Neo Current Account

KOTAK MAHINDRA BANKEdge Current Account

 
Accounts designed for small-mid size business or an enterprise Accounts designed for small-mid size business or an enterprise
At Kotak Mahindra Bank, we believe that every little thing At Kotak Mahindra Bank, we believe that every little thing
matters. That's why we bring to you the Kotak Neo Current matters. That's why we bring to you the Kotak Edge Current
Account, power-packed with exclusive features that can make a Account, power-packed with exclusive features that can make a
tremendous difference to the way you do business. tremendous difference to the way you do business.
 
Key Features Key Features
Kotak ActivMoney
Charges reversal offer upto 1000 rupees p.a.! Free DD/BC, NEFT & RTGS
Unsecured overdraft facility upto Rs. 10 lakhs! Free payable at - par cheque book
Free Cash Deposit at Home Branch! Free cash deposit at home branch
Debit Card with Free Access at all Domestic VISA and Cashnet Home Banking service
ATMs! Unsecured overdraft facility upto Rs.10 lakhs
SMS Requests and Alerts Service!

Pro Current Account Elite Current Account

Accounts deigned for small-mid size business or an enterprise Accounts deigned for small-mid size business or an enterprise
At Kotak Mahindra Bank, we believe that every little thing matters. At Kotak Mahindra Bank, we believe that every little thing matters.
That's why we bring to you the Kotak Pro Current Account, power- That's why we bring to you the Kotak Elite Current Account, power-
packed with exclusive features that can make a tremendous packed with exclusive features that can make a tremendous
difference to the way you do business. difference to the way you do business.
   
Key Features Key Features
Free DDs, NEFT, RTGS & at - par cheque book Free DDs, NEFT, RTGS & at - par cheque book
Free cheque collection Free cheque collection
Free cash deposit at home branch Free cash deposit at home branch
Free Home Banking service Free Home Banking service
Kotak ActivMoney Kotak ActivMoney
Unsecured overdraft facility upto Rs.10 lakhs Unsecured overdraft facility upto Rs.10 lakhs
Ace Current Account
Accounts deigned for small-mid size business or an enterprise
At Kotak Mahindra Bank, we believe that every little thing matters. That's
why we bring to you the Kotak ACE Current Account, power-packed with
exclusive features that can make a tremendous difference to the way you do
business.
 
Key Features

Free DDs, NEFT, RTGS & at - par cheque book

Free cheque collection & free cheque returns
Free cash deposit at home branch
Free Home Banking service
Kotak ActivMoney
Unsecured overdraft facility upto Rs.10 lakhs
HDFC BANK
PLUS CURRENT ACCOUNT
Plus Current Account requires you to maintain an average quarterly balance of Rs. 100,000

FEATURES & BENEFITS

 Free Account to account funds transfer between HDFC Bank accounts
 Free payment and collection through RTGS.
 Free payment and collection using NEFT (through Netbanking)
 Free up to 50 Demand Drafts per month and can be issued from any HDFC Bank Branch
 Free up to 50 Pay Orders (PO) per month and can be issued from any HDFC Bank Branch.
 Free anywhere collection & payment transactions (clearing) within HDFC Bank branch network (except Dahej), up to
Rs.100 lacs per month.
 Convenience to withdraw & deposit cash at all our branches*
 300 "At Par" cheque leaves free per month.
 Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all
this without visiting the branch or ATM!
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy
the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup
and Cash Delivery, through a reputed agency.
Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile Banking that helps you check your balance &
transaction details, find out the status of your cheque or stop cheque payment.
 MERCHANT ADVANTAGE CURRENT ACCOUNT
Presenting the HDFC Bank Merchant Advantage Current Account, designed to drastically bring down the costs incurred
and time taken to do various banking transactions. With HDFC Bank Merchant Advantage Current Account, you can
enjoy a free limit* for cash deposit that is four times the amount swiped at HDFC Bank's EDC machine linked to your
HDFC Bank Current Account. Now, get rewarded for higher number of swipes on HDFC Bank EDC machine

