Investments & Technology Promotion Division, Ministry of External Affairs, Govt. of India
Investments & Technology Promotion Division, Ministry of External Affairs, Govt. of India
Nov 2015
Providing high-speed internet, mobile phone and bank account enabling participation in
digital & financial space; shareable private space on a public cloud, and creating a safe
and secure cyber space.
PayGov India offers a range of payment options through which a payment can
be made by the citizen to avail a service. The different options available to a
citizen are:
•Net banking (approx. 65+ banks)
•Debit card
•Credit card
•IMPS
•Cash Cards/ Wallets
•Mobile Wallet
•NEFT/ RTGS
Advantages:
• Help citizens to digitally store their important documents like PAN card, passport,
mark sheets and degree certificates.
• Provide secure access to Government issued documents.
• Eliminates the use of physical documents and enables sharing of verified electronic https://digitallocker.gov.in/
documents across government agencies.
• A dedicated personal storage space in the cloud to citizens, linked to citizens
Aadhaar number. To sign-up for your Digital Locker, one
• Reduce the administrative overhead of government departments and agencies needs an Aadhaar card & a Mobile
created due to paper work. number that is linked to that Aadhaar
• Easy for citizens to receive services by saving time and effort as their documents card Number.
will now be available anytime, anywhere and can be shared electronically.
Eligibility Criteria
Level 1 : Non-IT literate - Illiterate and up to 7th standard pass
“Digital Literacy is the ability of
Level 2 : Non-IT literate with at least 8th standard pass
individuals and communities to
Age : 14 to 60 years
understand and use digital
technologies for meaningful actions
within life situations”
Investments & Technology Promotion Division, Ministry of
External Affairs, Govt. of India
Jan Dhan Yojana
• Biggest financial inclusion initiative in the world.
• Date of launch: 28th August 2014
• 193 million accounts opened till Nov 15, 2015
• Features of the scheme include:
No minimum balance required.
Interest on deposit.
Accidental insurance cover of Rs.100,000.
Life insurance cover of Rs.30,000/-.
Easy Transfer of money across India.
Beneficiaries of Government Schemes will get Direct Benefit Transfer in these
accounts.
Overdraft facility of up to Rs.5000/- will be permitted (only one account per
household, preferably lady of the household), after satisfactory operation of the
account for 6 months
RuPay Debit Card will be provided (must be used at least once in 45 days.)
Access to Pension.