CREDIT CARD STATEMENT
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MR LAKSHMANAN S Download the iMobile Pay app to -
34 32 MAIN ROAD View statement instantly
KENNADY SQUARE Block/unblock ATM withdrawal, online transactions &
international transactions in a single click
SEMBIUM SMS iMobile to 5676766 to get the download link or give a missed call on 9222299998
NEAR THIRU V KA NAGAR BUS TERMINUS to assistance on call.
TAMIL NADU, CHENNAI 600011
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STATEMENT DATE All communications are being sent to your registered e-mail ID and mobile number
June 25, 2025 l To update email ID and registered mailing address, visit www.icicibank.com > Login > Customer Service >
Service Requests > Credit Card > Request for address change or visit the nearest ICICI Bank branch
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PAYMENT DUE DATE l To update mobile number, visit the nearest branch
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l Click here to access your Credit Card One View Statement
July 13, 2025 Scan to Pay using ¬r½·Á××zäȳ}|®ÌÔÀÔ°ÕƳ ¬x¯Øn{{Ŭºà
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STATEMENT SUMMARY ên¦¦¦nêl¼Ê´¦t¾Îl~ØÐ̾tzn袤Ì~ÆÊØ
Total Amount due Previous Balance Purchases / Charges Cash Advances Payments / Credits
= + + -
`24,912.75 `21,739.54 `25,452.72 `0.00 `22,279.51
Minimum Amount due CREDIT SUMMARY
`9,460.00
Credit Limit (Including cash) Available Credit (Including cash) Cash Limit Available Cash
Interest will be charged if your
total amount due is not paid
`1,00,000.00 `66,066.41 `10,000.00 `10,000.00
SPENDS OVERVIEW Date SerNo. Transaction Details Reward Intl.# Amount (in`)
Points amount
4375XXXXXXXX7020
60%
28/05/2025 11343878163 DEEPAM AGENCY CHENNAI IN 0 101.18
28/05/2025 11344952531 M S XPERT MOBILE SOLUTI CHENNAI IN 27 1,354.64
28/05/2025 11345402219 SS HYDERABAD BIRYANI CHENNAI IN 11 570.00
28/05/2025 11345422684 SARAVANA STORES TEX CHENNAI IN 77 3,853.00
31/05/2025 11360548877 PS4 Papermills Raod CHENNAI IN 19 995.00
13% 31/05/2025 11361115968 PV BAKES Kanchipuram IN 13 660.00
4% 31/05/2025 11361152015 HANDLOOM WEAVERS COOPER Chennai IN 8 800.00
01/06/2025 11362012848 BBPS/Bharat Gas (BPCL) 8 868.50
23%
31/05/2025 11363779777 IOCL KAMALA ENTERPRISE CHENNAI IN 0 509.95
Apparel/Grocery-23% Fuel-4%
03/06/2025 11377195785 Interest Amount Amortization - 0 156.75
Others-60% Dining-13% <5/6>SATHYA AGENCIES PVT LT
03/06/2025 11377195796 IGST-CI@18% 0 28.22
03/06/2025 11377195818 Principal Amount Amortization - 0 5,842.97
<5/6>SATHYA AGENCIES PVT LT
For exclusive 03/06/2025 11379727309 M S NARAYANAA HOSPITAL CHENNAI IN 6 300.00
offers, visit 04/06/2025 11382137940 Realme EMI Feb-25 Cashback 0 539.97 CR
www.icicibank.com/offers
04/06/2025 11382668172 Interest Amount Amortization - 0 82.07
<5/6>SATHYA AGENCIES PVT LT
T&C apply
ICICl Bank Rewards
Total Points earned* 452
Points earned on iShop
For further information, 'ask iPal' on our website and mobile app. You may also contact our Customer Care, your
*The total points earned are RM or visit any ICICI Bank Branch.
inclusive of points earned on iShop
IMPORTANT MESSAGES
l Safe Banking Tips -
ICICI Bank Credit Card GST Number: 27AAACI1195H3ZK l Our registered office address: ICICI Bank Tower, Near Chakli Circle, Old Padra Road, Vadodara, 390 007.
HSN Code: 997113 Credit Granting Services including l Making only minimum payment every month can lead to repayment stretching over years with consequent interest payment on
stand-by commitment, guarantees & securities
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outstanding balance.
Statement period : May 26, 2025 to June 25, 2025
l Please pay your Credit Card outstanding before the payment due date to avoid penal fees and interest charges.
Place of supply: Tamil Nadu
l For any clarification or more information, you may contact us through the ‘Get in Touch’ option at www.icicibank.com
State Code: 33
l Mark-up fee and corresponding GST levied is included in the transaction amount displayed.
l For RuPay/American Express/ Visa/Mastercard Credit Cards: Fuel surcharge and corresponding Goods and Services Tax (GST)
Reward Points earned on qualifying expenditure on your ICICI Bank Credit levied is included in the transaction amount displayed.
Card will be added to your Rewards account within 5 Business Days of l Payment through UPI is subject to the limits set by respective payment service providers.
monthly Credit Card statement generation as per the existing cycle, if
your account is not delinquent or cancelled at the time of such credit.
