HDFC Housing Opportunities Fund Regular - Growth
NAV as of Aug 27, 2026
21.63-0.55%
- Growth - Regular
(Earn upto 0.86% Extra Returns with Direct Plan)
Fund Category:
Equity: Thematic-Other
Expense Ratio:
2.25%(1.61% Category
average)Fund Size:
Rs. 1,172.96 Cr(0.96% of Investment in Category)
HDFC Housing Opportunities Fund Regular - Growth
NAV as of Aug 27, 2026
21.63-0.55%
Expense Ratio:
2.25%
Fund Size:
Rs. 1,172.96 Cr
Fund Category:
Equity: Thematic-Other
1. Current NAV: The Current Net Asset Value of the HDFC Housing Opportunities Fund - Regular Plan as of Aug 27, 2026 is Rs 21.63 for Growth option of its Regular plan.
2. Returns: Its trailing returns over different time periods are: -3.16% (1yr), 11.01% (3yr), 12.46% (5yr) and 9.34% (since launch). Whereas, Category returns for the same time duration are: 8.52% (1yr), 16.08% (3yr) and 14.15% (5yr).
3. Fund Size: The HDFC Housing Opportunities Fund - Regular Plan currently holds Assets under Management worth of Rs 1172.96 crore as on Jul 31, 2026.
4. Expense ratio: The expense ratio of the fund is 2.25% for Regular plan as on Aug 19, 2026.
5. Exit Load: HDFC Housing Opportunities Fund - Regular Plan shall attract an Exit Load, "Exit load of 1%, if redeemed within 30 days."
6. Minimum Investment: Minimum investment required is Rs 100 and minimum additional investment is Rs 100. Minimum SIP investment is Rs 100.
HDFC Housing Opportunities Fund Regular - Growth Returns
Trailing Returns
Rolling Returns
Discrete Period
SIP Returns
1M 3M 6M 1Y 3Y 5Y Annualized Returns 1.38 -0.26 -4.20 -1.81 10.84 12.02 Category Avg 2.89 4.19 8.26 9.95 16.02 13.85 Rank within Category 42 56 59 42 14 10 No. of funds within Category 68 66 64 51 21 15 - Loading...
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Return Comparison
- This Fund
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- 1Y
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HDFC Housing Opportunities Fund Regular - Growth Fund Details
Investment Objective - The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities.
| Fund House | HDFC Mutual Fund |
| Launch Date | Dec 06, 2017 |
| Benchmark | Nifty Housing Total Return Index |
| Return Since Launch | 9.24% |
| Riskometer | Very High |
| Type | Open-ended |
| Risk Grade | - |
| Return Grade | - |
HDFC Housing Opportunities Fund Regular - Growth Investment Details
| Minimum Investment (Rs.) | 100.00 |
| Minimum Additional Investment (Rs.) | 100.00 |
| Minimum SIP Investment (Rs.) | 100.00 |
| Minimum Withdrawal (Rs.) | 100.00 |
| Exit Load Exit load of 1%, if redeemed within 30 days. | |
Portfolio Allocation
Asset Allocation
Asset Allocation History
Sector Allocation
Market Cap Allocation
Concentration & Valuation Analysis
| JUL 2026 | JUN 2026 | MAY 2026 | APR 2026 | MAR 2026 | FEB 2026 | |
|---|---|---|---|---|---|---|
| Number of Holdings | 34 | 33 | 34 | 35 | 34 | 35 |
| Top 5 Company Holdings | 38.16% | 38.33% | 37.7% | 39.14% | 40.81% | 41.0% |
| Top 10 Company Holdings | 62.54% | 62.22% | 61.35% | 62.58% | 65.62% | 66.0% |
| Company with Highest Exposure | Larsen & Toubro (8.4%) | Larsen & Toubro (8.68%) | Larsen & Toubro (8.57%) | Larsen & Toubro (8.31%) | Larsen & Toubro (8.71%) | Larsen & Toubro (9.42%) |
| Number of Sectors | 8 | 8 | 8 | 8 | 8 | 8 |
| Top 3 Sector Holdings | 67.44% | 66.69% | 63.58% | 64.4% | 64.55% | 66.82% |
| Top 5 Sector Holdings | 83.06% | 82.2% | 80.86% | 81.52% | 83.2% | 84.03% |
| Sector with Highest Exposure | Financial (32.61%) | Financial (33.0%) | Financial (31.06%) | Financial (32.24%) | Financial (32.04%) | Financial (32.55%) |
Top Stock Holdings
Sector Holdings in MF
Company Sector Assest(%) P/E EPS-TTM(₹) RETURN 1 YR(%) Larsen & Toubro Construction 8.4 - - -0.28 ICICI Bank Financial 8.26 - - 0.48 HDFC Bank Financial 7.97 - - -0.39 NTPC Energy 7.4 - - -0.08 State Bank of India Financial 6.13 - - 0.10 Ambuja Cements Materials 5.9 - - 0.24 Ultratech Cement Materials 5.07 - - 0.35 Tata Steel Metals & Mining 4.53 - - 0.12 Prestige Estates Projects Construction 4.48 - - 0.22 Kalpataru Projects Intl. Capital Goods 4.4 - - -0.19
Peer Comparison
Cumulative Returns
SIP returns
Discrete Returns
Quant Measures
Asset Allocation
Scheme Name NAV(Rs./Unit) Scheme Rating AUM(Rs. Cr) 1M 1Y 3Y 5Y HDFC Housing Opportunities Fund Regular - Growth 21.63 Unrated 1,172.96 1.56 -1.26 10.65 11.97 Bandhan BSE India Sector Leaders Index Fund Regular-Growth 9.67 Unrated 26.35 0.66 - - - SBI Comma Fund-Growth 118.16 Unrated 1,185.06 3.27 16.15 17.77 11.93 JioBlackRock Sector Rotation Fund Regular-Growth 10.00 Unrated 0.00 - - - - UTI BSE Housing Index Fund Regular - Growth 14.24 Unrated 24.10 0.35 -3.28 10.12 -
Risk Ratios
Ratios are calculated using the calendar month returns for the last 3 years
Standard Deviation
Standard Deviation
Standard deviation is the deviation of the fund's return around mean.