 Enjoy a free monthly Cash Deposit limit* at your home branch location that is four times the amount swiped at the
HDFC Bank EDC Machine linked to the Merchant Advantage Current Account
 Pay your vendors and suppliers across the country using multiple remittance options such as Local/At Par cheques,
Demand Drafts/Pay Orders/RTGS (Real Time Gross Settlement) thereby increasing convenience and reducing costs
 Enjoy 24x7 access to your account through NetBanking, PhoneBanking, ATMs and MobileBanking
 Enjoy special privileges with Doorstep Banking services such as cash and cheque pick-up and cash delivery at nominal
rates
 Get a free Regular Debit Card, which comes with a host of privileges and benefits
 Make hassle-free utility bill payments with BillPay, which is absolutely free for Merchant Advantage Current Account
holders
 Free monthly statement of accounts
Free balances and transaction alerts on your mobile phone and emails with InstaAlert
MERCHANT ADVANTAGE PLUS CURRENT
ACCOUNT
 HDFC Bank is pleased to introduce the Merchant Advantage Plus Current Account – an account that gives you much
more than a regular Current Account. You can enjoy a free limit for cash deposit* that is four times the amount
swiped at HDFC Bank’s EDC machine linked to this Account. Save on your valuable time and costs for your
banking transactions with this account.

Features & Benefits

 Enjoy a free monthly Cash Deposit limit* at your home branch location that is four times the amount swiped at the
HDFC Bank EDC Machine linked to the Merchant Advantage Plus Current Account
 Get free Regular and Business Debit Cards in the Merchant Advantage Plus Current Account
 Pay your vendors and suppliers across the country using multiple remittance options such as Local/At Par cheques,
Demand Drafts/Pay Orders/RTGS (Real Time Gross Settlement) thereby increasing convenience and reducing costs
 Enjoy 24x7 access to your account through NetBanking, PhoneBanking, ATMs and MobileBanking
 Enjoy special privileges with Doorstep Banking services such as cash and cheque pick-up and cash delivery at nominal
rates
 Get special offers on the Business Debit Card that comes with a host of privileges and benefits
 Make hassle-free utility bill payments with BillPay, which is absolutely free for Merchant Advantage Current Account
holders
 Free monthly statement of accounts
 Free balances and transaction alerts on your mobile phone and emails with InstaAlert.
PREMIUM CURRENT ACCOUNT
 
 Your business needs a partner who can manage your finances while you concentrate on growing your business.

You can avail benefits of inter-city banking account with Premium Current Account, that requires an average quarterly
balance of only Rs. 25,000, offers Payable-At-Par cheque book facility & FREE inter-city clearing transactions across our
network up to Rs.25 Lacs per month.

A Current Account with the benefits of accessing your account from a large network of branches, and through direct
access channels - the phone, mobile, Internet and through the ATM.

Enter into a profitable relationship and access all the privileges flowing your way.

 Features & Benefits

 Free anywhere collection & payment within HDFC Bank branch network (except Dahej), up to Rs.25 lacs per month,
incremental amount to be charged @ Rs.1.50 per Rs.1,000/-, min Rs.25/-
 Free NEFT Transactions.
 Free RTGS collection. RTGS payment @ Rs.25/- per transaction.
 Inter-city Account to accounts funds transfer between HDFC Bank accounts at a nominal charge of Rs.15/- per
transactions.
 Free Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/- at flat cost of Rs.40/-. DDs above
Rs.50,000/- & up to Rs.100,000/- at nominal cost of Rs.25/- and can be issued from any HDFC Bank Branch .
 Free Pay Order (PO) above Rs.100,000/-. Pay Order up to Rs.50,000/- at flat cost of Rs.40/-. POs above Rs.50,000/- & up
to Rs.100,000/- at nominal cost of Rs.25/- and can be issued from any HDFC Bank Branch .
 100 "At Par" cheque leaves free per month
 Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all this
without visiting the branch or ATM!
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the
benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and
Cash Delivery, through a reputed agency.
 Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking to access your account.
REGULAR CURRENT ACCOUNT
Regular Current Account requires you to maintain an average quarterly balance of only Rs. 10,000.

