TNPSC 2023 -24

GROUP IV & VAO

݆CˆîI›
ê˜è£˜ ä.ã.âv
ä.ã.âv
Üè£ìI
Üè£ìI

èEî‹ ¬è«ò´
îQ õ†® / Æ´ õ†®
Simple & Compound Interest

Anna Nagar West, Chennai - 600012

Phone: 9962600037, 9962600038
www.sarkariasacademy.com
 TNPSC èí‚°
îQ õ†® R
♦ S.I. = Pn 100
SIMPLE INTEREST
♦ Amount = P + S.I.
îQõ†® (Simple Interest) ªî£¬è = Üê™ + õ†®
ňFóƒèœ Amount
PNR ♦ P (Principal) = nR
SI = 100 1+
SI = îQõ†® 100
P = Üê™ (Principal) 100 A
• Annual Payment = NR( N − 1)
N = è£ô‹ (Number of years) 100 N +
2
R = ݇´ õ†®iî‹ (Rate of percent
per annum)
1. Find the principal that will yield a S.I. of Rs.
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

300 in 3 years at 2% rate of interest per an-

SI x 100
num?
P= NR
݇´ õ†®iî‹ 2% iî‹
SI x 100 3 ݇´èÀ‚° îQõ†®
N= PR
Ï. 300 âQ™ Üê¬ô‚ 裇è.
PnR
SI =
SI x 100 100
R = PN SI = 300, n = 3, R = 2
px3x2
300 =
ªñ£ˆî ªî£¬è (A) = P + SI 100
P = A - SI 100 50
P = 300 x 100
õ†® i (R) è£ôº‹ (N) êñ‹ âQ™
3x2

If R = N, P = 5000

SI x 100 2. At what rate of S.I. a certain sum will be dou-

R=N= P ble in 8 years ?
å¼ °PŠH†ì ªî£¬èò£ù¶ 8
å¼ °PŠH†ì ªî£¬è ‘N’ õ¼ìƒèO™ õ¼ìƒèO™ Þ¼ñìƒè£Aø¶ âQ™
‘x’ ñìƒè£Aø¶ âQ™ õ†®iî‹ ò£¶ ?
PnR
SI =
100 (x-1) 100 (times-1) 100
õ†®iî‹ R = N = N
(Þ¼ ñ샰 / double = 2P)
100 (x-1) 100 (times-1) ªî£¬è SI = Amount - P
N = R = R Note SI = 2P - P
ñ샰 = P
SI = P
å¼ °PŠH†ì ªî£¬è ‘N’ õ¼ìƒèO™ Times = P
Þ¼ñìƒè£Aø¶ âQ™
x ñìƒè£è (x-1) x N õ¼ìñ£°‹. P x8xR
P =
100
100
R=
8
2
 TNPSC èí‚°
R = 12.5 %
5. What will be the amount a man would get, if
16 he invests Rs. 10,000 at 9% per annum. S,I.
3. S.I. on a certain is times of the sum. The rate
25 for 3 years ?
percent, if the rate % and time (in yrs) are
equal is ? å¼õ˜ Ï. 10,000 ä ݇´‚° 9% îQ
å¼ ªî£¬è‚è£ù îQõ†® ܈ªî£¬èJ¡ õ†® iîˆF™ 3 ݇´èÀ‚° ºîh´
16 ªêŒî£™ Üõ¼‚° A¬ì‚°‹ ªñ£ˆî
ñ샰. «ñ½‹ õ†® ñŸÁ‹ è£ô‹
25 ªî£¬è âšõ÷¾ ?
êññ£è Þ¼‰î£™ õ†® iî‹ ò£¶ ? R
îQõ†® S.I. = Pn 100
Note
ñ샰 = P õ†® = è£ô‹ P = 10000, n = 3, R = 9%
Times x = x
SI = 10000 x 3 x 9
16 100
SI = P
25
S.I. = 2700
R
S.I. = Pn 100 Amount = P + S.I
= 10000 + 2700
16 P = P x x x x
= 12,700

ê˜è£˜ ä.ã.âv Üè£ìI

25 100
x2 = 16 x 100 2
25 6. The S.I on Rs. 34,000 at 16 % per annum for
1600 3
x= 9 months ?
25
2
40 ݇´‚° 16 % iî‹ Ï. 34,000 ‚° 9
= 3
5
ñ£îˆFŸè£ù îQõ†® ò£¶ ?
x=8%
R
S.I. = Pn 100
4. Rs. 800 amounts to Rs. 920 in 3 years at S.I.
( 1 year = 12 months)
If the interest rate is increased by 3% it would
amounts to? 9 months
9 2 50
Ï. 800 Ýù¶ îQõ†®J™ 3 õ¼ìˆF™ P = 34000, n = , R 16
= =
Ï., 920 ÝAø¶. ݇´ õ†® 3% 12 4 3
àò˜ˆîŠð†ì£™ Ü«î è£ôˆF™ A¬ì‚°‹ 9 50
S.I. =34000 x x
¹Fò ªî£¬è âšõ÷¾? 12 3 x 100
(Hint :  = Add,  = Sub 9 50
=
34000 x x
12 300
S.I. = Pn R increase 85
100 9 3 50
34000 x
= x
800 x 3 x 3 12 300
= 4
100
= 85 x 50
S.I. = 72  S.I. = 4250
Old Amount (ð¬öò ªî£¬è) = 920 + 72
New Amount (¹Fò ªî£¬è) = 992 7. A sum of money triples itself at 10% SI per

3
 TNPSC èí‚°
annum over a certain time. Then the number
of years is 9. A sum of Rs. 2500 deposited in a bank gives
å¼ °PŠH†ì Üêô£ù¶ 10% õ†® an interest Rs. 100 in 6 months. What will be
iîˆF™ 3 ñìƒè£Aø¶ âQ™ ݇´èœ the interest on Rs. 3200 for 9 months at the
ò£¶ ? same rate of Interest ?
R å¼ õƒAJ™ 6 ñ£îƒèÀ‚° ºîh´
S.I. = Pn 100
ªêŒòŠð†ì Üê™ Ï. 2500‚° õ†®
Ï. 100 A¬ì‚Aø¶ âQ™ Ü«î õ†®
(Principal = P; Amount = 3P) iîˆF™ 9 ñ£îƒèÀ‚° Üê™ Ï. 3200
‚° A¬ì‚°‹ õ†® âšõ÷¾ ?
Note :
S.I. = Amount - P
R
= 3P - 1P = 2P S.I. = Pn 100
6
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

SI = 100, P = 2500, n =
10 12
2P = P x n x (1 year = 12 months)
100
6 R
2 x 100 100 = 2500 x x
n= 12 100
10 2 4
100 x 12 x 100
n = 20 years R=
2500 x 6
R = 8%
8. The S.I. on a sum of Money for 3 yrs at 6% is R
Rs. 90. The S.I. on the same sum for 6 yrs at S.I. = Pn 100
7% will be ?
6% õ†®J™ 3 ݇´èÀ‚° å¼ 3 2
ªî£¬èJ¡ îQõ†® Ï. 90 âQ™ ܉î = 9 8 = 192
3200 x x
ªî£¬è‚° 6 ݇´èÀ‚° 7% õ†® 12 100
4
iîˆF™ îQõ†® ò£¶?
R
S.I. = Pn 100 = S.I. = 192
6
90 = P x 3 x
100 10. A certain sum of money amounts to Rs. 920
90 x 100 in 3 yrs. a 5% on S.I. Find the principal ?
P=
3x6 å¼ °PŠH†ì ªî£¬èò£ù¶ 5% îQ
15 õ†® iîˆF™ 3 ݇´èO™ Ï. 920
30 ÝAø¶ âQ™ Üê™ ò£¶ ?
90 x 100 Amount
P=
3x6 P= nR
2 1+
100
P = 500 R = 5% , n = 3 yrs., Amount 920, P = ?
R 920
S.I. = Pn 100
=3 x 5
1+
100
7
=
500 x 6 x = 210 920
100 =15
1+
100
S.I. = 210

4
 TNPSC èí‚°

920 P = 7500,
=
115 r = 8%,
100 n = 1year & 6 months
20
40 100 SI =?
=
920 x = 800 4
115 7500 x 8 x 3
2
23 SI = 1 12 õ¼ì‹ = 32
100
õ¼ì‹
P = 800
= 300 x 3
11. Ramesh deposits Rs. 500 at the beginning of SI = Ï.900
every month for 5 years in a post office. If the
rate of interest is 8%. Find the amount he will
receive at the end of 5 yrs. ? 13. 
Ï.6750 ‚° 219 èÀ‚° 10%
õ†®iî‹ ªñ£ˆîˆ ªî£¬è 裇è.
ó«ñw â¡ðõ˜ 嚪õ£¼
ñ£îˆªî£ì‚èˆF™ Ï. 500 ä æ˜ Ü… Find the amount due on Rs.6750 for 219
êôèˆF™ 5 ݇´èÀ‚° ªê½ˆ¶Aø£˜. days at 10% per annum.
õ†®iî‹ 8% âQ™ 5 ݇´èœ º®M™ P = 67509,
Üõ˜ ªð¼‹ ªî£¬è âšõ÷¾ ?- r = 10%,

ê˜è£˜ ä.ã.âv Üè£ìI

R n = 219 days,
S.I. = Pn 100
A=?
嚪õ£¼ ñ£îº‹ ªê½ˆ¶õ 219
n(n+1) 1 R 219 ï£†èœ =
S.I = P x x x 365
2 12 100
(5 years = 60 months) = 3 õ¼ì‹
5
60(60+1) 1 8
S.I = 500 x x x 135
3
2 12 100 675 0 x x 10
SI = 5 = 405
n = month
10 0
20 4
500 x 60 x 61 1 8 (1 õ¼ì‹ = 365 èœ)
= x x
2 12 100
3
= 5 x 20 x 61 SI = Ï.405
P = Amount + SI
S.I. = 6100 → After 5 years
P = 6750 + 405 = Ï.7155
5 years = 60 months
500 x 60 = 30,000
14. å¼ °PŠH†ì ªî£¬èò£ù¶ 8% õ†®
After 5 years
iîˆF™ 5 ݇´èO™ Ï.10080
= 30000 + 6100 = 36100 ÝAø¶ âQ™ Üê¬ô‚ 裇è?
A certain sum of money amounts to Rs.10080
12.  Ï.7500‚° 8% õ†® iî‹ å¼ õ¼ì‹ in 5 years at 8% find the principal?
6 ñ£îƒèÀ‚è£ù îQõ†® 裇è. r = 8%
Find the simple interest on Rs.7500 at 8% N = 5 years
per annum per 1 year 6 months.
A = 10,080

5
 TNPSC èí‚°
P=? A certain sum of money amounts to Rs.6372
(
A= P 1+ NR
100 ) in 3 years at 6% find the principal?
r = 6%

= P ( )
5x8 n = 3 years
1+
10080 100
A = 6372

( )
40 P=?
= P 1+ 100

10080 = P ( ) 140
A= P 1+ NR
100( )
100

( )
3x6
720 6372 = P 1 +
100
5040
10080 x 100
(
= P 1+ 100
18
)
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

P = 140 720 x 10
7
P = Ï.7200 6372 = P 100
54
( ) 118

6372 x 100
âOò º¬ø P= 118 = Ï.5400
P SI A

100 40 140 âOò º¬ø

? 10080 P SI A

10080 100 18 118

P= x 100
140
? 6372
P = Ï.7200
6372
P= x 100
118
P = 5400

15. 
âˆî¬ù ݇´èœ º®M™ å¼
°PŠH†ì Üêô£ù¶ 8% õ†® iîˆF™
Í¡Á ñìƒè£°‹? 17. 
Ï.12000‚° 9% õ¼ì õ†® iî‹ 21
«ñ 1999 L¼‰¶ 2 Ýèv´ 1999 õ¬ó
In how many years will a certain sum be-
A¬ì‚°‹ îQõ†®¬ò‚ 裇è.
comes 3 times at 8% per annum?
Find the simple interest and the amount on
r- 8%
form may 21st 1999 to August 2nd 1999 at
N = ? ( 3 times) 9% per annum?
100 (ñ샰 & 1)
N= P = 12.000
R
r = 9%
100 (3&1) 100x2 200
N= 8
=
8
=
8
= 25 n = 21 May 1999 to 2 Aug. 1999

16. 
å¼ °PŠH†ì ªî£¬èò£ù¶ 6% «ñ 31&20 = 11
õ†® iîˆF™ 3 ݇´èO™ Ï.6372 p¡ 30 = 30
ÝAø¶ âQ™ Üê¬ô‚ 裇è. p¬ô 31 = 31

6
 TNPSC èí‚°
Ýèv† 30 = 1 P = 30,000
73 ï£†èœ r = 7.5%
24 1 A = 45,000
12000 x 73 x 9 N=?
SI = 365 x 100
5
SI = A - P
= 24 x 9 = 45000 - 30000
SI= Ï.216 SI = 15000
SI x 100
18. õ¼ìˆFŸ° 10% iî‹ õ†®  å¼ N = PR
1
õƒAJ™ ªñ÷hv Ï.10,000 ¬õŠ¹ 15000 x 100
GFò£è ªê½ˆFù£˜. ܈ªî£¬è¬ò = 30000 x 7.5
2 õ¼ì‹ 3 ñ£îƒèÀ‚°Š Hø° Üõ˜ 2
F¼‹ðŠ ªðÁAø£˜. Üõ˜ ªðŸø 100 20 2
õ†®¬ò‚ 裇è. = 15 = 3 = 6 3
Moulish deposited Rs.10000 in a bank at
2
10% per annum. What interest will he get N= 6 3 ݇´èœ
after 2 years 3 months.

ê˜è£˜ ä.ã.âv Üè£ìI

r = 10% 9
20.  å¼ Üêô£ù¶ 2 õ¼ìˆF™ 4 ñìƒè£è
n = 2 years & 3 months Ý°ªñQ™ Üî¡ õ†® iî‹ â¡ù?
P = 10,000 At what rate percent will a sum of money
SI = ?
9
25 becomes times in 2 years?
10,000 x 9/4x 10 4
SI = 100 9
N = 2, times
= 225 x 10 4
r = ?
SI= Ï.2250
Hint : 9
P→ 4 P
3 ñ£î‹ = 1 4 õ¼ì‹
2 õ¼ì‹ 3 ñ£î‹ = 21 4 9 9P - 4P 5P
SI = 4 P - P = 4
= 4
= 9 õ¼ì‹
4 SI x 100
R= PN
19. «ü£F Ï. 30,000 ä ݇´‚° 7.5
êîiî‹ îQõ†® õöƒ°‹ å¼ õƒA‚ 5P 25
x 100
èí‚A™ ¬õŠ¹ ªêŒAø£˜. Ï.45,000 4
= 2
ªðÁõ Üõ˜ âˆî¬ù ݇´ P x2
è£ô‹ Ü‰îˆ ªî£¬è¬ò ºîh´ 125
ªêŒò «õ‡´‹? R = 2 = 62.5%
Jyothi deposited Rs.30,000 in a bank at 7.5%
per annum. She got simple interest amount- 10% ݇´ õ†® iîˆF™ 21 2
21.
ing to Rs.45000, for how many years had ݇´èO™ Ï.250 õ†®ò£èˆ 
she deposited the amount? Üê™ ªî£¬è¬ò‚ 裇è.
Find the principal that earns Rs.250 as sim-
7
 TNPSC èí‚°

ple interest in 2 ½years at 10% per annum?

8
r = 10% 100SI 100 x 480
R= = =8
n = 2 years & 6 months PN 60 00 x 1
SI = 250
R= 8%
P=?
âOò º¬ø
SI x 100 6 Yrs→ 8880
1 5
P = NR 2 2 = 2 ݇´èœ 4 Yrs→ 7920
(-)
250 x 100 2Yrs= 960
=
5 x 10
2 1Yr= 480
4 4Yrs= 4x480
250 x 100
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

= = 1920
25
P = Ï.1000 P= 7920 - 1920 = 6000
R = 8%; P = 6000
22. å¼ °PŠH†ì Üêô£ù¶ 6 ݇´èO™
Ï.8880 Ý辋 4 ݇´èO™ Ï.7920
23. å¼ °PŠH†ì Üêô£ù¶ 5 ݇´èO¡
Ý辋 ñ£ÁAø¶ âQ™ Üê™ ñŸÁ‹
Ï.10,400 Ý辋 3 ݇´èO™
õ†® iîˆ¬î‚ è£‡è.
Ï.9440 Ý辋 ñ£ÁAø¶ âQ™ Üê™
A certain sum of money amounts Rs.8880 in ñFŠ¹ 裇è?
6 years and Rs.7920 in 4 years respectively
A certain sum amounts to Rs.10400 in 5
find the principal and rate percent.
years and Rs.9440 in 3 years find the sum.
n = 6 years
n = 5 years
A = 8880
A = 10400
n = 4 years
n = 3 years
A = 7920
A = 9440
P=?
P=?
r=?
A = P + SI
A= P + SI
10400 = P + 5SI → (1)
8880 = P + 6 SI → (1)
9440 = P + 3SI → (2)
7920 = P + 4 SI → (2) 960 = 2SI
(-&) (--&) (&) 960
SI= 2 = 480
960 = 2 SI
5 SI= 5 x 480 = 2400
SI = 9602 = 480 10400= P + 5 SI
4 SI= 4 x 480 = 1920 10400= P + 2400
P + 4 SI = 7920 P = 10400 - 2400
P + 1920 = 7920 P = Ï.8000
P= 7920 - 1920
P= 6000 24.
å¼ ªî£¬èò£ù¶ 3 õ¼ìƒèO™
Ï.725 Ý辋 4 õ¼ìƒèO™ Ï.800

8
 TNPSC èí‚°

Ý辋 ñ£ÁAø¶ âQ™ Ü‰îˆ ªî£¬è A = 800 + 192 = Ï.992

âšõ÷¾? âOò º¬ø
A sum of money amounts to Rs.725 in 3 800x3x3
years and Rs.800 in 4 years find the sum SI = 100
n = 3 → 725 SI = 8 x 9 = 72
n = 4 → 800 A = 920 + 72
P=? A = Ï.992
725= P + 3SI → (1)
800= P + 4SI → (2) 26.
å¼ ªî£¬è 10 õ¼ìˆF™ Þ¼
ñìƒè£ù£™ 4 ñìƒè£è Ý°‹ è£ô‹
(2) - (1) ⇒ 75 = SI
âšõ÷¾?
(2) ⇒ 800 = P + 4 x 75
If an amount is doubled in 10 years at sim-
800 = P + 300 ple interest when it will be 4 times?
P = 800 - 300 n = 10 → 2 times
P = 500 n = ? → 4 times
õ¼ì‹ ñ샰
25. Ï.800 Ýù¶ îQõ†® iîˆF™ 3 10 2

ê˜è£˜ ä.ã.âv Üè£ìI

݇´èO™ Ï.920 ÝAø¶. Üî¡ 20 3
õ†®iî‹ 3% ÜFèK‚èŠð´‹«ð£¶ 30 4
܉î Üêô£ù¶ Ü«î 3 ݇´èO™
ñ£Á‹ ªî£¬è ò£¶?
An amount of Rs.800 become Rs.920 in 3 27. å¼ °PŠH†ì ªî£¬è 8 ݇´èO™,
year at simple interest. If rate of interest â‰î õ†®iîˆF™ Þ¼ñìƒè£è ñ£Á‹?
is increased by 3% then what will be the A amount doubles in 8 years what is the rate
amount. percent?
P = 800 n=8
n = 3 years r = ? → 2 times
A = 920
100(x-1)
R=? R = N
Increase 3% A = ?
100(2-1) 100 x 1
= 8
= = 12.5%
800 +3SI 920 8

3 SI= 920 - 800 = 120 28. Ï.800 Ýù¶ ݇´‚° âˆî¬ù êîiî
SI= 120
3 = 40 îQõ†®J™, 10 ݇´èO™ Ï.1200
SI x 100 ñ£Á‹?
R= PN
40 x 100 At what rate of simple interest per annum a
= 800 x 1 R = 5% sum of Rs.800 will become Rs.1200 in 10
èí‚A¡ð® years?
3% ↑, R = 8% P = 800
800x3x8 n = 10 years
SI = 100 A = 1200
= 24 x 8 r=?
SI = 192

9
 TNPSC èí‚°

800 → 1200
SI = 1200 - 800 = 400
SI x 100 5
(
NR
A= P 1+ 100 )
400 x 10 0
R = =
660= P ( )
PN =5 4x8
800 x 10 1+
2 100
R = 5%
32
660= P 1+ 100( )
29. ݇´‚° 614% îQõ†® iîˆF™ å¼
°PŠH†ì ªî£¬è Þ¼ ñìƒè£è Ý°‹
ªñ£ˆî è£ô‹ âšõ÷¾?
660= P 100 ( 132 )
In what time will a sum of money double 10 50

itself at 6¼ % per annum simple interest? 660 x 100

P= = 500
1 132
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

r = 6 % 66
4
âOò º¬ø
n = ?  2 times
P SI A
100 32 132
100 (x-1) 100 (2-1)
N = R = ? 660
100 x 1 614
660
P= x 100
= 25 132
4 4 = 500
100 x 4
= 25
N = 16 ݇´èœ 31. å¼ ªî£¬èò£ù¶ 10 õ¼ìˆF™ 3
ñìƒè£Aø¶ âQ™ 4 ñìƒè£è Ý°‹
Shortcut è£ô‹?
Pnr
S.I = If an amount tripled in 10 years at simple
100
interest when it will be 4 times?
25
1. P = P x n x n = 10 years  3 times
4 x 100
n = ?  4 times
4 x 100 õ¼ì‹ ñ샰
=n = 16
25 5 2
10 3
n = 16 15 4

