Zulfiq Isaacs

South African retailers are offering Buy Now, Pay Later as it boosts sales and offers consumers the convenience they crave – and it’s becoming a popular choice. But with great benefits comes the need for secure and efficient customer verification. Bitventure’s solutions help retailers confidently offer BNPL while minimizing fraud risk. Discover how to support BNPL adoption with robust fraud prevention. #RetailTrends #BNPLinRetail #FraudPrevention #FintechSolutions

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Thrilled to see Moneyversity+ win the 2024 BCX Digital Innovation Award for Best in Society and Sustainability! 🎉 This is exactly the kind of innovative platform we need to empower the next generation of financially savvy individuals. I'm so impressed with how Moneyversity+ makes learning about money fun and engaging through interactive games, videos, and resources. It's a brilliant way to equip people of all ages, from 6 and up, with the essential skills they need to make informed financial decisions. What I find particularly valuable is Moneyversity+'s focus on inclusivity. By making financial education accessible to everyone, they're helping to bridge the knowledge gap and create a more equitable financial landscape. 🙌 Kudos to Old Mutual and the entire Moneyversity+ team for this well-deserved recognition! 🙌 I highly recommend checking out Moneyversity+ at moneyversity.co.za. It's a fantastic resource for anyone looking to improve their financial literacy, and it's a tool I'll definitely be recommending to my clients. #DigitalInnovation #BCXAwards #FinancialLiteracy #FinancialPlanning #MoneyversityPlus #FinancialEducationForAll #OldMutual Old Mutual

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🚀 Exciting news from the financial sector! Sanlam's recent digital marketing campaign, leveraging AI and machine learning, has achieved astounding results. They smashed their targets, achieving three times their email sign-up goal and tripling call centre leads. 📈 This is a testament to the power of tech-driven marketing strategies 🌐. For any SaaS or IT company looking to replicate this success in lead generation, the right tools and expert partnership are crucial. 🔗 [Discover our lead generation solutions](https://lnkd.in/gDtv2xfg) #DigitalMarketing #AI #MachineLearning #LeadGeneration #B2BSaaS #Technology #MarketingSuccess #InnovationInMarketing #Sanlam #FinancialServices #MarketingTrends

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🚀 Experience the Next Generation of Property Investment with Brix World! 🚀 Cutting-edge Technology x Real Estate Innovation = Revolutionary way that South Africans can invest in property. Making it more accessible and user-friendly. For anyone. Anywhere. Anytime.

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Unsecured funding is one of the best ways to grow your business in South Africa. But what is it and how does it work? This blog post demystifies unsecured business finance to help you navigate the complexities of securing capital without collateral, providing a lifeline for growing your business. Click the link below to start reading! https://lnkd.in/eZd_Df5N

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South Africa’s mobile penetration has opened new markets and changed how businesses interact with customers/consumers. The smartphone buzz also changed the entertainment and/or gaming landscape with mobile companies being at the forefront and content providers, betting platforms; and banks also leveraging on the ecosystem that brings services and products via telephony. With so much deep mobile and smartphone penetration, an under-banked and online poor consumer market is still left behind in the online transaction journey and unable to transact online in order to enjoy the excitement that comes with online sports betting and general gaming experience. I have formulated a mobile payment solution that will allow the under-banked market I.e. those with unfunded bank accounts, to use their airtime credit to play and place a bet. This is a call to Mobile Network Operators or WASPs to engage me on the concept. This is a fail-proof concept! Message me here on LinkedIn or email me at [email protected].

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Discover Top unsecured loans in South Africa Learn more about how unsecured loans can benefit your business by reading our latest article here. https://lnkd.in/dFreBbcc

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Now this is a Bank I certainly advocate for and with the Business Banking Suite being offered now I tell you, Business Banking will never be the same again. We are once again going to disrupt how banking is done in the business Market. Capitec #BetterNeverRest #Business_Banking #Coolest_Bank

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Andrew Bahlmann unpacks the implications of Ninety One and Sanlam deal for SA's asset management market! This is the latest in a series of deals involving Sanlam – though by far the biggest. The proposed deal between Ninety One and Sanlam presents both significant opportunities and risks. One of the primary risks highlighted is the potential for reduced competition within South Africa’s asset management market. There is a concern that this merger between two of the largest asset managers could lead to market concentration, limiting consumer choice and reducing the competitive dynamics in an already concentrated market. The Competition Commission will almost certainly investigate and if it intervenes it could delay or halt the deal, particularly if it believes that the merger would result in anti-competitive outcomes or higher fees for consumers. Although both companies have complementary strengths - Ninety One with its investment culture and Sanlam with its distribution network- the integration of these entities could face challenges in aligning corporate cultures. The success of this deal will depend on how well Ninety One's investment philosophy meshes with Sanlam's operational structure, especially in light of Sanlam’s previous struggles with managing its portfolios post-AIMS acquisition (in 2016/17 Sanlam acquired AIMS Absa Investment Management Services). #mergersandacquisitions #competition #assetmanagement #synergy https://lnkd.in/d_6bDS6N

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With the GNU now 100 days old, here is a timely article on the resurgence of investor interest in South Africa and its brightening economic growth prospects.