FEATURES & BENEFITS

 Convenient inter-city banking :
Deposit your local cheques in one branch of a city and have it credited to your account at a branch in another city or make payments across
HDFC Bank locations using PAP cheque facility at a nominal rate
 Free payments and collections through NEFT
 Free RTGS collection. RTGS payment @ Rs.25/- per transaction
 Inter-city Account to accounts funds transfer between HDFC Bank accounts at a nominal charge of Rs.15/- per transactions
 Free Demand Drafts (DD) above Rs.100,000/-. Demand drafts up to Rs.50,000/- at flat cost of Rs.40/-. DDs above Rs.50,000/- & up to
Rs.100,000/- at nominal cost of Rs.25/- .
 Free Pay Order (PO) above Rs.100,000/-. Pay Order up to Rs.50,000/- at flat cost of Rs.40/-. POs above Rs.50,000/- & up to Rs.100,000/- at
nominal cost of Rs.25/- .
 Payable at par cheque book at nominal price.
 Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all this without visiting the
branch or ATM!
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the benefits of banking
right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and Cash Delivery, through a reputed agency.
 Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking that helps you check your balance & transaction details, find out the
status of your cheque or stop cheque payment.
 
RFC –DOMESTIC ACCOUNT

Have you accumulated foreign currency from travelling abroad frequently? Received gifts
from relatives in foreign currency? Or earned it by any other means as approved by the
Reserve Bank of India?

If so, open Resident Foreign Currency Domestic Account* and manage your foreign currency
efficiently. You can choose to set up your account either in US Dollar, Great Britain Pound or
Euro.

*Please note that this account has to be operated strictly under FEMA guidelines
How to Open a RFC Domestic Account
Choose the currency in which you wish to operate.
Open your account with an initial amount as per the following-US Dollar = 250 | Great
Britain Pound = 200 | Euro = 250 and maintain an Average Quarterly Balance of the same
amount.
 