30. å¼ °PŠH†ì Üê™ ªî£¬èò£ù¶ 4 32. å¼ °PŠH†ì Üê™ ªî£¬è‚° 4%

õ¼ìˆF™ 8% õ†®iîˆF™ Ï.660 îQõ†® iîˆF™, 3 ݇´èO™
Ýè ñ£Á‹? îQõ†ì Ï.1200 âQ™ ܉î Üê™
What sum will amount to Rs. 660 in 4 years ªî£¬è âšõ÷¾?
at 8% p.a. simple interest? The simple interest on a certain sum of mon-
n = 4 years ey at the rate of 4% per annum for 3 years is
r = 8% Rs.1200. Find the principal
A = 660 r = 4%
P=? n = 3 years

10
 TNPSC èí‚°
SI = 1200 Rs.1200 at 12½% per annum for 3 years.
P=? P = 1200
1
SI x 100
r = 12 %
2
P = NR
âOò º¬ø n = 3 years
P SI SI = ?, A = ?
100 12
PNR
? 1200 SI = 100
1200 6
P= x 100 1200 x 121 2 x 3 25
12 1200 x 2 x 3
100
= 100
=
400 100
1200 x 100 = 150 x 3
P= = 10000
4 x 3 SI = Ï.450
P = Ï. 10,000 A = 1200 + 450
A = Ï.1650
33.
ðˆ¶ Ý‡®Ÿ° Hø° ÜTˆFŸ°
Ï.6,00,000 «î¬õŠð´Aø¶ å¼ õƒA 35.
Ï.5,000‚° 10% õ†®iîˆF™ 5

ê˜è£˜ ä.ã.âv Üè£ìI

݇®Ÿ° 20% ÜOˆî£™ õƒAJ™ ݇´èO™ ªðøŠð´‹ îQõ†®
ÜTˆ âšõ÷¾ Üêô£è ªê½ˆî 裇è.
«õ‡´‹. Find the simple interest on Rs.5000 at 10%
If Ajith needs Rs.6,00,000 after 10 years. per annum for 5 years?
How much should be inves now in a bank if P = 5000
bank pays 20% interest per annum.
r = 10%
n = 10
n = 5 years
A = 6,00,000
SI = ?
r = 20%
P=? 5000 x 5 x 10
SI = 100
(
NR
A= P 1+ 100 ) = 250 x 10
10x20 SI = Ï.2500
6,00,000 = P(1+ 100 )
36. Ï.7000 Ü꽂° 16 ñ£îƒèO™ Ï.1680
200
= P(1+ 100 ) îQõ†® A¬ìˆî£™ õ†® iî‚
致H®.
6,00,000= P( 300
100 )
Find the rate percent per anuum when a prin-
cipal Rs.7000 of a simple interest Rs.1680
6,00,000 in 16 months
P= = 2,00,000
3 P = 7000
n = 16 month
34. Ï.1,200‚° 121 2% õ†® iî‹ 3
SI = 1680
݇´èO™ ªðøŠð´‹ îQõ†®¬ò»‹
ªî£¬è¬ò»‹ 裇è. r=?
16 4
Find the simple interest and amount on 16 ñ£î‹ = = õ¼ì‹
12 3

11
 TNPSC èí‚°

SI x 100 1680 x 100 38. «ü£F æ˜ Ý‡®Ÿ° 7% õ†® iîˆF™
R = PN = 4 Ï.3,000 «êI‚Aø£˜. æ󣇴 º®M™
7000x
3 Üõ˜ ªðÁ‹ îQõ†® 裇è.
6
42 Jyothi saves Rs.3000 at rate 7% per year.
168 0 x 100 x 3 Calculate the simple interest at the end of
= = 18
7 0 00 x 4 the year.
R = 18% r = 7%
P = 3000
37. ªñ£hv 7&6&2000 Ü¡Á 400 Ïð£¬ò SI = ?
èìù£èŠ ªðŸÁ ܬî 19&8&2006 n=1
Ü¡Á F¼‹ð ªê½ˆFù˜. 5% iî‹
õ†® èí‚AìŠð†ì£™ Üõ˜ ªê½ˆFò 3,000 x 1 x 7
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

ªî£¬è âšõ÷¾- ? SI =
100
Moulish borrowed Rs.400 on 7.6.2006 and
returned it on 19.8.2006 find the amount he SI = Ï.210
paid if the interest is calculated at 5% per
annum.
39. âˆî¬ù ݇´èO™ 8% õ†® iîˆF™
P = 400
Ï.5,000 ñ£ù¶ Ï.5,800 Ýè ñ£Á‹?
r = 5%
In what time would Rs.5000 amount to
A=? Rs.5800 at 8% per annum simple interest
p¡ = 24 (30&6) r = 8%
p¬ô = 31 P = 5000
Ýèv† = 18 A = 5800
ªñ£ˆî ï£†èœ = 73 n=?
(1 õ¼ì‹ = 365 èœ) 5000 → 5800
73
N = 365 = 51 ݇´ SI = 5800 - 5000
n = 7-6-2000 to 19-8-2006 SI = 800
SI x 100
NR
A = P 1+ 100( ) N =
2
100
PR

800 x 100
N = 50 00 x 8 = 2
(
= 4000 1+ 5 x 100
1 5
)
N = 2 ݇´èœ
= 4000 ( ) 101
100
40. 
å¼ ªî£¬èò£ù¶ 10 ݇´èO™
A = 4000 + 40 = 4040 Þ󆮊¹ ÝAø¶ âQ™ õ†® iî‚
àƒèÀ‚° ªîK»ñ£ 裇è?
365 ï£†èœ = 1 ݇´ An amount of money double itself in 10
219 years. What is the rate percent?
219 ï£†èœ = 365 ݇´
n = 10 years  2 times
= 53 ݇´
73 r=?
73 èœ= 365 ݇´ = 51 ݇´

12
 TNPSC èí‚°

R=
100 (x-1) P + 1 21 SI = 5750 → (2)
N
100 x 1 (-) (-)
100 (2-1)
R= 10 = 100 (1) (2)⇒
R = 10%
1 1 SI = 750
2
41.  𣘈Fð¡ Ï.6,000 ä å¼ õƒAJ™ 3 SI = 750
2
ªê½ˆF 5 ݇´èO¡ º®M™ SI = 2 x750
Ï.7,500 ä ªðŸø£˜ âQ™ õ†® 3
SI = 500
iîˆ¬î‚ è£‡è.
(1) P + 3 x 500 = 6500
Parthiban deposited Rs.6000 in a bank and
received Rs.7500 at the end of 5 years. Find P = 6500 - 1500
the rate of interest. P = 5000
P = 6000
500 x 100
n = 5 years R=
5000 x 1
A = 7500
r=? R= 10%
6000 → 7500

ê˜è£˜ ä.ã.âv Üè£ìI

SI= 7500 - 6000 43.  Ï.2500 ä 13% ݇´ õ†® iî‹
SI= 1500 ¬õŠ¹ GFò£è ªê½ˆFù£™, 146
èO™ ªðÁ‹ ªî£¬è¬ò‚ 裇è?
SI x 100 Find the amount when Rs.2500 is invested
R= PN for 146 days at 13% per annum
5
30 P = 2500
150 0 x 100
R= =5 r = 13%
6 0 00 x 5
n = 146 days
R = 5% A=?

146 2
42. 
å¼ °PŠH†ìˆ ªî£¬èò£ù¶ 3 146 ï£†èœ = 365 5
݇´èœ
݇´èO™ Ï.6,500 Ý辋, 1 21
݇´èO™ Ï.5,750 Ý辋 ñ£ÁAø¶. 2500x 2 x13
5
Üê™ ñŸÁ‹ õ†® iî‹ è£‡è. SI =
100
A certain sum of money amounts to Rs.6500
in 3 years and Rs.5750 in 1½ years re- = 10 x 13
spectively. Find the principal and the rate SI = Ï.130
percent? A = 2500 + 130
n = 3 years A = Ï.2630
A = 6500
1
n=1 years 44. 
Ï.25,000 ‚° 8% õ†®iî‹ 3
2 ݇´èÀ‚° îQõ†® 裇è.
A = 5750
P = ? Find the simple interest and amount on
Rs.25000 for 3 years at 8% per annum.
r=?
P = 25000
P + 3 SI = 6500 → (1)
r = 8%
13
 TNPSC èí‚°
n=3 10 1
= 3 = 3 3 ݇´èœ
SI = ?
47.  Ü¡¹ â¡ðõ˜ å¼ èì¡ õöƒ°‹
25000x3x8
SI = 100 ïðKìI¼‰¶ Ï.52,000 ä å¼ °PŠH†ì
îQõ†® iîˆF™ èìù£èŠ ªðŸø£˜.
SI = Ï.6,000 4 ݇´èœ èNˆ¶ Ü¡¹ Ï.79,040
ä ªñ£ˆîˆ ªî£¬èò£è„ ªê½ˆFù£˜
âQ™, õ†®iîˆ¬î‚ è£‡è.
45.  H¼‰î£ å¼ °PŠH†ìˆ ªî£¬è‚°
Anbu borrowed Rs.52,000 from a money
10% õ†®iî‹ 2 ݇´èœ èNˆ¶
lender at a particular rate of simple interest.
Ï.750 äˆ îQõ†®ò£è„ ªê½ˆFù£™,
After 4 years, he paid Rs.79,040 to settle his
Üê¬ô‚ 裇è.
debt. At what rate of interest he borrowed
Brinda pays the simple interest Rs.750 at the the money?
rate 10% per annum for 2 years then find the
P = 52000
principal?
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

n = 4 years
r = 10%, n = 2, SI = 750, P = ?
A = 79040
SI x 100 r=?
P= NR 52000 → 79040
5
SI = 79040 - 52000
750 x 100
= 2 x 10 SI = 27040
SI x 100

R= PN
P = Ï.3,750 13
52
2704 0 x 100
= = 13
46. 
âˆî¬ù ݇´èO™ Ï.5,600 52 0 00 x 4
݇´‚° 6% îQõ†® iîˆF™
R = 13%
Ï.6720 Ýè àò¼‹.
In what time will Rs.5600 amount to Rs.6720
at 6% per annum. 48.  Üê™ Ï.46,000 ä 1 ݇´ 9 ñ£î‚
è£ôˆFŸ°‹ Hø° îQõ†® Íô‹
n=?
ªñ£ˆî ªî£¬èò£è Ï. 52,440 Ýè
P = 5600 àò˜‰î¶ âQ™, õ†®iîˆ¬î‚ è£‡è.
r = 6% A sum of Rs.46,000 was lent out at simple
Amount = 6720 interest and at the end of 1 year and 9 months
5600 → 6720 the total amount was Rs.52440. Find the
SI = 6720 - 5600 rate of interest per year.
SI = 1120 P = 46000
n = 1 year & 9 months
SI x 100 A = 52440
N = PR r=?
SI = 52440 - 46000
20
1120 x 100 SI = 6440 1݇´ 9ñ£î‹
SI x 100
= 5600 x 6 = 1 9
12
R = PN
= 1 3
4
= 7
4
14
 TNPSC èí‚°
6440 x 100 6000 x 7 x 12
SI = 100
= 46000 x 7/4 = 60 x 84 = 5040
A = P + SI
92 4 2
6440 x 100 x 4 = 6000 + 5040 = Ï.11040
= 46000 x 7
23 51. å¼ ªî£¬èò£ù¶ 3 ݇´èO™ 12%
îQõ†® iîˆF™ ªî£¬è Ï.17,000
SI = 8%
Ýè‚ A¬ì‚Aø¶. âQ™, ܉îˆ
ªî£¬è¬ò‚ 裇è.
49.  ܼœ å¼ õƒAJL¼‰¶ ݇´‚° What sum will amount of Rs.17000 in 3
5% õ†®iî‹ Ï.5,000ä‚ èìù£èŠ years at 12% percent simple interest
ªðŸø£˜. Í¡Á ݇´èO¡ º®M™
n = 3 years
Üõ˜ ªê½ˆî «õ‡®ò ªñ£ˆî
ªî£¬è¬ò‚ 裇è. r = 12%
Arule borrowed Rs.5000 in a bank at the A = 17000
rate 5% per annum what is the total amount P=?
he pay end of the third year?
r = 5%
A= P 1+ ( NR
100 )

ê˜è£˜ ä.ã.âv Üè£ìI

P = 5000
n = 3 years
(
17000= P 1+ 100
3x12
)
A=?
(
= P 1+
36
100 )
5000 x 3 x 5

SI = 100 17000= P ( ) 136

100
= 50 x 15
17000 x 100
SI = 750
A = P + SI P = 136 = 125 x 100 = 12500
= 5000 + 750 âOò º¬ø
A = Ï.5750 P SI A
100 36 136
50.  eù£ å¼ õƒAJL¼‰¶, ݇´‚° 12% ? 17000
õ†® iî‹ Ï.6,000 ä 7 ݇´èÀ‚°‚ P = 17000 x 100
136
èìù£èŠ ªðŸø£˜ âQ™, 7 ݇´èœ P = 125 x 100
èNˆ¶ Üõ˜ âšõ÷¾ ð투î„
P = Ï.12500
ªê½ˆFù£™ èì¡ b¼‹?
Meena borrowed Rs.6000 from a bank for 7
years at 12% per annum. What amount will 52. 
Ï.3,000 Ü꽂° ݇´‚° 8%
clear off her debt after 7 years? âù õöƒèŠð´‹ îQõ†®ò£ù¶
Ï.4,000 Ü꽂° ݇´‚° 12%
r = 12%
âù 4 ݇´èÀ‚° õöƒèŠð´‹
P = 6000 îQõ†®‚° Gèó£°‹ è£ô‹ â¡ù?
n = 7 years In how much time will the simple interest on
A=? Rs.3000 at the rate of 8% per annum be the
same as simple interest on Rs.4000 at 12%

15
 TNPSC èí‚°

per annum for 4 years? P=?

SI (P = 3000  r = 8%)  n = ? r=?
SI (P = 4000  r = 12%)  n = 4 years A = P + SI
SI1 = SI2 6200 = P + 2SI → (1)
3000 x N1x 8 4000 x 4x 12 6800 = P + 3SI → (2)
=
100 100

3 x 8 x N1 = 40 x 4 x 12 SI (2) - (1) ⇒ 600= SI

2 1 4 2SI = 2 x 600 = 1200

40 x 4 x 12
N1 = 30x 8 (1) ⇒ 6200 = P + 1200
1 2 P = 6200 - 1200
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

N1 = 8 P = Ï.5000
12
SI x 100 60 0 x 100
R⇒ = = 12
53.  æ˜ Üêô£ù¶ 4 ݇´èO™ Þó‡´ PN 5 0 00 x 1
ñìƒè£Aø¶ âQ™, õ†® iî‚
裇è. R = 12%
At what rate of interest would an amount
double itself in 4 years? 55.  ܼœ â¡ðõ˜ ÜTˆFŸ° Ï.5,000 ä 2
n = 4 years 2 times ݇´èÀ‚°‹ 𣘈Fð¡ â¡ðõ¼‚°
r=? Ï.3,000 ä 4 ݇´èÀ‚°‹ å«ó
îQõ†® iîˆF™ õöƒAù£˜. Ýè
P=? ªñ£ˆîñ£è Ï.2,200 ä õ†®ò£è ܼœ
P = 100 â¡è ªðŸø£˜ âQ™, õ†® iîˆ¬î‚ è£‡è.
100 → 200 Arul lent Rs.5000 to Ajith for 2 years and
SI = 200 - 100 = 100 Rs.3000 to parthiban for 4 years, on simple
SI x 100 100 x 100 interest at the same rate of interest and re-
R = = = 25% ceived Rs.2200 total from both as interest
PN 100 x 4
then find the rate of interest per annum.
R = 25% SI1  P = 5000, n = 2 years
SI2  P = 3000, n = 4 years
54.  æ¼ ªî£¬è å¼ °PŠH†ì îQõ†® SI1 + SI2 = 2200
iîˆF™ 2 ݇´èO™ Ï.6,200 r=?
âù¾‹, 3 ݇´èO™ Ï.6,800 âù¾‹
àò˜Aø¶ âQ™, Ü‰îˆ ªî£¬è¬ò»‹,
SI1 + SI2 = 2200
õ†®iîˆ¬î‚ è£‡è.
In simple interest, a sum of money amounts
5000 x 2 x R 3000 x 4 x R
to Rs.6200 in 2 years and Rs.6800 in 3 years + = 2200
100 100
find the principal and rate of interest.
n = 2 years 100R + 120 R = 2200
A = 6200 220R = 2200
10
n = 3 years 2200
A = 6800 R = 2201

16
 TNPSC èí‚°
R = 10% âšõ÷¾? (Annual payment / ݇´
ªî£¬è)
56. Ü¡¹ â¡ðõ˜ îù¶ õƒAJ¡ «êIŠ¹‚ Senthil pays the amount for the electric fan
èí‚A™ Ï.10000 ä 2% îQõ†® Rs.6450 at the rate of 5% for 4f years. Then
iîˆF™ ºîh´ ªêŒî£˜ âQ™, 4 find the annual payment.
݇´èO¡ º®M™ Üõ˜ ªðÁ‹ n = 4 years
îQõ†® âšõ÷¾? r = 5%
Anbu deposited Rs.10000 in a bank at the P = 6450
rate of 2% simple interest how much simple
SI = ?
interest he get end of the fourth year?
Annual payment 100A
P = 10000 NR(N-1)
100N +
r = 2% 2

n = 4 years 100 x 6450
SI = ? 4x5x(4-1)
= 100 x 4 +
2
10000x4x2
SI = 100 100 x 6450
10 20x(3)

ê˜è£˜ ä.ã.âv Üè£ìI

=

SI = 800 400 +
2

57.  H¡õ¼‹ õ†® iîˆF™ ⶠÏ.2,000 100 x 6450

Ü꽂° æ󣇴‚° Ï.2.00 ä
îQõ†®ò£è‚ ªè£´‚è‚îòî£è = 400 + 30
Þ¼‚°‹-?
15
The following rate of interest if the simple 100 x 645 0
= = 1500
interest is Rs.2.00 for one year of Rs.2000 43 0
P = 2000
= 1500
n = 1 year
SI = Rs. 2
59. A sum of Rs. 1,550 was lent partly at 5% and partly
r=?
at 8% per annum at simple interest. The total interest
received after 3 years was Rs. 300. The ratio of the
SI x 100 money lent at 5% to that lent at 8% is
R = PN Ï. 1,550-™ å¼ ð°F 5% õ†® iîˆFŸ°‹ ñŸø
ð°F 8% õ†® iîˆF½‹ îQõ†®‚° èìù£è‚
10 ªè£´‚èŠð†ì¶. Í¡Á õ¼ìƒèÀ‚°Š Hø°
200 x 100 A¬ì‚°‹ ªñ£ˆî õ†®ò£ù¶ Ï. 300 âQ™
= 2000 x 1 5%-‚°‹ 8%-‚°‹ MìŠð†ì Üê™èO¡ MAî‹
1 A) 5 : 8 B) 8 : 5
R = 10% C) 16 : 15 D) 31 : 6
P = 1550

58. 
ªê‰F™ â¡ðõ˜ I¡ MCP 塬ø 4 P = y = (1550 - y)
õ¼ìˆFŸ° 5% ݇´ õ†® iîˆF™
Ï.6450 ªê½ˆF Þ¼‰î£˜ âQ™, Üõ˜ Pnr
S1 =
å¼ õ¼ìˆFŸ° ªê½ˆî‚îò ªî£¬è 100

17
 TNPSC èí‚°
p¡ = 24 (30---6)--
3x5 15y = 31
=y. = p¬ô
100 100
Ýèv† = 18
73
Pnr
S2 = 73 1 ݇´
100 = 365 5
1
5000 x x 7
3x8 5
= (1550-y )
100 SI = 100
= 10 x 7
24
= (1550 - y ) SI = 70
100
A = P + SI
37200 - 24y = 5000 + 70
=
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

100 A = 5070

15y 37200 - 24y

300 = + 61.  Ï.2450 èì¬ù 4 ݇´èO™ 15
100 100
êîiî‹ îQõ†® Ü®Šð¬ìJ™,
30000 = 37200 - 9y
݇´ îõ¬íˆ ªî£¬èò£è âšõ÷¾
Ï𣌠ªê½ˆF ܬì‚èô£‹.
9y = 37200-30000 = 7200 Calculate the annual payment if a lent of
Rs.2450 at rate 15% simple interest for 4
y = 800
years.
P = 2450,
x = 1550 - 800 = 750 n = 4 years
16 r = 15%
800 16
MAî‹ = = SI = ?
750 15
15 Annual payment = 100A
NR(N-1)
16 : 15 (݇´ ªî£¬è) 100N + 2
100 x 2450

60. F¼ X â¡ðõ˜ 7.6.2006 Ü¡Á Ï.5,000ä 4x15 (4-1)

èìù£èŠ ªðŸÁ ܬî 19,08,2006 = 100 x 4 +
2
Ü¡Á F¼‹ð ªê½ˆFù£˜ ݇®Ÿ°
7% iî‹ õ†® èí‚AìŠð†ì£™ Üõ˜ 100x2450
ªê½ˆFò ªî£¬è âšõ÷¾? 60(3)
=
Mr.X borrowed Rs.5000 on 7.6.2006 and 400 +
2
returned it on 19.8.2006 find the amount he 100x2450
paid. If the interest is calculated at 7% per
= 400 + 90
annum 5
P = 5000 100x2450
r = 7% = 490 = Ï.500
n = 7.6.2006 to 19.8.2006
A=? 62. 
ªñ÷hv â¡ðõ˜ îQò£˜ GF
N = 73 ï£†èœ GÁõùˆFì‹ i†´‚ èìù£è Ï.80,000

