PROJECT REPORT

Of

GURJANT SINGH
VILLAGE ISHERHERI, BHUNERHERI,
PATIALA, PUNJAB, INDIA, 147111
 Application View
Application Id : 1341241283857

Name : GURJANT SINGH

Mother Name : GURDEV KAUR

Father/Spouse Name : RATI RAM

Gender : MALE

Date of Birth : 12-May-1970

Residential Address VILLAGE ISHERHERI

City: PATIALA

State : PUNJAB

District: PATIALA

Block/Taluka : BHUNER HERI

PINCODE : 147111

Email Address : [email protected]

Phone Number : 8360246996

Academic Qualification : UNDER 8TH

Social Category : OBC

PAN Number : FFZPS0616M

DETAILS ABOUT THE PROPOSED BUSINESS UNIT

Name of the Proposed Enterprise GS FLOUR AND RICE MILL Latitude 30.195632

Address of the Proposed Business VILLAGE ISHERHERI

Unit
Longitude 76.596995

State PUNJAB District PATIALA City: PATIALA

Block/Taluka BHUNER HERI PinCode : 147111 Legal Status :Sole Proprietorship

Type of Property Owned Number of New Employment the Proposed Less Than or Equal to 10
Enterprises will Generate

Nature of Operations to be Carried out in the Proposed Semi Automatic

Enterprises :
Total Available Land for Proposed Project(in Sq ft) : 525

Land Value of the Proposed Unit (In Rs/Sq ft) : 300000

Personal Contribution Towards the Project(in %) 10.00

Loan for Working Capital : No

Own Contribution on working capital (in %) 100.00

 PRODUCT DETAILS

Type of Proposed Product to be Manufactured : Food Products- Manufacturing

Type of Activities to be Involved while Manufacturing the Product : Washing,Grading,Grinding

If Food Product, is the Product Manufactured same as ODOP Identified by State for the No
District?

If No, Other ODOP Products : Wheat based products

BANK DETAILS OF THE APPLICANT

Bank Name Branch Name IFSC Code Bank Account Number

STATE BANK OF INDIA DEVIGARH SBIN0050021 43552548459

STATE BANK OF INDIA DEVIGARH SBIN0050021

BUILDING DETAILS

Type of Building Area (Sq. ft) Rate/Sq.ft (In Rs) Amount (In Rs)

STORAGE 750 200 150,000

Total: 150,000

MACHINERY DETAILS

Type of Machinery Quantity/Number of Units Rate/Unit (In Rs) Amount(In Rs.)

AZC1001 AUTOMATIC HEAVY 1 423,200 423,200

DUTY WITH CYCLONE
OTHER ACCESSORY SET 1 126,800 126,800

Total: 550,000

OTHER FINANCIAL DETAILS

Preliminary & Pre-operative Cost (in Rs) : 0.00

Furniture & Fixtures (in Rs): 0.00

Contingency/Others/Miscellaneous (in Rs) 0.00

:

SALES DETAILS

Type of Product Rate/Unit (In Number of Units of Amount(In Rs.)

Rs) Proposed Product Expected
WHEAT FLOUR 40 25000 1,000,000

CORN FLOUR 45 15000 675,000

Total: 1,675,000

RAW MATERIALS

Name of the Raw Material Rate/Unit (In Reqd. Unit Amount(In

Rs) Rs.)
WHEAT 25 15000 375,000

CORN 22 10000 220,000

Total: 595,000

WAGES DETAILS
Type of Worker No. of Worker Wages Per Month Per Amount (In Rs)
Person (In Rs)

SKILLED 1 15,000 180,000

UNSKILLED 2 10,000 240,000

Total: 420,000
 WORKING CAPITAL REQUIREMENTS FOR THE ENTERPRISE

Stock In Process (In Number of Days) 15

Finished Goods (In Number of Days) :
20
Receivable By (In Number of Days) :
20

MISCELLENEOUS EXPENDITURE

Repair and Maintenance (In %) : 1.00 Power and Fuel (In %) : 1.00

Other Overhead Expenses (In %): 0.05 Telephone Expenses (In %) : 0.00

Stationery & Postage (In %) : 0.02 Advertisement & Publicity (In %): 0.00

Building Rent per Month(In Rs.) : 0.00 Other Miscellaneous Expenditure (In %) 0.50