Features & Benefits
Maintains a record of your foreign exchange transactions through monthly statements.
Enjoy preferential rates when converting your foreign currency into Indian Rupees.
Protects you from losing money due to exchange rate fluctuations
Flexi Current Account
Requires you to maintain a minimum Average Monthly Balance (AMB) of just Rs. 75,000.
FEATURES & BENEFITS
 Enjoy dynamic free limits on Intercity Payments, Collections & Funds Transfer as well as Cash Deposit at home
location branches based on the AMB maintained*
For example, you maintain an AMB of Rs.2,00,000/- in a particular month. Your dynamic free transaction limits
for that month would be as per the following table:
 Dynamic Free Limits*
 Cash Deposit at Home Branch Location
 Rs. 24,00,000 in that particular Month
 Anywhere Payments, Collections & Funds Transfer (except Dahej)
 Free up to Rs.1,00,00,000 /- in that particular month
 Pay your vendors on a real time basis using Real Time Gross Settlement (RTGS) available across 23,000 Bank
Branches*. What’s more, payments and collections through RTGS are completely free!
 Make and receive remittances to & from your vendors & customers across 20,000 + Bank Branches
 of more than 50 Banks through Net Banking using National Electronic Fund Transfer (NEFT), Absolutely
Free!
 Free 40 Demand Drafts & Free 40 Pay Orders issued from any HDFC Bank Branch*
 Convenience to withdraw and deposit cash at all our branches*.
 Competitive pricing on Demand Drafts drawn on Correspondent Banking Locations as well asOutstation Cheque
Collection at HDFC Bank Locations
 InstaAlert service - receive updates on your account as and when the select transaction happens – all this without
visiting the Branch or ATM!
 Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile Banking that helps you check your balance
and transaction details, find out the status of your cheque or stop cheque payment.
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can
enjoy the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash &
Cheque Pickup and Cash Delivery, through a reputed agency
APEX CURRENT ACCOUNT
 The top position is always the coveted position. With the Apex current account, take your business to a new high. On
maintaining an average quarterly balance of Rs. 10 lakhs, this account makes sure you make the most of every
business opportunities coming your way. Unlimited, free, anywhere Banking experience at the APEX is reserved for
you.
 Features & Benefits
 Maximum transactional benefits with faster mobilisation of funds
 Average quarterly balance requirement of Rs. 10,00,000/-
 Access to more than 1,725 branches
 Huge cost savings in inter-city transactions for payable-at-par cheque issuance, funds transfers, NEFT, RTGS or
Demand Draft / Pay Order
 Faster collection of outstation cheques
 Free Intercity Cheque Collection & Payments within HDFC Bank Network (excluding Dahej).
 Free Account to Account funds transfer between HDFC Bank accounts.
 Free payment and collection through RTGS
 Free payment and collection using NEFT (through NetBanking)
 Free Demand Drafts which can be issued from any HDFC Bank branch
 Free Pay Orders which can be issued from any HDFC Bank branch
 Convenience to withdraw and deposit cash at all our branches*
 Free Cash Deposit upto Rs. 100 lacs per month across all home branches (subject to a maximum of 50 transactions per
month and a per day limit of Rs.1,00,000/- on cash deposit at a non home branch)
 Choice of local / Payable at Par Cheques. 500 leaves free per month
 Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all this
without visiting the branch or ATM!
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy
the benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash &
Cheque Pickup and Cash Delivery, through a reputed agency.
 Enjoy facilities like 24-hour Phone Banking, Net Banking and Mobile Banking that helps you check your
balance and transaction details, find out the status of your cheque or stop cheque payment.
MAX CURRENT ACCOUNT
 Presenting maximum benefits and minimum hassles for you with Max Current Account! With a Rs. 5 lakhs average quarterly
balance requirement, we present to you a world of privileges that helps your business expand and grow. Features like
maximum free transaction limits including other beneficial features on this current account truly enhances your business
potential to the MAXimum.
 Features & Benefits
 Maximum transactional benefits with faster mobilisation of funds
 Average quarterly balance requirement of Rs. 5,00,000/-
 Access to more than 1,725 branches
 Huge cost savings in inter-city transactions for payable-at-par cheque issuance, funds transfers, NEFT, RTGS or Demand
Draft / Pay Order
 Faster collection of outstation cheques
 Free Account to Account funds transfer between HDFC Bank accounts
 Free payment and collection through RTGS
 Free payment and collection using NEFT (through NetBanking)
 Free Demand Drafts which can be issued from any HDFC Bank branch
 Free Pay Orders which can be issued from any HDFC Bank branch
 Free anywhere collection & payment (clearing) upto Rs. 5 Crore per month within HDFC Bank branch network (except
Dahej)
 Convenience to withdraw and deposit cash at all our branches*
 Free cash deposit upto Rs. 50 Lakh per month across all home branches (subject to a maximum of 50 transactions per
month and a per day limit of Rs.1,00,000/- on cash deposit at a non home branch)
 Choice of local / Payable at Par cheques. 500 leaves free per month
 Register for InstaAlert service and receive updates on your account as and when the select transaction happens - all this
without visiting the branch or ATM!
 HDFC Bank offers you Doorstep Banking*, a channel, which is convenient, secure and hassle-free. Now, you can enjoy the
benefits of banking right at your doorstep. The Bank will arrange to render the services like Cash & Cheque Pickup and Cash
Delivery, through a reputed agency.
 Enjoy facilities like 24-hour PhoneBanking, NetBanking and MobileBanking that helps you check your balance and
transaction details, find out the status of your cheque or stop cheque payment.
  
HSBC BANK
HSBC DIRECT
Ready for simple banking?
 Simple
 No average quarterly balance required. No charges for making online payments.
 Smart
 Save time and money with free online bill payments and bulk salary uploads.
 Convenient
 Accessible 24x7 through Internet Banking, Phone Banking, ATMs and Mobile Alerts.
 Is this right for you?
 You want the flexibility of conducting business banking 24x7 at your convenience
 You have access to a PC and Internet for your business
 Your small to medium business has a turnover of less than Rs.4 crores
 Your banking needs include simple payments and receipt transactions
 You do not have many cash transactions

 Features and benefits

 Zero-balance Current Account
 Zero charges for Demand Drafts / RTGS / NEFT through Internet banking
 Zero charges for balance enquiry and cash withdrawals at over 23,000 VISA ATMs across India
 Zero time wasted with Rs. 200,000 daily cash withdrawal limit on your Debit card
 Zero worries with Doubly secure Internet
 HSBC DIRECT for business