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While Discovery Bank’s new home loan product is marketed as innovative due to its personalised interest rates and shared-value banking model, it’s important to scrutinise just how different it truly is compared to traditional home loan offerings in South Africa. Conri Botha discusses some key points to consider, as featured on Tech Financials: https://lnkd.in/deG8ZBGb #discoverybank #SAhomeloans #homeloans

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Black Friday & Beyond: A Beacon of Hope for SA Retailers It’s not every day that we get to share a message of hope—backed by solid data! At the PR Roundtable that took place earlier today, we brought together 42 media representatives—25 in person at our Rosebank offices, and 17 online—to dive into the latest research from the Bureau of Market Research (BMR), led by the brilliant Dr. Requier Wait. What we shared was nothing short of exciting: Black Friday 2024 is poised to be a game-changer, with consumer interest up by 31% and retailers set to see over R136 billion in sales this November. But it doesn’t stop there. The festive season ahead promises even more opportunity, creating a runway for sustained growth and success. This year, retailers have the chance not just to survive but to thrive. With fast, alternative funding solutions like those offered by Capital Connect, retailers can stock up on high-demand products, diversify their offerings, and capitalize on this incredible momentum. It was a true pleasure to share these insights alongside industry leaders Steven Heilbron and Lincoln Mali and it was beautifully facilitated by Sumay Dippenaar. Together, we unpacked the data that points to a brighter future for SA retailers. Now is the time for action. Retailers, this is your moment to rise, to turn challenges into opportunities, and to drive growth well beyond Black Friday. Let’s keep pushing, keep growing, and build a stronger South Africa—one sale at a time. Lesaka Technologies Inc. #BlackFriday2024 #RetailGrowth #OpportunityCapital #FestiveSeason2024

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Joburg founders!! here is one for you! Learn from one of our own, Kaivan Khalid Sattar CEO and Founder of Asaak who successfully secured debt funding. He has lots of nuggets to share. If not in joburg, the session is also available online. See details below!

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Need to invest in tech to drive your South African business forward? The moment is now: Apps have become essential for businesses aiming to boost customer engagement, optimise operations, foster growth, and open up new revenue opportunities. Our latest blog post looks at 8 emerging trends and opportunities for companies to use software enablement to make big moves in South Africa, including: 📲 The rise of mobile-first and growing 5G footprint 💳 How to make the best of FinTech and E-commerce in SA 💻 Using AI and machine learning in Africa Plus: 3 More key South African tech success drivers to unlock.

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This course delves into crucial topics for South Africa, such as the Regulatory Environment, Compliance, and Security in payment facilitation, as well as explores the intricacies of Payments System Networks and its Participants. Participants will also explore both established and emerging Methods of Payments, Payment Models, Central Bank Digital Currencies (CBDCs), Global Payment trends, and many more. #payments #fintech #retail #banks #digitalpayments #electronicpayments #financialservices

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DataEQ’s banking sentiment indicator is out! 🏦 By analyzing over 3.3 million social media posts of unsolicited feedback about South Africa's banking industry from September 2023 to August 2024, their latest SA Banking Sentiment Index uncovers key trends: ● Discovery Limited Bank shines, leading with the highest Net Sentiment score across operational and reputational categories, thanks to its customer service, Vitality rewards, secure digital platforms, and card services!     ● TymeBank comes top in reputation, ranking third overall and earning praise for strategic partnerships and educational initiatives that resonate with consumers.     ● Industry Leadership: South Africa's banking industry boasts a Net Sentiment of 20%, maintaining its position as the most positively spoken-about industry in the country, despite a 4-point drop from 2023. ● Global Recognition: South Africa ranks #1 in banking sentiment among seven countries, outperforming Botswana, Kenya, and the UK.     ● Challenges to Address: While banks are praised for innovation, customer service pain points persist, with over 60% of related conversations reflecting dissatisfaction. Fraud concerns and app downtime also threaten customer trust.    Listen to DataEQ Head of Client Service Sarah-Anne Lamb discuss these findings: https://lnkd.in/dUbNDAD3  📥 Download the full Banking Sentiment Report: https://lnkd.in/de4wnx7g Nic Ray Alison Collier Antonia B. Marc Herson Tjaart van der Walt Nathaniel (Nate) Clarke Coenraad (Coen) Jonker

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Despite the digital age, in South Africa, economically active consumers preferred identifier is swiping a card, and this has never been different for the many years when we have asked this question of South African consumers. We do see that WhatsApp usage is a growing platform in loyalty programmes and 37% of mass market consumers prefer WhatsApp as their loyalty identifier, as per the MoyaApp research.  Watch this space. There are a lot of exciting loyalty initiatives by South African brands in how they leverage WhatsApp for the loyalty journey. For more loyalty insights, download the Truth Loyalty & CRM & BrandMapp by WhyFive Whitepaper: https://lnkd.in/dJWzc7J

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