DEPRECIATION DETAILS

On Building (In %) : 10.00 On Machinery (In %) : 15.00

OTHER DETAILS
Loan Repayment Period (in Years) :
7.00 Project Implementation Period (In 3.00
Rate of Interest (In %): Months):
11.00 Employment : 3.00
 PROJECTED FINANCIAL
COST OF PROJECT

Land Land Value Ownership

LAND 300000 Owned

Workshed Area/Sq.ft Rate(In Rs.). Amt.(In Rs)

Storage 750 200.00 150,000.00

Total 150,000.00

Machinery Qty. Rate. Amt.(In Rs)

AZC1001 Automatic heavy duty 1.00 423,200.00 423,200.00

with cyclone
Other accessory Set 1.00 126,800.00 126,800.00

Total 550,000.00

Preliminary & Pre- Furniture & Contingency/Oth Total Capital Working Capital
operative Cost Fixtures ers/Miscellaneou Expenditure

0.00 0.00 0.00 700,000.00 193,539.88

"Means of Financing(Term Loan)"

Own Contribution 10.00 % Rs 70,000.00

Bank Finance 90.00 % Rs

Term Loan Rs 630,000.00

Govt. Subsidy 35.00 % Rs 245,000.00

 Means of Financing(Working Capital)

Own Contribution 100.00 % Rs 193,539.88

Bank Finance 0.00 % Rs

Working Capital Rs 0.00

Statement Showing the Depreciation on Fixed Assets

WORK SHED

Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 150000.00 135000.00 121500.00 109350.00 98415.00 88573.50 79716.15 71744.54 64570.09 58113.08
Balance
Depreciatio 15000.00 13500.00 12150.00 10935.00 9841.50 8857.35 7971.61 7174.45 6457.01 5811.31
n
Closing 135000.00 121500.00 109350.00 98415.00 88573.50 79716.15 71744.54 64570.09 58113.08 52301.77
Balance

MACHINERY

Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
Opening 550000.00 467500.00 397375.00 337768.75 287103.44 244037.92 207432.23 176317.40 149869.79 127389.32
Balance
Depreciatio 82500.00 70125.00 59606.25 50665.31 43065.52 36605.69 31114.83 26447.61 22480.47 19108.40
n
Closing 467500.00 397375.00 337768.75 287103.44 244037.92 207432.23 176317.40 149869.79 127389.32 108280.92
Balance

TOTAL DEPRECIATION

Particula 1st Year 2nd Year 3rd Year 4th Year 5th Year 6th Year 7th Year 8th Year 9th Year 10th
rs Year
WorkShed 15000.00 13500.00 12150.00 10935.00 9841.50 8857.35 7971.61 7174.45 6457.01 5811.31

Machinery 82500.00 70125.00 59606.25 50665.31 43065.52 36605.69 31114.83 26447.61 22480.47 19108.40

Total 97500.00 83625.00 71756.25 61600.31 52907.02 45463.04 39086.44 33622.06 28937.48 24919.71
 Schedule of Sales Realization

DETAILS OF PROJECTED SALES

Particulars of Product Rate/Pair/Unit No. of Pair/Unit Amount in Rs

Wheat Flour 40 25,000.00 1,000,000.00

Corn flour 45 15,000.00 675,000.00

CAPACITY UTILIZATION OF SALES

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

CAPACITY UTILIZATION 70.00 % 80.00 % 90.00 % 90.00 % 90.00 %

SALES / RECEIPTS 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00

Raw Materials

Particulars Unit Rate/unit Reqd.Unit Amount in Rs.

wheat 0 25 15,000 375,000.00

Corn 0 22 10,000 220,000.00

Total 595,000.00

WAGES

Particulars No. of Worker Wages Per Month Amount (In Rs.)

Skilled 1 15,000 180,000.00

Unskilled 2 10,000 240,000.00

Total 3 420000.0

Repairs and Maintenance Rs 16,750.00

Power and Fuel Rs 16,750.00

Other Overhead Expenses Rs 837.50

ADMINISTRATIVE EXPENSES

Telephone Expenses 0.00

Stationery & Postage 335.00

Advertisement & Publicity 0.00

Workshed Rent 0.00

Other Miscellaneous Expenses 8,375.00

Total 8,710.00
 GURJANT SINGH
VILLAGE ISHERHERI, BHUNERHERI, PATIALA, PUNJAB, INDIA,
147111

OPERATING STATEMENT
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
1. Gross Sales
(i) Domestic sales 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00
(ii) Export Sales 0 0 0 0 0
(iii)Add other revenue income 0 0 0 0 0
Total 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00