 Features and Benefits

 Zero-balance current account for your business
 Zero charges
 Zero charges for Demand Drafts / RTGS / NEFT through Internet banking
 Zero charges for balance enquiry and cash withdrawals at over 23,000 VISA ATMs across India
 Zero charges for collection/clearing of outstation cheques payable at HSBC branch locations
 Zero service charges on Bulk Salary/Supplier payment done through Internet Banking
 Zero charges for online utility bill payments
 Zero charges for issuing multiple debit cards on your HSBC DIRECT for business account - each with a limit that you can setup or change
through Phone Banking
 Zero worries
 Zero worries with doubly secure Internet Banking - HSBC's Internet Security Device doubles your online security
 Zero worries with free Mobile Alerts service keeping you informed of account activity
 Zero worries about misuse of debit cards - setup individual transaction limits on each debit card, and change these limits with a simple phone
call
 Zero worries about missed due dates- schedule multiple bill payments and funds transfers in advance through Internet Banking
 Zero time wasted
 Zero time wasted waiting to withdraw cash at the branch with Rs. 200,000 daily cash withdrawal limit on your Debit card
 Zero trips to the branch with 24x7 access through Internet, Phone and over 23,000 VISA ATMs in India
 Zero time wasted making multiple payments - make bulk salary / supplier payments through Internet Banking
 Zero time wasted standing in line to pay your bills - make utility bill payments online for free
 Zero waiting with free Instant Advices on the status of your import/export transactions via email
 Zero hassles
 Zero hassle Doorstep Banking available on request (at a charge)
 Zero hassles with free online bill payment - no more missed due dates and late payment charges
 Zero hassle with multiple debit cards issued to your staff - each with a limit that you can setup or change
 Zero hassles of filling up forms at the branch to place a fixed deposit - place a fixed deposit instantly through Internet Banking and update
maturity instructions online at your own convenience.
Business Select
 Commercial Banking with Business Select
 Commercial Banking Partnership - Great partnerships lead to even greater rewards. That is why we at HSBC Business Select work with you
every step of the way. Choose from a range of financial services and personalised commercial-banking solutions that help you maximise your
business potential. And give you the recognition you deserve.
 Business Select accounts need to maintain an average quarterly balance of INR 5,00,000.

 Features & Benefits

 Preferential pricing* on commercial Trade Services
As our valued customer, you can enjoy our local expertise and global reach in handling your trade business, including a complete range of Business
Banking products that would facilitate you in all your export and import transactions. These include Export and Import Collections, Documentary
Credit (or Letter of Credit) issuing, advising and confirming, negotiation of your commercial Export Bills and Remittances. All this at specially
discounted prices
 FREE cashier's orders
Enjoy the benefit of free cashier's orders payable at any HSBC branch in India.
 Business Doorstep Banking
Transact from the comfort of your cabin with Business Doorstep Banking. Cash, cheques and drafts can be picked up from or delivered to your office.
 Preferential pricing* on commercial foreign exchange rates
With our global network, we not only ensure that your foreign exchange transactions are seamless but also provide you with preferential rates on all
your foreign exchange remittances routed through us.
 No bounce cheque protection#
Make commercial payments with complete peace of mind - Business Select offers you a no-bounce limit of up to Rs. 2 Lakh on cheques issued from
your Business Select account.
 FREE Internet Banking for Business
Manage your finances with ease. View your account statements, pay bills, make drafts or transfer funds round the clock, from anywhere in the world. Cl
 FREE Business Phone Banking
Access your bank balances at your convenience, without actually stepping into the Bank. All you need is a phone and you can transfer funds, pay your
suppliers, make fixed deposits, request a chequebook and much more.
 FREE Commercial ATM card
Withdraw up to Rs. 200, 000/- per day with your special Business Select ATM card at over 170 ATMs in India.
 New debit card
You can now apply for a HSBC debit card which can be used as an ATM card at any HSBC or Visa/Plus ATM across the world, as well as for making
payment at merchant establishments.
 Cluster deposits
With cluster deposits, let your idle monies earn the interest rate of a fixed deposit while allowing you access to your funds at any time. Ensuring the
best-possible returns as well as liquidity.
 SmartMoney Account
With the SmartMoney Account, make your fixed deposits work for you. Avail of an overdraft against your fixed deposits at attractive rates
BusinessVantage Account
 A Business Banking Account with Flexibility
 The Business Banking Account for growth. When you need solutions for a growing business, choose the bank account that gives your business a superior
service advantage. With a flexible financial package that includes a host of exclusive benefits and free services, BusinessVantage Account from HSBC puts
your business completely at an advantage
 BusinessVantage accounts need to maintain an average quarterly balance of INR 100,000