18
 TNPSC èí‚°
ä 9% ݇´ õ†®J™ 10 õ¼ìˆFŸ°Š
ªðŸø£˜. Üõ˜ ªê½ˆî «õ‡®ò ñ£îˆ  300 
900000 = P  
îõ¬ù ò£¶?  100 
Moulish get a home loan Rs.80,000 from 9,00,000
private financial institution at the 9% per P = 3
annum for 10 years what is the EMI for the
month? P = Ï.3,00,000
P = 80000
r = 9% 64. Ï. 12000‚° 9% õ¼ì õ†® iî‹ 21
n = 10 years «ñ 1999L¼‰¶ 2 Ýèv´ 1999 õ¬ó
SI = ? A¬ì‚°‹ îQõ†®¬ò, 裇è.
EMI = ? Find the S.I. on Rs. 12000 from May 21st 1999
to Aug. 2th 1999 at 9% per annum.
80000 x 9 x 10 (A) 220 (B) 250
SI = (C) 236 (D) 216
100
10 õ¼ì‹ = 10 x 12 Sol. :
= 120 ñ£î‹ P = 12000

ê˜è£˜ ä.ã.âv Üè£ìI

r = 9%
SI = 72000 May + June + July + Aug. =
èì¡ ªî£¬è + õ†® 10 + 30 + 31 + 2 = 73
E.M.I = ªñ£ˆî ñ£îƒèœ Pnr
Formula : SI =
100
80000 + 72000
= 120 24 73 9
120 00 x
= x
365 100
1,52,000 5
= 120 = Ï.1266.66
= 24 x 9 = 216
63. 
ðˆ¶ Ý‡®Ÿ°Š Hø° ó°MŸ°
Ï.9,00,000 «î¬õŠð´Aø¶ âQ™, 65. êˆò£ Ï. 6000&ä å¼ õƒAJ™ ªê½ˆF
݇®Ÿ° 20% îQõ†® ÜO‚°‹ 5 õ¼ìƒèO¡ º®M™ Ï. 7500 ä
õƒAJ™, ó° âšõ÷¾ Üêô£è ªê½ˆî ªðŸø£˜ âQ™ õ†® iîˆ¬î‚ è£‡è.
«õ‡´‹. Sathya deposited Rs. 6000 in a bank and
If Ragu needs Rs.9,00,000 after 10 years. received Rs. 7500 at the end of 5 years. Find
How much she should invest now in a bank the rate of interest.
pays 20% simple interest? (A) 5 (B) 6
A = 900000 (C) 1 (D) 4
n = 10 years Sol. : (Method 1)
r = 20% P = 6000
P=? n=5
A = P + SI Amt. = 7500
(
9,00,000 = P 1+
10 x 20
100 ) SI = 7500 − 6000 = 1500

SI =
PNR

9,00,000 = P ( )
100
200
1+
100

19
 TNPSC èí‚°

60 00 x 5 x R Ans. r = 10%
1500 =
100
5
30 67. Ï. 2379&¬ò 3 ð°Fè÷£èŠ HKˆ¶ 5%
1500 îQõ†®‚° M†ìF™ ªî£¬èò£ù¶ 2,
=R
60 x 5 3 ñŸÁ‹ 4 õ¼ìƒèœ º¬ø«ò êñ‹
R = 5% ñŸÁ‹ õ†®iî‹ êñ‹ âQ™ Üõ˜
õ†®‚° M†ì ºî™ ð°F âšõ÷¾?
(Method - 2)
Divided Rs. 2379 into 3 parts so that their
Take option (A) r = 5%
amounts after 2, 3 and 4 years respectively
P = 6000, n = 5, r = 5% may be equal. The rate of interest being 5%
5 per annum at simple interest. The first part is
(i) 6000 x = 300
100 (A) Rs.759 (B) Rs.792
(C) Rs.818 (D) Rs.828
n = 5 years
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

Sol. :
(ii) 300 x 5 = 1500 Amount = P + SI
So that r = 5% 2379 = x + y + z
x, y, z amount are equal
66. å¼ ªî£¬èò£ù¶ 10 õ¼ìƒèO™ Amount 1 for x = Amount 2 for y = Amount
Þ󆮊¹ ÝAø¶. õ†® iîˆ¬î‚ 3 for z
裇è.
A sum of money doubles itself in 10 years.  x x 2 x 5  y x 3 x 5  2 x 4 x 5
Find the rate of interest.  x + 100  =  y + 100  =  z + 100  = K

(A) 10 (B) 15
(C) 20 (D) 30 11x 23 y 6 z
= = = K
Sol. : 10 20 5
Method - 1.
10 K 20 K 5K
Consider p = x, =x = ;y = ;z
11 23 6
Amount = 2x
x+ y+z=2379
SI = x
Pnr 10 K 20 K 5K
SI = + + 2379
=
100 11 23 6
x x 10 x r LCM = 1518
x =
100
1380 K + 1320 K + 1265K
x x 10 = 2379
=r = 10% 1518
x
Method 2 2379 x 1518
K= =910.8
3965
(Times- 1 ) P = SI
(2-1) P = SI (Substitute K value in equation (1) we get)
1 P = SI x = Rs. 828; y = Rs. 792; z = Rs. 759
r Ans : Rs. 828
P 1 = P x 10 x
100
100 68. Þ¼ «õÁð†ì Ýî£óƒèOL¼‰¶
=r = 10% Ï. 1500&¬ò 3 ݇´èÀ‚°
10

20
 TNPSC èí‚°
ªðŸøF™ îQõ†®èÀ‚A¬ì«òò£ù 100
=n 2=
x 25
MˆFò£êñ£ù¶ Ï. 13.50 Üõ˜èÀ¬ìò 84
õ†®èÀ‚è£ù MˆFò£êñ£ù¶
Ans. n = 25
The difference between the simple interest
received from two different sources on Rs. Shortcut
1500 for 3 years is Rs. 13.50. The differece r = 8% 3 times n=?
between their rates of interest is
(A) 0.1% (B) 0.2% nR = 200
(C) 0.3% (D) 0.4%
n (8) = 200
Sol. :
P = 1500 n = 200 / 8
n=3
n = 25 years
SI1 - SI2 = 13.50

1500 x 3 x r1 1500 x 3 x r2 70. îQ õ†®J™ å¼ °PŠH†ì ªî£¬è

− 13.50
= 10 õ¼ìƒèO™ Þ¼ ñ샰 ÝAø¶.
100 100
Ü«î ªî£¬è âˆî¬ù õ¼ìƒèO™ 3
4500r1 4500 r2 ñ샰 Ý°‹.
− 13.50
=

ê˜è£˜ ä.ã.âv Üè£ìI

100 100 In simple interest the sum of money doubles in
45 00 10 years. How many years it become 3 times?
[ r1 − r2 ] =
13.50
100 (A) 10 (B) 20
13.50 (C) 30 (D) 40
r1 −=
r2 = 0.3
45 Sol. :
Ans = 0.3% (i) P=x
n = 10
69. å¼ °PŠH†ì ªî£¬è ݇ªì£¡Á‚° Amount = 2x
8% îQõ†® MAîˆF™ âˆî¬ù SI = Amount - P
õ¼ìƒèO™ 3 ñìƒè£Aø¶? = 2x - x
In Simple interest the sum of money triples in SI = x
8% per annum. Find the number of years? Pnr
(A) 20 (B) 25 SI =
100
(C) 30 (D) 45
x x 10 x r
Sol. : x =
10 0
r = 8%
r = 10%
n=?
Time = 3
(ii) P = x. r = 10%; n = ?; SI = 2x
PNR
SI = Amount = 3x
100
Pnr
SI = Amount - Principal SI =
100
= 3P - P
10
SI = 2P 2x = x xn x
100
8
2P = P x n x
100

21
 TNPSC èí‚°
SI = Amount - P
100 x 2 = 15500 - 12500 = 3000
=n = 20
10 SI = 3000
Ans. n = 20 Take option (D) 6%
6
12500 x = 750
100
Another Method :
Year Times 750 x 4 = 3000
10 2 Ans (D) 6%
20 2+1
Ans. 20 years 73. ݇´‚° 4.5% â¡Â‹ îQõ†®
MAîˆF™, 450 Ï𣌂° õ†®ò£è
81 Ï𣌠ªðÁõ Ý°‹ è£ô‹
71. îQõ†® MAîˆF™ å¼ °PŠH†ì
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

âšõ÷¾?
ªî£¬èò£ù¶ 3 ݇´èO™ 815
How much time willit take for an amount of
Ïð£ò£è¾‹, 4 ݇´èO™ 854
Rs. 450 to yield Rs. 81 as interest as 4.5% per
Ïð£ò£è¾‹ õ÷˜„ê¤ Ü¬ìA¡ø¶ âQ™
annum of simple interest?
Üê™ ªî£¬è âšõ÷¾?
(A) 3.5 years (B) 4years
A sum of money at simple interest amounts
(C) 4.5 years (D) 5 years
to Rs.815 in 3 years and to Rs.854 in 4 years.
The sum is Sol. :
(A) Rs. 650 (B) Rs. 690 P = 450
(C) Rs. 698 (D) Rs. 700 SI = 81
Sol. : r = 4.5%
= P + SI (4) -(1)
854 n=?
= P + SI (3) -(2)
815 PNR
SI =
854 100
39 ⇒= PSI+ 4(39)
P = 854 − 156 = 698
4.5
Ans Rs. 698 81 = 450 x n x
100
81 x 100
72. å¼ °PŠH†ì îQõ†® MAîˆF™ n=
450 x 4.5
12500 Ï𣌠4 ݇´èO™ 15500
8100
Ïð£ò£è ÜFèK‚A¡ø¶ âQ™ îQõ†® =n = 4 years
MAî‹ âšõ÷¾? 2025
A sum of Rs. 12,500 amounts to Rs. 15,500 Ans : 4 years
in 4 years at the rate of simple interest. What
is the rate of interest?
74. ݇´‚° 12 êîMAî õ†® MAîˆF™
(A) 3% (B) 4%
å¼ °PŠH†ì ªî£¬èò£ù¶ âˆî¬ù
(C) 5% (D) 6% ݇´èO™ Þó‡´ ñìƒè£è õ÷˜„ê¤
Sol. : ܬ컋?
P = 12500 (A) 6 õ¼ì‹ 9 ñ£îƒèœ
n=4 (B) 7 õ¼ì‹ 6 ñ£îƒèœ
Amount = 15500 (C) 8 õ¼ì‹ 3 ñ£îƒèœ
r=? (D) 8 õ¼ì‹ 4 ñ£îƒèœ

22
 TNPSC èí‚°
In how many years will a sum of money (A) 12 ݇´èœ (B) 14 ݇´èœ
double itself at 12% per annum? (C) 16 ݇´èœ (D) 18 ݇´èœ
(A) 6 years 9 months (B) 7 years 6 months If a sum of money at simple interest double in
(C) 8 years 3 months (D) 8 years 4 6 years, it will become 4 times in
months (A) 12 years (B) 14 years
Sol. : (C) 16 years (D) 18 years
r = 12%
p = x ; SI = x Sol. :
Amount = 2x Years Times
n=? 6 2
12 2+1=3
Sol : 18 3+1=4
Pnr Ans : 18 years
SI =
100
12 Another Method :
x = x xnx
100 n=6
100 4

ê˜è£˜ ä.ã.âv Üè£ìI

n
= = 8
SI = 1P
12 123 P x6xr
P =
Ans : 8 years & 4 months 100

100
75. èñ™ å¼ õ¼ìˆFŸ° 7% õ†® iîˆF™ =r = 16.6
6
Ï. 3000 «êI‚Aø£˜. å¼ õ¼ì º®M™
Üõ˜ ªðÁ‹ îQ õ†® 裇è. 4 times. So, SI = 3P
Kamal invested Rs. 3000 for 1 year at 7 per 16.6
3P = P x n x
annum. Find the simple interest received by 100
him at the end of one year. 3 x 100
=n = 18
(A) Rs. 150 (B) Rs. 170 16.6
(C) Rs. 210 (D) Rs. 250
Ans : 18 years
Sol. :
r = 7%
77. å¼ ªî£¬èò£ù¶ å¼ °PŠH†ì
P = 3000
îQõ†® MAîˆF™ 2 ݇´èÀ‚°
SI = ? ºîh´ ªêŒòŠð´A¡ø¶.
n = 1 ܈ªî£¬èò£ù¶ 3 êîMAî‹ ÜFèñ£ù
Pnr 1x7 õ†® MAîˆF™ ºîh´ ªêŒòŠð†´
SI
= = 3000 x = 210
100 100 Þ¼‰î£™ 72 Ï𣌠ÜFèñ£è
Ans: Rs. 210 A¬ìˆF¼‚°‹ âQ™ ܈ªî£¬è
âšõ÷¾?
A sum was put at simple interest at a certain
76. îQõ†® MAîˆF™ å¼ °PŠH†ì
rate for 2 years. Had it been put at 3% higher
ªî£¬èò£ù¶ 6 ݇´èO™ Þó‡´
rate, it would have fetched Rs. 72 more. The
ñìƒè£è õ÷˜„C ܬìA¡ø¶ âQ™
sum is
܈ªî£¬è ° ñìƒè£è âˆî¬ù
݇´èO™ õ÷˜„ê¤ Ü¬ì»‹? (A) Rs. 1200 (B) Rs. 1500

23
 TNPSC èí‚°
(C) Rs. 1600 (D) Rs. 1800 2
2. ݇´‚° 6 % îQõ†® iîˆF™
3
Ï.6,000 èì¡ õ£ƒAù£™ 1
Sol. : õ¼ì‹ 6 ñ£îˆFŸ° âšõ÷¾ ªî£¬è
n=2 F¼‹ð 膮ù£™ èì¡ Ü¬ì»‹?
r = 3% What amount should be repaid to clear a loan
SI = 72 2
of Rs.6000 borrowed at 6 % simple interest
Pnr 3
SI = per annum for a period of 1 year and 6 months?
100
3 A) 6,800 B) 6,600
72 = P x 2 x
100 C) 6,200 D) 6,400
2 20
72 x 100 r= 6 % = %
=P = 1200 3 3
2x3
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

Ans : Rs. 1200 P = 6000

1
Exercise Sums: n = 1 yr 6 month =1 years
2
6 1 3
1. å¼ ªî£¬èò£ù¶ 2 ݇´èÀ‚° 1+ =1 + =
12 2 2
îQõ†® MAîˆF™ «êI‚èŠð´Aø¶.
Ü«î ªî£¬è 3% ÜFèñ£ù îQõ†® 30

iîˆF™ «êI‚èŠð†ì£™ Ï. 300 ÜFèñ£è

60 3 20
6000 x x = 600
õ†® A¬ì‚°ªñQ™ «êI‚èŠð´‹ 2 3 x 100
ªî£¬è â¡ù?
A sum was put at simple interest at a certain S.I = 600
rate for 2 years. Had it been put at 3% higher
rate, it would have fetched Rs. 300 more. Find Amount = P + S.I
the sum
(A) Rs. 5,000 (B) Rs. 4,000 = 6000 + 600 = 6600
(C) Rs. 10,000 (D) Rs. 1,000
n = 2 yrs
3. °PŠH†ì îQõ†® iîˆF™, Ï.
r = 3% 800 Ýù¶ Í¡ø£‡´èO™ Ï. 956
Ýè àò˜Aø¶. îQõ†® iî 4%
S.I = 300/- ÜFèKŠð, Í¡ø£‡´èÀ‚°Š H¡
Ï. 800¡ ñFŠ¹, â‰îˆ ªî£¬èò£è
Pnr ñ£Á‹?
S.I =
100 Rs. 800 becomes Rs. 956 in 3 years at certain
simple rate of interest. If the rate of interest is
3 increased by 4%, what amount will Rs. 800
300 = P x 2 x
100 become in 3 years?
(A) Rs. 1,020.80 (B) Rs. 1,025
300 x 100 (C) Rs. 1,052 (D) Rs. 1,080.20
P= = 5000 Pnr
2x3 S.I =
100
4
= 8 00 x 3 x = 600
= 96
96
100
24
 TNPSC èí‚°

Principal = Old. Amt + S.I

5. ݇´‚° 12.5% îQõ†® iîˆF™
= 956 + 96 ºîh´ ªêŒî å¼ ªî£¬è, Üî¡ ñFŠH™
50% ÜFèñ£è Ýè H®‚°‹ è£ô‹
= 1052 How long will it take a sum of money invested
at 12.5% p.a SI to increase its value by 50%?
4. 14% îQõ†® iîˆF™ Ï.1,400 Ýù¶ (A) 5 years (B) 3 years
5.2.1994 ºî™ 19.4.1994 õ¬ó ºîh´ (C) 2 years (D) 4 years
ªêŒòŠð†ì£™ A¬ì‚°‹ ªñ£ˆîˆ r = 12.5%
ªî£¬è âšõ÷¾?
Find the amount of Rs. 1,400 invested at SI P= x
14% during the period from 5th Feb. 1994 to
19th April 1994. T=?
(A) Rs. 1,539 (B) Rs. 1,437
(C) Rs. 1,439.20 (D) Rs. 1,469.20 A = P + S.I

r = 14% P = 1400 S.I = 50% of x

ê˜è£˜ ä.ã.âv Üè£ìI

Feb = 28 50 1
= = xx x
100 2
5.2.1994 Mar
19.4.1994 1
S.I = x
23 31 19 2
Is not a leap year
Pnr
days = 23 + 31 + 19 = 73 days S.I =
Pnr 100
S.I =
100
1
x x 100
73 14 =2
= 14 00 x x x x 12.5
365 100

100
= 14 x 0.2 x 14 =
25

= 39.2
=4
Amount = 1400 + 39.2
6. 12% îQõ†® iîˆF™ ªî£¬è
1439.2 Þ󆮊ð£è ñ£ÁõKò ݇´èœ
Note: âˆî¬ù ?
[* Any year that is evenly divisible by 4 is In how many years will a sum of money dou-
a leap year. 1988, 1992, & 1996 are leap ble itself at 12% per annum for simple inteest.
year (A) 6 years 9 months
** every 4 year is a leap year eg 2000/4 (B) 7 years 6 months
leap year (C) 8 years 3 months
Leap Year = 366 days (D) 8 years 4 months
Normally = 365 days] ñ샰

25
 TNPSC èí‚°
At simple interest Rs. 1,000 becomes Rs.
S.I = (2-1)P = 1 P 1,150 in 3 years. If the interest rate is increased
Pnr by 3% then the total amount is
S.I =
100 (A) 1,400 (B) 1,300
(C) 1,140 (D) 1,240
12 n=3
1P=Pxnx
1 100 Old Amount
1 month = 1000 1150
12
P = 1000, r = 3%, n = 3
100 50 25 Pnr
= = = S.I =
12 6 3 100
2 1
2M = =
1 12 6 3
= 8 3 = 8 year 4 months = 10 00 x 3 x = 90
100
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

3 1
3M = 12 = 4 S.I = 90

4 1 New Amount = Old Amount + S.I

4M = =
12 3
= 1150 + 90 = 1240
7. ê£î£óí õ†®‚° ªè£´‚èŠð†ì å¼
9.
å¼õ˜ å¼ õ¼ìˆFŸ° õ†®ò£ù¶ 4%
ªî£¬èò£ù¶ Í¡Á ݇´èO™ Ï.690
iî‹ Ï. 800-&‹, 5% iî‹ Ï. 700-&‹ å«ó
Ý辋 䉶 ݇´èO™ Ï.750 Ý辋
è£ôˆF™ èìù£èŠ ªðÁAø£˜. Ï.268-
ºF˜„C ܬìAø¶ âQ™ Ü‰î ªî£¬è
&ä ªñ£ˆî õ†®ò£è F¼ŠH ÜO‚Aø£˜
A certain sum of money lent out at simple
âQ™, Üõ˜ ªðŸø èì¡ ªî£¬èJ¡ è£ô
interest amounts to Rs.690 in 3 years and
Ü÷¾
Rs.750 in 5 years. The sum lent is
A man borrows Rs. 800 at 4% interest per
A) Rs.400 B) Rs.450
annum and Rs. 700 at 5% interest per annum
C) Rs.500 D) Rs.600
for the same period. If he pays a sum of Rs.
750 = P + 5 SI ...... (1)
268 as total interest then the time for which
690 = P + 3 SI ...... (2)
he borrowed the sum is
eqn (1) - eqn (2)
(A) 2 years (B) 3 years
60 = 2 SI
(C) 4 years (D) 5 years
Pnr
SI = 60/2 = 30 S.I =
100
750 = P + 30 x 5
P = 750 - 150 = 600
Pnr
+ Pnr = S.I
100 100
Ans P = 600

8 00 x 4 x n 7 00 x 5 x n
+ = S.I
8. å¼ °PŠH†ì îQõ†® iîˆF™ 3 100 100
݇´èO™ Ï.1,000 Ýù¶ Ï.1,150
ÝAø¶. 3% ôîô£è õ†® iî‹ 32n + 35n = 268
Þ¼ŠH¡, ð£¬îò ªñ£ˆî ñFŠ¹

26
 TNPSC èí‚°
67n = 268
12. Ï.16,800‚° 9 ñ£îƒèO™ ݇´‚°
268 6¼% õ†® iîŠð® A¬ì‚°‹ îQõ†®
=
67 What will be the simple interest earned on an
amount of Rs. 16,800 in 9 months at the rate
of 6¼% P.a.?
n = 4 years
A) Rs. 697.75 B) Rs. 787.50
C) Rs. 567.30 D) Rs. 897.60
10. ݇´‚° 12% îQ õ†® iîˆF™ Ï.
6,000 &ä æ󣇴 õ†®ò£è ªè£´‚°‹ 9
ªî£¬è¬ò‚ 裇è P = 16800 n = 9 month =
25 12
If the rate of simple interest is 12% per annum, r= %
4
then find the amount that would get interest of
Rs. 6,000 per annum 9
3
25
(A) Rs. 82,000 (B) Rs. 50,000 S.I = 168 00 x x
12 4 x 100
(C) Rs. 72,000 (D) Rs. 45,000 4

