Particulars Party Name Amount

Electronics SRI ARUNAGIRI ELECTRONICS 2,201,000

Construction Orange Builders 13,012,164
Glass Work PM Group Of Innovation 3,424,773
Computers anSiri IT Solutions 1,499,250

Total Cost 20,137,187

Loan -49.6% 10,000,000
Owner Contribution -49.4% 10,137,187
Cash Credit 10,000,000
 Keshvin Enterprises
19-4-4G,STV NAGAR , AIR BY PASS ROAD,TIRUPATI-517501

Projected Profitability Statement

Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

Income from Sale of Goods - 107,800,000 155,760,000 179,124,000 205,992,600 236,891,490 272,425,214 313,288,996

Closing stock 24,648,000 29,320,000 34,977,000 39,916,750 47,993,125 56,480,125 67,976,125

Total Reciepts - 132,448,000 185,080,000 214,101,000 245,909,350 284,884,615 328,905,339 381,265,121

Opening stock - - 24,648,000 29,320,000 34,977,000 39,916,750 47,993,125 56,480,125

Raw Material Purchases 99,543,750 122,382,813 140,890,234 160,496,270 187,370,710 214,001,316 247,281,514
Salaries & Wages 18,480,000 22,176,000 26,611,000 31,933,000 38,320,000 45,984,000 55,181,000
Rent 4,050,000 5,400,000 5,400,000 6,007,500 6,210,000 6,210,000 6,908,625 7,141,500
Advertisement Expenses 380,300 418,300 460,100 506,100 556,700 612,400 673,600
Electricity Expenses 217,300 239,000 262,900 289,200 318,100 349,900 384,900
Shop Maintenances 380,300 418,300 460,100 506,100 556,700 612,400 673,600.00
Staff Welfare Expenses 50,400 55,400 60,900 67,000 73,700 81,100.00 89,200
Repairs & Maintenances 97,400 107,100 117,800 129,600 142,600 156,900 172,600
Bank Charges 241,000 186,800 40,500 44,600 49,100 54,000 59,400 65,300
Transportation Expenses 72,400 79,600 87,600 96,400 106,000 116,600 128,300
Travelling & Conveyance 27,200 29,900 32,900 36,200 39,800 43,800 48,200
Telephone Expenses 34,600 38,100 41,900 46,100 50,700 55,800 61,400
Depreciation - 2,573,719 2,119,847 1,785,837 1,530,532 1,328,466 1,163,678 1,025,992

Total : 4,291,000 127,444,169 178,152,860 206,183,371 236,872,602 275,044,226 318,139,044 369,407,231

Profit Before Interest & Tax -4,291,000 5,003,831 6,927,141 7,917,629 9,036,748 9,840,389 10,766,294 11,857,890

Interest on CC - 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000

Interest on TL Cosmos 741,614 924,820 855,606 779,144 694,676 601,363 498,279 384,400
Interest On Canara Bank TL 607,751 956,352 827,102 683,607 524,299 347,434 151,079
741,614 2,532,571 2,811,958 2,606,246 2,378,283 2,125,662 1,845,713 1,535,479

Net Profit -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411

Net Profit (%) #DIV/0! 2.29 2.64 2.97 3.23 3.26 3.27 3.29
 Keshvin Enterpises
19-4-4G,STV Nagar Air By Pass Road,Tirupati -517501

Projected Balance Sheet

Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

LIABILITIES
Current Liabilities :
A.Short Term Borrowings from Banks
Cash Credit From Applicant Bank - 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000
From Others - - - - - - - -

Sub - Total ( A ) - 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000

B.Short Term Borrowings from Others
Sundry Creditors - - - - - - -
Other Current Liabilities - - - - - - -

