like you. Thank you for your review!
We have been customers of Rapid for a…
We have been customers of Rapid for a while with a line of credit for our business. When we needed to increase the line we called our account manager Jason Perkins. Jason clearly communicated what we needed to do and helped us increase the amount of our credit line quickly. Thank you Jason and Rapid!
18 June 2026
Unprompted review
Reply from Rapid Finance
Thank you for taking the time to write a review! We’re glad our team was able to assist you. Providing excellent client service is always our goal, and we appreciate your feedback.
Rapid Finance is a predatory liar that…
Rapid Finance is a predatory liar that would not provide a specimen agreement when I asked for it. Told me I would have no prepay penalty and that no UCC would be filed. etc.
I absolutely recommend that no one use this vendor.
8 June 2026
Reply from Rapid Finance
Thank you for being a valued client. We’re sorry to hear of any confusion regarding your small business financing agreement. A member of our team will reach out to provide a copy of the agreement and ensure your questions are answered. For additional assistance, please contact our Customer Service Team at customerservice@rapidfinance.com.
Was told I could receive a loan of 40k
Was told I could receive a loan of 40k. They tried to get me into a program after being on hold for 5 minutes. When I declined, they just hung up on me?
16 June 2026
Unprompted review
Reply from Rapid Finance
We understand your concern and appreciate you bringing it to our attention. However, based on the information provided, we are unable to locate your account to assist you. Please contact our Customer Service Team at customerservice@rapidfinance.com so we can better understand your concern and assist you directly.
Reply from Rapid Finance
Thank you for being a client. We’re sorry to hear there may have been confusion regarding the terms of your commercial financing. All financing terms were provided at the time of contract signing, and our team is available to review any questions you may have. Please contact our Customer Service Team at customerservice@rapidfinance.com so we can assist you directly.
speed of handling and service
2 June 2026
Reply from Rapid Finance
Thanks for recognizing how fast our team moves to help you, we're glad to have you as a client!
You didn't keep the word in contract
You didn't keep the word in contract. According to the contract, 1st payment should be happen after 1 week away from funding, but you take away 1st payment very next day after funding also took another one in 1 week again .
29 May 2026
Unprompted review
Reply from Rapid Finance
Thank you for being a valued client. We apologize for any confusion regarding the first payment on your small business loan. Depending on the date of funding and the scheduled payment day, your first payment may be a prorated and due the same week as funding. For more details, please see paragraph 4 of your Commercial Financing Agreement. If you have any questions our customer service team will be happy to assist customerservice@rapidfinance.com.
Poor lending practices
Why would any company lend money to someone with a poor credit rating? That’s what’s considered irresponsible lending.
4 June 2026
Unprompted review
Reply from Rapid Finance
Thank you for your feedback. At Rapid, responsible lending is central to our approach, and credit history is only one part of our broader review. Each application is evaluated using multiple business and financial factors to determine if a business financing option may be appropriate. For questions about your account or financing options, please reach out to us at customerservice@rapidfinance.com so our team can assist you.
Reply from Rapid Finance
We appreciate you taking the time to share your experience!
I have to say that was a very seamless…
I have to say that was a very seamless easy process. I’ve gone through this about 20 different times and there were no fees and same-day funding with a lower percentage rate than most MCA companies. I would give the rating six stars if I could.
7 May 2026
Unprompted review
Reply from Rapid Finance
Thank you for the review! We’re glad the process was seamless and fast, and we appreciate your trust in us. Your “six stars” comment made our day!
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