Figure really made the process super easy and intuitive. All the steps were clear, interface was easy to navigate and nothing was confusing about it. The e-notary process was amazing as it was quick a... See more
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Review summary
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Reviews shaping this summary
I have been looking for a HELOC for about a month and have been so disappointed in the process with the other lenders that I contacted. Once I had given my phone number, I was inundated with a multitu... See more
I was really clueless on how to use my camera on my computer when it came time to talk to a notary. Each one I spoke with (yes, I had to call more than once) was so cordial, understanding and very pa... See more
I thought this was going to be a quick process. It took longer than expected and I began to get a bit impatient, until I was switched to Derrick Brown. This young man went above and beyond to get the... See more
Company details
About Figure
Written by the company
Figure is the #1 non-bank home equity lines of credit (HELOC) lender in America.
You can access the cash you need without ever leaving home. Get your rate online in minutes. Approval in 5 minutes and funding in as few as 5 days* at figure.com.
What sets Figure's HELOC apart?
- Apply with our 100% online application in minutes with funding in as few as 5 days.*
- Lines of credit available from $15k - $750k*
- Faster than a bank loan, cheaper than a personal loan.
- 5 minute approval. No impact to your credit score.*
- Get the funds you need now to start that home improvement project or consolidate your debt.
Contact info
650 S. Tryon Street, 8th Floor, 28202, Charlotte, United States
- 888-819-6388
- help@figure.com
- figure.com
Figure Lending
4.7
Excellent
5K reviews
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Exemplary workers and company
I was very pleased with the quality of service I received from everyone at Figure. The notary’s were top notch. I would recommend this company to everyone
July 14, 2026
My notary was friendly
My notary was friendly, efficient, and made the process quick and easy
July 14, 2026
Figure did what it said
Figure did what it said. Provided an option to fund my project. I had many issues with the connection to the enotary. It was hit and miss until I finally locked in to one person, after that it was a quick process. I will use in the future for sure.
July 12, 2026
The process was very simple and went…
The process was very simple and went over everything I needed to know, it was truly amazing thank you for helping me
July 13, 2026
It was an easy process and took very…
It was an easy process and took very little time. The notary was pleasant and helpful.
July 13, 2026
The process was so amazingly…
The process was so amazingly straightforward. I cannot thank you enough. In addition it was extremely fast and efficient The process was so amazingly straightforward. I cannot thank you enough. it was extremely fast and efficient.
For a busy physician like me who has no time to waste going through 10,000 ‘hoop for the brick and mortar banks, this was the easiest process I’ve ever done on my laptop. I’m convinced this will be the future of lending in the future!
Thank you, Figure loans for making it simply so easy. I really do mean that.
July 11, 2026
very efficient and quick
July 12, 2026
Fast friendly
July 12, 2026
Flawless 100% Online Experience!I just…
Flawless 100% Online Experience!I just closed a HELOC with this lender and the entire process was 100% online. No paperwork to mail, no branches to visit, and zero hassle. The digital platform was intuitive, fast, and incredibly convenient. I highly recommend them to anyone looking for a modern, stress-free lending experience! My rep Charles Greenaway is friendly and responsive.
July 11, 2026
The enotery who assisted me was…
The enotery who assisted me was friendly and the process was quick and efficient!
July 10, 2026
difficulty connecting....otherwise great
July 9, 2026
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