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The CIBIL Consumer Information Report for M Nallamuthu, dated June 16, 2025, shows a CreditVision® score of 614, indicating the presence of recent delinquencies and low credit age. The report details multiple accounts, including a written-off two-wheeler loan with an overdue balance of ₹1,72,183, and several closed gold loans. Additionally, there are three recent inquiries for consumer loans within the past 12 months.

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7 views3 pages

Father

The CIBIL Consumer Information Report for M Nallamuthu, dated June 16, 2025, shows a CreditVision® score of 614, indicating the presence of recent delinquencies and low credit age. The report details multiple accounts, including a written-off two-wheeler loan with an overdue balance of ₹1,72,183, and several closed gold loans. Additionally, there are three recent inquiries for consumer loans within the past 12 months.

Uploaded by

rameshp.egmphffc02
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
Available Formats
Download as PDF, TXT or read online on Scribd
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6/16/25, 4:13 PM CIBIL: CONSUMER INFORMATION REPORT

CONSUMER CIR
CONSUMER: M Nallamuthu DATE: 16-06-2025
MEMBER ID: NB67258888_CIRC2CNPE1 TIME: 16:05:58
MEMBER REFERENCE
NUMBER:
3076835304 CONTROL NUMBER: 009213133565

CONSUMER INFORMATION:
NAME: NALLAMUTHU MEGANATHAN NALLA MUTHU.
DATE OF BIRTH: 08-03-1969 GENDER: MALE

CIBIL TRANSUNION SCORE(S):


SCORE NAME SCORE SCORING FACTORS

1. PRESENCE OF DELINQUENCY IN THE RECENT PAST


2. PRESENCE OF SEVERE DELINQUENCY AS OF RECENT UPDATE
CREDITVISION® SCORE 614 3.
4.
LOW CREDIT AGE
PRESENCE OF DELINQUENCY IN LAST 12 MONTHS
5. PRESENCE OF DELINQUENCY

POSSIBLE RANGE FOR CREDITVISION® SCORE

Consumer with at least one trade on the bureau in last 36 months


Consumer not in CIBIL database or history older than 36 months : -1

IDENTIFICATION(S):
IDENTIFICATION TYPE IDENTIFICATION NUMBER ISSUE DATE EXPIRATION DATE
INCOME TAX ID NUMBER (PAN) BBEPN1599K

UNIVERSAL ID NUMBER (UID) NOT DISCLOSED

TELEPHONE(S):
TELEPHONE TYPE TELEPHONE NUMBER TELEPHONE EXTENSION
NOT CLASSIFIED 9597487443

NOT CLASSIFIED 9597451196

NOT CLASSIFIED 26480665


NOT CLASSIFIED 265933

EMAIL CONTACT(S):

ADDRESS(ES):
ADDRESS : O.NO:2/148 N.NO:2/209, THIRU PANTHIYUR ,(P), THIRUVALLUR (T.K), NEAR: AMMAN KOIL ,, KANCHIPURAM ,KANCHIPURAM ,TAMIL NADU ,602108

CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 31-12-2023

ADDRESS : NO-61/2, MECHENICAL ROAD, CHETPET, CHENN ,AI 600010, CHENNAI ,CHENNAI ,TAMIL NADU ,600010

CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 31-12-2023

ADDRESS : O.NO-2/1482 N.NO-2/209, THIRUPATHUR PO, ,, KANCHIPURAM, KANCHIPURAM ,KANCHIPURAM ,TAMIL NADU ,602108

CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 31-12-2023

ADDRESS : V.S. APPARL, NO:61/2 TAILORS ROAD, CHET ,PUT, MEHNICAL ROAD NEAR: JEM HALL, CHEN ,NAI ,CHENNAI ,TAMIL NADU ,600010

CATEGORY: NOT CATEGORIZED RESIDENCE CODE: DATE REPORTED: 30-09-2005

EMPLOYMENT INFORMATION:
NET / GROSS INCOME MONTHLY / ANNUAL
ACCOUNT TYPE DATE REPORTED OCCUPATION CODE INCOME INDICATOR INCOME INDICATOR
COMMERCIAL VEHICLE LOAN 30-04-2022 Others Not Available Not Available Not Available

SUMMARY:
ACCOUNT(S)
ACCOUNT TYPE ACCOUNTS ADVANCES BALANCES DATE OPENED
All Accounts TOTAL:8 HIGH CR/SANC. AMT:6,65,597 CURRENT:1,72,183 RECENT:22-09-2023

OVERDUE:1 OVERDUE:1,72,183 OLDEST:18-08-2005

ZERO-BALANCE:7
ENQUIRIES
ENQUIRY PURPOSE TOTAL PAST 30 DAYS PAST 12 MONTHS PAST 24 MONTHS RECENT
All Enquiries 3 0 0 1 06-11-2023

ACCOUNT(S):
ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:18-08-2005 SANCTIONED:38,000 CREDIT FACILITY


