Self-development for a housing society is a significant undertaking that requires careful

planning, resident involvement, and sustained effort. Here's a step-by-step process to guide
your society:
Phase 1: Assessment and Awareness
1. Form a Core Committee: Identify proactive and respected residents who are passionate
about the society's betterment. This committee will spearhead the self-development
process.

 Who can participate: A member should have attended at least one Annual General
Meeting (AGM).
 A member should have paid at least one maintenance charge to the society.
 A person who has fair knowledge of legal documents and construction-related matters
and has fair experience can participate in the redevelopment committee.
 The existing committee is not entitled to participate in the redevelopment committee.

2. Conduct a Society-Wide Survey: Create a comprehensive survey to understand the

current state of affairs. This should cover various aspects like:
○ Infrastructure and Maintenance: Condition of buildings, roads, common areas,
lifts, plumbing, electrical systems, waste management, security systems.
○ Financial Health: Transparency of accounts, adequacy of funds, outstanding dues.
○ Resident Satisfaction: Issues faced, suggestions for improvement, level of
community engagement.
○ Legal and Regulatory Compliance: Adherence to bylaws, pending legal matters,
statutory requirements.
○ Communication and Governance: Effectiveness of communication channels,
functioning of the managing committee.
3. Analyse Survey Data and Identify Key Areas for Improvement: The core committee
should meticulously analyze the survey responses to pinpoint the most pressing issues
and areas where self-development is needed. Prioritize these areas based on urgency
and impact.
4. Organize a General Body Meeting (GBM) to Share Findings: Present the survey
results and the identified areas for improvement to all residents in a transparent and open
forum. Encourage discussion and gather initial feedback.
Phase 2: Planning and Strategy
1. Form Sub-Committees: Based on the identified areas, form smaller, focused sub-
committees with interested residents. Examples include:
○ Maintenance and Infrastructure Improvement Committee
○ Financial Management and Transparency Committee
○ Community Building and Engagement Committee
○ Legal and Regulatory Compliance Committee
○ Security Enhancement Committee
2. Define Goals and Objectives: Each sub-committee should define specific, measurable,
achievable, relevant, and time-bound (SMART) goals for their respective areas. For
instance, the Maintenance Committee might aim to "reduce water leakage complaints by
20% in the next six months."
3. Develop Action Plans: For each goal, the Redevelopment committees should create
detailed action plans outlining the steps required, resources needed, timelines, and
responsible individuals.
 4. Prepare a Comprehensive Self-Development Plan: The Redevelopment committee
should consolidate the action plans from all sub-committees into a holistic self-
development plan for the entire society. This plan should include:
○ Prioritized goals and objectives.
○ Detailed action plans with timelines and responsibilities.
○ Budgetary requirements and potential funding sources (e.g., increased
maintenance charges, special levies, donations).
○ Communication strategies to keep residents informed.
○ Mechanism for monitoring progress and evaluating outcomes.
5. Obtain Approval from the General Body: Present the comprehensive self-development
plan to the general body for discussion and approval through a formal resolution. Ensure
all residents have a clear understanding of the plan and its implications.
Phase 3: Implementation and Execution
1. Execute Action Plans: The respective sub-committees, under the guidance of the core
committee and the Redevelopment committee, should begin implementing the approved
action plans.
2. Ensure Transparent Financial Management: Maintain clear and accurate records of all
income and expenditure related to the self-development initiatives. Regularly share
financial updates with residents.
3. Foster Resident Participation and Engagement: Encourage active participation from all
residents in the implementation process. Organize workshops, awareness campaigns,
and community events to build a sense of ownership and collective responsibility.
4. Maintain Effective Communication: Regularly communicate progress updates,
challenges faced, and successes achieved to all residents through various channels (e.g.,
notice boards, emails, WhatsApp groups, society website/app).
5. Monitor Progress and Evaluate Outcomes: The core committee should regularly
monitor the progress of the action plans against the defined timelines and objectives.
Conduct periodic evaluations to assess the effectiveness of the initiatives and identify any
necessary adjustments.
Phase 4: Review and Sustainability
1. Conduct Periodic Reviews: Regularly review the self-development plan and its
implementation. This could be done quarterly or semi-annually in general body meetings.
2. Make Necessary Adjustments: Based on the review findings and feedback from
residents, be prepared to make necessary adjustments to the plans and strategies. Self-
development is an iterative process.
3. Document Best Practices and Lessons Learned: Document the successful initiatives,
challenges encountered, and lessons learned throughout the self-development journey.
This will serve as a valuable resource for future endeavours.
4. Integrate Self-Development into Society Governance: Make self-development an
ongoing aspect of the society's governance structure. Establish mechanisms for
continuous improvement and resident engagement.
5. Celebrate Achievements: Acknowledge and celebrate the successes achieved through
the self-development efforts to boost morale and encourage continued participation.
Key Considerations for Success:
● Strong Leadership: A dedicated and proactive Redevelopment committee are crucial.
● Resident Involvement: Active participation and a sense of ownership among residents
are essential.
● Transparency and Communication: Open and honest communication builds trust and
fosters collaboration.
● Realistic Expectations: Self-development takes time and effort. Be patient and
persistent.
 ● Flexibility and Adaptability: Be prepared to adapt plans and strategies as needed.