Pnr
S.I = 12600
100 = =787.50
16
12
6000 = P x 1 x

ê˜è£˜ ä.ã.âv Üè£ìI

100
S.I = 787.50
100
P = 6000 x 9
12 13. æ˜ Üêô£ù¶ 2 õ¼ìˆF™ ñìƒè£è
Ý°ªñQ™, Üî¡ õ†® MAî‹ âšõ÷¾? 4
500 100 Find the rate of interest at which , a sum of
P = 6000 x = 50000
12 money becomes 9 times in 2 years
1 4
1
A) 69 % B) 67 %
P = 50000 2
1 2
C) 62 % D) 61 1 %
2 2
11. å¼ ªî£¬è îQõ†®J™ 3 ݇´èO™ n=2
Ï. 815 Ý辋 4 ݇´èO™ Ï. 854
ôîô£Aø¶. ܈ªî£¬è¬ò‚ 裇è ñ샰 = 9/4
A Sum of money at simple interest amounts
to Rs. 815 in 3 years and to Rs. 854 in 4 years. S.I = (9/4 - 1) P
Find the sum
A) Rs. 650 B) Rs. 690 5
C) Rs. 698 D) Rs. 700 S.I = P
4
854 = P + S.I (3)
815 = P + S.I (4) 5 r
P=Px2x
39 = 1 S.I 4 100

25
854 = P + 39(4) 5 100 125
r= x =
4 2 2
P = 854 - 156 = 698
1
P = 698 r = 62 2 %

27
 TNPSC èí‚°

7 
S.I =  - 1 P
6 
14. ݇´ å¡Á‚° 6% îQõ†® iî‹ 8
݇´èO™ Ï.7,500&‚è£ù îQõ†®
1
â¡ù? S.I = P
6
The simple interest on $ 7,500 at 6 % per
Pnr
annum for 8 years is S.I =
100
A) $ 4,200 B) $ 3,600
C)$2,800 D) $ 3,400
1 r
Pnr P = P x3x
S.I = 6 100
100
100 1
6 r= x
= 75 00 x 8 x = 3600 3 6
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

100

S.I = 3600 100 5

= = 5 %
18 9
15. Simple Interest on � 1,000 at 10% for 2 years
is
17. A person invests a total of Rs. 2600 in three
� 1000‚° 10% õ†® iî‹ 2 ݇´èÀ‚°
different investment plans which gives the
îQ õ†®
return at 4% , 6% and 8 % simple interest. At
A) � 1,000 B) � 200 the end of a year, if the interest got in all the
C) � 100 D) � 2,000 three plans are the same the money he invested
Pnr in the first plan ( which gives 4% interest) is
S.I =
100 å¼õ˜ Ï. 2600 ä Í¡Á ªõš«õÁ
ð°Fè÷£è 4% , 6% ñŸÁ‹ 8% îQõ†®
10 iîˆF™ ºîh´ ªêŒAø£˜. å¼ õ¼ì
= 10 00 x 2 x = 200
100 º®M™ Í¡Á õ¬èò£ù ªî£¬èèÀ‚°‹
å«ó Ü÷õ£ù îQõ†® ªðÁAø£˜ âQ™,
16. Find the rate percent at which a sum of money 4% õ†® iîˆFŸ° ªêŒî ºîh´
7 â¡ù?
becomes 6 times in 3 years. A) Rs. 200 B) Rs. 600
C) Rs. 800 D) Rs. 1200
5 4% 6% 8%
5 %
A) 12% B) 9 6x8 4x8 4x6
5
6x8 4x8 8x3
6 %
C) 9 D) 24% 6:4:3

7 4% + 6% + 8% = 2600
å¼ Üêô£ù¶ 3 õ¼ìˆF™ 6 ñìƒè£è
Ý°ªñQ™ Üî¡ õ†® MAî‹ âšõ÷¾? 6 x + 4 x + 3 x = 2600
n=3
13 x = 2600
ñ샰 = 7/6

28
 TNPSC èí‚°

S.I
2600
x=
13 S.I = (3 - 1) P = 2P
x = 200
Pnr
= 2.P
4% õ†® iîˆFŸ° ºîh´ = ? 100

6 x = so that 6 x 200 2 x 100

25

n=
8
= 1200 4

18. Find the simple interest on Rs. 8,000 at 7% n = 25

per annum for 1 year 6 months
Ï. 8,000 ‚° 7 % õ†® iî‹ å¼ õ¼ì‹ 20. How much time will it take for an amount �
6 ñ£îƒèÀ‚è£ù îQ õ†® 裇è 2,000 to double at a simple interest rate 8%
A) Rs. 730 B) Rs. 800 8% îQõ†® iîˆF™ � 2,000 â¡ø
C) Rs. 840 D) Rs. 715 ªî£¬è Þ󆮊ð£è ñ£ÁõKò è£ô‹
P = 8000 r = 7% â¡ù?

ê˜è£˜ ä.ã.âv Üè£ìI

6 1 3
1+ =1 + =
n = 1 year 6 month = 12 2 2 1
(A) 25 2 ݇´èœ
Pnr 1
S.I =
100 (B) 10 2 ݇´èœ

1
(C) 8 2 ݇´èœ
40
3
80 00 x 7 x 1
= 2
100 (D) 12 2 ݇´èœ Þ¼ñ샰

Üê™ = îQõ†®
= 120 x 7 = 840
P = 2000 I = 2000 r = 8% N =?
S.I = 840
Pnr
S.I =
100
19. A sum of money triples itself at 8% per annum
over a certain time. Find the no. of years
100 x S.I
å¼ °PŠH†ì Üêô£ù¶ 8% õ†® N=
P.r
iîˆF™ âˆî¬ù ݇´èO™ Í¡Á
ñìƒè£°‹? 25
(A) 25 ݇´èœ 100 x 2000
N=
(B) 20 ݇´èœ 2000 x 8
2
(C) 30 ݇´èœ
(D) 15 ݇´èœ 25 1
= = 12 years
Í¡Á ñ샰 = Üê™ + Þ¼ñ샰 2 2

29
 TNPSC èí‚°

21. A bank gives 6% SI on deposits. Find the P

=
amount to be deposited to earn an interest of 150
145 in one year.
å¼ õƒAò£ù¶ ¬õŠ¹ˆ ªî£¬è‚° P = 10,000 x 150
6% îQõ†® õöƒ°Aø¶. å¼
õ¼ìˆFŸ° õ†® 145 A¬ì‚è âšõ÷¾ P = 15,00,000
¬õŠ¹ˆªî£¬è ªê½ˆî «õ‡´‹ âù‚
裇è. 23. If a certain sum of money amounts to Rs.
(A) 1450 (B) 1750 16,940 in 6 years at 9% with simple interest
(C) 11,000 (D) 1 800 then find the principal amount
Pnr å¼ °PŠH†ì ªî£¬èò£ù¶ 9% îQ
S.I =
100 õ†® iîˆF™ 6 ݇´èO™ Ï.16,940
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

& ÝAø¶ âQ™, Üê¬ô‚ 裇è.

100 x S.I
A) Rs. 11,500 B) Rs. 12,000
P= C) Rs. 11,000 D) Rs. 11,900
n.r
r = 9% n = 6 yrs A = 16,940
50 15 P =?
100 x 45
=
1x 6 Ler Principal Rs. r
2

rx9x6
= 50 x 15 S.I =
100

P = 750
54r 27r
= = → (i )
22. If an investor wants to receive Rs. 10,000 100 50
as simple interest every month and rate of
interest is 8% per annum then the amount he A = P + S.I
should invest is
å¼ ºîh†ì£÷˜ HóF ñ£î‹ îQ õ†®ò£è 27r
16,940 = r+
Ï. 10,000 ªðø M¼‹¹Aø£˜. õ†® iî‹ 50
݇´‚° 8% âQ™ Üõ˜ ºîh´ ªêŒò
«õ‡®ò ªî£¬è â¡ù? 50r + 27r
(A) Ï. 25 ô†ê‹ (B) Ï. 20 ô†ê‹ 16,940 =
50
(C) Ï. 15 ô†ê‹ (D) Ï. 8 ô†ê‹
S.I = 10,000 r = 8% P =?
n = 1 month

Pr n = 16,940
= x 50 50r + 27r
S.I =
100
77r = 16940 x 50
82 1
10000 = Px x 16940 x 50
100 50 12 3 r=
77
1
=Px
150
r = 220(50)
30
 TNPSC èí‚°

r = 11,000 n x 15 = 300

P = 11,000 n = 300/15

n = 20 years

24. The simple interest at x % for x years

will be Rs. x on a principal of Note : 2 time = nR = 100
â‰î Üêô£ù¶ x% îQõ†®‚° x
õ¼ìƒèÀ‚° Ï. x â¡ø îQõ†®¬òˆ 3 time = nR = 200

4 time = nR = 300
100
A) Rs. x B) Rs. x C) Rs.
100 26. A certain sum of money amounts to Rs.20,160
100 x D) Rs. 2
x in 5 years at 8% interest. Find the principal
r = x%
å¼ °PŠH†ì ªî£¬èò£ù¶ 8% õ†®
r = x year iîˆF™ 5 ݇´èO™ Ï. 20,160

ê˜è£˜ ä.ã.âv Üè£ìI

ÝAø¶. Üê¬ô 裇è.
S.I = x (A) Rs. 14,000 (B) Rs. 14,100
(C) Rs. 14,440 (C) Rs. 14,400

r = 8% n = 5 years A = 20,160 P=?

100 x x
P=
xxx P= x

100 x S.I = A - P
=
x2
S.I = 20,160 - x
100
= xx8x5
x 20160 − x =
100

40 x
25. A sum of money rises four times itself at =
15% per annum over a certain time. Find the 100
number of years
å¼ °PŠH†ì Üêô£ù¶ 15% õ†® 2x
20160
= +x
iîˆF™ âˆî¬ù ݇´èO™ ° 5
ñìƒè£°‹?
A) 10 ݇´èœ 7x
B) 15 ݇´èœ 20160 =
5
C) 20 ݇´èœ
D) 25 ݇´èœ 2880

r = 15% 20160 x 5
x=
7
Formula nR = 300
31
 TNPSC èí‚°

x = 14400
PNr
(A) PN + 100 (B) Pn + PNr
100 100
100
27. What is the simple interest earned on Rs. (C) PN + (D) Pn +
20,000 invested 3 month at a rate of 5% per PNr PNR
annum?
Pn PNr
Rs. 20,000‚° 5% ݇´ õ†® iîˆF™ Pn +
100
3 ñ£îƒèÀ‚° îQ õ†® ò£¶?
(A) Rs. 250 (B) Rs.100
(C) Rs. 125 (D) Rs.500
P = 20000 r = 5% n = 3/12 30. A man took a loan from a bank at the rate of
months 12% p.a. simple interest. After 3 years he had
to pay Rs. 5,400 interest only for the period.
50 3 5 The principal amount borrowed by him was
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

S.I = 200 00 x x
å¼õ˜ å¼ õƒAJL¼‰¶ å¼ °PŠH†ìˆ
12 100
3
ªî£¬è¬ò ݇´‚° 12% îQõ†®
iîˆF™ èìù£èŠ ªðÁAø£˜. Í¡Á
= 50 x 5 ݇´èœ èNˆ¶ Üõ˜ õ†® ñ†´‹
Ï. 5,400 Í¡Á ݇´èÀ‚° ªê½ˆî
S.I = 250 «õ‡´‹¢ âQ™ Üõ˜ èìù£è ªðŸø
ªî£¬è
28. A sum of money increases 5 times its principal
at 8% per annum over a certain year. Find the A) Rs. 15,000 B) Rs. 10,000
number of years C) Rs. 25,000 D) Rs. 50,000
å¼ °PŠH†ì ªî£¬èò£ù¶ Cô r = 12% n = 3 years S.I = 5400
õ¼ìƒèO™ 5 ñìƒè£Aø¶. Üî¡ õ†® P =?
MAî‹ 8% âQ™ âˆî¬ù õ¼ìƒèO™
150
5 ñìƒè£°‹ 450
5400 x 100
(A) 25 (B) 50 P=
(C) 75 (D) 100 12 x 3
R = 8% n=? 5 times
= 150 x 100
nR = 400
P = 15,000
n x 8 = 400

n = 400/8 = 50 31. The simple interest on Rs. 10 for 4 months at

the rate of 3 paise per rupee per month is
n = 50 years Ï.10 ‚° ° ñ£îƒèÀ‚° ñ£î‹
Ï𣌂° 3 ¬ðê£ îQõ†® iîŠð®
îQõ†®ò£ù¶
29. Let r% be the rate of interest paid and P A) Rs. 2.10 B) Rs. 0.80
be the monthly installment paid for n C) Rs. 1.20 D) Rs. 1.50
months than maturity amount is?
õ†® iî‹ r%‚° ñ£î‰«î£Á‹ ªê½ˆ¶‹ P =10 n = 4 month R = 3 paise
Ü ê ™ ª î £ ¬ è ‘p’ ä ‘n’ ñ £ î ƒ è œ
ªê½ˆ¶õî£è‚ ªè£‡ì£™ A¬ì‚°‹ 10 x 3 x 4 12
S.I = = = 1.2
ºF˜¾ˆ ªî£¬è H¡õ¼õF™ 10 0 10

32
 TNPSC èí‚°
7 years ----> 1020
32. A certain sum of money amounts to Rs.
10,400 in 5 years and Rs. 9,440 in 3 years r=?
respectively. Find the principal.
å¼ °PŠH†ì Üêô£ù¶ 5 ݇´èO™ 5 years = 1020 - 720 = 300
Ï. 10,400 Ý辋 3 ݇´èO™ Ï.
9,440 Ý辋 ñ£ÁAø¶ âQ™ Üê™ S.I 1 year = 300/5 = 60
ñFŠ¹
A) Rs. 6,000 B) Rs. 8,000 2 year (S.I) = 2 x 60 = 120
C) Rs. 9,000 D) Rs. 10,000
P = 720 - 120 = 600
5 years ---> 10,400
P = 600
3 years ---> 9440
10
20
P=? 120 x 100
r=
6 00 x 2
2 years = 10,400 - 9,440
r = 10%
= 960

ê˜è£˜ ä.ã.âv Üè£ìI

S.I 1 year = 480 34. ó£ñ¡ 嚪õ£¼ ñ£î ªî£ì‚èˆF½‹
5 ݇´ Ü…êôè ªî£ì˜ ¬õŠ¹ˆ
3 year = 3 x480 F†ìˆF™ Ï. 1,000 ªê½ˆF õ¼Aø£˜.
õ†® iî‹ 7% âQ™ 5 ݇´èÀ‚°
=1440 H¡ ó£ñ¡ ªðÁ‹ ªî£¬è â¡ù?
If Rama pays Rs. 1,000 at the beginning of
P = A - S.I every month in a post office recurring deposit
for 5 years. If the rate of interest is 7%. What is
= 9440 - 1440 the amount Rama gets at the end of five years?
(A) Rs. 62,675 (B) Rs. 72,675
P = 8000 (C) Rs. 10,675 (D) Rs, 70,675
P = 1000 N=5

33. A sum of money lent out at simple interest N = 5 x 12 = 60 months

amounts to � 720 after 2 years and to �
1020 after a further period of 5 years. Find R = 7%
the interest rate %
å¼ °PŠH†ì Üêô£ù¶ 2 Pn(n+1) R
݇´èO™ � 720 Ý辋 Hø°, Pn
Pn + x
2 x 12 100
ޡ‹ å¼ 5 ݇´èO™ � 1020
Ý辋 ñ£ÁAø¶ âQ™ Üî¡ õ†®
1000 x 60 x 61  7
iîˆ¬î‚ è£‡è. (õ†®¬ò îQ õ†® (1000 x 60 ) +  x
âù ªè£œè)  24  100
A) 8% B) 9%
C) 10% D) 11%
2 years ----> 720

33
 TNPSC èí‚°

 5 
5
10
 10 00 x 60 x 61  7 1
=60,000+   x
 24  100 37. å¼õ˜ îù¶ ÍôîùˆF¡ 3 ñ샬è 7%
4
 2  1
õ†®‚°‹, 4 ñ샬è 8% õ†®‚°‹,
= 60000 + (25 x 61 x 7)
eè¬ò 10% õ†®‚°‹ ºîh´
=70675 ªêŒAø£˜. Üî¡ Íô‹ Üõ˜ ñ£î
õ¼ñ£ùñ£è Ï. 561 ªðÁAø£˜ âQ™
Üõ˜ ºîh´ ªêŒî ªñ£ˆî ªî£¬è
35. Ï.1,600 ‚° 2 õ¼ìƒèœ 4 ñ£îƒèO™ âšõ÷¾?
A¬ì‚°‹ îQõ†® Ï.252 âQ™ ݇´ 1 1
õ†® iî‹
Aman invested 3 of his capital at 7% 4 at8% and
A sum of Rs. 1,600 gives a simple interest of the remainder at 10%. If his monthly income is
Rs. 252 in 2 years and 4 months. The rate of
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

interest per annum is Rs.561, the capital is

3 1 (A) 6600 (B) 79200
A) 10 4 % B) 12 %
2 (C) 13200 (D) 6732
3
6 % Let the capital be Rs. x
C) 4 D) 7 1 %
P = 1600 n - 2 years 44months ==>
28 x x
x x 
12 x 7 x1 x 8 x 1  x − −  x 10 x 1
3 4
3 +4 + 561
=
100 100 100
S.I = 252 R=?
 12 x − 4 x − 3 x 
9
7x 8 x   x 10
63 3 12 
252 x 100 x 12 + + 561
=
= 300 400 100
16 00 x 28
4 7

27 3 7x 8x 50 x
= =6 % + + 561
=
4 4 300 400 1200

36. å¼ ªî£¬èò£ù¶ 20% îQõ†® iîˆF™ 28 x + 24 x + 50 x

= 561
âˆî¬ù ݇´èO™ Þ¼ñìƒè£°‹? 1200
In how many years will a sum of money 102 x
= 561
double itself at 20% simple interest? 1200
(A) 4 years (B) 5 years
(C) 10 years (D) 20 years 561 x 1200
x=
r = 20% 2 times n=? 102

nR = 100 (1 month) x = 6600

1 year = 6600 x 12 = 79200
n = 100/20 = 5 38. Ï. 6,750-‚° 219 èÀ‚° 10% õ†®
iî‹ îQ õ†®¬ò‚ 裇è
n =5 years Find simple interest for Rs. 6,750 for 219 days
34
 TNPSC èí‚°
at 10% per annum A) 4 years 5 months
(A) Rs. 405 (B) Rs. 155 B) 5 years 4 months
(C) Rs. 450 (D) Rs.350 C) 6 years 2 months
P = 6750 n = 219 days r = 10% D) 6 years 5 months
r = 18.75%
135 219 10
S.I = 675 0 x x
365 10 0 18.75
73 1 P = P xnx
100
29565
=
73 100
= = 5.3
18.75
S.I = 405 A = 5 + 0.3

39. å¼ ªî£¬è‚°, 6% õ†® iîˆF™ 2 5 years 4 months

݇´èÀ‚° îQ õ†® Ï.120 ÝAø¶.
Ü«î õ†® iîˆF™ Í¡Á ݇´èÀ‚°
îQõ†® Ï.90 âQ™ ªî£¬è âšõ÷¾ 41. å¼ °PŠH†ì ªî£¬èò£ù¶ 8% õ†®
Simple interest for an amount is Rs.120 at 6% iîˆF™ 5 ݇´èO™ Ï.10,080ÝAø¶

ê˜è£˜ ä.ã.âv Üè£ìI

per annum for two years. What is the amount, Üê¬ô‚ 裇è
if the simple interest is Rs.90 at the same rate A certain sum of money amounts to Rs, 10,080
of interest for 3 years? in5 years at 8% Find the principal
A. 1000 B. 1500 A) Rs. 7,200 B) Rs. 7,000
C. 500 D. 750 C) Rs. 6,200 D) Rs. 7,300
r = 6% n = 2 years S.I = 120 Amount
P=
P=? n= nr
1+
100
n = 3 years ---> S.I = 90
10080
1 year = 120 - 90 =
5x8
1+
100
S.I = 30
10080
2 year = 2 x 30 = 60 =
40
1+
5
100
10
60 x 100
P =
6 x 2
P = 500 10080
=
140
40. õ¼ìˆFŸ° 18.75% â¡ø âOò õ†® 100
MAîˆF™, ªî£¬èò£ù¶ âˆî¬ù
õ¼ìƒèO™ Þ󆮊𣰋?
In how many years will a sum of money
double itself at 18.75%per annum simple 1008000
=
interest ? 140

35
 TNPSC èí‚°

P = 7200 124r = 116r + 40

42, Ï .10,950 â¡ø Ü꽂° 42 èO™ 124r - 116r = 40

݇®Ÿ° 10% îQõ†® º¬øJ™
A¬ì‚°‹ õ†® âšõ÷¾? 8r = 40
Find simple interest on Rs.10, 950 for 42 days
at 10% p.a. r = 40/8
A) Rs. 116 B) Rs. 74
C) Rs. 126 D) Rs. 108 r = 5%
P = 10950 n = 42 days R = 10%
44. Ï.7,500‚° 8% õ†® iî‹ å¼ õ¼ì‹
3 6 ñ£îƒèÀ‚è£ù îQ õ†®¬ò 裇è
219 42 10
= 1095 0 x x Find the simple interest on Rs.7,500 at 8% per
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

365 100 annum for 1½ years.