STATUS:WRITTEN-OFF
ACCOUNT NUMBER:NOT DISCLOSED CURRENT BALANCE:1,72,183

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6/16/25, 4:13 PM CIBIL: CONSUMER INFORMATION REPORT
TYPE:TWO-WHEELER LOAN REPORTED AND CERTIFIED:15-05- OVERDUE:1,72,183 WRITTEN OFF (TOTAL):1,72,183
2025
OWNERSHIP:INDIVIDUAL EMI:2,388
PMT HIST START:01-05-2025
COLLATERAL TYPE:NO COLLATERAL PAYMENT FREQUENCY: Monthly
PMT HIST END:01-06-2022
REPAYMENT TENURE:18
LAST PAYMENT:13-03-2006

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
05-25 04-25 03-25 02-25 01-25 12-24 11-24 10-24 09-24 08-24 07-24 06-24 05-24 04-24 03-24 02-24 01-24 12-23

900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900 900
11-23 10-23 09-23 08-23 07-23 06-23 05-23 04-23 03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:22-09-2023 SANCTIONED:1,57,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-10- CURRENT BALANCE:0


2023
TYPE:GOLD LOAN EMI:1,57,000
CLOSED:16-10-2023
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-10-2023

PMT HIST END:01-09-2023

LAST PAYMENT:22-09-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD
10-23 09-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:31-07-2023 SANCTIONED:1,00,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-10- CURRENT BALANCE:0


2023
TYPE:GOLD LOAN EMI:1,00,000
CLOSED:16-10-2023
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-10-2023

PMT HIST END:01-07-2023

LAST PAYMENT:31-07-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD


10-23 09-23 08-23 07-23

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:15-09-2022 SANCTIONED:78,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-03- CURRENT BALANCE:0


2023
TYPE:GOLD LOAN EMI:78,000
CLOSED:17-03-2023
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2023

PMT HIST END:01-09-2022

LAST PAYMENT:15-09-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

STD STD STD STD STD STD STD


03-23 02-23 01-23 12-22 11-22 10-22 09-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:19-09-2018 SANCTIONED:53,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-08- CURRENT BALANCE:0


2019
TYPE:GOLD LOAN EMI:53,000
CLOSED:22-08-2019
OWNERSHIP:INDIVIDUAL INTEREST RATE:7.00
PMT HIST START:01-08-2019

PMT HIST END:01-08-2019

LAST PAYMENT:22-08-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

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6/16/25, 4:13 PM CIBIL: CONSUMER INFORMATION REPORT

STD
08-19

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:22-05-2015 SANCTIONED:1,08,597

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:30-04- CURRENT BALANCE:0


2022
TYPE:COMMERCIAL VEHICLE LOAN PAYMENT FREQUENCY: Monthly
CLOSED:12-04-2022
OWNERSHIP:GUARANTOR REPAYMENT TENURE:20
PMT HIST START:01-04-2022
COLLATERAL TYPE:NO COLLATERAL INTEREST RATE:27.00
PMT HIST END:01-03-2022

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

000 030
04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:31-03-2022 SANCTIONED:55,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:31-10- CURRENT BALANCE:0


2023
TYPE:GOLD LOAN EMI:55,000
CLOSED:17-03-2023
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-03-2023

PMT HIST END:01-03-2022

LAST PAYMENT:17-03-2023

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX STD STD STD STD STD STD STD STD STD STD STD STD
03-23 02-23 01-23 12-22 11-22 10-22 09-22 08-22 07-22 06-22 05-22 04-22 03-22

ACCOUNT DATES AMOUNTS STATUS

MEMBER NAME:NOT DISCLOSED OPENED:22-08-2019 SANCTIONED:76,000

ACCOUNT NUMBER:NOT DISCLOSED REPORTED AND CERTIFIED:12-02- CURRENT BALANCE:0


2021
TYPE:GOLD LOAN EMI:76,000
CLOSED:02-09-2020
OWNERSHIP:INDIVIDUAL
PMT HIST START:01-09-2020

PMT HIST END:01-08-2019

LAST PAYMENT:22-08-2019

DAYS PAST DUE/ASSET CLASSIFICATION (UP TO 36 MONTHS; LEFT TO RIGHT)

XXX XXX STD STD STD STD STD STD STD STD STD STD STD STD
09-20 08-20 07-20 06-20 05-20 04-20 03-20 02-20 01-20 12-19 11-19 10-19 09-19 08-19

ENQUIRIES:
MEMBER ENQUIRY DATE ENQUIRY PURPOSE ENQUIRY AMOUNT

NOT DISCLOSED 06-11-2023 CONSUMER LOAN 48,000

NOT DISCLOSED 26-04-2023 CONSUMER LOAN 4,000


NOT DISCLOSED 10-07-2022 CONSUMER LOAN 16,490

END OF REPORT ON NALLAMUTHU MEGANATHAN NALLA MUTHU.

All information contained in this credit report has been collated by TransUnion CIBIL Limited (TU CIBIL) based on information provided / submitted by its various members ("Members"), as
part of periodic data submission and Members are required to ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary
search and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information contained in the Report, and shall only be liable and / or
responsible if any discrepancies are directly attributable to TU CIBIL. The use of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

© 2023 TransUnion CIBIL Limited. (Formerly: Credit Information Bureau (India) Limited). All rights reserved
TransUnion CIBIL CIN : U72300MH2000PLC128359

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