1.

Variable Commission Payable to BC Agent:

S.N. BC Activity Revised Commission Rates from April 2025

1. Cash Transaction Charges

➢ Cash Deposit, Cash withdrawal 0.40% of Transaction Amount*
through AePS (Both Onus & Off (* Subject to maximum Cap of Rs. 25/- per
us) transaction)
➢ Cash Deposit, Cash withdrawal
through ATM Card
2. Fund Transfer through AePS 0.50% of Transaction Amount max of ₹5/- per txn
(Both On us & Off us)
3. Account Opening at BC Point Rs. 25/- per account subject to account should
be Funded with issuance of ATM Card
4. Bharat Bill Payment Services 0.50% of Transaction Amount max of ₹5/- per txn
(BBPS)
5. Atal Pension Yojana (APY) Rs. 60/- Per Enrolment
Enrolment
6. Pradhan Mantri Jeevan Jyoti Bima Rs. 30/- Per Enrolment (Prorata basis)
Yojana (PMJJBY)
7. Pradhan Mantri Suraksha Bima Rs. 1/- Per Enrolment
Yojana (PMSBY)
8. Request for SMS Alert Rs. 5/-
9. Apply for RuPay Debit Card Rs. 10/-
10. Request for E-Mail statement Rs. 2/-
11. Request new Cheque book Rs. 10/-
12 Stop payment of Cheque Rs. 5/-
13. Cheque Status enquiry Rs. 2/-
14. Sukanya Samriddhi Yojana Rs. 5/-
15. Public Provident Fund (PPF) Rs. 5/-
16. National Pension Scheme (NPS) Rs. 25/-

2. Fixed Monthly Incentive to BCs:

S.N. BC Activity Revised Commission Rates from April 2025
1. Fixed Monthly Incentive to BC Rs. 2,000/- per month*
(-* Subject to minimum 150 monthly
transactions, minimum 20 days login in a month
& opening of 10 PMJDY Account + 5 APY + 10
PMJJBY + 20 PMSBY Enrolments in a month)
2. BCs working in North East States i.e. Fixed monthly incentive of Rs. 4,000/- per month
Arunachal Pradesh, Assam, Manipur, subject to min 50 Trns in a month
Meghalaya, Mizoram, Nagaland,
Tripura, Sikkim
3. BCs working in Hilly areas i.e. Fixed monthly incentive of Rs. 3,000/- per month
Himachal Pradesh, Jammu & subject to min 50 Trns in a month
Kashmir, Ladakh and Nuxalized
areas of Chhattisgarh & Maharashtra
3. Lead Generation & Other Services at BC Point and Commission Payable:-
S.N. Particulars Commercial Rate
Payable to BCA
(Amt in Rs. Actual)
1 Issuance of Cheque Book 10
2 Request for SMS/Email Alert 5/2
3 Request Bank Statement 0
4 Apply for locker 25
5 Tax credit statement, re-generate tax challan 5
6 Loan account / Credit card statement 2
7 Issuance of certificate of interest for Loan Account 5
8 Issuance of TDS / Form 16 Certificate 5
9 Apply for Insurance 10
10 Request for Internet / Mobile Banking / Mobile Wallet Facility 5
11 Change in IB/ MB Login Password 5
12 UPI / MMID Setup / Modify 5
13 FATCA / CRS confirmation 5
14 Request for RuPay card Issuance 10
15 Request for enabling Internet Banking 5
16 Confirmation for enabling Mobile Banking 5
17 Confirmation for enabling BHIM UPI/ Maha UPI 5
18 Confirmation for Cheque Collection 5
Request for Merchant Onboarding on MPOS/ QR based
19 5
Merchant
20 Confirmation for Jeevan Pramaan Generation 5
21 Request of Consumption Credit of Small Amount 5
22 Request for Passbook Printing 5
23 Request for Renewal of RD/TD 10
24 Request for Lodge Complaint 2
25 Request for SHG Account Opening 10
26 Request For Recording Credit for Zero Balance Account 10
27 Request for Recording Operation to Inoperative Account 10
28 Deposit of contribution in NPS Account 10

4. Daily Transaction Limits at BC Point:-

(Actual in Rs.)
S. N. Particulars Own Bank Limit /On us Other Bank Limit/ Off us

1 Cash Deposit 49,999/- 10,000/-

2 Cash Withdrawal 20,000/- 10,000/-
3 Fund Transfer 20,000/- 10,000/-

All the transactions at BC points are done through dual Authentication i.e. First customer
Biometric authentication & second BC Agent Biometric authentication through UIDAI.

Note: The Portion of remuneration to be shared to BCA is 80% of the above mentioned amounts.