2. Less excise duty 0 0 0 0 0

Deduct other items 0 0 0 0 0
3. Net Sales(item 1 - item 2) 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00

4. % age rise (+) or fall (-) in net sales 0 14.29 12.50 0 0

5. Cost of Sales
(i)Raw Material 416500.00 476000.00 535500.00 535500.00 535500.00

(a) Imported 0 0 0 0 0
(b) Indigenous 416500.00 476000.00 535500.00 535500.00 535500.00
(ii) Other Consumables 0 0 0 0 0

(a) Imported 0 0 0 0 0
(b) Indigenous 0 0 0 0 0
(iii) Packing Material 0 0 0 0 0

(a) Imported 0 0 0 0 0
(b) Indigenous 0 0 0 0 0
(iv) Power and Fuel 0 0 0 0 0
(v) Direct Labour 0 0 0 0 0
(vi) Other mfg. expenses 0 0 0 0 0
(vii) Depreciation 97500.00 83625.00 71756.00 61600.00 52907.00
(viii) Sub Total (i to vii) 514000.00 559625.00 607256.00 597100.00 588407.00

(ix) Add:Opening stocks-in-Process 0 0 0 0 0

Sub Total 514000.00 559625.00 607256.00 597100.00 588407.00

(x) Deduct:Closing stocks-in-Process 0 0 0 0 0

(xi) Cost of Production 514000.00 559625.00 607256.00 597100.00 588407.00

(xii) Add : Opening Stock of Finished Goods 0 0 0 0 0

Sub Total 514000.00 559625.00 607256.00 597100.00 588407.00

(xiii) Deduct:Closing stocks of Finished Goods 0 0 0 0 0

Sub-Total (Total Cost of Sales) 514000.00 559625.00 607256.00 597100.00 588407.00

6. Selling, general and administrative exp. 30133.00 34438.00 38743.00 38743.00 38743.00
7. Sub Total (5+6)(Total Cost of Sales) 544133.00 594063.00 645999.00 635843.00 627150.00
8. Operating Profit before Interest(3-7) 628367.00 745937.00 861501.00 871657.00 880350.00

9. Interest 64400.00 52800.00 39900.00 25500.00 9400.00

10. Operating profit after interest (8-9) 563967.00 693137.00 821601.00 846157.00 870950.00

11. (i) Add other non-operating income

(a) 0 0 0 0 0
(b) 0 0 0 0 0
(c) 0 0 0 0 0
(d) 0 0 0 0 0
I - Sub Total (Income) 0 0 0 0 0

(ii) Deduct other non-operation expenses

(a) WAGES 294000.00 336000.00 378000.00 378000.00 378000.00
(b) 0 0 0 0 0
(c) 0 0 0 0 0
(d) 0 0 0 0 0
II - Sub Total(expenses) 294000.00 336000.00 378000.00 378000.00 378000.00

III - Net of other non-operation income/exp. (I - -294000.00 -336000.00 -378000.00 -378000.00 -378000.00
II)

12. Profit before tax 269967.00 357137.00 443601.00 468157.00 492950.00

[10+11(iii)]
13. Provision for taxes 0 0 0 0 0

Current 0 0 0 0 0
Deferred 0 0 0 0 0
14. Net Profit/loss (12-13) 269967.00 357137.00 443601.00 468157.00 492950.00

15. (a) Equity dividend paid- amount 0 0 0 0 0

(b) Dividend Rate (in %) 0 0 0 0 0
16. Retained Profit 269967.00 357137.00 443601.00 468157.00 492950.00

17. Retained Profit/Net Profit (% Age) 100.00 100.00 100.00 100.00 100.00
 BALANCE SHEET
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
CURRENT LIABILITIES
1. Short-term Borrowing from Banks
(i) From Applicant Bank 0 0 0 0 0
(ii) From Other Banks 0 0 0 0 0
(iii) (of which OCC discount) 0 0 0 0 0
Sub Total(A) 0 0 0 0 0