73

A. Rs. 800 B. Rs.900

S.I = 126 C. Rs. 8,400 D. Rs.10,000
P = 7500 r = 8% n = 1 year 6
43. Ï. 3,100-‚° 4 õ¼ìƒèÀ‚° °PŠH†ì month
õ†® MAîˆF™ õ¼‹ îQõ†® Ï.
2,900‚° Ü«î è£ôˆFŸ° Ü«î õ†®
MAîˆF™ õ¼‹ îQõ†®¬ò Mì 186 8
2

Ï. 40 ÜFèñ£è àœ÷¶ âQ™ õ†® =

75 00 x x
12 3 100
MAîñ£ù¶
If simple interest for a sum of R 3,100 for 4 = 75 x 12
years is R 40 more than the simple interest of
R 2,900 for the same duration at the same rate S.I = 900
of interest then the rate of interest is
(A) 2% (B) 5% 45. Kamal invested Rs. 3,000 to a 1 year at 7%
(C) 8% (D) 10% per annum. Find the simple interest and the
Pnr amount received by him at the end of one year.
=
S.I 100 èñ™ æ˜ Ý‡®Ÿ° 7% õ†® iîˆF™
Ï.3,000 «êI‚Aø£˜. æ󣇴 º®M™
Üõ˜ ªðÁ‹ îQ õ†®¬ò»‹,
4xr ªî£¬è¬ò»‹ 裇è.
x1 = 3100 x
100 (A) 210, 3210 (B) 200, 3200
(C) 180, 3180 (D) 260, 3260
= 124r P = 3000 n=1 r=7

4xr Pnr
x2 = 29 00 x =
100 S.I 100

= 116r 7
= 30 00 x 1 x
100
x=
1 x2 + 40
= 210

36
 TNPSC èí‚°
Amount = 3000 + 210 âQ™, õ†® MAîñ£ù¶

= 3210 If a sum of amount double in 9 years then the

rate of interest per annum
46. 16 ñ£îƒèÀ‚° ºîh´ ªêŒòŠð†ì 1 1
Üê™ a7,000 - ‚° ªðøŠð†ì 9 % 10 %
õ¼ì£‰Fó ê£î£óí õ†®ˆªî£¬è (A) 9 (B) 9
1 1
a1,680 âQ™, ݇´ õ†® êîiî‹ 11 % 12 %
â¡ð¶ (C) 9 (D) 9
The rate percent per annum, when a n = 9 years (2 times) r=?
principal of a7,000 earns a simple interest a
1,680 in 16months is nR = 100
(A) 8% (B)18% (C)
9R = 100
16% (D) 15%
r=? P = 7000 n = 16 month
R = 100/9
S.I = 1680
1
16 r R = 11 %
1680 = 7000 x x 9
12 100

ê˜è£˜ ä.ã.âv Üè£ìI

3
21 6 49. 6% õ†®J™ 3 ݇´èÀ‚° å¼
168 0 x 12 x 100 ªî£¬èJ¡ îQõ†® Ï. 90 âQ™ Ü«î
r=
7 0 00 x 16 ªî£¬è‚° 6 ݇´èÀ‚° 7% õ†®
8
MAî‹ âQ™ îQõ†® âšõ÷¾?
r = 18% The simple interest on a sum of money for 3
years at 6% is Rs. 90. The simple interest on
the same sum for 6 years at 7% will be
2 (A) 90 (B) 210
47. The Simple interest on Rs. 68,000 at 16 3 % (C) 270 (D) 180
per annum for 9 months is Rs. S.I = 90 n = 3 years r = 6%
2
Ï. 68,000- ‚ ° ݇´ õ†® 16 3 % 5
30
iîˆF™ 9 ñ£îƒèÀ‚° îQ õ†® Ï. 90 x 100
Þ¼‚°‹. =
3 x 6
(A) 8,200 (B) 8,300
(C) 8,400 (D) 8,500 P = 500
2 48+2 50
P = 68000 r = 16 = =
3 3 3 5 00 x 6 x 7
n = 9 month =
100
3
170 9 50
= 680 00 x x S.I = 210
12 3 00
3

S.I = 8500 50. å¼ °PŠH†ì ªî£¬è‚° õ¼ìõ†®

12% ⋫𣶠2½ õ¼ìˆF™ A¬ì‚°‹
48. å¼ ªî£¬è 9 õ¼ìƒèO™ Þ󆮊ð£A¡ø¶ îQõ†®ò£ù¶ Ü«î ªî£¬è‚°

37
 TNPSC èí‚°
õ¼ìõ†® 10% ⋫𣶠3½ õ¼ìˆF™
A¬ì‚°‹ îQ õ†®¬ò Mì Ï. 20 x = 400
°¬ø¾ âQ™ Ü‰î ªî£¬è âšõ÷¾?
The simple interest on a certain sum of money
for 2½ years at 12% per annum is Rs. 20 less 51. å¼ ªî£¬è ݇®Ÿ° 11% îQõ†®
than the simple interest on the same sum for M A î ˆ F ™ 3½ Ý ‡ ´ è À ‚ °
3½ years at 10% per annum. Find the sum ªè£´‚èŠð†ì¶. Ü«î Ü÷¾ ªî£¬è
(A) Rs. 400 (B) Rs. 625 Ü « î î Q õ † ® M A î ˆ F ™ 4½,
(C) Rs. 750 (D) Rs. 800 ݇´èÀ‚°‹ ªè£´‚èŠð†ì¶.
îQõ†®èO¡ MˆFò£ê‹ 1 412.50
S.I1 - 20 = S.I 2 ....... (1) S.I1 = ?
âQ™ ªè£´‚èŠð†ì ªî£¬è â¡ð¶
1 5
n 2=
= Two equal sums of money were lent at simple
2 2 interest at 11% p.a. for 3½ years and 4½, years
respectively. If the difference in interests for
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

r = 12% P= two periods was 1 412,50, then each sum is

x
(A) 1 3,250 (B) 1 3,500
5 12
S.I1 = x x x (C) 1 3,750 |(D) 1 4,250
2 100
S.I2 - S.I1 = 412.50
30x 7
=
10 0 S.I1 = ? r = 11% n=
2
P=
x
3x
S.I1 = 7 11
10 S.I1 = x x x
2 100
S.I2 = ?

7 77 x
n=3½= years =
2 200

r = 10%, P = x
9
S.I 2 =? r = 11% n= 2 P=
7 10 x
S.I 2 = x x x
2 10 0
9 11
S.I 2 = x x x
7x 2 100
S.I 2 =
20
99 x
=
3x 7x 200
eqn (1)  − 20 =
10 20
99 x 77 x
3x 7 x =− 412.50
=
− 20
= 200 200
10 20
22 x = 412.50 x 200
6x − 7x
= 20
20 22 x = 82500

x = 20 ( 20 ) 82500
x=
22

38
 TNPSC èí‚°
Ï.235.20 «ñ½‹ õ†® iî‹ 14% âQ™
x = 3750 ܈ªî£¬èJ¡ ñFŠ¹ â¡ð¶
The Simple interest on a certain sum for 3
years at 14% per annum is Rs.235.20. The
52. å ¼ °PŠH†ì ªî£¬èJ¡ sum is
9
(A) Rs.480 (B) Rs.560
îQõ†®ò£ù¶ ÜêL¡ 16 ñ샰‚° (C) Rs.650 (D) Rs.720
êñ‹. õ†®i, õ¼ìº‹ n=3 S.I = 235.20
⇠ñFŠH™ êññ£è Þ¼‚°‹ «ð£¶ r = 14%
õ†® i õ¼ìˆ¬î»‹ 裇.
9 Pnr
=
The simple interest on a sum of money is 16 SI 100
of the principal. Find the rate percent and time
if both are numerically equal. 14
235.20= P x 3 x
1 1 100
(A) 8 2 %, 8 2 yrs. (B) 7%, 7 yrs.
1 1

ê˜è£˜ ä.ã.âv Üè£ìI

(C) 7 2 %, 7 2 yrs. (D) 8%, 8 yrs.
235.20 x 100
P=
9 3 x 14
SI = 16 P r=n r= x
23520
Pnr =
= 42
SI 100
P = 560
9 x2
P = P
16 100
9 25
54. îQ õ†®J™ å¼ ªî£¬è 20 õ¼ìˆF™ 3
x2 = x 100
16 ñìƒè£Aø¶, Ü«î ªî£¬è Ü«î õ†®J™
4
âšõ÷¾ è£ôˆF™ Þó‡´ ñìƒè£°‹.
At simple interest, a-sum becomes 3 times in
9x25
x= 20 years. Find the time, in which the sum will
4
be double at the same rate of interest.
(A) 8 year (B) 10 year
3 ( 5 ) 15
x= = (C) 12 year (D) 14 year
2 2
n = 20 years 3 times
1
x=7 % 2 times
2 nR = 200
1
x = 7 years
2 nR = 100
R = 200/20
n = 100/10
53. å¼ ªî£¬èJ¡ îQ õ†® 3 ݇´èÀ‚°
R = 10%
39
 TNPSC èí‚°
57. ݇´ õ†® iî‹ 2% iî‹ 3 ݇´‚°
n = 10 years îQ õ†® Ï. 300 A¬ì‚°‹ âQ™
Üê¬ô‚ 裇è.
55. MüŒ Ï.10,000 ä 5% õ†® iîˆF™
Find the principal that will yield a simple
¬õŠ¹ GFò£è„ ªê½ˆ¶Aø£˜. âˆî¬ù
interest of Rs. 300 in 3 years at 2% rate of
݇´èO™ 11,000 Ïð£¬ò Üõ˜
interest per annum.
ªðÁõ£˜?
(A) Rs. 5,000 (B) Rs.3,000
Vijay invested Rs.10,000 at the rate of 5% sim-
(C) Rs. 2,000 (D) Rs. 1,000
ple interest per annum. He received Rs.11,000
after some years. Find the Number of years. r = 2% n = 3 years S.I = 300
P =?
(A) 3 years (B) 2 years
(C) 4 years (D) 1 year 50
100
P = 10000 r = 5% A = 11000 300 x 100
P=
n=? 3 x 2
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

P = 5000
S.I = 11000 - 10000
S.I = 1000
2
58. The difference between the interest received
1000 x 10 0 n =2 years from two different banks on Rs. 500 for 2
=
10 000 x 5 years, is Rs. 2.50. The difference between
their rates is
56. å¼õ˜ 10 ݇´èO™ «ê˜ˆî ªñ£ˆîˆ Ï𣌠500 ‚°, 2 ݇´èO™ Þó‡´
ªî£¬è Ï.16,500/- ºî™ õ¼ìˆFŸ°Š õƒAèO¡ îQõ†®‚è£ù MˆFò£ê‹
Hø° 嚪õ£¼ ݇´‹ º‰¬îò Ï. 2.50 âQ™ ÜšõƒAèO¡ õ†®
݇¬ì Mì Ï.100 ÜFèñ£è «êIˆî£™ iîƒèÀ‚A¬ì«òò£ù MˆFò£ê‹
ºî™ õ¼ì «êIŠ¹ ªî£¬è¬ò‚ 裇è. âšõ÷¾?
A man saved Rs.16,500/- in ten years. Each (A) 1% (B) 0.5%
year, after the first, he saved Rs.100 more than (C) 2.5% (D) 0.25%
in the preceding year. Find his savings in the S.I1 - S.I 2 = 2.5 P = 500 n = 2 years
first year.
(A) Rs.1,100 (B) Rs.1,200  5 r1   5 r2 
 500 x 2 x  −  500 x 2 x  = 2.5
(C) Rs.1,000 (D) Rs.1,250  100   100 
n = 10 years Sn = 16500 d = 100 10r1 − 10r2 =
2.5
n
Sn =  2a+ ( n-1) d  10 ( r1 − r2 ) =
2.5
2
2.5
r1 − r2 = = 0.25
10 10
16500 =  2a+ (10 - 1)100 
2 
16500 = 5 [ 2a+900] 59. î ¼ ‡ Þ ó ‡ ´ ô † ê Ï ð £ ¬ ò 5
݇´èÀ‚° å¼ õƒAJ™ Gó‰îó
16500 = 10a + 4500 ¬õŠ¹ˆ F†ìˆF™ ºîh´ ªêŒAø£˜.
10a = 16500 - 4500 ÜšõƒA ݇ªì£¡Á‚° 8% îQõ†®
10a = 12000 î¼Aø¶ âQ™ 5 ݇´èœ º®M™
a = 12000 / 10 Üõ¼‚° A¬ì‚°‹ ªñ£ˆî ªî£¬è
a = 1200 first year âšõ÷¾?
Tharun makes a deposit of Rs. two lakhs in a

40
 TNPSC èí‚°
bank for 5 years. If the rate of interest is 8% âOò õ†® MAî‹ â¡ù?
per annum. Find the maturity value at the end At what rate of simple interest a certain sum
of 5 years. will be double in 15 years?
(A) 2,20,000 (B) 2, 80,000
(C) 2, 40,000 (D) 2,60,000 1 1
6 % 5 %
P = 200000 n = 5 years r = 8% (A) 3 (B) 3
A=? 2 2
5 % 6 %
8 (C) 3 (D) 3
S.I = 2000 00 x 5 x
100
= 2000 x 40 nR = 100
S.I = 80,000
Amount = 2,00,000 + 80,000 n = 15
A = 2,80,000
R = 100/15
60. å¼ õƒAJ™ 6 ñ£îƒèÀ‚° ºîh´
ªêŒòŠð†ì Üê™ 1 2,500 ‚° õ†® 2
1 100 A¬ì‚Aø¶ âQ™ Ü«î õ†® R = 6   %
3
iîˆF™ 9 ñ£îƒèÀ‚° Üê™ 1 3,200

ê˜è£˜ ä.ã.âv Üè£ìI

‚° A¬ì‚°‹ õ†® âšõ÷¾?
62. å¼ °PŠH†ì ªî£¬èò£ù¶ 6% îQõ†®
A sum of 12,500 deposited in a bank gives an
iîˆF™ 3 ݇´èO™ Ï. 6,372 ÝAø¶
interest of 1 100 in 6 months. What will be the
âQ™ Üê¬ô‚ 裇è
interest on 1 3,200 for 9 months at the same
rate of interest? A certain sum of money amounts to Rs. 6,372
in 3 years at 6% on simple interest. Find the
(A) 1 200 (B) 1 192
principal
(C) 1 180 (D) 1 210
(A) Rs. 5,000 (B) Rs.4,500
6 1
P = 2500 A = 6 months = = (C) Rs.5,400 (D) Rs. 4,000
12 2
S.I = 100 r = 6% n = 3 years A = 6372
P=?
4
100 x 100 x 2
= P= x
25 00

S.I = A - P
R = 8%
9 3
New P = 3200 N= = years S.I = 6372 - x
12 4
R = 8% ( 6372 − x ) x 100
x=
6x3
8 3 8
= 32 00 x x 637200 − 100 x
4 100 =
18
= 64 x 3
18 x 637200 − 100 x
=
S.I = 192
18 x + 100 x =
637200
61. å ¼ ° P Š H † ì ª î £ ¬ è ò £ ù ¶ 1 5
õ¼ìƒèO™ Þ󆮊ð£õ, 118 x = 637200

41
 TNPSC èí‚°

637200 64. ܫꣂ 10,000 Ïð£¬ò ݇´‚°

x= 8% â¡ø õ†® iîˆF™ å¼ õƒAJ™
118
x = 5400 ºîh´ ªêŒ¶œ÷£˜. 5 ݇´èO™
A¬ì‚°‹ îQ õ†®¬ò‚ 裇è.
63. ¬õbv â¡ðõ˜ 1 500 ä 嚪õ£¼ Ashok deposited Rs.10,000 in a bank at the
ñ£îˆ ªî£ì‚èˆF½‹ æ˜ Ü…êôèˆF™ rate of 8% per annum. Find the simple interest
5 ݇´èÀ‚°„ ªê½ˆ¶A¡ø£˜. õ†® for 5 years.
iî‹ 7.5% âQ™ 5 ݇´èœ º®M™ (A) 2,000 (B) 40,000
Üõ˜ ªðÁ‹ ªî£¬è âšõ÷¾? (C) 4,000 (D) 5,000
Vaideesh deposits ) 1 500 at the beginning of P = 10000 r = 8% n = 5 years
every month for 5 years in a post office. If the 8
S.I = 100 00 x 5 x
rate of interest is 7.5%. Find the amount he 100
will receive at the end of 5 years S.I = 4000
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

(A) ) 1 35718.75
(B) ) 1 37518.75 65. å¼ ªî£¬è‚è£ù õ¼ì õ†® ºî™
(C) ) 1 37581.75 Þó‡´ õ¼ìˆFŸ° 4% Ý辋 Ü´ˆî
(D) ) 1 35817.75 ° õ¼ìˆFŸ° 6% Ý辋 ÝÁ
P = 500 n = 5 years = 60 months r = õ¼ìƒèÀ‚° «ñ™ 8% Ý辋 àœ÷¶.
1 15 å¼ °PŠH†ì ªî£¬è‚è£ù 9 õ¼ì
7.5% 7 = %
è£ôˆFŸè£ù îQõ†®ˆ ªî£¬è 1,120
2 2
âQ™ ܈ªî£¬è¬ò 裇.
Pn = 500 x 60 = 30000
The rate of interest on sum of money is 4 %
per annum for the first 2 years, 6 % per annum
1  n ( n+1) 
N=   for the next 4 years and 8 % per annum for the
12  2 
period beyond 6 years. If the simple interest
accrued by the sum for a total period of 9 years
1  15  is v1,120. What is the sum?
=  60 x 61
24 (A) v 1,500 (B) v 2,000
6
(C) v 2,500 (D) v 4,000
915 n = 2 years r = 4%
=
6
305 n = 4 years r = 6%
N = years
2
n=2 n=4 r = 8%
r = 4% r = 6% n = 3 ( 9 yrs
5 305 15
S.I = 500 x x - 6 yrs = 3 yrs)
2 2 x 100
22875 P= x
=
4
= 5718.75  4   6   8 
x x 2 x +x x 4 x +x x 3 x =1120
 100   100   100 
Total Amount =PnPn++ PNR
100 8 x 24 x 24 x
+ + 1120
=
= 30000 + 5718.75 100 100 100
= 35718.75
56 x = 112000

42
 TNPSC èí‚°
n = 5 years -----> S.I = 200
112000 n = 10 years -----> S.I = 600
x=
56 Amount = P + S.I
x = 2000
= 200 + 600
A = 800
66. å¼ ªî£¬è‚è£ù îQ õ†®ò£ù¶ å¼
°PŠH†ì è£ôˆF™ ܈ªî£¬èJ™
1/9 ñìƒè£è àœ÷¶. «ñ½‹ õ¼ì 68. A ñŸÁ‹ B ÝAò Þó‡´ õƒAèO¡
õ†® iîñ£ù¶ è£ôˆFŸ° êñ‹ âQ™, îQõ†®‚è£ù õ†®ò£ù¶ 5:4 â¡ø
܈ªî£¬è‚è£ù õ¼ì õ†® iî‹ MAîˆF™ àœ÷¶ å¼õ˜ îù¶
âšõ÷¾? º¿ˆªî£¬è¬ò»‹ Þó‡´ õƒAèO½‹
The simple interest on a sum of money is 1/9 ܬó õ¼ì õ†®ò£ù¶ êññ£è
of the principal and the number of years is Þ¼‚°‹ð®ò£è HKˆ¶ ºîh´ ªêŒAø£˜
equal to the rate percent per annum. The rate âQ™ Üõ˜ ºîh´ ªêŒî ªî£¬èò£ù¶
percent per annum is â‰î MAîˆF™ Þ¼‚°‹
1 The rates of simple interest in two banks A &
B are in the ratio 5:4. A person wants to deposit
(A) 3 (B) 3
1 3 his total savings in two banks in such a way

ê˜è£˜ ä.ã.âv Üè£ìI

3 that he received equal half yearly interest from
(C) 3 (D) 10
both. He should deposit the savings in banks
1 A & B in the ratio
S.I= P
9
(A) 5: 2 (B) 2: 5
PNR (C) 4:5 (D) 5:4
S.I =
100 N=R P= x 5R% : 4R%

1 PxRxR Bank A = Bank B

P=
9 100
Pnr Pnr
P P x R2
= 100 = 100 P=y
9 100
100
R2 = x x 1 x 5R y x 1 x 4R
9 =
100 100
10 1
R= =3 x 4
3 3 =
y 5
67. å¼ ªî£¬è‚è£ù îQ õ†®ò£ù¶ 5 x: y = 4:5
õ¼ìˆF™ Ï. 200 ܬìAø¶. Ü´ˆî
5 - õ¼ìˆF™ ºîh†´ ªî£¬èò£ù¶ 69. Ï.7,000 Ü꽂° 16 ñ£îƒèÀ‚°
3 - ñìƒè£Aø¶ âQ™ 10 - õ¼ì º®M™ Ï. 1680 îQõ†® A¬ìˆî£™, õ†®
A¬ì‚°‹ ªñ£ˆî õ†® ªî£¬è âšõ÷¾? iîˆ¬î‚ è‡´H®
The simple interest on a sum of money will Find the rate percent per annum when a prin-
be 1 200 after 5 year. In the next 5 year prin- cipal of Rs. 7,000 earns a Simple interest of
cipal amount is tripled. What will be the total Rs. 1680 in 16 months
interest at the end of the 10th year? (A) 18 % (B) 8 %
(A) 1 800 (B) 1 650 (C) 12 % (D) 10 %
(C) 1700 (D) 1 600
43
 TNPSC èí‚°

16 18 x 1180000 − 100 x
=
P = 7000 n=
12
S.I = 1680 r=? 18 x + 100 x =
1180000

21 3 6
168 0 x 12 x100 118 x = 1180000
r=
7 000 x 16 8
r = 18% 1180000
=x = 10000
118
70. êbw°ñ£˜ â¡ðõ˜ å¼ èì¡ õöƒ°‹
ïðKì‹ Þ¼‰¶, Ï.52,000/-ä å¼ x = 10000
°PŠH†ì îQõ†® iîˆF™ èìù£èŠ
ªðŸø£˜. 4 ݇´èœ èNˆ¶ Üõ˜ 72. èìù£è õöƒèŠð†ì Üê™ ,48,000&‚°
Ï.79,040¬ò ªñ£ˆîˆ ªî£¬èò£è 2 ݇´èœ 3 ñ£î‚ è£ôˆFŸ°Š H¡
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