 BusinessVantage Account Features & Benefits

 Preferential pricing* on Trade Services

As our valued customer, you can enjoy our local expertise and global reach in handling your trade business, including a complete range of products that would
facilitate you in all your export and import transactions. These include Export and Import Collections, Documentary Credit (or Letter of Credit) issuing, advising
and confirming, negotiation of your Export Bills and Remittances.
 Free cheques payable at par
With your BusinessVantage account you get a 'cheques payable at par' facility across 23 cities in India. So your cheques are locally cleared across our branches, free of
cost, making supplier payment problems a thing of the past!
 FREE cashier's orders
Enjoy the benefit of free cashier's orders payable at any HSBC branch in India.
 Business Doorstep Banking
No need to rush to the Bank for routine transactions. Let the Bank come to you to pick up and deliver cash, collect cheques etc, allowing you to save valuable time
and money.
 Preferential pricing* of foreign exchange rates
With our global network, we not only ensure that your foreign exchange transactions and seamless but also provide you with a preferential rates on all your foreign
exchange remittances routed through us.
 Special ATM withdrawal limit
You can now withdraw up to Rs. 1 Lakh per day from your BusinessVantage account. In addition, you can also obtain a statement, transfer funds between accounts,
order chequebooks, and deposit cheques and cash. You can also deposit cheques or credit card payments at any time of the day or night at our cheque deposit boxes
located at all our ATMS.
 New business debit card
You can now apply for a HSBC debit card which can be used as an ATM card at any HSBC or Visa/Plus ATM across the world, as well as for making payment at
merchant establishments.
 No bounce cheque protection#
Make payments with complete peace of mind - BusinessVantage offers you a no-bounce limit of up to Rs. 1 Lakh on cheques issued from your BusinessVantage
account. For more information and an application form, please contact your branch.
 Cluster deposits
With cluster deposits, let the idle monies in your current account earn the interest rate of a fixed deposit while allowing you access to your funds. Ensuring returns as
well as liquidity.
 Free personalised business cheque book
As a BusinessVantage customer, you will have the benefit of a free personalised chequebook.
 FREE Internet Banking for Businesses
Now view and download your account statements, pay bills, make drafts or transfer funds round the clock, from anywhere in the world.
 FREE Business Phone Banking
Access your bank at your convenience, without actually stepping into the Bank. That's not all - transfer funds, pay your suppliers, make fixed deposits, request a
chequebook and much more. All you need is a phone
 BUSINESS ACCOUNT

 Eligibility
 Business Accounts need to maintain an average quarterly balance of INR 25,000.
 Features & Benefits
 Multi-branch banking
 Operate your current account from any branch in your city and perform select transactions at any of our 42 branches and over 170 ATMs across
the country.

 Free special ATM card

 Withdraw up to Rs. 75,000 per day and access over 170 ATMs in India with your special ATM card. In addition, you can also obtain a statement,
transfer funds between accounts, order chequebooks, and deposit cheques and cash. You can also deposit cheques or credit card payments at
any time of the day or night at our cheque deposit boxes located at all our ATMs.
  
 Fast and efficient collection services
 We can clear upcountry cheques drawn on any location across the country, though they have to be deposited at our branch locations. You can
get assured credit within a maximum of nine working days at about 150 locations in the country. We have tie ups with correspondent Banks at
close to 4000 locations from where we can ensure efficient realisation of cheques.
 
 Free Phone Banking
 Access your bank balances 24 hours a day, 7 days a week at your convenience, without actually stepping into the Bank. Besides this, transfer
funds, pay suppliers, make fixed deposits, request a chequebook and much more. All you need is a phone.
  