2. Short Term Borrowings from Others 0 0 0 0 0

3. Sundry Creditor (Trade) 0 0 0 0 0

4. Advance payments from customers/ deposits 0 0 0 0 0

from dealers

5. Provision for taxation 0 0 0 0 0

6. Dividend payable 0 0 0 0 0

7. Other statutory liabilities (due within one year) 0 0 0 0 0

8. Deposits/Instalments of term loans (due 111600.00 124500.00 138900.00 155000.00 0

within one year)

9. Other current liabilities

(a) 0 0 0 0 0
(b) 0 0 0 0 0
(c) 0 0 0 0 0
(d) 0 0 0 0 0

Sub Total (B) 111600.00 124500.00 138900.00 155000.00 0

10. TOTAL CURRENT LIABILITIES 111600.00 124500.00 138900.00 155000.00 0

TERM LIABILITIES

11.Debentures 0 0 0 0 0

12.Preference shares 0 0 0 0 0

13.Term loans(excld instalments payable within 418400.00 293900.00 155000.00 0 0

one year)

14.Deferred Payment Credits 0 0 0 0 0

15.Long Term Advances (repayable after one 0 0 0 0 0

year)
16.Other term liabilities 0 0 0 0 0

17. TOTAL TERM LIABILITIES 418400.00 293900.00 155000.00 0 0

18. TOTAL OUTSIDE LIABILITIES [10+17] 530000.00 418400.00 293900.00 155000.00 0

NET WORTH

19. Capital 533507.00 620677.00 707141.00 831697.00 1006490.00

20.General Reserves 0 0 0 0 0

21.Share application money 0 0 0 0 0

22.Other reserves (subsidy) 0 0 0 0 0

23.Surplus or deficit in Profit and loss A/c 0 0 0 0 0

23a.Others (specify) (Deferred tax liability) 0 0 0 0 0

24. NET WORTH 533507.00 620677.00 707141.00 831697.00 1006490.00

25. TOTAL LIABILITIES 1063507.00 1039077.00 1001041.00 986697.00 1006490.00

CURRENT ASSETS

26.Cash and bank balances 461007.00 520202.00 553922.00 601179.00 673879.00

27. Investments (other than long term 0 0 0 0 0

investments)
(i) Government and other Trustee Securities 0 0 0 0 0
(ii)Fixed deposits with Banks 0 0 0 0 0

28.(i) Receivables (Debtors < 6 months) other 0 0 0 0 0

than deferred and exports(including bills
purchased and discounted by banks)
(ii)Export receivables((including bills purchased 0 0 0 0 0
and discounted by banks)

29. Instalments of deferred receivables(due 0 0 0 0 0

within one year)

30. Inventory 0 0 0 0 0

(i) Raw Materials(including stores and other

items used in the process of manufacture)
a) Imported 0 0 0 0 0
b) Indigenous 0 0 0 0 0
(ii) Stocks-in-Process 0 0 0 0 0
(iii) Finished Goods 0 0 0 0 0
(iv) Other Consumables
a) Imported 0 0 0 0 0
b) Indigenous 0 0 0 0 0
(v) Packing Material
a) Imported 0 0 0 0 0
b) Indigenous 0 0 0 0 0

31.Advances to suppliers of raw material, stores 0 0 0 0 0

and expenses.
32.Advance payment of taxes 0 0 0 0 0

33. Other current Assets 0 0 0 0 0

(a) Excise deposits 0 0 0 0 0
(b) Int. receivable 0 0 0 0 0
(C) Misc. 0 0 0 0 0

34. TOTAL CURRENT ASSETS [total of 26 461007.00 520202.00 553922.00 601179.00 673879.00
to 33]

FIXED ASSETS
35.Gross Block 700000.00 602500.00 518875.00 447118.00 385518.00
36.Depreciation to date 97500.00 83625.00 71756.00 61600.00 52907.00
37. NET BLOCK [35-36] 602500.00 518875.00 447119.00 385518.00 332611.00

OTHER NON-CURRENT ASSETS

38. Investments/book debts/advances/deposits

which are not Current Assets
(i) a)Investments in subsidiary 0 0 0 0 0
companies/affiliates
b)others 0 0 0 0 0
(ii)Advances to suppliers of capital goods and 0 0 0 0 0
contractors
(iii)Deferred receivables (maturity exceeding one 0 0 0 0 0
yr)
(iv)others
(a) Debtors > 6 months 0 0 0 0 0
(b) Security Deposit 0 0 0 0 0

39.Non-consumables stores and spares 0 0 0 0 0

40.Other non-current assets 0 0 0 0 0

41. TOTAL OTHER NON-CURRENT 0 0 0 0 0

ASSETS

42. Intangible assets(patents, goodwill,prelim. 0 0 0 0 0

expenses, bad/doubtful exp.not provided for, etc.)

