Manage your account online at: Customer Service: Mobile: Download the

www.chase.com/cardhelp 1-800-493-3319 ®
Chase Mobile app today

SCENARIO-1D

New Balance
December 2024 ULTIMATE REWARDS®
$3,622.12
S M T W T F S SUMMARY
Minimum Payment Due
1 2 3 4 5 6 7 Previous points balance 18,846
$40.00
8 9 10 11 12 13 14 + 1 Point per $1 earned on all purchases 4,661
Payment Due Date + 3x pts on dining 1,021
15 16 17 18 19 20 21 + 2x Points earned on travel 40
12/02/24
22 23 24 25 26 27 28 + 3x pts on select streaming 3
29 30 31 1 2 3 4 Total points available for
5 6 7 8 9 10 11 redemption 24,571
Late Payment Warning:
Learn more about your rewards and start redeeming today. Visit
Late Payment Warning: If we do not receive your minimum payment Chase Ultimate Rewards® at www.UltimateRewards.com
by the date listed above, you may have to pay a late fee of up to
$40.00 and your APR's will be subject to increase to a maximum With Sapphire Preferred, you'll earn 2x points on travel worldwide
Penalty APR of 29.99%. and a total of 5x points when you purchase travel through Chase
Minimum Payment Warning:

Minimum Payment Warning: If you make only the minimum Travel(SM). Earn 3x points on dining at restaurants, including
payment each period, you will pay more in interest and it will take you eligible delivery services and takeout - around the corner or
longer to pay off your balance. For example: around the world. Plus, earn 3x points on select streaming
services and online grocery purchases (excluding Target®,
Walmart® and wholesale clubs).
If you make no You will pay off the And you will end up
additional charges balance shown on this paying an estimated
using this card and statement in about... total of...
each month you pay...

Only the minimum 13 years $8,387

payment

$136 3 years $4,907

(Savings=$3,480)

If you would like information about credit counseling services, call

1-866-797-2885.

ACCOUNT SUMMARY
Account Number: XXXX XXXX XXXX 8873
Previous Balance $4,111.91
Payment, Credits -$5,527.92
Purchases +$5,038.13
Cash Advances $0.00
Balance
` Transfers $0.00
Fees Charged $0.00
Interest Charged $0.00
New Balance $3,622.12
Opening/Closing Date 10/06/24 - 11/05/24
Credit Access Line $28,100
`
Available Credit $24,477
Cash Access Line $1,405
Available for Cash $1,405
Past Due Amount $0.00
Balance over the Credit Access Line $0.00

YOUR ACCOUNT MESSAGES

The Ennismore hotel benefit will be expiring on 12/31/2024. Eligible cardmembers must book by 12/31/2024 and stay by 12/31/2025 to
receive this benefit.

0000001 FIS33339 D 12 Y 9 05 24/11/05 Page 1 of 4 06530 MA MA 42096 31010000120004209601

0444

Remit Coupon for

41472026411888730000400000362212000000004
P.O. BOX 15123 Payment Due Date: 12/02/24
WILMINGTON, DE 19850-5123 Make your payment at
New Balance: $3,622.12
For Undeliverable Mail Only chase.com/paycard
Minimum Payment Due: $40.00

Account number: XXXX XXXX XXXX 8873

$_________________________.___________ Amount Enclosed

42096 BEX 9 31024 D Make/Mail to Chase Card Services at the address below:

ERIN HERMAN
680 DEVANSHAE CT
HAMILTON OH 45013-5300
CARDMEMBER SERVICE
PO BOX 6294
CAROL STREAM IL 60197-6294

A500016028A35926411888733C
To contact us regarding your account:

In U.S.for Customer Service

In U.S. 1-800-493-3319
Spanish 1-800-493-3319
Pay by phone 1-800-436-7958 Send Inquiries to: Mail Payments to: Visit Our Website:

International 1-614-776-7050 P.O. Box 6294 www.chase.com/cardhelp

P.O. Box 15298
We accept operator relay calls Carol Stream, IL 60197-6294
Wilmington, DE 19850-5298