 Free Internet Banking for Businesses
 View and download your account statements, pay bills, make drafts or transfer funds round the clock, from anywhere in the world.
 DEUTCHE BANK

Account TYPES

db Current Account

db Current Account Plus
db Current Account Silver
db Current Account Gold
db Current Account Platinum
db Current Account Platinum Plus
db Dual Gain CurrentAccount
db Dual Gain SavingsAccount
db Current Account – Vendor
ACCOUNT MAINTENANCE

Average Quarterly Balance (AQB)

Rs.20,000
Rs.35,000
Rs.75,000
Rs.250,000
Rs.500,000
Rs.500,000
Rs.100,000
Zero
CHEQUE BOOK, CONSOLIDATED STATEMENT
Free
DUPLICATE STATEMENT
Rs.75 per cycle
CHEQUE RETURN AND STOP PAYMENT
Cheque Issued and Returned - Financial Reasons (per
instrument)
Rs. 350
Cheque Deposited and Returned
Rs. 100 per cheque
Stop Payment - Single Cheque 
Rs.100 (Rs. 50 if request received through internet
banking or phone banking)

IN db CURRENT ACCOUNT VENDOR

Rs.55
Stop Payment - Single Cheque 
Rs.200 (Rs. 100 if request received through internet
banking or phone banking)
Rs.150 IN db CURRENT ACCOUNT VENDOR
db INTERNATIONAL ATM CUM DEBIT CARD

db
International
 Rs.500 per  Rs.500 per  Rs.500 per  Rs.500 per
Gold Debit Free Free Free Free  Free
annum annum annum annum
Card - Annual
Fees

ATM
Withdrawa
Rs. 50,000 Rs. 50,000 Rs. 75,000 Rs. 1 lac Rs. 1 lac Rs. 1 lac Rs. 75,000 Rs. 75,000 Rs. 50000
l Limit Per
Day 
Cash
Withdrawa
Free Free Free Free Free Free Free Free Free
l
(Domestic)
Balance
enquiry
Free Free Free Free Free Free Free Free Free
(Domestic)
 
 Free Free Free Free Free Free Free Free Free
Transactio Transactio Transactio Transactio Transactio Transactio Transactio Transactio Transactio
n on n on n on n on n on n on n on n on n on
Global Global Global Global Global Global Global Global Global
ATM ATM ATM ATM ATM ATM ATM ATM ATM
Internation
Alliance Alliance Alliance Alliance Alliance Alliance Alliance Alliance Alliance
al Cash
Network** Network** Network** Network** Network** Network** Network** Network** Network**
Withdrawa
ATMs.; ATMs.; ATMs.; ATMs.; ATMs.; ATMs.; ATMs.; ATMs.; ATMs.;
l***
Other Other Other Other Other Other Other Other Other
ATMs ATMs ATMs ATMs ATMs ATMs ATMs ATMs ATMs
Rs.115per Rs.115per Rs.115per Rs.115per Rs.115per Rs.115per Rs.115per Rs.115per Rs.115per
Transactio Transactio Transactio Transactio Transactio Transactio Transactio Transactio Transactio
n. n. n. n. n. n. n. n. n.
Internation
al Balance
Enquiry
Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50 Rs. 50
(per 
transactio
n)

RBI NEFT Free Free Free Free Free Free Free Free Free
RTGS  Free Free Free Free Free Free Free Free Free
Foreign
Exchange
Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100 Rs. 100
Conversio
ns
DEMAND DRAFT, PAY ORDER AND CHEQUE COLLECTION

Free of charge upto Rs. 5 Free of charge upto Rs. 10 Free of charge upto Rs. 25 Free of charge upto Rs. 55 Free of charge upto Rs.45 Free of charge upto Rs. 35 Free of charge upto Free of charge upto Rs.60
Lacs pm; Above the Free Lacs pm; Above the Free Lacs pm; Above the Free Lacs pm; Above the Free Lacs p.m.; Above the Free Lacs p.m.; Above the Free Rs.2.50 lacs pm. Above the Lacs pm.; Above the Free
Demand Drafts on
Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs. Limit Rs.2.50 per Rs.1,000; Limit Rs.2.50 per Rs.1,000; Free of charge Limit Rs.2.50 per Rs.1,000; Limit Rs.2.50 per Rs.1,000; free limit Rs.1.50 per 1000; Limit Rs.2.50 per Rs.1,000;
Deutsche Bank Locations 
(Min Rs. 150 - Max 1,000; (Min Rs. 150 - Max (Min Rs.150 - Max (Min Rs.150 - Max (Minimum Rs.150 - (Minimum Rs.150 - Min. Rs. 150, Max. Rs. (Minimum Rs.50 -
Rs.5,000) Rs. 5,000) Rs.5,000) Rs.5,000) Maximum Rs.5,000) Maximum Rs.5,000) 5000 Maximum Rs.5,000)