43. TOTAL ASSETS [34+37+41+42] 1063507.00 1039077.00 1001041.00 986697.00 1006490.00

44. TANGIBLE NET WORTH [24-42] 533507.00 620677.00 707141.00 831697.00 1006490.00

45. NET WORKING CAPITAL 349407.00 395702.00 415022.00 446179.00 673879.00

[(17+24)-(37+41+42)] 0 0 0 0 0

46. Current Ratio 4.13 4.18 3.99 3.88 0

47. Total Outside Liabilities/Tangible Net Worth 0.99 0.67 0.42 0.19 0

48. Total Term Liabilities/Tangible Net Worth 0.78 0.47 0.22 0 0

Difference [25-43] 0 0 0 0 0
 COMPARATIVE STATEMENT
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
A. CURRENT ASSETS
1. Raw Materials(including stores and other used
in the process of mfg)
(a) Imported
Amount 0 0 0 0 0
Month's Consumption
(b) Indigenous :
Amount 0 0 0 0 0
Month's Consumption 0 0 0 0 0

2. Other Consumables
(a) Imported
Amount 0 0 0 0 0
Month's Consumption
(b) Indigenous :
Amount 0 0 0 0 0
Month's Consumption

3. Packing Material
(a) Imported
Amount 0 0 0 0 0
Month's Consumption
(b) Indigenous :
Amount 0 0 0 0 0
Month's Consumption

4. Stocks-in-process
Amount 0 0 0 0 0
Month's Cost of Production 0 0 0 0 0

5. Finished goods:
Amount 0 0 0 0 0
Month's Cost of Sales 0 0 0 0 0

6. Receivables other than export and deferred

receivables(including bill purchased and
discounted by banks)
Amount 0 0 0 0 0
Month's Domestic Sales 0 0 0 0 0

7. Export receivables(include bill purchased and

discount)
Amount 0 0 0 0 0
Month's Export Sales

8. Advances to Supplier 0 0 0 0 0
9. Other Current Assets (specify major Items) 461007.00 520202.00 553922.00 601179.00 673879.00
Cash and Bank Balance 461007.00 520202.00 553922.00 601179.00 673879.00
Investment except long term 0 0 0 0 0
Installment of Deferred receivables 0 0 0 0 0
Advance Payment of Taxes 0 0 0 0 0
Other 0 0 0 0 0
10. TOTAL CURRENT ASSETS 461007.00 520202.00 553922.00 601179.00 673879.00

B. CURRENT LIABILITIES
(Other than bank borrowings for WC)

11. Creditors for purchase of raw materials, stores

and consumable spares
Amount 0 0 0 0 0
Month's Purchase 0 0 0 0 0

12. Advance from Customers/ SD 0 0 0 0 0

13. Statutory liabilities 0 0 0 0 0

14. Other Current liabilities-specify major items

(a) S.T. borrowings others 0 0 0 0 0
(b) Divident Payable 0 0 0 0 0
(c) Installment of TL,DGP and Public Deposits 111600.00 124500.00 138900.00 155000.00 0
(d) Other
(a) 0 0 0 0 0
(b) 0 0 0 0 0
(c) 0 0 0 0 0
(d) 0 0 0 0 0

15. TOTAL CURRENT LIABILITIES 111600.00 124500.00 138900.00 155000.00 0

 MPBF
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
FIRST METHOD OF LENDING
1. Total Current Assets 461007.00 520202.00 553922.00 601179.00 673879.00

2. Other Current Liabilities 111600.00 124500.00 138900.00 155000.00 0

(Other than Bank Borrowing)

3. Working Capital Gap 349407.00 395702.00 415022.00 446179.00 673879.00

4. Min stipulated Net working capital (25% of 87351.75 98925.50 103755.50 111544.75 168469.75
WCG excluding export receivables)

5. Actual / Projected Net Working Capital 349407.00 395702.00 415022.00 446179.00 673879.00

6. Item 3 minus item 4 262055.25 296776.50 311266.50 334634.25 505409.25

7. Item 3 minus item 5 0 0 0 0 0

8. Maximum Permissible Bank Finance 0 0 0 0 0

(lower of 6 or 7)