Sub - Total ( B ) - - - - - - - -

Total Current Liabilities ( A + B ) - 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000 10,000,000
Term Liabilities :
Long Term Borrowings
Term Loan Applicant Bank - 9,635,521 8,462,685 7,160,597 5,715,015 4,110,125 2,328,371 350,261
Term Loan The Cosmos Co-op Bank 9,493,107 8,826,610 8,090,322 7,276,936 6,378,377 5,385,727 4,289,134 3,077,713
Other Term Liabilities - - - - - - - -

Total Term Loans 9,493,107 18,462,131 16,553,007 14,437,533 12,093,392 9,495,852 6,617,505 3,427,974

Total Outside Liabilities 9,493,107 28,462,131 26,553,007 24,437,533 22,093,392 19,495,852 16,617,505 13,427,974

Net Worth
Capital 2,511,603 25,509,888 29,240,811 34,431,758 39,319,270 47,675,808 56,801,191
Add: Additional Capital 7,544,217 25,043,985 3,065,986 3,452,097 3,876,865 3,887,916 1,231,302 5,696,016
Net Profit/Loss -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411
Less: Drawings 4,516,960 3,450,246 3,572,532 5,647,819 3,246,105 1,026,500 3,531,838

Total (Net Worth) 2,511,603 25,509,888 29,240,811 34,431,758 39,319,270 47,675,808 56,801,191 69,287,779

TOTAL LIABILITIES 12,004,710 53,972,019 55,793,818 58,869,291 61,412,661 67,171,660 73,418,696 82,715,753
 Keshvin Enterpises

Projected Balance Sheet (Contd/-…)

Sl.No Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

ASSETS
Current Assets
Cash and Bank Balances 233,941 239,875 257,571 290,283 294,022 314,329 352,799
Receivables
Closing Stock - 24,648,000 29,320,000 34,977,000 39,916,750 47,993,125 56,480,125 67,976,125
Others - - - - - - - -

Total Current Assets : - 24,881,941 29,559,875 35,234,571 40,207,033 48,287,147 56,794,454 68,328,924

Fixed Assets
Gross Block - 20,137,187 17,563,468 15,443,621 13,657,784 12,127,252 10,798,786 9,635,108
Less: Depreciation - 2,573,719 2,119,847 1,785,837 1,530,532 1,328,466 1,163,678 1,025,992
Net Block - 17,563,468 15,443,621 13,657,784 12,127,252 10,798,786 9,635,108 8,609,116

Other Non - Current Assets

Rental Advance 2,700,000 2,700,000 2,700,000 2,700,000 2,700,000 2,700,000 2,700,000 2,700,000
Loans and Advances 9,304,710 8,826,610 8,090,322 7,276,936 6,378,377 5,385,727 4,289,134 3,077,713

Total Non - Current Assets 12,004,710 11,526,610 10,790,322 9,976,936 9,078,377 8,085,727 6,989,134 5,777,713

TOTAL ASSETS 12,004,710 53,972,019 55,793,818 58,869,291 61,412,662 67,171,660 73,418,696 82,715,753

-0 0 -0 0 -0 -0 -0 0
 Keshvin Enterprises
19-4-4G,STV Nagar Air By Pass Road , Tirupati-517501

Key Ratios
Sl.No Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

1 Calculation of Debt Service Coverage Ratio ( Gross )

Net Profit After Tax -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411
Depreciation - 2,573,719 2,119,847 1,785,837 1,530,532 1,328,466 1,163,678 1,025,992
Interest on Term Loan - - - - - - - -

-5,032,614 5,044,979 6,235,030 7,097,220 8,188,997 9,043,193 10,084,259 11,348,403

Repayment of Term Loan

Interest on Term Loan - - - - - - - -

- - - - - - - -

Gross Debt Coverage Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
Average DSCR #DIV/0!