ªê½ˆFù£˜ âQ™ õ†® iî‹ è£‡è. îQõ†® Íô‹ ªðøŠð†ì ªñ£ˆîˆ

Sathish Kumar bought a amount of Rs. 52,000 ªî£¬è ,55,560 Ýè Þ¼‰î¶ âQ™,
from a person on simple interest. After 4 years õ†® iîˆ¬î‚ è£‡è.
he paid the total amount Rs. 79,040 to the per- A sum of ,48,000 was lentout at simple in-
son then calculate the rate of simple interest terest and at the end of 2 years and 3 month
(A) 11% (B) 12% the total amount was ,55,560. Find the rate
(C) 13% (D) 14% of interest per year.
P = 52000 n = 4 years A = 79040 (A) 7% (B) 8%
R=? (C) 9% (D) 10%
S.I = 79040 - 52000 = 27040 27
676 P = 48000 n = 2 years 3 month =
1352 12
2704 0 x 100 A = 55560 R=?
R= S.I = 55560 - 48000
52 0 00 x 4
2
S.I = 7560
676
=
52 7
63
189
R = 13% R = 756 0 x 100 x 12
48 0 00 x 27
4 9
71. Í¡ø£‡´èO™ 6% îQõ†® iî‹
ªñ£ˆî ªî£¬è ,11,800 ÜO‚°‹ R=7%
Üê¬ô‚ 裇è.
Find the principal on amount ,11,800 at 6%
per annum for 3 years being simple interest
annually.
(A) ,8,000 (B) ,9,000
(C) ,10,000 (D) ,9,500
n = 3 years r = 6% A = 11800
P =?
S.I = 11800 − x
6
11800 − x =xx3x
100
1180000 − 100 x
x=
18

44
 ê˜è£˜ ä.ã.âv Üè£ìI
èí‚°
TNPSC

45
 TNPSC èí‚°
Æ´ õ†® Formula :
Compound Interest 1. CI = A - P
(For 1 year)
n
 r 
ňFóƒèœ A = P 1 + 
 100 
(For 1/2 year)
æ󣇴 õ†® è£í ªñ£ˆî ªî£¬è 2N

( )  R 
N
R A = P 1 +
A = P 1+ 100 
 200 
(For 1/4 year)
ܬóò£‡´ õ†® è£í ªñ£ˆî ªî£¬è 4N

( )  R 
2N
R A = P 1 +
A = P 1+ 200 
 400 
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

n
è£ô£‡´ õ†® è£í ªñ£ˆî ªî£¬è  r 
CI = P  1 +  −P
( )  100 
4N
R
A = P 1+ 400
2. Difference for 2 years
P - Üê™
 r   r 
R - ݇´ õ†® iî‹ CI - SI = P x  x 
 100   100 
N - è£ô‹ (݇´èO™)
2
 r 
'N' - ݇´èœ 'x' ñ£îƒèœ õ†® è£í CI - SI = P x  
 100 
x %R
( )( )
N
12
A = P 1+ R 3. Difference between 3 years
100 1+ 100
2
 R   300 + R 
CI = A # P CI - SI = P    
 100   100 
嚪õ£¼ õ¼ìº‹ õ†® iî‹ (R%)
4. For 2 years only
ñ£Áð´Aø¶ âQ™
SI CI
ie., (R1%, R2%, R3%,.......) =
200 200 + R
(R
A = P 1+ 1
100 ) (1+ 100
R
) (1+ 100
2
R
) 3

 ¼ °PŠH†ì ªî£¬è Æ´õ†®J™ ‘y’

å 5. If R1%, R2% & R3% given
õ¼ìƒèO™ ‘x’ ñìƒè£Aø¶ âQ™ ‘NY’  R  R  R 
P 1 + 1  1 + 2  1 + 3  − P
CI =
õ¼ìƒèO™ (xn) ñìƒè£°‹.  100   100   100 
îQõ†®‚°‹, Æ´õ†®‚°‹ àœ÷  R  R  R 
MˆFò£ê‹ P 1 + 1  1 + 2  1 + 3 
A=
 100   100   100 
2 ݇´èÀ‚°
( )
2
R
(CI - SI) = P 100
Exercise sums :
3 ݇´èÀ‚°
1. å¼ ªî£¬è Æ´ õ†®J™ 3 õ¼ìˆF™
R 2 300+R
(CI - SI) = P 100 100( )( ) Ï.800 Ý辋, 4 õ¼ìˆF™ Ï.840
âOò º¬ø è£í Ý辋 àò˜Aø¶ âQ™, å¼ õ¼ìˆFò
2 ݇´èœ 3 ݇´èœ õ†® iî‹
2 3 A sum of money invested in compound
1 3 interest amounts to Rs. 800 in 3 years and
1
to Rs. 840 in 4 years. The rate of interest per

46
 TNPSC èí‚°
annum is r
3= 1 +
(A) 2 1/2% (B) 4% 100
(C) 5% (D) 6 2/3% 100 + r
3=
Solution: 100
Given P = 800 300 = 100 + r
n=1 r = 300 - 100
Simple interest for one year = 840 - 800 = r = 200 %
Rs.40
Formula:
3. å¼ ªî£¬è‚° 3 ݇´èO™ 10% õ†®
Pnr
SI = iîˆF™ A¬ì‚°‹ Æ´ õ†® Ï.331
100 âQ™ Ü«î ªî£¬è‚° Ü«î è£ôˆFŸ°
SIx100 Ü«î õ†® iîˆF™ A¬ì‚°‹ îQ õ†®
r=
Px n âšõ÷¾?
5
40 x100 If the C.I. on a certain sum for 3 years at 10%
= per annum be Rs.331. What would be the
8 00 x1
simple interest?
r = 5% A) Rs.3,000 B) Rs.300

ê˜è£˜ ä.ã.âv Üè£ìI

âOò º¬ø C) Rs.30 D) Rs.30,000
3 Yr → 800 Solution:
n = 3, r = 10%, CI = 331, SI = ?
4 Yr → 840
CI = A - P
1Yr → 40 = SI (MˆFò£ê‹) n
40 x 100  r 
CI =P 1 +  −P
R = 800 x 1 = 5%  100 
( ∴å¼ õ¼ì‹ MˆFò£êˆF™ àœ÷¶  10 
3

= P 1 +  −P
SI = CI)  100 
3
 110 
2. Æ´ õ†® º¬øJ™, å¼ ªî£¬èò£ù¶ = P   −P
 100 
Þó‡´ Ý‡´èO™ å¡ð¶ ñ샰
ÝA¡ø¶ âQ™, Üî¡ õ†® iî‹ ò£¶?  110 3 
At what rate percent compound interest does
= P   − 1
 100  
a sum of money become nine fold in 2 years?
 13310 00 
(A) 100% (B) 200% = P -1
(C) 300% (D) 150%  100 x 10 0 x 100 
Solution:  1331 
= P -1
The sum becomes 9 times in 2 yrs  1000 
n
 r  = P (1.331 - 1)
A P 1 +
= 
 100  CI = 0.331 P
2 331 = 0.331 P
 r 
9 P = P 1 +  331
 100  P =
0.331
r P = 1000
9 = 1+
100

47
 TNPSC èí‚°

Pnr Step 1
SI =
100 15
1050 70 00 x = 1050
3 x 10 100
= 10 00 x = 300 Step 2 1050 + 157.5
100
SI = 300 15
1050 + 157.5 105 0 x = 157.5
Note: 10 0
15
N= 2 years, CI = 252, R = 10% SI = ? 105 0 x = 157.5
10 0
S .I C .I
= Step 3
200 200 + R
1050 + 338.625
S .I 252
= 3
200 200 + 10 15
2257.5x = 338.625
SI 252 10020
=
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

200 210
+ 3150 496.125
252 CI = 3150 + 496.125
SI = x 200 = 240
210 CI = 3646.125

(or)
4. å¼ GF ¬ñòˆF™, ñ£LQ ݇®Ÿ°
15% â¡ø iîˆF™, 3 ݇´èÀ‚° Ï. Method II
7,000/-- ºîh´ ªêŒî£˜. Æ´ õ†®  r 
n

A P 1 +
= 
º¬øJ™, 3 ݇´èÀ‚°Š Hø°  100 
ñ£LQ ªðÁ‹ õ†®ˆ ªî£¬è»‹ ªñ£ˆîˆ 3
ªî£¬è»‹ ò£¬õ?  15 
= P 1 + 
(A) Æ´õ†®- Ï. 3,246, ªî£¬è- Ï. 13,246  100 
(B) Æ´õ†® - Ï.3,646, ªî£¬è - Ï.10,646  115 
3

= 7000  
(C) Æ´õ†® - Ï.6,436, ªî£¬è - Ï. 16,046  100 
(D) Æ´õ†® - Ï. 4,636, ªî£¬è - Ï.14,636 115 115 115
Malini deposited Rs. 7,000/- with a finance = 7 0 00 x x x
100 10 0 100
company for 3 years at an interest of 15% per
annum. What is the compound interest and the 10646125
=
amount that Malini will get after 3 years? 1000
(A) Compound interest - Rs. 3,246, amount - Amount = 10646.125
Rs. 13,246 CI = Amt - P
(B) Compound interest - Rs. 3,646, amount = 10646.125 - 7000
- Rs. 10,646 CI = 3646
(C) Compound interest - Rs. 6,436, amount - Method III
Rs. 16,046
p = 7000, R = 15%
(D) Compound interest - Rs. 4,636, amount -
(1 year)
Rs. 14,636
15
Solution: CI1 = 70 00 x = 1050
100
Malini (2nd year)
r = 15%, n = 3, P = 7000, CI = ? P = 7000 + 1050 = 8050
Amount = ? 15
CI 2 =805 0 x =1207.5
Method I 10 0

48
 TNPSC èí‚°
(3rd years) Solution:
P = 8050 + 1207.5 = 9257.5 r = 7%, CI = 4347/-, P = 30000, n=?
15 years (1) 2100
CI 3 =9257.5 x = 1388.625
100
7
CI = CI1 + CI2 + CI3 300 00 x =2100
100
CI = 1050 + 1207.5 + 1388.625 7
(2) 2100 + 147 2100 x = 147
100
CI = 3646.125 +
4200 +147 = 4347
5. °PŠH†ì å¼ ªî£¬èJ¡, 2 n=2
݇´èO™, ݇´‚° 4% iîˆF™
[Note: How many Stpes were done till go CI
致H®‚èŠð†ì îQõ†® ñŸÁ‹
is n value]
Æ´ õ†®‚A¬ì«òò£ù «õÁ𣴠Ï.
1 âQ™, Ü‰îˆ ªî£¬è ò£¶? Ãì´ õ†®, A¬ì‚°‹ õ¬ó ªêŒòŠð´‹
ð®èO¡ â‡E‚¬è¬ò n ñFŠ¹ Ý°‹
The difference between simple and compound
interest compounded annually on a certain Another Method :
sum of money in 2 years at 4% per annum is ( 1 year)
Rs. 1. The sum (in Rs.) is 300 00 x 7
CI1 = =2100

ê˜è£˜ ä.ã.âv Üè£ìI

(A) Rs. 625 (B) Rs. 630 100
(C) Rs. 640 (D) Rs. 650 (2 years)
Solution: 30000 + 2100 = 32100
n=2 32100
CI 2 = x 7=2247
r = 4% 100
CI - SI = 1 CI = CI1 + CI2
Amount (P) = ? CI = 2100 + 2247
r r CI = 4347
Px x
100 100 = CI - SI
n=2
r r
Px x =1
100 100
7. 8% õ†®J™ 2 õ¼ìƒèÀ‚° Ïð£Œ
4 4 Ï.1,250‚è£ù Æ´õ†® ñŸÁ‹
Px x =1
100 100 îQõ†®‚°ñ£ù MˆFò£êñ£ù¶
10000 The difference between compound interest
=P = 625
16 and the simple interest on Rs. 1,250 for 2 years
P = 625 at 8% is
(A) Rs. 2 (B) Rs. 4
(C) Rs. 6 (D) Rs. 8
6. ݇´‚° 7% Æ´ õ†®J™, Ï.
30,000 ºîh†®Ÿè£ù õ†® Ï. 4,347 Solution:
âQ™ è£ô Ü÷¾ âˆî¬ù ݇´èœ r = 8%, n = 2, P = 1250, CI - SI = ?
âù‚ 致H®. Method I
The compound interest on Rs. 30,000 at 7% 8
1) 100 125 0 x = 100
per annum is Rs. 4,347. The period in years is 10 0
(A) 2 (B) 2 ½ 8
2) 100 + 8 100 x =8
(C) 3 (D) 4 100
CI - SI = 8

49
 TNPSC èí‚°
(or) 10
3) 100 + 21 210 x = 21
Method II 100
r r = 300 + 31
Px x = CI - SI
100 100 CI = 331
8 8
1250 x x = CI − SI P = 1000
100 100
Amount = 1331
CI - SI = 8
n = 3 years
Method III
1 year :
4 9. Þó‡´ Ý‡´èÀ‚°, ݇´‚° 8%
25 8
CI1 = 125 0 x = 100 õ†® iîˆF™, å¼ ªî£¬èJ¡ Æ´ õ†®
10 0 ñŸÁ‹ îQ õ†®èÀ‚° Þ¬ì«ò àœ÷
2
MˆFò£ê‹ Ï. 240 âQ™ Ü‰î ªî£¬èJ¡
2 years :
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

ñFŠ¹ â¡ù ?
Amount = 1250 + 100 = 1350
The difference between the compound interest
8
CI 2 = 1350 x =108 and simple interest on a certain sum at 8% per
100 annum for 2 years is Rs. 240. Find the sum.
CI = CI2 - CI1 = 108 - 100 = 8
(A) Rs. 35,000 (B) Rs. 35,700
(C) Rs. 37,500 (D) Rs. 40,000
8. Ï, 1,000 Ýù¶ 10% ݇´ Æ´ õ†®
iîˆF™ âˆî¬ù ݇´èO™ Ï.1,331 Solution:
Ý°‹? CI - SI = 240
(A) 2 (B) 3 (C) 4 r = 8%
(D) «ñŸÃPòõŸP™ ⶾ‹ Þ™¬ô n=2
In what time will Rs. 1,000 become Rs. 1,331 r r = CI - SI
Px x
at 10% per annum compounded annually? 100
r 100 r
Px x = 240
(A) 2 (B) 3 100 100
8 8
(C) 4 (D) None of these x x 240
100 100
Solution:
50 25
P = 1000, r = 10%, Amt = Rs.1331, n = ? 100 100 30
P= x x 240
n 84 8
 r 
A P 1 +
= 
 100  P = 37500
n
 10 
1331 = 1000  1 + 
 10 0  10. ݇´‚° 12% îQ õ†® iîˆF™
n
Ï. 6,000 &ä æ󣇴 õ†®ò£è ªè£´‚°‹
1331  11  ªî£¬è¬ò‚ 裇è
= 
1000  10 
If the rate of simple interest is 12% per annum,
(1.1)n = 1.331 then find the amount that would get interest of
(1.1)n = (1.1)3 Rs. 6,000 per annum
n=3 (A) Rs. 82,000 (B) Rs. 50,000
(C) Rs. 72,000 (D) Rs. 45,000
(or)
10 Solution:
1) 100 10 00 x = 100 r = 12%
100
10 SI = 6000
2) 100 + 10 100 x = 10
100

50
 TNPSC èí‚°
Pnr 12. Ï. 5,000- ˆ ¬î ݇´‚° 12% õ†®
SI =
100 iîˆF™ Þó‡´ Ý‡´èÀ‚° °ˆî¬è
12
MìŠð†ì£™ îQõ†® ñŸÁ‹ Æ´
6000 = P x 1 x õ†® Þ¬õèÀ‚° àœ÷ «õÁð£´
100
........... Ý°‹.
6000 x 100
P= The difference between simple and compound
12 interest for a sum of Rs. 5,000 lent at 12% per
P = 50000 annum in 2 years is
Amount = 50000 (A) Rs. 720 (B) Rs. 12
11. 4% ݇´ õ†® iîŠð® 2 ݇´èO™ (C) Rs. 72 (D) Rs. 700
Ï. 1,632 Æ´ õ†®  â¡ø£™ Solution:
Üê¬ô‚ èí‚A쾋. P = 5000, r = 12%, n = 2, CI - SI = ?
Find the principal that yield a compound Step 1
interest of Rs. 1,632 in 2 years at 4% rate of 12
interest per annum. 1) 600 50 00 x = 600
100
(A) Rs. 10,000 (B) Rs. 20,000 Step 2
(C) Rs. 30,000 (D) Rs. 40,000 12
2) 600 + 72 6 00 x = 72
Solution: 100

ê˜è£˜ ä.ã.âv Üè£ìI

Answer: 72
r = 4%, n = 2, CI = 1632/-, P = ?
Short cut :
13. Ï. 8000‚° 10% ݇´ õ†® iî‹
Take option B
âQ™ Þó‡´ Ý‡´èO™ A¬ì‚°‹
4
1) 800 20000 x = 800 Æ´ õ†®‚°‹, îQõ†®‚°‹ àœ÷
100
MˆFò£êˆ¬î‚ 裇è.
4 Find the difference between simple interest
2) 800 + 32 8 00 x = 32
100 and compound interest for a sum of Rs. 8,000
= 1600 32
lent at 10% p . a in 2 years
CI = 1632
A) 90 B) 100
Another Method :
C) 80 D) 70
CI = Amoount - Principle
2
Solution:
 r 
=P  1 +  −P P = 8000, r = 10%, n = 2, CI- SI = ?
 100 
Step 1
2
 4  10
= P 1 +  −P 1) 800 80 00 x = 800
 100  100
 25 
10
2) 800 + 80 8 00 x = 80
100
 26 
2
CI - SI = 80
1632 P   − P
=
 25 
14. Ï.12,000 ‚° 10% õ†® iî‹ âQ™
 676  51P
= P − 1 = Þó‡´ Ý‡´èO™ A¬ì‚°‹ Æ´
 625  625
õ†®‚°‹ îQõ†®‚°‹ àœ÷ MˆFò£ê‹
32
625 x 1632 The difference between simple interest and
P=
51 compound interest for a sum of Rs. 12,000
P = 20,000
lent at 10% per annum in 2 years, is
A) Rs. 80 B) Rs. 90
C) Rs. 120 D) Rs. 100
51
 TNPSC èí‚°
Solution: 16. Ï. 15,000 &‚° 2 õ¼ìƒèÀ‚° A¬ì‚°‹
P = 12000 Æ´ õ†®‚°‹, îQ õ†®‚°‹ àœ÷
r = 10% «õÁ𣴠Ï. 96 âQ™, õ†® iî‹
݇´‚°
n=2
10 The difference between compound interest
CI - SI = 120 00 x = 1200 and simple interest on an amount of Rs. 15,000
100
10 for 2 years is Rs. 96, then the rate of interest
12 00 x = 120
100 per annum is
1) 1200 (A) 12 (B) 8
2) 1200 + 120 (C) 6 (D) 10
CI - SI = 120 Solution:
P = 15000, n = 2, CI - SI = 96, r = ?
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

15. Ï 25,000 &‚° 3 õ¼ìƒèÀ‚°Š H¡ r r

Px x = CI - SI
12% õ†® iî‹ A¬ì‚°‹ Æ´ õ†® 100 100
݇´‚° r2
Px = 96
What will be the compound interest on a sum 10000
of Rs. 25,000 after 3 years at the rate 12% per
3 r2
annum? 15 000 x = 96
10 2 000
A) Rs. 20,000 B) Rs. 12,800.20
C) Rs. 10,123.20 D) Rs. 10,000 32 2
r 2 = 96 x
Solution: 3
P = 25000, n = 3, r = 12%, CI = ?
n
r2 = 64
 r 
CI =P 1 +  −P r = 8%
 100 
3
 12 
25000 1 +  − 25000 17. å¼ ªî£¬è‚° 2 õ¼ìƒèÀ‚° 10%
=  100  Æ´ õ†®J™ Ï. 168 A¬ì‚Aø¶
 112 112 112  âQ™ Üî¡ îQ õ†®¬ò‚ 裇è.
25000  x x  − 25000
 100 100 100  The C.I. on a sum of money for 2 years at 10%
175616 is Rs. 168. Find the simple interest.
= − 25000
5 (A) Rs. 150 (B) Rs. 158
= 35123.2 - 25000 (C) Rs. 160 (D) Rs. 164
= 10123.20 Solution:
(or) n = 2, r = 10%, CI = 168/-, SI = ?
12 SI CI
1) 3000 250 00 x = 3000 =
100 200 200 + 10
12
2) 3000 + 360 30 00 x = 360 SI 168
100 =
12 200 210
3) 3000 + 763.2 636 0 x = 7632
10 0 56
8

9000 1123.2 168

SI = x 20 0
CI = 9000 + 1123.2 = 10123.2 21 7 0

52
 TNPSC èí‚°
SI = 160 1) 72
2) 72 + 4.32
18. Ï. 1200 Ü꽂° 2 õ¼ìƒèO™ Ï. 144 + 4.32
1348.32 ªî£¬è A¬ìˆî£™ ݇´‚° CI = 148.32
Æ´ õ†® iîˆ¬î‚ è£‡
Amount = P + CI
At what rate of compound interest per annum
will a sum of Rs. 1200 became Rs. 1348.32 in = 1200 + 148.32 = 1348.32
2 years
A) 7.5% B) 6.5% 19. Ï.1000 Üêô£ù¶ õ¼ìˆFŸ° 10% õ†®
C) 6% D) 5% iîˆF™ 4 õ¼ìˆFŸ° Hø° A¬ì‚°‹
îQõ†®‚°‹, Æ´ õ†®‚°‹ àœ÷
Solution: «õÁ𣴠ò£¶?
P = 1200, n = 2, Amt = 1348.32, CI = ?, r = ? What will be the difference between simple
 r 
n
and compound interest at 10% per annum on
A P 1 +
=  a sum of Rs. 1,000 after 4 years?
 100 
A) Rs. 32.10 B) Rs. 64.10
 r  
n

1348.32 = P 1 + C) Rs. 65.20 D) Rs. 66.45

ê˜è£˜ ä.ã.âv Üè£ìI

 
 100   Solution:
 r 
2
 P = 1000, n = 4, r = 10%, CI - SI = ?
1348.32 = 1200 1 +   10
 100   1) 10 00 x = 100
100
10
134832  r 
2
2) 100 x = 100 + 10
= 1 +  100
120000  100  10
3) 210 x = 100 + 21
2 100
11236  r  10
= 1 + 
10000  100  4) 331 x = 100 + 33.1 = 64.10
10 0
2 2 CI - SI = 64.10
 106   r 
 =  1 + 
 100   100 
106 r
20. å¼ ªî£¬è‚° 4% õ†® iî‹ Þó‡´
= 1+ ݇´èO™ A¬ì‚°‹ Æ´ õ†®‚°‹
100 100
îQ õ†®‚°‹ àœ÷ MˆFò£ê‹ Ï.4.80
6 r âQ™ ܈ªî£¬è¬ò‚ 裇è.
1+ 1+
=
100 100 The difference between simple interest and
R = 6% compound interest for two years on a sum of
money lent at 4% is Rs. 4.80. Find the sum
(or)
(A) Ï. 120 (B) Ï. 3,000
Take option r = 6%
(C) Ï. 3,010 (D) Ï. 768
Step 1
Solution:
6
12 00 x = 72 r = 4%, n = 2, CI- SI = 4.80
100
6 r r
72 x Px x = 4.80
100 = 4.32 100 100

53
 TNPSC èí‚°
25 25 (or)
100 100
P = 4.80 x x 4
4 4 1) 100 → 25 00 x 100 = 100
P = 3000 4
2) 100 + 4 → 100 x =4
100
200 + 4 = 204
21. s 2,400 ‚° 5% ݇´ õ†® iî‹ 2 Ans: 2704 - 204 = 2500
݇´èO™ A¬ì‚°‹ îQ õ†®‚°‹,
Æ´ õ†®‚°‹ àœ÷ MˆFò£ê‹
The difference between simple interest and 23. Æ´ õ†® º¬øJ™ Ï. 8,000, 3
compound interest on s 2,400 at 2 years at ݇´èO™ 5% õ¼ì õ†®iîŠð®
5% per annum compounded annually A¬ì‚°‹ õ†® âšõ÷¾?

