Real-time payments, around the clock.
Send and receive instant payments on The Clearing House RTP network, any hour, with immediate finality.
POST/
HTTP
x-api-key: $CFX_API_KEY
x-api-secret: $CFX_API_SECRET
Content-Type: application/json
{
"identityId": "id_VfsdSMtd8UdgxCgTnz0tm",
"methodId": "US_INSTANT",
"sourceCurrency": "MOVEUSD",
"targetCurrency": "USD",
"sourceAmount": 4200,
"paymentInstrumentId": "pi_R0ThCHzs3FLTmONjYiS",
"country": "US",
"wallet": { "address": "7Np…SoLa", "blockchain": "SOLANA" }
}Result
Quote ready
- Send
- 4,200.00 MOVEUSD
- Receive
- $4,200.00 USD
- Method
- US instant (RTP)
- Quote
- wdqt_7rtp03…
Accept the quote to settle in seconds on the RTP network.
Instant, 24/7/365.
RTP settles in seconds with immediate finality and richer payment data than legacy rails. CFX sends and receives on The Clearing House network with one request.
- Settles in seconds
- 24/7/365 availability
- Immediate finality
- Richer remittance data
What your team sees in CFX.
Each instant payment posts with its final status the moment it settles, at any hour.
Instant payments
| Date | To / From | Amount | Method |
|---|---|---|---|
Lena Ortiz | $640.00 | ||
Pinecrest LLC | $3,275.00 | ||
Dev Patel | −$120.00 |
Net today
$3,795.00
3 instant payments, illustrativeRTP received · $640.00just now
How it moves.
Initiated
Submit the payment. Screening runs in line with the real-time send.
Cleared
The Clearing House clears the payment in seconds, any hour.
Settled
Immediate finality, confirmed back to you instantly.
In the API.
- Quote
- methodId: US_INSTANTThe same quote request as a wire, on the RTP network.
- Send
- POST /v1/withdrawal/quote/{id}/acceptAccepting the quote sends the payment.
- Status
- withdrawal.withdrawal.statusUpdatedA webhook at each change, through to settled.
Ready to build on regulated U.S. banking rails?
Sign up, spin up a sandbox, and make your first RTP call the same day.