Information About Your Account balance transfers, cash advances, or My Chase Loans;
2. the date the payee deposits the check - for new cash advance
Making Your Payments:
checks or balance transfer checks;
The amount of your payment should be at least your minimum payment
due, payable in U.S. dollars and drawn on or payable through a U.S. 3. the date of a related transaction, the date they are posted to your
financial institution or the U.S. branch of a foreign financial institution. You account, or the last day of the billing cycle, whichever we may
can pay down balances faster by paying more than the minimum payment choose - for fees
or the total unpaid balance on your account.
How To Avoid Paying Interest On Purchases:
You may make payments electronically through our website or by one of Your due date will be a minimum of 21 days after the close of each billing
our customer service phone numbers above. In using any of these cycle. If you pay your account (or Interest Saving Balance) in full each
channels, you are authorizing us to withdraw funds as a one-time billing period by the date and time due, no interest is charged on new
electronic funds transfer from your bank account. In our automated phone purchases month to month. Also, we will not impose interest charges on
system, this authorization is provided via entry of a personal identification any portion of a purchase balance you repay while that balance is subject
number. You may revoke this authorization by cancelling your payment to an interest-free period. Subject to any interest-free period for new
through our website or customer service telephone numbers prior to the purchases, we will begin charging interest from the date a transaction
payment processing. If we receive your completed payment request (including any balance transfer, cash advance or overdraft advance), fee
through one of these channels by 11:59 p.m. Eastern Time, we will credit or interest charge is added to your daily balance until your account is paid
your payment as of that day. If we receive your request after 11:59 p.m. in full. Because we apply payments in excess of your minimum payment
Eastern Time, we will credit your payment as of the next calendar day. If first to higher rate balances, you may not be able to avoid interest charges
you specify a future date in your request we will credit your payment as of on new purchases if you have another balance at a higher interest rate
that day. unless you pay your balance (or Interest Saving Balance) in full each
If you pay by regular U.S. mail to the Payments address shown on this month.
statement, write your account number on your check or money order and Credit Limit:
include the payment coupon in the envelope. Do not send more than one If you want to inquire about your options to help prevent your account from
payment or coupon per envelope. Do not staple, clip or tape the exceeding your credit limit, please call the number on the back of your
documents. Do not include correspondence. Do not send cash. If we card.
receive your properly prepared payment on any day by 5 p.m. local time at
our Payments address on this statement, we will credit to your account What To Do If You Think You Find A Mistake On Your Statement:

that day. If your payment is received after 5 p.m. local time at our If you think there is an error on your statement, write to us on a separate
Payments address on this statement, we will credit it to your account as of sheet at Customer Service, P.O. Box 15299, Wilmington, DE 19850-5299.
the next calendar day.
In your letter, give us the following information:
For all other payments or for any payment type above for which you do not
follow our payment instructions, crediting of your payments may be • Account information: Your name and Account number.
delayed for up to 5 days. • Dollar amount: The dollar amount of the suspected error.
Account Information Reported To Credit Bureau:
• Description of Problem: If you think there is an error on your bill,
We may report information about your Account to credit bureaus. Late describe what you believe is wrong and why you believe it is a
payments, missed payments or other defaults on your Account may be mistake.
reflected in your credit report. If you think we have reported inaccurate
information to a credit bureau, please write to us at Chase Card Services You must contact us within 60 days after the error appeared on your
P.O. Box 15369, Wilmington, DE 19850-5369. statement.
Authorization To Convert Your Check To An Electronic Transfer Debit:
You must notify us of any potential errors in writing. You may call us or
When you provide a check as payment, you authorize us either to use notify us electronically, but if you do we are not required to investigate any
information from your check to make a one-time electronic fund transfer potential errors and you may have to pay the amount in question.
from your account or to process the payment as a check. Your bank
account may be debited as soon as the same day we receive your While we investigate whether or not there has been an error, the following
payment. You will not receive your check back from your institution. are true:
Conditional Payments: • We cannot try to collect the amount in question, or report you as
Any payment check or other form of payment that you send us for less delinquent on that amount.
than the full balance due that is marked "paid in full" or contains a similar
notation, or that you otherwise tender in full satisfaction of a disputed • The charge in question may remain on your statement, and we may
amount, must be sent to Card Services, P.O. Box 15049, Wilmington, DE continue to charge you interest on that amount. But, if we determine
19850-5049. We reserve all our rights regarding these payments (e.g., if it that we made a mistake, you will not have to pay the amount in
is determined there is no valid dispute or if any such check is received at question or any interest or other fees related to that amount.
any other address, we may accept the check and you still owe any
remaining balance). We may refuse to accept any such payment by • While you do not have to pay the amount in question, you are
returning it to you, not cashing it or destroying it. All other payments that responsible for the remainder of your balance.
you make should be sent to the regular Payment address shown on this • We can apply any unpaid amount against your credit limit.
statement.
Your Rights If You Are Dissatisfied With Your Credit Card Purchases:
Annual Renewal Notice:
If you are dissatisfied with the goods or services that you have purchased
If your Account Agreement has an annual membership fee, you are with your credit card, and you have tried in good faith to correct the
responsible for it every year your Account is open. We will add your problem with the merchant, you may have the right not to pay the
annual membership fee to your monthly billing statement once a year, remaining amount due on the purchase.
whether or not you use your account. Your annual membership fee will be
added to your purchase balance and may incur interest. The annual To use the right, all of the following must be true:
membership fee is non-refundable unless you notify us that you wish to
close your account within 30 days or one billing cycle (whichever is less) 1. The purchase must have been made in your home state or within
after we provide the statement on which the annual membership fee is 100 miles of your current mailing address, and the purchase price
billed. Your payment of the annual membership fee does not affect our must have been more than $50. (Note: Neither of these are
rights to close your Account and to limit your right to make transactions on necessary if your purchase was based on an advertisement we
your Account. If your Account is closed by you or us, the annual mailed to you, or if we own the company that sold you the goods or
membership fee will no longer be billed to your Account. services.)
Calculation Of Balance Subject To Interest: 2. You must have used your credit card for the purchase. Purchases
To figure your periodic interest charges for each billing cycle when a daily made with cash advances from an ATM or with a check that
periodic rate(s) applies, we use the daily balance method (including new accesses your credit card Account do not qualify.
transactions). To figure your periodic interest charges for each billing cycle
when a monthly periodic rate(s) applies, we use the average daily balance 3. You must not yet have fully paid for the purchase.
method (including new transactions). For an explanation of either method,
or questions about a particular interest charge calculation on your If all of the criteria above are met and you are still dissatisfied with the
statement, please call us at the toll free customer service phone number purchase, contact us in writing at Customer Service, P.O. Box 15299,
listed above. Wilmington, DE 19850-5299.

We calculate periodic interest charges separately for each feature (for While we investigate, the same rules apply to the disputed amount as
example, purchases (including Chase Pay Over Time plans created at discussed above. After we finish our investigation, we will tell you our
checkout with select merchants), balance transfers, cash advances, My decision. At that point, if we think you owe an amount and you do not pay
Chase Loan or overdraft advances). These calculations may combine we may report you as delinquent.
different categories with the same periodic rates. Variable rates will vary
with the market based on the Prime Rate or such index described in your
Account Agreement. There is a transaction fee for each balance transfer,
cash advance, or check transaction in the amount stated in your Account
Agreement. There is a foreign transaction fee of 3% of the U.S. dollar
amount of any foreign transaction for some accounts. For fee-based MA04012024
Chase Pay Over Time plans, there is a fixed monthly fee of up to 1.72% of
the amount of each eligible purchase transaction or amount you select to
pay over time with no interest. Please see your Account Agreement for
information about these fees.
We add transactions and fees to your daily balance no earlier than:
1. the date of the transaction - for new purchases (including Chase
Pay Over Time plans created at checkout with select merchants),