2 Calculation of Debt Service Coverage Ratio ( Net )

Net Profit After Tax -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411
Depreciation - 2,573,719 2,119,847 1,785,837 1,530,532 1,328,466 1,163,678 1,025,992

-5,032,614 5,044,979 6,235,030 7,097,220 8,188,997 9,043,193 10,084,259 11,348,403

Repayment of Term Loan - - - - - - - -

- - - - - - - -

Net Debt Coverage Ratio #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!
Average DSCR #DIV/0!
 Keshvin Enterprises
19-4-4G,STV Nagar Air By Pass Road , Tirupati-517501

Key Ratios (Contd…)

Sl.No Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

3 Current Ratio :
Current Assets-A - 24,881,941 29,559,875 35,234,571 40,207,033 48,287,147 56,794,454 68,328,924

Current Liabilities-B - 10,000,000 10,000,000 10000000 10000000 10000000 10000000 10000000

Ratio ( A / B ) #DIV/0! 2.49 2.96 3.52 4.02 4.83 5.68 6.83

4 TOL / TNW :
Total Outside Liabilities 9,493,107 28,462,131 26,553,007 24,437,533 22,093,392 19,495,852 16,617,505 13,427,974

Tangible Net worth 2,511,603 25,509,888 29,240,811 34,431,758 39,319,270 47,675,808 56,801,191 69,287,779

Ratio 3.78 1.12 0.91 0.71 0.56 0.41 0.29 0.19

5 PBDITA / INTT ( Times )

Net Profit before Interest & tax -4,291,000 5,003,831 6,927,141 7,917,629 9,036,748 9,840,389 10,766,294 11,857,890
Add : Depreciation - 2,573,719 2,119,847 1,785,837 1,530,532 1,328,466 1,163,678 1,025,992

-4,291,000 7,577,550 9,046,988 9,703,466 10,567,280 11,168,855 11,929,972 12,883,882

Interest 741,614 2,532,571 2,811,958 2,606,246 2,378,283 2,125,662 1,845,713 1,535,479

Tax - - - - - - - -
741,614 2,532,571 2,811,958 2,606,246 2,378,283 2,125,662 1,845,713 1,535,479

Ratio (5.79) 2.99 3.22 3.72 4.44 5.25 6.46 8.39

 Keshvin Enterprises
19-4-4G,STV Nagar Air By Pass Road , Tirupati-517501

Key Ratios (Contd…)

Sl.No Particulars 2024-25 2025-26 2026-27 2027-28 2028-29 2029-30 2030-31 2031-32

6 PAT / NET SALES (%)

Profit after Tax -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411
Net sales - 107,800,000 155,760,000 179,124,000 205,992,600 236,891,490 272,425,214 313,288,996

Net Profit % #DIV/0! 2.29 2.64 2.97 3.23 3.26 3.27 3.29

7 Return on Capital Employed :

Net Profit after Tax -5,032,614 2,471,260 4,115,183 5,311,383 6,658,465 7,714,727 8,920,581 10,322,411

Total assets -0 42,445,409 45,003,496 58,869,291 61,412,662 67,171,660 73,418,696 82,715,753

Ratio 50,326,141,124.88 5.82 9.14 9.02 10.84 11.49 12.15 12.48

8 Inventory + Receivable / Net Sales

Inventory - 24,648,000 29,320,000 34,977,000 39,916,750 47,993,125 56,480,125 67,976,125
Receivables - - - - - - - -
- 24,648,000 29,320,000 34,977,000 39,916,750 47,993,125 56,480,125 67,976,125

Net Sales - 107,800,000 155,760,000 179,124,000 205,992,600 236,891,490 272,425,214 313,288,996

No. of Days #DIV/0! 83.46 68.71 71.27 70.73 73.95 75.67 79.20

9 Debt Equity ratio :

Total Outside Liabilities 9,493,107 28,462,131 26,553,007 24,437,533 22,093,392 19,495,852 16,617,505 13,427,974
Equity 2,511,603 25,509,888 29,240,811 34,431,758 39,319,270 47,675,808 56,801,191 69,287,779
( share capital +reserves & Surplus )
Ratio 3.78 1.12 0.91 0.71 0.56 0.41 0.29 0.19