9. Excess Borrowing Representing shortfall in

NWC

SECOND METHOD OF LENDING

1. Total Current Assets 461007.00 520202.00 553922.00 601179.00 673879.00

2. Other Current Liabilities 111600.00 124500.00 138900.00 155000.00 0

(Other than Bank Borrowing)

3. Working Capital Gap 349407.00 395702.00 415022.00 446179.00 673879.00

4. Min stipulated Net working capital (25% of 115251.75 130050.50 138480.50 150294.75 168469.75
Total of Current Assets excluding export
receivables)

5. Actual / Projected Net Working Capital 349407.00 395702.00 415022.00 446179.00 673879.00

6. Item 3 minus item 4 234155.25 265651.50 276541.50 295884.25 505409.25

7. Item 3 minus item 5 0 0 0 0 0

8. Maximum Permissible Bank Finance 0 0 0 0 0

(lower of 6 or 7)

9. Excess Borrowing Representing shortfall in

NWC
 FUNDS FLOW STATEMENT
Amounts in : Rupees
PartiCulars 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected
1. SOURCES
(a) Net Profit 357137.00 443601.00 468157.00 492950.00

(b) Depriciation 83625.00 71756.00 61600.00 52907.00

(c) Increase in Capital -269967.00 -357137.00 -343601.00 -318157.00

(d) Increase in term liabilities,including public 0 0 0 0

deposit

(e) Decrease in
(i) Fixed Assets 97500.00 83625.00 71757.00 61600.00
(ii) Other Non Current Assets 0 0 0 0

(f) Other (income tax w/o) 0 0 0 0

(g) Total 268295.00 241845.00 257913.00 289300.00

2. USE

(a) Net loss 0 0 0 0

(b) Decrease in term liabilities, including public 124500.00 138900.00 155000.00 0

deposits

(c) Increase in
(i) Fixed Assets 0 0 0 0
(ii) Other non-current Assets 0 0 0 0

(d) Dividend 0 0 0 0

(e) (i) Others (share application) 0 0 0 0

(ii) Decrease in general reserve 0 0 0 0
(net Deferred tax)

(f) Total 124500.00 138900.00 155000.00 0

3. LONG TERM SURPLUS/DEFICIT 143795.00 102945.00 102913.00 289300.00

4. Increase / Decrease in Current Assets 59195.00 33720.00 47257.00 72700.00

5. Increase / Decrease in Current Liabilities 12900.00 14400.00 16100.00 -155000.00

6. Increase / Decrease in Working Capital gap 46295.00 19320.00 31157.00 227700.00

7. Net Surplus / Deficit 97500.00 83625.00 71756.00 61600.00

8. Increase / Decrease in Bank Borrowings 0 0 0 0

INCREASE / DECREASE IN NET SALES 167500.00 167500.00 0 0

*Break-Up of (4)
(i) Increase / Decrease In Raw Material 0 0 0 0

(ii) Increase / Decrease in Stock in Process 0 0 0 0

(iii) Increase / Decrease in Finished Goods 0 0 0 0

(iv) Increase / Decrease in receivables

(a) Domestic 0 0 0 0
(b) Export 0 0 0 0

(v) Increase / Decrease in consumables

(a) Imported 0 0 0 0
(b) Indigenous 0 0 0 0

(vi) Increase / Decrease in packing Material 0 0 0 0

(vii) Increase / Decrease in other current assets 59195.00 33720.00 47257.00 72700.00

Total 59195.00 33720.00 47257.00 72700.00

 RATIO ANALYSIS
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
% TO COST OF SALE

Sales 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00

Other Revenue 0 0 0 0 0
Excise And Other Items 0 0 0 0 0
Net Sale 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00

Raw Material 416500.00 476000.00 535500.00 535500.00 535500.00

Consumables 0 0 0 0 0
Packing Material 0 0 0 0 0
Power and Fuel 0 0 0 0 0
Labour 0 0 0 0 0
Other MFG. 0 0 0 0 0
Increase in Stock-WIP 0 0 0 0 0
COP 416500.00 476000.00 535500.00 535500.00 535500.00
Increase in Stock-FG 0 0 0 0 0
Total Exp 416500.00 476000.00 535500.00 535500.00 535500.00

GP 756000.00 864000.00 972000.00 972000.00 972000.00

Other Non Operating Income 0 0 0 0 0
Indirect Exp 30133.00 34438.00 38743.00 38743.00 38743.00
Percent(%)