To manage your account, including card payments, alerts, and change of address, visit
www.chase.com/cardhelp or call the customer service number which appears on your

account statement.
 Manage your account online at: Customer Service: Mobile: Download the
www.chase.com/cardhelp 1-800-493-3319 ®
Chase Mobile app today

ACCOUNT ACTIVITY

Date of
Transaction Merchant Name or Transaction Description $ Amount
PAYMENTS AND OTHER CREDITS

10/18 Payment Thank You-Mobile -4,111.91

10/23 WALMART.COM 800-925-6278 AR -16.01
11/01 Payment Thank You-Mobile -1,400.00

PURCHASE

10/04 EAST MOUNTAIN KWIK MART RUTHERFORDTON NC 9.62

10/06 altafiber Cinbell Epay 513-5652210 OH 212.94
10/06 EXXON SCOTCHMAN # 3718 RUTHERFORDTON NC 5.89
10/07 MARATHON PETRO251884 FLAT ROCK NC 19.74
10/07 SPEEDWAY 07916 707 SPARTA HENDERSONVILL NC 7.02
10/08 BP#294495771226 MANSFIEL HENDERSONVILL NC 5.60
10/08 AMZN Mktp US*OX4D249I3 Amzn.com/bill WA 53.24
10/08 AMAZON MKTPL*324067UF3 Amzn.com/bill WA 10.63
10/09 UNITED DAIRY FARMERS CINCINNATI OH 3.55
10/09 AMZN Mktp US*3P0RN4JE3 Amzn.com/bill WA 113.00
10/10 2239 GREAT CLIPS AT HAMIL HAMILTON OH 27.00
10/12 SQ *TUESDAYS TACOS AND CH Springboro OH 14.29
10/10 ARBYS 5448 HARRISON OH 5.98
10/11 SPEEDWAY 09608 HAMILTON O HAMILTON OH 52.26
10/11 KROGER #909 HAMILTON OH 104.71
10/11 SPEEDWAY 09608 HAMILTON O HAMILTON OH 3.98
10/11 LAROSAS HAMILTON HAMILTON OH 50.55
10/12 SPEEDWAY 09608 HAMILTON O HAMILTON OH 15.04
10/12 SQ *TUESDAYS BBQ Centerville OH 5.36
10/11 ADVANCE AUTO PARTS #1085 HAMILTON OH 5.85
10/12 DUNKIN #362853 WEST CHESTER OH 5.67
10/11 O'REILLY 1845 HAMILTON OH 11.05
10/12 HARBOR FREIGHT TOOLS 737 HAMILTON OH 7.98
10/10 WENDYS 25 HAMILTON OH 5.08
10/11 AMAZON MKTPL*AJ1BY8OW3 Amzn.com/bill WA 69.17
10/12 SQ *WINDMILL FARM MARKET Springboro OH 6.00
10/13 AMAZON MKTPL*2891O98J3 Amzn.com/bill WA 78.76
10/13 KROGER FUEL #4412 OXFORD OH 60.22
10/13 DONS CARRY OUT & ERICS PI OXFORD OH 6.09
10/13 AUTOZONE 4517 TRENTON OH 9.04
10/14 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/15 SPEEDWAY 09608 HAMILTON O HAMILTON OH 4.04
10/15 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/15 SPEEDWAY 09608 HAMILTON O HAMILTON OH 48.60
10/16 WAL-MART #2275 OXFORD OH 34.46
10/16 AMZN Mktp US*4X9S02TL3 Amzn.com/bill WA 24.43
10/15 WHITE CASTLE 020070 HAMILTON OH 9.34
10/16 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/16 CITY OF HAMILTON 513-785-7100 OH 357.96
10/17 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/16 WENDYS 1981 CINCINNATI OH 10.89
10/17 AMAZON MKTPL*3A6VG7CE3 Amzn.com/bill WA 14.47
10/17 AMZN Mktp US*6N6V160P3 Amzn.com/bill WA 191.68
10/17 HARBOR FREIGHT TOOLS 737 HAMILTON OH 4.78
10/18 AUTOZONE #1717 HAMILTON OH 7.44
10/18 ARBYS 0948 WEST HAMILTON OH 33.22
10/19 SP RICOCHET OFF-ROAD HTTPSRICOCHET UT 128.74
10/18 KENTS HARBOR INC LIBERTY IN 584.32
10/19 SPEEDWAY 09608 HAMILTON O HAMILTON OH 3.50
10/19 PANDA EXPRESS #3516 HAMILTON OH 12.80
10/19 SPEEDWAY 09608 HAMILTON O HAMILTON OH 67.55
10/19 Amazon Prime*3N0RS1DV3 Amzn.com/bill WA 148.04
10/18 HARBOR FREIGHT TOOLS 737 HAMILTON OH 17.02
10/18 MARATHON PETRO28712 OXFORD OH 5.86
10/20 Dicks Sporting Goods Hamilton OH 42.57
10/19 RAISING CANES 0792 HAMILTON OH 6.46
10/20 RURAL KING SUPPLY #53 HAMILTON OH 18.72
10/20 PANDA EXPRESS #3516 HAMILTON OH 12.80
10/20 OHIO DNR WL LICENSE 844-6887133 TN 50.20
10/21 SPEEDWAY 45601 HAMILTON OH 8.67

