How Does A CPN Number and SCN Number Work
How Does A CPN Number and SCN Number Work
1.The slow and standard way when beginning to build your credit, start off small and look for
options available for those with little to no credit: apply for a no credit check Secured credit
cards, Student credit cards & Retail credit cards
2.The faster way is adding Tradelines (authorized user accounts) HOW DO WE DO THAT?
You can ask to become an authorized user a close family member or friend's credit card is a
great option to consider. The history of the card is reported to the credit bureaus, so if you and
the card-owner use it responsibly, it should help the both of you. OR if you don't have
someone to help you YOU CAN ASK US AND JOIN OUR TRADELINE PROGRAM. IN
MOST CASES A FAMILY MEMBER CARD WILL ALLOW YOU TO BE ADDED AS A CARD
USER BUT THE ELECTRON IC REPORTING INFORMATION WILL NOT REPORT. OUR
SERVICE GUARANTEES THAT OUR AUTHORIZED USER TRADELINES REPORT TO
YOUR PROFILE.
More Information About CPN Number & SCN Number
A CPN Number or SCN Number is separate from your Social Security Number
(SSN). It helps to protect one's Social Security Number (SSN) from various internet
threats such as identity theft. These numbers can be used in place of the Social
Security Number (SSN) when an individual applies for credit.
Creditors do not get any benefits when their clients get a new credit file. Based on
the 1974 Privacy Act, a person is not obligated to give his or her Social Security
Number (SSN) to any private entities. When it comes to the legality, CPN Number
(Credit Privacy Number) / SCN Number (Secondary Credit Number) are completely
legal. However, it should be kept in mind that they can be utilized for credit purposes
only and not for deceitful intentions.
Using a CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit
Number) makes it easier to segregate finances in the event of identity theft. Without
access to a Social Security Number (SSN) the thief is somewhat limited in the
amount of difficulties they are creating for the rightful owner of the number.
Getting a CPN Number (Credit Privacy Number) / SCN Number (Secondary Credit
Number) does not release a person from his or her previous debts. In fact the
individual remains liable for all debts incurred on credit accounts referencing a SSN
OR CPN OR SCN. Obtaining this number will not replace old bad credit. That is
what makes it different from any credit repair or restoration scams.