● Professional Guidance: Consider seeking professional advice from experts (e.g.,

architects, engineers, legal advisors) for specific aspects of the self-development process.
By following these steps and maintaining a collaborative and transparent approach, your
housing society can embark on a successful journey of self-development, leading to a better
living environment and a stronger community.

The process of self-development for a housing society in Mumbai involves several key steps,
legal procedures, and documentation. Here's a breakdown:

1. Initial Steps and Legal Framework:

● Understanding Self-Redevelopment: Self-redevelopment means the housing society
undertakes the redevelopment of its own buildings instead of hiring an external developer.
This gives the society more control over the project, potential financial benefits, and the
ability to customize designs.
● Legal Framework: The primary legal guidance comes from the Maharashtra
Cooperative Societies Act, 1960, and guidelines issued by authorities like the
Maharashtra Real Estate Regulatory Authority (MahaRERA) and the Mumbai District
Co-operative Housing Federation. Government circulars are also issued to facilitate
self-redevelopment, offering easier access to loans and additional Floor Space Index
(FSI).

2. Key Legal and Procedural Steps:

● Special General Body Meeting (SGM): The society must convene an SGM to discuss
and approve the idea of self-redevelopment. A resolution needs to be passed with the
consent of at least 51% of the apartment owners for older and smaller buildings, although
some sources suggest 70% or even 100% for loan purposes. The Registrar office may
send a representative to oversee this meeting.
● Appointment of Professionals: The society needs to appoint essential professionals:
○ Project Management Consultant (PMC): Oversees the entire redevelopment
process.
○ Architect: Prepares designs and plans.
○ Legal Advisor: Handles legal aspects and agreement drafting.
○ Other consultants as needed (structural engineer, etc.).
● Feasibility Study: The appointed architect or PMC conducts a feasibility study, typically
within two months, assessing aspects like FSI, Transfer of Development Rights (TDR),
and the potential of the plot. This report is shared with members.
● Project Proposal: Based on the feasibility report, a detailed redevelopment proposal is
prepared.
● Financial Planning: The society needs to arrange project funding, which can involve
loans from cooperative banks (like MHADA or Mumbai District Cooperative Bank) or self-
funding by members.
● Contractor Appointment: If required, tenders are invited from empanelled contractors (if
availing certain schemes), and the society selects a contractor.
 ● Agreements: Several agreements need to be drafted and finalized, including agreements
with the PMC, architect, contractor, and individual members regarding their new flats and
temporary accommodation. A strict timeframe clause with penalties for delays is crucial.
● Municipal Approvals: The society, through its appointed professionals, needs to apply
for various approvals from the Municipal Corporation of Greater Mumbai (MCGM),
including:
○ Intimation of Disapproval (IOD)
○ Commencement Certificate (CC)
○ Approval for FSI and development plans
○ No Objection Certificates (NOCs) from fire, environment, traffic, civil aviation,
defence, and railway authorities, if applicable.
● Maha-RERA Registration: If the project involves selling more than 8 units or has an area
of 500 sq meters or more, the society needs to register the project with MahaRERA.
● Temporary Arrangements: Plan for the temporary relocation and rental arrangements
for existing members during the construction period.
● Construction and Completion: Oversee the construction work according to the
approved plans and timelines.
● Occupation Certificate (OC): Obtain the Occupation Certificate from the MCGM upon
completion of the construction.
● Handing Over Possession: Allot the new flats to the members and complete the
handover process.
● Sale of Additional Flats (if applicable): If the self-redevelopment involves constructing
additional flats for sale, manage the sales process.
● Corpus Fund: Decide on the distribution of any surplus funds from the sale of additional
flats and the creation of a corpus fund for future building maintenance.