Invoice No: 1574250600324333 CIN No. L65190GJ1994PLC021012 Page 1 of 8
Date SerNo. Transaction Details Reward Points Intl.# amount Amount (in`)
04/06/2025 11382668184 IGST-CI@18% 0 14.77
04/06/2025 11382668204 Principal Amount Amortization - <5/6>SATHYA AGENCIES PVT LT 0 3,059.21
04/06/2025 11385632450 SARAVANA STORES TEX CHENNAI IN 13 672.96
04/06/2025 11385908181 JAI ENTERPRISES CHENNAI IN 0 252.50
06/06/2025 11396651714 DOVETON CAFE CHENNAI IN 4 243.00
11/06/2025 11418913886 BBPS/Tamil Nadu Electrici 28 2,863.00
11/06/2025 11418913967 BBPS/Tamil Nadu Electrici 22 2,225.00
12/06/2025 11422881129 INFINITY PAYMENT RECEIVED, THANK YOU 0 21,739.54 CR
#
International Spends
EMI / PERSONAL LOAN ON CREDIT CARDS
Transaction/ Creation Date Finish Date No. of Installments EMI/Loan Amount Pending Installments Outstanding Monthly Installment
LoanType Instalment Amount* Amount
Merchant EMI 03/02/2025 03/07/2025 6 34,377.39 1 5,999.75 5,999.73
conversions
Merchant EMI 04/02/2025 04/07/2025 6 17,999.00 1 3,141.29 3,141.28
conversions
*For EMI Purchases and Loans within Credit Card limit, the credit limit of the credit card will be blocked by the amount which is equal to outstanding amount + Applicable Taxes and fees.
*For loan on Credit Card-over the limit (PLCC OTL), the credit limit of the credit card will be blocked by the amount which is equal to billed EMI/EMIs + Applicable Taxes and fees.
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MOST IMPORTANT TERMS AND CONDITIONS (MITC)
To get the complete version of Credit Cards – Most Important Terms and Conditions (MITC), please visit:
ICICI Bank Website>Products>Credit Cards>Terms and Conditions and FAQs>Most Important Terms and Conditions
Or visit the link: https://www.icicibank.com/managed-assets/docs/personal/cards/mitc_cc.pdf
GREAT OFFERS ON YOUR CARD
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IMPORTANT INFORMATION ON YOUR CREDIT CARD
If a No Cost EMI offer is communicated by the merchant during the purchase, the interest benefit
pertaining to this offer will be passed on to the card holder through an instant discount mode or
cashback mode, as per the offer details defined by the merchant. Bank charges interest on every EMI
transaction.
Grievances Redressal/Complaints/ Escalations: In the event that you are not satisfied with our
services, you may register your grievance by (i) visiting “Complaint Form” at www.icicibank.com or
(ii) calling at our Customer Care number or writing to Ms. Sharlet Malvankar, The Principal Nodal
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Officer, ICICI Bank Ltd Bandra Kurla Complex Mumbai 400051, Telephone No.: 022-39337979
(Monday to Friday, 10:00 a.m. to 5:00 p.m. excluding Bank holidays), Email: [email protected].
This is an authenticated intimation/statement. Customers are requested to immediately notify the Bank of any discrepancy in the statement.
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To report the loss, theft or unauthorised use of card or PIN of credit card, you can use any of the below mentioned
three mediums to block the card
l Send SMS BLOCK space <last 4 digit of card number> to 9215676766 from your registered mobile number
l If you are within India, call on 18002662 and if you are outside India, call on 04071403333
l Go to mobile banking app to block the card (under manage card)
In case you require any further information, you may call our Customer Care (1800 1080) or write to us at
[email protected]
Method of Payment : Payments towards the Credit Card Account to be made through any of the below modes:
1. Scan to Pay
2. UPI
3. National Electronic Funds Transfer (NEFT)
4. Cash
5. Internet Banking
6. Auto Debit
7. Click to Pay
8. iMobile Pay app
9. ICICI Bank ATMs
To keep your Credit Card Account secure and to receive important updates, please ensure that your mobile number
and e-mail ID are correctly updated.
Benefits of updating mobile number and e-mail ID:
l Receive instant alerts of any suspicious or unauthorised transactions that are carried out using your Credit
Card
l Get real-time updates for all your transactions
l Updates on personalised offers, upgrades etc.
l Receive alerts from the Bank whenever information regarding your existing account is reported by the
Bank to the Credit Information Companies (CICs).
CICs will send alerts through SMS/ e-mail when your Credit Information Report (CIR) is accessed.
Interest calculation
Interest calculation Interest will be charged if the Total Amount Due (TAD) is not paid by the payment due date.
Interest will be charged on the Total Amount Due and on all new transactions except Fees/charges and GST/Taxes
(from the transaction date) till such time as the previous outstanding amounts are paid in full. In addition, interest
will be levied on all cash advances from the date of the transaction until the date of payment.