High Volatality
17.91VS17.11Fund Vs Category Avg
Beta
Beta
Beta shows the portfolio risk in relation to the market. A beta of less than 1 means that the fund returns are less volatile compared to the broader market. A beta of more than 1 means that the fund returns are more volatile than the broader markets. A beta equal to 1 means that fund's volatility is in line with the broader market.
High Volatality
1.11VS1.00Fund Vs Category Avg
Sharpe Ratio
Sharpe Ratio
Sharpe ratio is a risk adjusted performance measure. A fund with a higher Sharpe ratio is considered better than a fund with a lower Sharpe ratio.
Poor risk-adjusted returns
0.32VS0.53Fund Vs Category Avg
Treynor's Ratio
Treynor's Ratio
Treynor is a risk adjusted performance measure. A fund with a higher Treynor ratio is considered better than a fund with a lower Treynor ratio.
Poor risk-adjusted returns
5.09VS9.06Fund Vs Category Avg
Jensen's Alpha
Jensen's Alpha
Alpha shows the ability of the fund manager to outperform the market. A higher Alpha is preferred.
Poor risk-adjusted returns
-1.77VS2.69Fund Vs Category Avg
Mean Return
Mean Return
Average return generated by the fund during a specified period.
Poor average monthly returns
11.40VS15.12Fund Vs Category Avg
Risk Ratio Chart
- Risk Ratio
- Category Average
HDFC Mutual Fund News
- MF Tracker: HDFC Mid Cap Fund delivers 20% in 5-years. Can the largest midcap fund sustain performance?
- BSE, RIL, Paytm among stocks bought and sold by HDFC Mutual Fund in July
- HDFC Defence Fund adds Cochin Shipyard & INDO-MIM, increases stake in HAL, Mazagon Dock, 5 others
- Shiprocket raises Rs 727 crore from anchor investors ahead of IPO launch
Fund Manager
- A.K.Amar KalkundrikarSince Jan 201922 schemes
- S.R.Srinivasan RamamurthySince Jan 20249 schemes
Mr. Kalkundrikar has done B.Com, CA, CFA, and MBA from Columbia Business School. Prior to joining HDFC Asset Management Company Limited, he has worked with Nippon India Mutual Fund, and HDFC AMC. He worked with multiple roles at HDFC MF.
Mr. Ramamurthy is an engineer by qualification from Jadavpur University and has done his MBA from IIM - Calcutta. Prior to joining HDFC Asset Management Company Limited, he has worked with Mahindra Mutual Fund, IDBI Federal Life Insurance, IIFL Capital Limited, Maybank Kim Eng, Credit Suisse and KPMG Advisory.