3. Essential Documents:
The documents required at various stages of self-redevelopment can be extensive. Here's a
general list:
● Society Formation and Registration:
○ Society Registration Certificate
○ Updated Bye-laws of the Society
○ List of Committee Members
● Land and Ownership Documents:
○ Conveyance Deed (mandatory for self-redevelopment) or Lease Deed or Sale Deed
(original copies)
○ 7/12 Extract (for land ownership details)
○ Property Card (showing ownership in the society's name)
○ City Survey (CTS) Plan
○ Development Plan (DP) Remarks
○ Title Certificate and Search Report from a Solicitor
○ Index II
○ NA (Non-Agricultural) Order (if applicable)
○ Land Purchase Agreement (if conveyance deed is not yet obtained)
● Building and Planning Documents:
○ Original Building Plan (approved)
○ Occupation Certificate (of the existing building)
○ Copies of Sanctioned/Approved Plans for the new building
○ Road Line Remark (if road widening is involved)
○ Inspection Extract
 ● Financial Documents:
○ Audited Financial Statements of the Society for the last 3 years (for loan
applications)
○ Bank Balance Certificate
● Resolutions and Consents:
○ Copy of the Resolution passed in the SGM for self-redevelopment
○ Written consent from the required percentage of members
○ Acknowledgement signed by agreeing members
● Member Details:
○ List of all Society Members with their Flat Numbers and Carpet Areas (existing and
proposed)
○ Individual Agreements of Members (regarding new flats and temporary
accommodation)
○ Copies of Member's Share Certificates
● Project Related Documents:
○ Project Feasibility Report
○ Tender Documents
○ Agreements with appointed professionals (PMC, Architect, Contractor, etc.)
○ Redevelopment Agreement
○ Insurance policies for the project
● Approvals and NOCs:
○ Copies of all NOCs obtained from various authorities (Fire, Environment, etc.)
○ IOD and Commencement Certificate copies
● Other Documents:
○ Power of Attorney (if required for specific tasks)
○ Structural Audit Report of the existing building
○ Electricity and Property Tax Bills
○ Water Tax Bills
It's important to note that this is a general overview, and the specific requirements and
procedures may vary based on the society's location, the specifics of the project, and prevailing
regulations in Mumbai. Consulting with experienced legal advisors and self-redevelopment
consultants is highly recommended for a smooth and legally sound process.

Focusing specifically on experienced consultants for the self-development of housing

societies in Mumbai, here's a refined list. These consultants typically have a strong
understanding of the entire process, from feasibility studies and member consensus to project
management and legal coordination.
Experienced Consultants Specializing in Self-Redevelopment:
● Mould Group Of Companies: Frequently mentioned as a key player with significant
experience in facilitating self-redevelopment projects in Mumbai.
● Creative Proptech Pvt Ltd: Another well-regarded consultant known for guiding societies
through the complexities of self-redevelopment.
● Kalkai Group: Has a track record of assisting housing societies with end-to-end self-
redevelopment solutions.
● Bajaj Advisory LLP: Offers consultancy services specifically tailored for self-
redevelopment projects.
● Project Maitree: Positions itself as a partner for societies undertaking self-
redevelopment, suggesting comprehensive experience.
● Swayam Redevelopment Consultant: Their name clearly indicates their specialization
in guiding self-redevelopment initiatives.
 ● Toughcons Nirman: While listed as Project Management Consultants, their focus on
society redevelopment implies deep experience in this specific model.
● Sawant Associate: Offers "Self Redevelopment Consultancy" as a core service,
highlighting their expertise in this area.
● Alka Property: Explicitly states their assistance to societies opting for self-
redevelopment.
● Redevelopzond Project Management Consultant LLP: Their focus on project
management for redevelopment suggests substantial experience in the self-development
model.
Key Considerations When Choosing a Self-Redevelopment Consultant:
● Proven Track Record: Look for consultants with a portfolio of successfully completed
self-redevelopment projects in Mumbai. Ask for references and visit completed sites if
possible.
● End-to-End Expertise: The consultant should be able to guide you through all stages,
including feasibility studies, financial planning, architect selection, contractor appointment,
legal coordination, and project management.
● Member Engagement: Self-redevelopment requires strong consensus among members.
The consultant should have experience in facilitating meetings, addressing concerns, and
building trust.
● Financial Acumen: They should be able to help the society understand the financial
viability of the project, secure necessary funding (if required), and manage project
finances transparently.
● Legal Liaison: While some may have in-house legal expertise, they should at least have
strong relationships with experienced lawyers specializing in cooperative society and
property law.
● Transparency and Communication: Choose a consultant who is transparent in their
dealings and maintains clear and regular communication with the society's managing
committee and members.
● Technical Knowledge: They should possess a good understanding of construction
processes, quality control, and relevant regulations.
Recommendation:
It is highly advisable to interview multiple consultants from the list above. Discuss your
society's specific needs and challenges, review their past projects, and assess their approach to
self-redevelopment. Selecting a consultant with a strong track record and a clear understanding
of the unique aspects of self-redevelopment in Mumbai will significantly increase the chances of
a successful and smooth process.