The following illustration will indicate the method of calculating interest charges:
In the table given below, it has been assumed that the Total Amount Due of the previous month statement has
been paid by the payment due date and there is no outstanding amount. The statement date is 8th of every month.
Given these assumptions, interest will be calculated as below:
SL. No Transaction ₹
1 Purchase on Sep 20, 2023 2,000.00
2 Total Amount Due on statement dated Oct 08, 2023 2,000.00
3 Minimum Amount Due on statement dated Oct 08, 2023 100.00
4 Payment due date - Oct 26, 2023
5 Purchase on Oct 15, 2023, Rent Pay 2,000.00
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6 Convenience Fee on Rent Pay on Oct 15, 2023 20.00
7 Tax on Convenience Fee 3.60
8 LPC charged on Oct 29, 2023 600.00
9 Tax on LPC 108.00
10 On statement dated Nov 08, 2023, following interest charges will be levied:
a) Interest on 20th Sep 2023 Transaction 123.29
b) Interest on 15th Oct 2023 Transaction 61.65
11 Total Interest charged (a + b) 184.94
12 GST on Interest 33.29
GST will be applicable on interest charges.
** The above illustration has been prepared assuming that customer is not delinquent prior to the statement
generated on Oct 10, 2023
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Minimum Amount Due Calculation
The Minimum Amount Due (MAD) shall be 5% of the outstanding amount or such other amount as may be
determined by ICICI Bank at its sole discretion. The installment amount due during the statement period will be
added to the Minimum Amount Due. If the total outstanding is more than the credit or cash limit, then the amount
by which the credit or cash limit has been exceeded will also be included in the Minimum Amount Due. Any Fee
charged in the statement over the credit limit will be considered twice in Minimum Amount Due calculation. Fee &
GST on customer’s statement will also be included in the Minimum Amount Due. Minimum Amount Due shall also
include unpaid Minimum Amount Due of the previous statements, if any.
The following illustration will indicate the method of calculating MAD charges:
SL. No Transaction ₹
1 Credit Limit 26,000.00
2 Purchase on Sep 20, 2023 24,000.00
3 Total Amount Due on statement dated Oct 08, 2023 24,000.00
4 Minimum Amount Due on statement dated Oct 08, 2023 1,200.00
5 Payment due date: Oct 26, 2023
6 Purchase on Oct 15, 2023 2,000.00
7 EMI Conversion of Purchase on Oct 15, 2023 -2,000.00
8 EMI Principal 200.00
9 EMI Interest 20.00
10 Tax on EMI Interest 3.60
11 Processing Fee 20.00
12 Tax on Processing Fee 3.60
13 Late Payment Fee on Oct 30, 2023 900.00
14 Tax on Late Payment Fee 162.00
15 Purchase on Oct 30, 2023 1,000.00
16 Over limit Fee 550.00
17 Tax on Over-limit Fee 99.00
18 Closing Balance 26,958.20
19 On statement dated Nov 08, 2023, following Minimum Amount Due is calculated:
a) Overdue of previous statement 1,200.00
b) EMI Instalment (Principal + Interest) 220.00
c) GST on EMI Interest 3.60
d) Amount above Credit Limit 958.20
e) Late Payment Fee - Post deployment 900.00
f) GST on Late Payment Fee - Post deployment 162.00
g) Over limit Fee Transaction - Post deployment 550.00
h) GST on Over limit Fee Transaction - Post deployment 99.00
i) Processing Fee - Post deployment 20.00
j) GST on Processing Fee - Post deployment 3.60
k) 5% on remaining Balance 1,142.09
l) Total Minimum Amount Due 5,258.49
20 Minimum Amount Due* 5,260.00
* Rounded-up to nearest tenth digit provided total amount due is not equal to minimum amount due
** The above illustration has been prepared assuming that customer is not delinquent prior to the statement
generated on Oct 10, 2023 and interest charges are also applicable in Nov 08, 2023 statement.
Late payment Charges Calculation
The Late Payment charges on your card is be a function of the Total Amount Due minus any payment received
before payment due date and will be as follows:
Outstanding = Total Amount due (as of previous statement) – Payment Received before payment due date
Outstanding Amount Late Payment Charges
Less than ₹100 Nil
Between ₹100-₹500 ₹ 100
Between ₹501- ₹1,000 ₹ 500
Between ₹1001- ₹5,000 ₹ 600
Between ₹5,001-₹10,000 ₹ 750
Between ₹10,001-₹25,000 ₹ 900
Between ₹25,001- ₹50,000 ₹ 1,100
More than ₹50,000 ₹ 1,300
The following illustration will indicate the method of calculating Late Payment charges:
SL. No Transaction ₹
1 Purchase on Sep 20, 2023 26,000
2 Total Amount Due on statement dated Oct 08, 2023 (1) 26,000
3 Minimum Amount Due on statement dated Oct 08, 2023 (5% of TAD) 1,300
4 Payment due date - Oct 26, 2023
5 Payment on Oct 28, 2023 1,100
6 Late Payment Fee on Oct 30, 2023 (based on 1 - 5) 900
7 GST on Late Payment Fee 162