A) m 5 B) m 6 The compound interest on Rs. 8,000 at 5% p.a.

for 3 years is
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

C) m 7 D) m 8
(A) Ï. 1251 (B) Ï. 1871
Solution: (C) Ï.1361 (D) Ï. 1261
P = 2400, r = 5%, n = 2, CI - SI = ? Solution:
5 P = 8000, n = 3, r = 5%, CI = ?
1) 120 → 24 00 x = 120
100
5 5
6
2) 120 + 6 → 120 x =6 1) 400 → 80 00 x = 400
100 20 100
5
CI - SI = 6 2) 400 + 20 → 4 00 x = 20
100
41 5
3) 400 + 41 → 820 x = 41
22. Þ ó ‡ ´ õ ¼ ì ƒ è À ‚ ° 4 % Ã † ´ 100 20
õ†®J™ âšõ÷¾ ðí‹ ªê½ˆFù£™ + 1200 61
Ï 2,704 A¬ì‚°‹? CI - SI = 61
What sum of money will amount to Rs. 2,704 SI = 1200
in 2 years at 4% C.I?
CI = 1261
A) Ï 2,000 B) Ï 2,200
C) Ï 2,500 D) Ï 1,800
Solution: 24. Ï. 4000 - Þó‡´ Ý‡´èO™ 5% õ¼ì
n = 2, r = 4%, A = 2704, P = ? õ†®iî º¬øJ™ îQõ†®‚°‹, Æ´
n
õ†®‚°‹ Þ¬ì«ò àœ÷ MˆFò£ê‹
 r 
A P 1 +
=  The difference between the compound interest
 100 
and simple interest on Rs. 4,000 at 5% per
 4 
2
annum for 2 years is
2704
= P 1 + 
 100  (A) m10 (B) m11
50 25 50
25 (C) m20 (D)m100
100 100
P = 2704x x Solution:
104 52 26 104 5226
P = 4000, n = 2, r = 5%
1690000
P= CI - SI = ?
676
5
P = 2500 1) 200 → 40 00 x = 200
100

54
 TNPSC èí‚°

5 iî‹ 10% iîŠð®, 18 ñ£îƒèÀ‚° H¡

2) 200 + 10 → 2 00 x = 10 ÞÁF Æ´ˆ ªî£¬è
100
Answer = 10 If interest is compounded every six months a
principal of Rs. 8,000 at 10% rate of interest
will amount to ________ at the end of 18
25. Üê™ P ‚° r % õ†® iî‹ âQ™, Þó‡´ months.
݇´èÀ‚°‚ Æ´ õ†®‚°‹ îQ
(A) Ï. 9,000 (B) Ï. 9,156
õ†®‚°‹ àœ÷ MˆFò£ê‹
(C) Ï. 9,261 (D) Ï. 9,282
The difference between compound interest Solution:
and simple interest of principal P at r % inter-
est for 2 years is . P = 8000,
2 r = 10% → 5% (1/2 yesr),
 r 2  r 
(A) P   P
(B)  1  
 n = 18 Month
100   100 
 r 
2
 r 2 = 1½years
(C) P 1 
 
 (D) P   
 100  100  = 3 (half year)
5
Solution: 1) 400 → 80 00 x = 400
100
5
P = P, r= r%, n = 2, CI - SI = ? 2) 400 + 20 → 4 00 x 100 = 20

ê˜è£˜ ä.ã.âv Üè£ìI

2
 r  41 5
P = CI − SI 3) 400 + 41 → 820 x = 41
 100  100 20
+ 1200 61
26. å¼ ªî£¬è‚° Þó‡´ Ý‡´èÀ‚° CI = 1261
8% õ†® iîˆF™ Æ´ õ†®‚°‹ îQ
õ†®‚°‹ àœ÷ MˆFò£ê‹ Ï.40 âQ™, P = 8000
Ü‰î ªî£¬è ò£¶? A = P + CI
The difference between the C.I and S.I for a A = 8000 + 1261
sum for two years at 8% rate of interest p.a. is A = 9261
Rs.40. What is the sum?
(A) m2,000 (B) m4,000
28. å¼ ªî£¬èò£ù¶ Æ´õ†® Íô‹
(C) m5,500 (D) m6,250
° õ¼ìƒèO™ 3 ñìƒè£Aø¶. Þ«î
Solution: õ†® iî‹ Íô‹ Ü‰î ªî£¬èò£ù¶
n = 2, r = 8%, CI - SI = 40 âˆî¬ù õ¼ìƒèÀ‚°Š Hø° 27
ñìƒè£°‹
8 8
Px x = 40 A sum on compound interest becomes three
100 100
times in 4 years. How many years will it take
25 50
5 100 100 to become 27 times the original if the interest
P = 40 x x
8 82 is calculated at the same rate
A) 8 õ¼ìƒèœ B) 12 õ¼ìƒèœ
P = 5 x 25 x 50 C) 24 õ¼ìƒèœ D) 36 õ¼ìƒèœ
P = 6250 Solution:
Yrs Time
27. ܬó ݇´‚° å¼ º¬ø õ†® Üê½ì¡ 4 31 =3
«ê˜‚èŠð†ì£™ Ï. 8000‚° ݇´ õ†®
8 32 =9
55
 TNPSC èí‚°
12 33 = 27 8
3) 2500 + 416 → 52 00 x = 416
Answer: 12 years 100
7500 + 616
SI = 7500
29. Ï. 1,200 &ä 10% õ†® MAîˆF™
îQõ†®‚°‹, Æ´õ†®‚°‹ 6 CI - SI = 616
ñ£îˆFŸ° å¼ º¬ø èí‚A†ì£™ CI - 7500 = 616
õó‚îò MˆFò£ê‹ â¡ù?
CI = 8116
The difference between simple interest and
compound interest at 10 % per annum each on
Rs. 1,200 for one year if reckoned half yearly 31. 20% Æ´ õ†® MAîˆF™ ¬õ‚èŠð†ì
is å¼ ªî£¬è Þ¼ñ샰‚° «ñ™ Ýõ
e„CÁ º¿ ݇´èœ â¡ù?
A) Ï. 2.50 B) Ï. 3
The least number of complete years in which
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

C) Ï. 4 D) Ï. 4.50 a sum of money put out at 20% compound

Solution: interest will be more than doubled is
(A) 3 (B) 4
P = 1200, r= 10% → 5% (1/2 year),
(C) 5 (D) 6
CI - SI = ? Solution:
n=1 r = 20%
P = Rs.1200  r 
n

A P 1 +
= 
r = 5%  100 
n = 2 half year 20 
n

2 P P 1 +
= 
5  100 
1) 60 → 12 00 x = 60
100 n
3 5  12 0 
2) 60 + 3 → 60 x =3 2P = P  
100 20  10 0 
120 + 3
2 = (1.2)n
CI - SI = 3
< (1.2)4 = (1.2)n
n=4
30. ݇´‚° å¼ º¬ø õ†® 裵‹
º¬øJ™ Ï. 31,250‚° ݇´ õ†®
8% iî‹ âQ™ 3 ݇´èÀ‚°‚ Æ´ 32. Æ´ õ†®J™ R 20,000Ÿ° 10% ݇´
õ†® 裇 õ†®‚° Ã´î™ R 26,620 A¬ì‚è
âˆî¬ù ݇´èœ «î¬õ?
Find the compound interest on Rs. 31,250 at
8% p.a. for 3 years compounded annually? In a compound interest, the sum R20,000 will
turned the amount R 26,620 at 10% rate of
(A) Ï. 8006 (B) Ï. 8106 interest per annum then the number of years
(C) Ï. 8096 (D) Ï. 8116 is
Solution: (A) 2 years B) 3 years
(C) 4 years (D) 5 years
P = 31250, r= 8%, n = 3, CI = ?
4
Solution:
625 8
1) 2500 → 31250 x = 2500 P = 20000, r = 10%
2
10 0
8 A = 26620
2) 2500 + 200 → 25 00 x = 200
100
56
 TNPSC èí‚°
CI = A - P Ü‰îˆ ªî£¬è âšõ÷¾ ?
CI = 6620 The difference between compound interest
10 and simple interest on an amount at 10% p.a.
1) 2000 → 200 00 x = 2000 for 2 years is Rs. 40. Find the amount?
100
10 (A) 4000 (B) 4200
2) 2000 + 200 → 20 00 x = 200
100 (C) 4100 (D) 4300
10
3) 2000 + 420 → 42 00 x = 420 Solution:
100
+ 6000 620 n=2
Answer n = 3 years r= 10%
[Note: How many Stpes were done till go CI
CI - SI = 40
is n value]
Æ´ õ†®, A¬ì‚°‹ õ¬ó ªêŒòŠð´‹ P= ?
ð®èO¡ â‡E‚¬è¬ò n ñFŠ¹ Ý°‹ I method
r2
Px = CI − SI
33. ( 6,000 Ýù¶ 5% ݇´ Æ´ õ†® 1002
iî‹ ªè£‡´ âˆî¬ù ݇´èO™ ( 10 10
6,615 Ý°‹? 40 x 100 x 100
P=

ê˜è£˜ ä.ã.âv Üè£ìI

10 x 10
In what time will Rs. 6,000 amount to Rs.
6,615 at 5% p.a. compounded annually ? P = 4000
(A) 1 year (B) 2 years II method
(B) 3 years (D) 1½ year Take option (A)
Solution: P = 4000
P = 6000 10
1) 400 → 40 00 x = 400
n = 5% 100
10
A = 6615 2) 400 + 40 → 4 00 x = 40
100
CI = Amount - Principal 40 → (CI - SI)
= 6615 - 6000 = 615 So answer is P = 4000
5
1) 300 → 60 00 x = 300
100 35. Ï.5,000 ‚° 2 ݇´èO™ 12% õ†®
5
2) 300 + 15 → 3 00 x = 15 MAîˆF™ îQõ†® ñŸÁ‹ Æ´
100
+ 600 15 õ†®‚è£ù MˆFò£ê‹

CI - SI = 15 The difference between the simple interest

and the compound interest at the rate of 12%
CI - 600 = 15 per annum of Rs. 5,000 for 2 year will be
CI = 615 A) Ï. 17.50 B) Ï. 36
Answer: n = 2 C) Ï. 45 D) Ï. 72
Solution:
34. Þ¼ õ¼ìƒèÀ‚° 10% õ†® iîˆF™ P = 5000, n = 2, r = 12%, CI - SI = ?
å¼ ªî£¬è‚è£ù îQ ñŸÁ‹ Æ´ 12
õ†®èÀ‚è£ù MˆFò£ê‹ t40 âQ™ 1) 600 → 50 00 x 100 = 600

57
 TNPSC èí‚°

12 4
2) 600 + 72 → 6 00 x = 72 1) 1000 → 250 00 x = 1000
100 100
CI - SI = 72 4
2) 1000 + 40 → 10 00 x = 40
1 100
36. àû£ â¡ðõ˜ àñ£Mì‹ Ï. 20,000ä 7 % + 2000 40
2
Æ´õ†® iîˆF™ 2 ݇´èÀ‚° èì¡ CI = 1000 + 1000 + 40 = 2040
õ£ƒAù£˜ âQ™ Þó‡ì£‹ ݇´
º®M™ àû£, àñ£MŸ° îó«õ‡®ò A = 25000 + 2040 = 27040
ªî£¬è âšõ÷¾? n = 2 years
Usha borrowed Rs. 20,000 from Uma for 2 years
1
at 7 % per annum. At the end of the second 38. ܼ‡ â¡ðõ˜ $ 4,000 ä å¼ õƒAJ™
2 3 ݇´‚°, õ¼ìˆFŸ° 15% õ†®J™
year, what amount Usha paid to Uma if the ºîh´ ªêŒî£˜. ÜŠðíˆFŸ° 3
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

interest is compounded annually? ݇´‚° Hø° Æ´ õ†® âšõ÷¾

A¬ì‚°‹?
(A) Ï. 23,000 (B) Ï. 3,112.50
Arun deposited $ 4,000 in a bank for 3 years
(C) Ï. 23,112.50 (D) Ï. 25,000 at an interest 15% per annum. What is the
Solution: compound interest that Arun will get after 3
years?
15
P = 20000, r = %, n = 2, Amount= ?
2 (A) 1083.50 (B) 2083.50
100 15 (C) 2183.50 (D) 2483.50
1) 1500 → 200 00 x = 1500
2 x 100 Solution:
15
2) 1500 + 112.5 → 15 00 x = 112.5
2x 100 P = 4000, n= 3, r = 15%, CI = ?
+ 3000 112.5 Step 1
CI = 3112.5 15
1) 600 → 40 00 x = 600
Amount = P + CI 100
A = 20000 + 3112.5
Step 2
A= 23112.5 15
37. å¼õ˜, Üê™ Ï. 25,000 Ïð£¬ò ݇´‚° 2) 600 + 90 → 6 00 x 100 = 90
Æ´ õ†® 4% iî‹ ºîh´ ªêŒ¶ n Step 3
݇´èœ èNˆ¶ Ï.27,040-ä ªî£¬èò£èŠ 15
ªðÁAø£˜ âQ™ n ¡ ñFŠ¹ ò£¶? 3) 600 + 193.5 → 1290 x 100 = 193.5
A man invested Rs. 25,000 at 4% per annum Overall add = 600 + 600 + 600 + (90 + 193.5)
in compound interest and received the amount
= 1800 + 285.5
Rs. 27,040 after n years, then value of n is
CI = 1800 + 283.5
(A) 2 yrs. (B) 3 yrs.
1 1 = 2083.50
(C) 2 yrs. (D) 3 yrs.
2 2
Solution:
39. å¼ ñQî¡ Ï. 2,550ä Þó‡´ Ý‡´èœ
P = 25000, r = 4%, n = ? º®M™ Þ¼ êñ îõ¬íèO™ F¼‹ð‚
膴‹ð®ò£è ݇´‚° 4% iî‹
Amount = 27040
Æ´õ†®J™ èì¡ ªðÁAø£˜. 嚪õ£¼
CI = Amount - Principal îõ¬í»‹ W›‚è‡ì ªî£¬èò£°‹.
A man borrows Rs. 2,550 to be paid back with

58
 TNPSC èí‚°
compound interest at the rate of 4% per annum 10
by the end of 2 years in two equal yearly 3) 100 + 21 → 210 x = 21
100
installments. How much will each installment Step 4
be?
10
(A) Ï. 1,275 (B) Ï. 1,283 4) 100 + 33.1 → 331 x = 33.1
(C) Ï. 1,352 (D) Ï. 1,377 100
overall added = 10 + 21 + 33.1 = 64.1
Solution:
CI - SI = 64.1
P = 2550, n= 2, r = 4%
Step 1
4 41. Ï𣌠1000‚° 10% õ†® iîˆF™ Þó‡´
1) 102 → 255 0 x = 102 ݇´èÀ‚° àKò Æ´ õ†®‚°‹,
10 0 îQõ†®‚°‹ àœ÷ MˆFò£ê‹ â¡ù?
What is the difference between the compound
Step 2
Interest and simple interest on a sum of Rs.
4 1,000 at 10% interest for two years?
2) 102 + 4.08 → 102 x = 4.08
100
CI = 208.08, CI - SI = 4.08 (A) Ï. 10 (B) Ï. 20
(C) Ï. 100 (D) Ï. 110
Amount = P + CI
Solution:

ê˜è£˜ ä.ã.âv Üè£ìI

= 2550 + 208.08 = 2758.08
P = 1000, r = 10%, n = 2, CI - SI = ?
2758.08
= 1352 10
Each installment = 2.04 1) 100 → 10 00 x = 100
100
(Hint : 4.08 ÷ 2 = 2.04)
10
= Rs.1377 2) 100 + 10 → 100 x = 10
100

40. Ï.1000 ‚° ݇´‚° 10% õ†® Answer: CI - SI = 10

iî‹ 4 õ¼ìƒèœ èNˆ¶ A¬ì‚°‹
îQ õ†®‚°‹ Æ´ õ†®‚°‹ àœ÷
42. å¼ ªî£¬è 4 õ¼ìˆF™ Æ´ õ†®J™
«õÁð£´
Þó‡´ ñ샰 ÝAø¶. ܶ«õ 4
What will be the difference between simple ñìƒè£è âšõ÷¾ ݇´ Ý°‹?
and compound interest at 10% per annum and The sum of money placed at compound
sum of Rs. 1,000 after 4 years interest doubles itself in 4 years. In how many
A) Ï. 58.95 B) Ï. 64.10 years will it amount to 4 times itself?
C) Ï. 72.17 D) Ï. 55.40 (A) 12 õ¼ì‹ (B) 13 õ¼ì‹
Solution: (C) 8 õ¼ì‹ (D) 16 õ¼ì‹
Solution:
P = 1000, r = 10%, n = 4 , CI - SI = ?
years Time
Step 1
4 21 = 2
10
1) 100 → 10 00 x = 100 8 22 = 4
100
Step 2 Answer: 8 years
10
2) 100 + 10 → 100 x = 10
100
Step 3 43. ݇®Ÿ° 8% õ†® MAîˆF™ Þ¼
݇´èÀ‚° å¼ ªî£¬èJ¡ Æ´
õ†®‚°‹ îQ õ†®‚°ºœ÷ MˆFò£ê‹

59
 TNPSC èí‚°
Ï. 768 âQ™ Ü‰îˆ ªî£¬è â¡ð¶ CI = 240 + 12.2 = 252.2
The Difference between compound interest
and simple interest on a sum for 2 years at 8% 45. Ï.8,000-‚° 10% õ†® iîˆF™ Þó‡´
is Rs. 768. Then the sum is ݇´èO™ A¬ì‚°‹ Æ´ õ†®‚°‹
(A) Ï. 1,00,000 (B) Ï. 1,10,000 îQ õ†®‚°‹ - à œ÷ MˆFò£êˆ¬î‚
(C) Ï. 1,20,000 (D) Ï. 1,70,000 裇è.
Solution: Find the difference between simple interest
r= 8%, n= 2, CI - SI = 768, P = ? and compound interest for a sum of Rs.8,000
lent at 10% p.a. in 2 years.
(I) Formula Method :
(A) Ï.70 (B) Ï.80
2
 r  (C) Ï.90 (D) Ï.100
P = CI − SI
 100  Solution:
8 8 P = 8000, r = 10%, n = 2 years , CI = ?
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

Px x = 768
100 100
10
100 x 100 1) 800 → 80 00 x =800
P = 768 x 100
8x8
10
2) 80 + 80 → 8 00 x =80
= 120000 100
CI - SI = 80
Another method
Formula Method :
Take (C) option 2
 r 
8 P x = CI − SI
1) 9600 → 1200 00 x = 9600  100 
100
2
 10 
8 8000 x   = CI - SI
2) 9600 + 768 → 96 00 x = 768  100 
100
CI - SI = 768 10 0
8 000 x = 80
So the aswer is (C) option 1,20,000/- 1000 0