ERIN HERMAN Page 2 of 4 Statement Date: 11/05/24

0000001 FIS33339 D 12 Y 9 05 24/11/05 Page 2 of 4 06530 MA MA 42096 31010000120004209602
 ACCOUNT ACTIVITY (CONTINUED)
Date of
Transaction Merchant Name or Transaction Description $ Amount

10/20 RAISING CANES 0792 HAMILTON OH 17.13

10/21 KROGER #909 HAMILTON OH 140.92
10/21 SPEEDWAY 45601 HAMILTON OH 37.51
10/21 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/22 UNITED DAIRY FARMERS OWENSVILLE OH 2.19
10/22 MEIJER EXPRESS 135 HAMILTON OH 17.67
10/22 MEIJER # 135 HAMILTON OH 55.21
10/23 AMAZON MKTPL*425QU44U3 Amzn.com/bill WA 7.44
10/23 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/23 AMZN Mktp US*313129LI3 Amzn.com/bill WA 14.26
10/23 AMZN Mktp US*ZQ1O848N3 Amzn.com/bill WA 12.25
10/23 MIAMI VALLEY TOPSOIL LLC HAMILTON OH 32.91
10/23 SPEEDWAY 45601 HAMILTON OH 4.26
10/23 LOWES #00168* HAMILTON OH 9.67
10/23 LOWES #00168* HAMILTON OH 12.74
10/24 SPEEDWAY 45601 HAMILTON OH 38.71
10/24 APPLE.COM/BILL 866-712-7753 CA .99
10/24 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/23 WENDYS 8798 HAMILTON OH 10.41
10/26 SPEEDWAY 45601 HAMILTON OH 41.30
10/26 SPEEDWAY 08132 2300 BROWN LOUISVILLE KY 3.17
10/26 MCDONALD'S F40650 LAGRANGE KY 9.21
10/25 UNITED DAIRY FARMERS CINCINNATI OH 7.09
10/25 UNITED DAIRY FARMERS CINCINNATI OH 8.97
10/26 SIMPLEPRACTICE WWW.SIMPLEPRA CA 126.68
10/26 SPEEDWAY 45601 HAMILTON OH 7.28
10/26 AMAZON MKTPL*270SX2GR3 Amzn.com/bill WA 13.08
10/26 LAROSAS HAMILTON HAMILTON OH 65.69
10/27 RURAL KING SUPPLY #53 HAMILTON OH 168.68
10/27 KELLYS BAKERY HAMILTON OH 27.51
10/27 KROGER #909 HAMILTON OH 126.18
10/27 PANDA EXPRESS #3516 HAMILTON OH 13.30
10/28 eBay O*15-12246-17229 San Jose CA 94.52
10/28 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/29 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/29 SPEEDWAY 45601 HAMILTON OH 53.21
10/29 RURAL KING SUPPLY #53 HAMILTON OH 8.94
10/29 KROGER FUEL CTR #4909 HAMILTON OH 7.01
10/29 KROGER FUEL CTR #4909 HAMILTON OH 58.19
10/30 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/30 SKYLINE CHILI CINCINNATI OH 10.77
10/30 HARBOR FREIGHT TOOLS 274 MASON OH 5.86
10/31 UNITED DAIRY FARMERS CINCINNATI OH 2.19
10/30 SHELL OIL 57443022009 WEST CHESTER OH 5.33