Scheme Name Category Nav(Rs./Unit) Scheme Rating Asset(Rs. Cr) 1Y HDFC Balanced Advantage Fund Regular-Growth Dynamic Asset Allocation 525.53 1,07,765.65 2.57 HDFC Conservative Hybrid Fund Regular-Growth Conservative Hybrid 83.84 3,244.86 3.21 HDFC Retirement Fund - Equity Plan Regular-Growth Flexi Cap 49.08 7,013.69 -2.09 HDFC Multi-Asset Active FoF Regular-Growth Multi Asset Allocation 19.85 6,096.36 8.98 HDFC Equity Savings Fund Regular-Growth Equity Savings 68.05 5,698.91 3.34 HDFC Retirement Fund - Hybrid Equity Plan Regular-Growth Aggressive Hybrid 37.26 1,630.28 -2.65 HDFC Retirement Fund - Hybrid Debt Plan Regular-Growth Conservative Hybrid 21.82 148.25 1.66 HDFC Multi Asset Allocation Fund Regular-Growth Multi Asset Allocation 76.02 5,979.92 6.13 HDFC Diversified Equity All Cap Active FoF Regular - Growth Flexi Cap 10.23 Unrated 2,664.74 -
More HDFC Mutual Fund
| Scheme Name | Rating | Asset Size(Cr) | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| HDFC Flexi Cap Fund Regular-Growth | 1,10,736.41 | 2.46 | 8.97 | -0.12 | 6.55 | 16.98 | |
| HDFC Balanced Advantage Fund Regular-Growth | 1,07,765.65 | 1.10 | 4.97 | -0.61 | 3.71 | 13.06 | |
| HDFC Mid Cap Fund Regular-Growth | 1,05,142.69 | 2.07 | 9.21 | 4.47 | 12.19 | 19.59 | |
| HDFC Liquid Fund Regular-Growth | 65,870.42 | 0.52 | 1.67 | 3.30 | 6.33 | 6.86 | |
| HDFC Small Cap Fund Regular-Growth | 41,679.00 | 1.52 | 6.94 | 3.65 | 1.81 | 12.32 | |
| HDFC Large Cap Fund Regular-Growth | 40,197.89 | 0.98 | 7.34 | -2.86 | 2.87 | 10.75 | |
| HDFC Money Market Fund-Growth | 31,370.84 | 0.65 | 1.90 | 3.31 | 6.31 | 7.23 | |
| HDFC Corporate Bond Fund Regular-Growth | 30,664.22 | 0.43 | 2.76 | 3.16 | 5.35 | 7.24 | |
| HDFC Large and Mid Cap Fund Regular- Growth | 30,098.85 | 1.76 | 7.86 | 1.86 | 6.50 | 14.64 | |
| HDFC Focused Fund Regular-Growth | 27,924.78 | 1.34 | 8.31 | -2.17 | 4.28 | 16.28 |
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1. HDFC Housing Opportunities Fund - Regular Plan is Open-ended Thematic-Other Equity scheme which belongs to HDFC Mutual Fund House.
2. The fund was launched on Dec 06, 2017.
Investment objective & Benchmark
1. The investment objective of the fund is that " The scheme aims to provide long-term capital appreciation by investing predominantly in equity and equity related instruments of entities engaged in and/or expected to benefit from the growth in housing and its allied business activities. "
2. It is benchmarked against Nifty Housing Total Return Index.
Asset Allocation & Portfolio Composition
1. The asset allocation of the fund comprises around 96.24% in equities, 0.0% in debts and 3.76% in cash & cash equivalents.
2. While the top 10 equity holdings constitute around 62.54% of the assets, the top 3 sectors constitute around 67.44% of the assets.
3. The fund largely follows a Blend oriented style of investing and invests across market capitalisations - around 0.0% in giant & large cap companies, 0.0% in mid cap and 0.0% in small cap companies.
Tax Implications on HDFC Housing Opportunities Fund Regular - Growth
1. Gains are taxed at a rate of 15% (Short-term Capital Gain Tax - STCG) if units are redeemed within 1 year of investment.
2. For units redeemed after 1 year of investment, gains of upto Rs. 1 lakh accruing from those units in a financial year shall be exempted from tax.
3. Gains of more than Rs. 1 lakh will be taxed at a rate of 10% (Long-term Capital Gain Tax - LTCG).
4. For Dividend Distribution Tax, the dividend income from this fund will get added to the income of an investor and taxed according to his/her respective tax slabs.
5. Also, for dividend income in excess of Rs 5,000 in a financial year; the fund house shall deduct a TDS of 10% on such income.
This Might Catch Your Interest
FAQs about HDFC Housing Opportunities Fund Regular - Growth
- Is it safe to invest in HDFC Housing Opportunities Fund - Regular Plan?As per SEBI’s latest guidelines to calculate risk grades, investment in the HDFC Housing Opportunities Fund - Regular Plan comes under Very High risk category.
- What is the category of HDFC Housing Opportunities Fund - Regular Plan?HDFC Housing Opportunities Fund - Regular Plan belongs to the Equity : Thematic-Other category of funds.
- How Long should I Invest in HDFC Housing Opportunities Fund - Regular Plan?The suggested investment horizon of investing into HDFC Housing Opportunities Fund - Regular Plan is >3 years. The suggested investment horizon is the minimum time required for holding investments in the fund to reduce its downside risk and ensure that the returns become more predictable.
- Who manages the HDFC Housing Opportunities Fund - Regular Plan?The HDFC Housing Opportunities Fund - Regular Plan is managed by Amar Kalkundrikar (Since Jan 10, 2019) and Srinivasan Ramamurthy (Since Jan 12, 2024).
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