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Report in Prod Ed 9

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Crislyn Mae Suela Guadez
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54 views16 pages

Report in Prod Ed 9

ppt

Uploaded by

Crislyn Mae Suela Guadez
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PPTX, PDF, TXT or read online on Scribd
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Financial

Literacy
Objectives
At the end of the lesson, students are expected
to:

1. Appreciate and comprehend the importance of


financial literacy.

2. Apply financial literacy in daily life.


What is money?
What is the
importance of money
in our society?
Financial
•
Literacy
Financial literacy is the knowledge and ability to
manage your money in a way that helps you grow
stability and feel confident and resilient. Key
aspects of financial literacy are budgeting, saving
and managing debt.
What does it mean to be financially
• Being financially literate means feeling empowered with the
literate?
knowledge and skills you need to manage your money effectively.
Being equipped with the understanding you need to make
effective money choices is key to building a stable financial life.

• Financial literacy in action can look like tracking your


spending, budgeting, saving for emergencies, setting aside a
portion of your income for retirement and avoiding unnecessary
debt.
Why Is Financial Literacy Important?
Financial literacy is important because it supports financial well-
being, or a confidence in your ability to manage your money well.
Everyone experiences financial ups and downs, but financially
literate people may be more likely to:
• Manage money with a budget
• Save more money for the future
• Manage credit well and avoid unnecessary debt
• Feel financially prepared for emergencies
• Feel less stressed about money
• Feel more financially secure overall
Key Aspects
of Financial
Literacy
Budgeting
Controlling overspending and making conscious
choices about where your money goes are crucial
for building financial stability. A budget is a blueprint
for how you'll get there. It's a plan for how you'll
direct your income toward affording your expenses,
live within your means and meet your savings goals.
How to start budgeting:

• Learn about how to make a budget.


• Once you make a budget, follow tips to stick to
your budget.
• Learn about different budgeting.
Saving
Spending less than you earn and putting the difference into
savings helps you build security and achieve goals down the
line.

How to improve your saving skills:

• Learn about how to pay yourself first to make saving a


habit.
• Find out how to set savings goals that motivate you,
such as creating a home down payment fund with a goal
amount.
• Know where you should keep your savings based on your
How can we
integrate financial
literacy in education
and towards
students?
Financial literacy is crucial in education for several
reasons:

• Empowerment: It equips students with the knowledge


to make informed financial decisions, empowering them
to manage their money effectively.

• Debt Management: Understanding concepts like


interest, credit, and loans helps students navigate
student loans and credit card debt responsibly.

• Savings and Investment: Financial literacy teaches


the importance of saving and investing for future goals,
Consumer Awareness: It enables students to critically
evaluate financial products and services, protecting them
from scams and high fees.

Economic Participation: A financially literate population


contributes to a healthier economy, as informed citizens can
engage in budgeting, investing, and entrepreneurship.

Long-term Security: Knowledge of personal finance leads


to better financial stability and security throughout life,
reducing reliance on social services.
Individual activity:

Direction: Each student must fabricate 1 sentence


describing each key concept of financial literacy.

I- Financial Literacy
II- Budgeting
III- Saving
Group Activity

The class will be divided into four groups and each


group will present a short skit depicting how a
student budgets, saves, invest and manage depts in
school.
THANK YOU

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