Interest 64400.00 52800.00 39900.00 25500.00 9400.00

Depreciation 97500.00 83625.00 71756.00 61600.00 52907.00
Non-Operating Exp. 294000.00 336000.00 378000.00 378000.00 378000.00
Provision for tax 0 0 0 0 0
Net Profit 269967.00 357137.00 443601.00 468157.00 492950.00

GROSS PROFIT RATIO 64.48 64.48 64.48 64.48 64.48

NET PROFIT RATIO 23.02 26.65 29.43 31.06 32.70

STOCK 0 0 0 0 0
Add: Debtors 0 0 0 0 0
Less: Creditors 0 0 0 0 0
NET PAID STOCK 0 0 0 0 0

MARGIN
DP 0 0 0 0 0
Bank Loan 0 0 0 0 0

Export Debtors 0 0 0 0 0
Margin
DP 0 0 0 0 0
Total DP 0 0 0 0 0

Less: DEFICIT OF UNPAID STOCK

NET 0 0 0 0 0
MARGIN
DP 0 0 0 0 0

TOTAL 0 0 0 0 0

CURRENT RATIO 4.13 4.18 3.99 3.88

MPBF 0 0 0 0 0
Total of Liabilities 1063507.00 1039077.00 1001041.00 986697.00 1006490.00
Total of Assets 1063507.00 1039077.00 1001041.00 986697.00 1006490.00
Difference in B/S 0 0 0 0 0

TOL/TNW 0.99 0.67 0.42 0.19 0

TTL/TNW 0.78 0.47 0.22 0 0

KEY RATIO
Growth in Net Sales 14.29 12.50 0 0
Growth in Net Profit 32.29 24.21 5.54 5.30
Growth in Net Worth 16.34 13.93 17.61 21.02

LIQUIDITY RATIO
Current Ratio 4.13 4.18 3.99 3.88 0
Quick Ratio
EFFICIENCY RATIO
Stock TurnOver Ratio
Total Assets TurnOver Ratio 1.10 1.29 1.51 1.53 1.50
Fixed Assets TurnOver Ratio 1.95 2.58 3.37 3.91 4.53
Current Assets TurnOver Ratio 2.54 2.58 2.72 2.51 2.24
Working Capital TurnOver Ratio 3.36 3.39 3.63 3.38 2.24
Capital TurnOver Ratio 2.20 2.16 2.13 1.81 1.50

PROFITABILITY RATIO
Gross Profit Ratio 64.48 64.48 64.48 64.48 64.48
Expenses Ratio
RM Consumed Ratio 35.52 35.52 35.52 35.52 35.52
Manufacturing Expenses Ratio
Indirect Expenses Ratio 2.57 2.57 2.57 2.57 2.57
Finance Expenses Ratio 5.49 3.94 2.65 1.69 0.62
Non Operating Expenses Ratio 25.07 25.07 25.07 25.07 25.07

Net Profit Ratio 23.02 26.65 29.43 31.06 32.70

Return on Capital Employed 50.60 57.54 62.73 56.29 48.98

SOLVENCY RATIO
Debt-Equity Ratio 0.78 0.47 0.22
Interest coverage ratio 6.71 9.35 13.92 21.77 59.07
DSCR 2.45 2.78 3.11 3.08 59.07
Holding Periods
Inventory Holding Period
Receivable Holding Period
Creditors Holding Period
 TURNOVER METHOD
Amounts in : Rupees
Particulars 2025-2026 2026-2027 2027-2028 2028-2029 2029-2030
Projected Projected Projected Projected Projected
A. Turnover 1172500.00 1340000.00 1507500.00 1507500.00 1507500.00
B. 25.00% of (A) 293125.00 335000.00 376875.00 376875.00 376875.00
C. Margin Required at 5.00% of (A) 58625.00 67000.00 75375.00 75375.00 75375.00
D. Margin (NWC) 349407.00 395702.00 415022.00 446179.00 673879.00
E. (B - C) 234500.00 268000.00 301500.00 301500.00 301500.00
F. (B-D) -56282.00 -60702.00 -38147.00 -69304.00 -297004.00
G. MPBF ( E or F whichever is lower) -56282.00 -60702.00 -38147.00 -69304.00 -297004.00
H. Excess borrowing 0 0 0 0 0