Free of charge upto Rs. 5 Free of charge upto Rs. 10 Free of charge upto Rs. 25 Free of charge upto Rs. 55 Free of charge upto Rs.1 Free of charge upto Rs.45 Free of charge upto Rs. 35 Free of charge upto Rs.60
Lacs pm; Above the Free Lacs pm; Above the Free Lacs pm;  Above the Free Lacs pm; Above the Free Cr pm; Above the Free Lacs p.m.;  Above the Free Lacs p.m.;  Above the Free Lacs pm.;  Above the Free
Demand Drafts on Non - Rs.2.00 per Rs.1,000; Min.
Limit Rs.2.50 per Rs. 1,000; Limit Rs. 2.50 per Rs. Limit Rs.2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs.3.50 per Rs.1,000;
Deutsche Bank Locations  Rs. 95, Max. Rs. 2495
(Min Rs. 150 - Max Rs. 1,000; (Min Rs.150 - Max (Min Rs.150 - Max (Min Rs.150 - Max (Min Rs.150 - Max (Minimum Rs.150 - (Minimum Rs.150 - (Minimum Rs.150 -
5,000) Rs. 5,000) Rs.5,000) Rs.5,000) Rs.5,000) Maximum Rs.5,000) Maximum Rs.5,000) Maximum Rs.5,000)

Free of charge upto Rs.2.5 Free of charge upto Rs. 5 Free of charge upto Rs. 15 Free of charge upto Rs. 25 Free of charge upto Rs.45 Free of charge upto Rs. 35 Free of charge upto Free of charge upto Rs.60
Lacs pm; Above the Free Lacs pm; Above the Free Lacs pm; Above the Free Lacs pm; Above the Free Lacs p.m.; Above the Free Lacs p.m.; Above the Free Rs.2.50 lacs pm. Above the Lacs pm.; Above the Free
Pay Order  Limit Rs.2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; Free of charge Limit Rs.2.50 per Rs.1,000; Limit Rs. 2.50 per Rs.1,000; free limit Rs.1.50 per 1000; Limit Rs.2.50 per Rs.1,000
(Min Rs.150 - Max (Min Rs.150 - Max (Min Rs.150 - Max (Min Rs.150 - Max (Minimum Rs.150 - (Minimum Rs.150 - Min. Rs. 150, Max. Rs. (Minimum Rs.50 -
Rs.5,000) Rs.5,000) Rs.5,000) Rs.5,000) Maximum Rs.5,000) Maximum Rs.5,000) 5000 Maximum Rs.5,000)
Foreign Currency Demand
Rs. 200 Rs. 200 Rs. 200 Rs. 200 Rs. 200 Rs. 200 Rs. 200 Rs. 200 Rs. 200
Draft (per instrument) 

Demand Draft / Pay Order

Cancellation /
Rs.125 Rs.125 Rs.125 Rs.125 Rs.125 Rs.125 Rs.125 Rs.125 Rs. 75
Revalidation / Duplicate
(per instrument) 

Outstation Cheque Free of charge upto Rs. 5 Free of charge upto Rs. 10 Free of charge upto Rs. 25 Free of charge upto Rs. 75 Free of charge upto Rs.75 Free of charge upto Rs.25 Free of charge upto Rs. Free of charge upto Rs.5
Collection at Deutsche Lacs pm; Above the free Lacs pm; Above the free Lacs pm; Above the free Lacs pm; Above the free Free of charge Lacs p.m.; Above the free Lacs p.m.; Above the free 2.50 lac pm; Above the free Lacs; Above the free limit
Bank  Branch Locations  limit Rs 150 per instrument limit Rs 150 per instrument limit Rs 150 per instrument limit Rs 150 per instrument limit Rs 150 per instrument limit Rs 150 per instrument limit Rs 150 per instrument Rs 150 per instrument

Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50 Up to Rs. 10,000 – Rs. 50
Outstation Cheque per instrument; per instrument; per instrument; per instrument; per instrument; per instrument; per instrument; per instrument; per instrument;
Collection at  Non - Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000 Rs. 10,000 to Rs. 1,00,000
Deutsche Bank Branch - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument; - Rs. 100 per instrument;
Locations  Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above - Rs.1,00,001 and above -
Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument Rs.150 per instrument