11/01 YMCA GTR CINCINNATI 513-241-5348 OH 30.18
11/01 KROGER FUEL #4418 NORWOOD OH 8.61
11/02 YMCA TIGERSHARK SWIM WWW.TEAMUNIFY OH 150.00
11/02 SPEEDWAY 45601 HAMILTON OH 44.99
11/02 MAGICAL VACATION PLANN 812-583-4238 IN 19.99
11/01 GOOGLE *GSUITE_chatter [email protected] CA 15.34
11/01 YMCA TIGERSHARK SWIM WWW.TEAMUNIFY OH 15.00
11/02 UNITED DAIRY FARMERS CINCINNATI OH 7.24
11/01 altafiber Cinbell Epay 513-5652210 OH 212.94
11/01 UNITED DAIRY FARMERS CINCINNATI OH 2.19
11/02 SPEEDWAY 45601 HAMILTON OH 4.18
11/03 AMAZON MKTPL*260PB4R03 Amzn.com/bill WA 12.77
11/03 HASPIN ACRES LAUREL IN 36.40
11/03 PARKSIDE MARINE & MORE BROOKVILLE IN 11.93
11/03 WAL-MART #2441 HAMILTON OH 195.12
11/01 DON RIGO MEXICAN BAR & GR AMELIA OH 9.60
11/03 THIRD EYE BREWING - HAMI HAMILTON OH 31.63
11/04 AMZN Mktp US*1Q5BD8133 Amzn.com/bill WA 25.55
11/03 FLYING ACE 210 HAMILTON OH 7.00
11/04 UNITED DAIRY FARMERS CINCINNATI OH 2.19
11/04 RURAL KING SUPPLY #53 HAMILTON OH 7.44
11/04 2239 GREAT CLIPS AT HAMIL HAMILTON OH 48.00
11/04 MEIJER # 159 FAIRFIELD OH 5.64

x 0000001 FIS33339 D 12 Y 9 05 24/11/05 Page 3 of 4 06530 MA MA 42096 31010000120004209602

 Manage your account online at: Customer Service: Mobile: Download the
www.chase.com/cardhelp 1-800-493-3319 ®
Chase Mobile app today

2024 Totals Year-to-Date

Total fees charged in 2024 $124.00
Total interest charged in 2024 $560.43
Year-to-date totals do not reflect any fee or interest refunds
you may have received.

INTEREST CHARGES

Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance
Balance Type Percentage Subject To Interest
Rate (APR) Interest Rate Charges

PURCHASES
Purchases 20.74%(v)(d) -0- -0-
CASH ADVANCES
Cash Advances 29.74%(v)(d) -0- -0-
BALANCE TRANSFERS
Balance Transfers 20.74%(v)(d) -0- -0-
31 Days in Billing Period
(v) = Variable Rate
(d) = Daily Balance Method (including new transactions)
(a) = Average Daily Balance Method (including new transactions)
Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How
to Avoid Interest on Purchases, and other important information, as applicable.

ERIN HERMAN Page 4 of 4 Statement Date: 11/05/24

0000001 FIS33339 D 12 Y 9 05 24/11/05 Page 4 of 4 06530 MA MA 42096 31010000120004209603