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The document outlines a proposed financial literacy program for high school students in the business strand, addressing their lack of financial knowledge and skills. The program aims to cover essential topics such as budgeting, saving, investing, and credit management through online and in-person sessions over six months. Funding of 2,793,200.00 pesos is requested to develop and implement the program, with the goal of enhancing students' financial literacy and overall financial well-being.

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2 views

eapp

The document outlines a proposed financial literacy program for high school students in the business strand, addressing their lack of financial knowledge and skills. The program aims to cover essential topics such as budgeting, saving, investing, and credit management through online and in-person sessions over six months. Funding of 2,793,200.00 pesos is requested to develop and implement the program, with the goal of enhancing students' financial literacy and overall financial well-being.

Uploaded by

altheatendido
Copyright
© © All Rights Reserved
We take content rights seriously. If you suspect this is your content, claim it here.
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Download as DOCX, PDF, TXT or read online on Scribd
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Althea Kate A.

Tedido May 15,2023


Clark Jay H. Jaravata EAPP
The Lack of Financial Literacy among
High School Students in the Business Strand

I. Introduction
The lack of financial literacy among high school students in the business strand is a
pressing issue today. Many young adults lack the necessary knowledge and skills to make
informed financial decisions, which can have a significant impact on their financial well-
being. The purpose of this project is to develop and implement a financial literacy program
for high school students in the business strand. The program will provide students with the
necessary skills and knowledge to make informed financial decisions and manage their
finances effectively.
II. Background and Purpose or Need or Rationale
Studies have shown that financial literacy is an important life skill that can have a
significant impact on an individual’s financial well-being. However, many high schools do not
provide adequate financial education to their students, leaving many young adults ill-
prepared to make informed financial decisions. This gap in the financial education is
particularly pronounced for students in the business strand, who are likely to encounter
complex financial decisions in their personal and professional lives.
The purpose this financial literacy program is to address this knowledge gap by providing
high school students in the business strand with the necessary financial education and skill
to make informed financial decisions throughout their lives. The program will cover a range
of financial topics, including budgeting, saving, investing, credit management,
entrepreneurship, and financial planning, with the goal of promoting financial literacy and
responsible financial management among high school students in the business strands.
In summary, the lack of financial literacy among high school students in the business
strand is a pressing issue that can have long-term consequences. The proposed financial
literacy program aims to address this issue by providing students with the necessary
financial education and skills to make informed financial decisions throughout their lives. By
promoting financial literacy and responsible financial management among high school
students in the business strand, this program can have a significant impact on the financial
well-being of young adults and their community.

III. Project Description


The proposed program will consist of six modules that cover a range of financial topics,
including budgeting, saving, investing, credit management, entrepreneurship, and financial
planning. Each module will be delivered through online sessions and in-person workshops,
with the aim of engaging students and making financial education fun and accessible. t
The program will be designed to meet the needs of high school students in the business
strand, who are likely to pursue careers in finance or entrepreneurship. The program will
provide students with the necessary skills to manage their personal finances effectively, as
well as the knowledge and skills to pursue careers in finance or entrepreneurship.
The program will be delivered over a period of six months, with each module being
delivered once a month. The program will be delivered through a combination of in-person
and online sessions to ensure maximum accessibility. The program will also include
interactive activities, case studies, and real-world examples to help students apply the
knowledge and skills they learn in the program.
In summary, the proposed financial literacy program for high school students in the
business strand aims to provide financial literacy among students, increase their confidence
in managing their finances, and equip them with the necessary skills to make informed
financial decisions.

IV. Evaluation
The intended outcomes of this project are to improve financial literacy among high
school students in the business strand increase their confidence in managing their finances
and equip them with the necessary skills to make informed financial decisions. Success will
be measured through pre- and post-program assessments, feedback from program
participants, and the number of students who apply the knowledge and skills learn from the
program in their personal lives.

V. Budget or Project Needs


The sources needed to carry out this finance literacy program include funding for
program materials, program delivery, and evaluation. The total amount requested for this
project is 2,793,200.00 pesos. This funding will be used to develop and deliver the program
modules including the creation of online materials, in person workshops, and interactive
activities. The funding will also cover the cost of program evaluation, including pre- and
post-program assessment and feedback from program participants. Additionally, the funding
will be used to recruit and train program facilitators, who will be responsible for delivering
the program modules. By providing the necessary resources for this financial literacy
program, we can promote financial literacy and responsible financial decisions throughout
their lives.

VI. Impact of project


A project aimed to improving financial literacy among high school students could have
significant positive impacts, both on individuals and society. By improving financial literacy,
individuals are better equipped to mange their personal finances, make sound investment
decisions, and contribute to a more stable and prosperous economy.

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