44. 71,600 Ýù¶ 5% ݇´ Æ´ õ†® 80

∴ CI − SI =
iî‹ ªè£‡´ âˆî¬ù ݇´èO™
11,852.20 A¬ì‚°‹? 46. Ï.8,000&‚° ݇®Ÿ° 15% õ†®
In how many years will a sum of 7 1,600 MAîˆF™ 2 ݇´ ñŸÁ‹ 4 ñ£îˆFŸè£ù
amount to 7 1,852.20 at 5% per annum com- Æ´ õ†®¬ò èí‚A´è.
pound interest? Find the compound interest on Rs. 8,000 at
(A) 3 (B) 4 15% per annum for 2 years 4 months, com-
(C) 5 (D) 6 pounded annually.
Solution: A. 3110 B. 3109
P = 1600, r = 5%, n = ? C. 3106 D.3108
Amount = 1852.20 Solution:
5 P = 8000, r = 15%, n = 2 years 4 month,
1) 80 → 16 00 x = 80
100 CI = ?
5
2) 80 + 4 → 8 0 x 10 0 = 4 15
1) 1200 → 8000 x = 1200
5 100
3) 80 + 8.2 → 164 x = 8.2 15
100 2) 1200 + 180 → 12 00 x = 180
+ 240 12.2 100

60
 TNPSC èí‚°
7
4 4 15 2) 2100 + 147 → 2100 x = 147
3) 1200 x +387 x → 258 0 x =387 100
12 12 10 0 + 4200 147
CI = 4200 + 147 = 4347
  So, n = 2
400 129
+ 2800 309 49. 15625 ‚° ݇´ õ†® 8% iî‹ âQ™
CI = 2800 + 309 = 3109 3 ݇´èÀ‚°‚ Æ´ õ†® è£í¾‹
(1200+1200+180+400+124=3109) Find the C.I of Rs. 15,625 at 8% for 3 years
SI = 3109 compounded annually
(A) 5058 (B) 3058
47. å ¼ õ ˜ Ý ‡ ´ õ † ® 4 % â ù Ï (C) 4058 (D) 6058
50,000(ä‹ðî£Jó‹) õƒAJL¼‰¶ Solution:
èìù£è ªðÁAø£˜. ݇´‚ªè£¼ º¬ø P = 15625, r = 8%, n = 3, CI = ?
õ†® èí‚A†ì£™, Þó‡´ Ý‡´èœ
625 8 42
èNˆ¶ Üõ˜ è†ì «õ‡®ò Æ´ 1) 1250 → 15625 x
100 50 25
= 1250
õ†®ò£ù¶ 4
25 8
A person gets Rs. 50,000(Fifty thousand) as 2) 1250 + 100 → 125 0 x = 100

ê˜è£˜ ä.ã.âv Üè£ìI

10 0
loan with interest rate 4% p.a. from a bank. If 85
the interest is calculated year wise, then the 3) 1250 + 208 → 26 00 x 100 = 208
compound interest, after two years , is + 3750 308
A) 4,000 B) 2,000 CI = 3750 + 308 = 4058
C) 2,080 D) 4,080 Answer = 4058
Solution: âOò º¬ø
r= 4%, P = 50,000, n = 2, CI = ?
15625 x 8 = 1250 x 3 = 3750
4 100
1) 2000 → 500 00 x = 2000
1250 x 8 = 100 x 3 = 300
100 100
4
2) 2000 + 80 → 20 00 x = 80 100 x 8
= 8 x 1 = 8
100 100
+ 4000 80 CI 4058
CI = 4000 + 80 = 4080
CI = 4080
50. Ï. 640 Ýù¶ Þó‡´ Ý‡´èO™
Æ´ˆªî£¬è Ï. 774.40 Ý°‹. Æ´
48. Ï 30,000 â¡ø ªî£¬è‚°, ݇®Ÿ° õ†® iî‹ è£‡è.
7% Æ´ õ†® MAîˆF™ âˆî¬ù At what rate per annum will Rs. 640 amount
݇´èO™ Æ´ õ†® Ï 4,347 Ý°‹? to Rs. 774.40 in 2 years, when interest is being
The compound interest on Rs.30,000 at 7% per compounded annually?
annum is Rs 4,347.The period (in years)is (A) 10% (B) 15%
1 (C) 20% (D) 25%
A) 2 years B) 2 years
2
C) 3 years D) 4 years Solution:
Solution: P = 640, n = 2, Amount = 774.40, r = ?
P = 30000, r = 7%, CI = 4347, n = ? Take (a) option
7 10
1) 2100 → 300 00 x = 2100 1) 64 → 640 x 100 = 64
100

61
 TNPSC èí‚°

10 CI - SI = 6
2) 64 + 6.4 → 64x = 6.4
10 0 Another Method
+ 128 6.4 2
 r 
CI = 128 + 6.4 = 134.4 P x = CI − SI
 100 
Amount = P + CI
2
= 640 + 134.4  5 
2400 x  = CI − SI
CI = 774.0  100 
so the answer is (a) option r = 10% 6 25
24 00 x CI − SI
Another Method : 400 100 00
n
 r  CI - SI = 6
A P 1 +
= 
 100 

 r 
2 52. å¼ ªî£¬èò£ù¶ Æ´õ†® MAîˆF™
774.40 = 640 1 +
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

 15 ݇´èO™ 2 ñ샰 ÝAø¶ âQ™

 1002 
77440  r  âˆî¬ù ݇´èO™ ܈ªî£¬è 8
= 1 +  ñìƒè£°‹?
100 x 640  100 
2 2 A sum of money at compound interest doubles
r  =  88 =  1 + r 
2
77440  itself in 15 years. It will become eight times
= 1 +     
100 x 640  100   80   100  of itself in
r 88
1+ = (A) 60 years (B) 54 years
100 80
(C) 48 years (D) 45 years
r 88
= −1 Solution:
100 80
n= 15 → n is doubles (2 ñ샰 ÝAø¶)
88 − 80 8
= = n = ? → will become eight times (8 ñ샰
80 80
Ý°‹)
r 1
= Years Times
100 10
15 21 = 2
100
r= 30 22 = 4
10
45 23= 8
r = 10% So n is 45 years

51. Ï.2,400‚° 5% ݇´ õ†® iî‹ 2 53. Æ´ õ†®J™ ºîh´ ªêŒòŠð†ì
݇´èO™ A¬ì‚°ñ¢ Æ´ õ†®‚°ñ¢ Ï. 12,000 ªî£¬èò£ù¶ ä‰î£‹ õ¼ì
îQ õ†®‚°ñ¢ àœ÷ MˆFò£ê‹ 裇è. º®M™ Þó‡´ ñìƒè£è ÝAø¶ âQ™,
Find the difference between simple interest Ü‰î ªî£¬è 20-‹ õ¼ì º®M™ âšõ÷¾
and compound interest on Rs.2,400 at 2 years ÝAJ¼‚°‹.
at 5% per annum compounded annually. A sum of Rs. 12,000 deposited at compound
A. Ï.5 B. Ï.6 interest becomes double after 5 years. After
C. Ï.8 D. Ï.7 20 years, it will becomes
Solution: (A) Ï.1,92,000 (B) Ï.1,20,000
P = 2400, r= 5%, n = 2, CI - SI = ? (C) Ï.1,24,000 (D) Ï.60,000
5 Solution:
1) 120 → 24 00 x = 120
100 P = 12000, n = 5
6 5
2) 120 + 6 → 120 x 100 = 6 years Times
20

62
 TNPSC èí‚°
5 2 =2
1
5
1) 120 → 24 00 x = 120
10 22 = 4 100
5
15 23 = 8 2) 120 + 6 → 120 x =6
100 5
20 24 = 16 3) 120 + 12.3 → 246x = 12.3
100
20 years afters P will become 16 times (6+12.3 = 18.3)
20 õ¼ìº®M™ P Ýù¶ 16 ñ샰 CI - SI = 18.3
Ý°‹.
P = 16 x 12,000 56. Ü ¬ ó ò £ ‡ ® Ÿ ° å ¼ º ¬ ø õ † ®
P = 1,92,000 Æ´‹ º¬øJ™ Ï. 24,000
‚° ݇ªì£¡Á‚° 10%
54. Ï. 9,000 ‚° 10% õ†® iî‹ âQ™ 1
õ†® iî‹ 1 - ݇´èO™ A¬ì‚°‹
Þó‡´ Ý‡´èO™ A¬ì‚°‹ 2
Æ´ õ†®
Æ´ õ†®‚°‹ îQ õ†®‚°‹ àœ÷
The compound interest on Rs. 24,000
MˆFò£êˆ¬î‚ 裇è
1
Find the difference between simple interest compounded half yearly for 1 years at the
2
and compound interest for a sum of Rs. 9,000 rate of 10% per annum is
lent at 10% p.a. is 2 years (A) Ï.3,483 (B) Ï.3,783

ê˜è£˜ ä.ã.âv Üè£ìI

(A) Ï. 90 (B) Ï. 80 (C) Ï.3,873 (D) Ï. 3,973
(C) Ï.100 (D) Ï.110 Solution:
Solution: Half yearly of interest
P = 9000, r = 10%, n = 2, CI - SI = ? P = 24000,
10 r = 10% = 5% (half year),
1) 900 → 90 00 x = 900
100 n = 1 ½( 3 half years),
10
2) 900 + 90 → 9 00 x = 90 CI = ?
100
CI - SI = 90 5
1) 1200 → 240 00 x = 1200
Another method 100
n 2) 1200 + 60 → 12 00 x 5 = 60
 r  = CI - SI 100
Px 
 100  2
 10  = CI - SI 123 5
9000 x   3) 1200 + 123 → 246 0 x = 123
 100  10 0
10 x 10 + 3600 183 2
9 0 00 x = CI - SI
100 x 100 CI = 3783
CI - SI = 90
âOòº¬ø
10
55. Ï. 2,400 ‚° 5% ݇´ õ†® iî‹ 3 R = 2 = 5%
݇´èO™ A¬ì‚°‹ Æ´ õ†®‚°‹ 1 1
1 2 = 3 2 ݇´èœ
îQ õ†®‚°‹ àœ÷ MˆFò£ê‹ 裇è
5
Find the difference between simple interest 24000 x 100 = 1200 x 3 = 3600
and compound interest on Rs. 2,400 at 2 years 5
1200 x 100 = 60 x 3 = 180
at 5% per annum compounded annually 5
60 x 100 = 3 x1 = 3
(A) Ï.1 - (B) Ï.12
(C) Ï.6 (D) Ï.3 CI = 3783
Solution:
P = 2400, n = 3, r = 5%, CI - SI = ? 57. õ¼ì Æ´ õ†® 20% Ýè Þ¼‚°‹«ð£¶

63
 TNPSC èí‚°
è£ô£‡´‚° õ†® èí‚AìŠð´Aø¶ 59. å¼ èì¡ ªî£¬è e¶ 2 ݇´èO™
âQ™ Ï𣌠16,000‚° 9 ñ£îƒèÀ‚° 8% ݇´ õ†® iî‹ 2 ݇´èO™
A¬ì‚°‹ Æ´ õ†® âšõ÷¾? A¬ì‚°‹ Æ´ õ†®‚°‹ îQõ†®‚°‹
Find the compound interest on Rs. 16,000 at àœ÷ MˆFò£ê‹ t 40 âQ™ ܈ªî£¬è
20% per annum for 9 months compounded - The difference between C.I. and S.I. for two
quarterly years on a sum of money lent at 8% p.a. is t
(A) Ï. 18,522 (B) Ï. 17,640 40. Then the sum of money lent is
(C) Ï. 16,800 (D) Ï.2,522 (A) t 6,250 (B) t 6,000
Solution: (C) t 6,150 (D) t 6,200
r = 20% Solution:
è£ô£‡´‚° õ†® èí‚AìŠð´Aø¶ n = 2. r = 8%
âQ™ CI - SI = 40
n
 1   r 
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

 20 x =5 P = CI − SI
4   100 
r = 5%  8 
2

n = 9 month (Consider 3)
P  = 40
 100 
CI = ?
 64 
5 P  = 40
1) 800 → 160 00 x = 800  10000 
100
5 40 x 10000
2) 800 + 40 → 8 00 x = 40 P=
100 64
82 5
3) 800 + 82 → 164 0 x = 82 6250
10 0 400000
2 P=
64
overall added = 800 + 800 + 800 + 40 + 82 =
2522 P = 6250/-
CI = 2522/-
60.  Üê™ Ï.8,000&‚° 2 õ¼ìˆFŸ° 10%
݇´ õ†® iîˆF™ Æ´õ†®
58. Ï.50,000 Ü꽂° 16% õ†® iîˆFŸ°
裇è.
2 ݇´èO¡ Æ´õ†® â¡ù?
Find the compound interest on Rs.50,000 What would be the compound interest on

Rs.8000 at the an amount of rate of 10% per
at 16% per annum for 2 years compounded
annum after 2 years?
continuously.
(A) Ï.17,280 (B) Ï.16,280 A) 880 B) 1680
(C) Ï 15,280 (D) Ï.14,280 C) 1600 D) 800
Solution: 8000 x
10
= 800 x 2 = 1600
100
P = 50000, r = 16%, n = 2, CI = ? 10
8000 x = 80 x 1 = 80
16 100
1) 8000 → 500 00 x = 8000 CI = 1680
100
16
2) 8000 + 1280 → 80 00 x = 1280 61. 
Ï.800‚° 2 ݇´èÀ‚° 5% õ†®
100
+ + iîˆF™ Æ´õ†® 裇è.
16000 + 1280 Find the compound interest on Rs.800 at 5%
CI = 17,280 per annum for 2 years.
A) Ï.80 B) Ï.81

64
 TNPSC èí‚°
C) Ï.82 D) Ï.83 4
15625 x 100 = 625 x 3 = 1875
5 4
800 x = 40 x 2 = 80 625 x 100 = 25 x 3 = 75
100
240 x
5
= 2 x 1 = 2 4
100 25 x 100 = 1 x 1 =1
2 CI = 82 CI = 1951

62. Ï.15625 ä 9 ñ£îƒèÀ‚° 16% ݇´ 63. 1Ï.800 Ýù¶ 5% Æ´õ†® iîˆF™
õ†® iîˆF™ ºîh´ ªêŒî£™, õ†® Ï.882 Ýè â´ˆ¶‚ ªè£œÀ‹ è£ô‹
è£ô‡®Ÿ° å¼ º¬ø «ê˜‚èŠð†ì£™ ______ ݇´èœ
Æ´õ†®¬ò‚ 裇è.
In what time Rs.800 become Rs.882 at 5%
Find the compound interest Rs.15625 at per annum compounded annually
16% per annum for 9 months when com-
pounded quarterly. A) 1 ݇´ B) 2 ݇´èœ
A) Ï.1950 B) Ï.1951 C) 3 ݇´èœ D) 4 ݇´èœ
C) Ï.1952 D) Ï.1953 800 → 882
9 ñ£î‹ = 9 ݇´
12
A
P
( ) R
= 1+ 100 N

ê˜è£˜ ä.ã.âv Üè£ìI

= 3 ݇´
= (1+ 100 )
882 5
4 N
800

( R
A = P 1+ 400 ) 4n

3
441
882
800
= ( )21
105
100
N

( )
x 4
4 400 20
16
= 15625 1+ 400
( )
441 N 212 = 441
= 21
= 15625 (1+ 400
16 )
400 20 202 = 400
3

N = 2 ݇´èœ
104 104 104
416 416 416
= 15625 x 400 x 400 x 400
100 100 100
26 26 26 64. 
Ï.1600 Ýù¶ 5% ݇´ Æ´õ†®
104 104 104 iî‹ ªè£‡´ âˆî¬ù ݇´èO™
x x
= 15625 x 100 100 100 = 263 Ï.1852.20 Ý°‹.
25 25 25 In how much time will a sum of Rs.1600
A = 17576 amount to Rs.1852.20 at 5% per annum
compounded annually
CI = A - P A) 1 ݇´ B) 2 ݇´èœ
A = 17576 - 15625 C) 3 ݇´èœ D) 4 ݇´èœ
CI = Ï,1951 A
P
= R N
1+ 100 ( )
âOò º¬ø
è£ô£‡´ õ†® è£í
1852.20
1600
= (1+ 1005 ) N

16
R = 4 = 4%
9 ñ£î‹= 3 ݇´
185220
160000
= ( 100
105
) N

65
 TNPSC èí‚°
9261
8000
= ( 2021) N 213 = 9261
õ¼ì‹ ñ샰
203 = 8000
10 3
N = 3 ݇´èœ 20 32 = 9
30 33 = 27
40 34 = 81
65. 
å¼ ªî£¬èò£ù¶ Æ´õ†® iîˆF™
15 ݇´èO™ Þ¼ ñìƒè£Aø¶.
Ü«î ªî£¬è ↴ ñìƒè£è âšõ÷¾ 68. Æ´õ†® º¬øJ™, å¼ ªî£¬èò£ù¶
݇´èœ Ý°‹. Þó‡´ Ý‡´èO™ ° ñìƒè£Aø¶
If an amount is doubled in 15 years at com- âQ™, Üî¡ õ†® iî‹ ò£¶?
pound interest. When it will be 8 times At what rate percent compound interest
A) 30 ݇´èœ B) 45 ݇´èœ does a sum of money becomes four fold in 2
years?
C) 60 ݇´èœ D) 25 ݇´èœ
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

A) 100% B) 200%
õ¼ì‹ ñ샰
C) 300% D) 400%
15 2 P → 4P
30
45
2 = 4
2

23 = 8
A
P
= 1+ 100( )
R N

4P
P = (1+ 100R ) 2

66. 
å¼ ªî£¬èò£ù¶ Æ´õ†® iîˆF™
= ( 100+R )
5 ݇´èO¡ Þó‡´ ñìƒè£Aø¶.
4 100
2
Ü«î ªî£¬è 16 ñìƒè£è ñ£ø Ý°‹
è£ô‹?
If an amount is doubled in 5 years at com-
( 100+R
100
) =2
pound interest. When it will be 16 times 100 + R = 200
R = 200 - 100
A) 10 ݇´èœ B) 15 ݇´èœ
R = 100%
C) 20 ݇´èœ D) 25 ݇´èœ

õ¼ì‹ ñ샰 69. Æ´õ†® º¬øJ™, å¼ ªî£¬èò£ù¶

Í¡Á ݇´èO™ 27 ñìƒè£Aø¶
5 2
10 2 = 4
2 âQ™, Üî¡ õ†®iî‹ ò£¶?
15 23 = 8 At what rate of percent compound interest
20 24 = 16 does a sum of money become 27 times in 3
years?
A) 200% B) 100%
67. 
å¼ ªî£¬è Æ´õ†®J™ 10
݇´èO™ 3 ñìƒè£Aø¶ ܶ 81 C) 250% D) 300%
P → 27P
( )
ñìƒè£è Ý°‹ è£ô‹?
A R N
=
1+ 100
If an amount is thrice in 10 years at com- P
pound interest when it will be 81 times.
A) 20 ݇´èœ B) 30 ݇´èœ
27P
P (1+ 100R )
= 3

C) 40 ݇´èœ D) 35 ݇´èœ (1+ 100R ) =3

66
 TNPSC èí‚°
100+R
=3
100
11881 ( )
9
= P 1+ 100 2

100 + R = 300
P ( 100 )
R = 300 - 100 = 200 109
11881 = 2

R = 200%
100 100
P = 11881 x 109 x 109
70. 
å¼ Aó£ñˆF¡ ñ‚èœ ªî£¬è P = 10,000
݇ªì£¡PŸ‚° 7% iî‹ ÜFèK‚Aø¶
ÞŠªð£¿¶ ñ‚èœ ªî£¬è 90,000 âQ™
2 ݇´èÀ‚°Š Hø° Ü‚Aó£ñˆF¡ 72. 
«ü£F Ï.12,000 ä ݇´‚° 5%
ñ‚èœ ªî£¬è â¡ùõ£è Þ¼‚°‹? Æ´ õ†®  å¼ õƒAJ™ ‘N’
݇´èÀ‚° ºîh´ ªêŒî£˜. Üõ˜
The population of a village increase at the º®M™ Ï.13,230 ªðŸø£˜ âQ™ ‘N’ -
rate of 7% every year. If the present pop-
ulation is 90,000. What will be population ¡ ñFŠ¹ â¡ù?
after 2 years? Jyothi invested a sum of Rs.12000 at 5% per
A) 1,02,600 B) 1,00,000 annum at compound interest she received an
amount of Rs.13230 after ‘N’ years. Find
C) 1,03,041 D) 1,05,043 the value of ‘N’.
A) 2 ݇´èœ B) 3 ݇´èœ

ê˜è£˜ ä.ã.âv Üè£ìI

A ( R
= P 1+ 100 ) N
C) 2 1 ݇´èœ
2
D) 1 1 ݇´èœ
2

A ( )
7
= 90,000 1+ 100 2
A ( R
= P 1+ 100 ) N

= 90,000 ( 100
107
) 2
13230 ( 5
= 12,000 1+ 100 ) N

107 107
= 90,000 x 100 x 100 11
13230 (1+ 1005 )
= N

12000

A
= 9 x 107 x 107
= 1, 03, 041
Aó£ñˆF¡ ñ‚èœ ªî£¬è = 1,03,041
441
1323
1200
=
21
105
100
20
( )
4

441 21
( ) 212 = 441
N
71. 
«õ¬ôõ£ŒŠ¹ ÜF躜÷ å¼ 400
=
20 202 = 400
Aó£ñˆF™ àœ÷ ñ‚蜪è
݇ªì£¡Á‚° 9% ÜFèK‚Aø¶. N = 2 ݇´èœ
ÞŠ«ð£¶ Üî¡ ñ‚蜪è 11,881
âQ™ Þó‡ì£‡´èÀ‚° º¡¹ Üî¡
ñ‚èœ ªî£¬è â¡ùõ£è Þ¼‰F¼‚°‹?
The population of a village increase by 9% 73. õƒA å¡P™ Ï.2000 «êIŠ¹ ªî£¬èò£è
every year which is due to the job opportu- ªê½ˆîŠð´Aø¶. Æ´õ†® ÜO‚°‹
nities available in that village if the present õƒAò£ù¶ ºî™ ݇®Ÿ° r%
population of the village is 11,881 what was õ†®»‹, Þó‡ì£‹ ݇®Ÿ° 5%
the population two year’s ago? õ†®»‹ ÜO‚Aø¶. Þó‡ì£‹ ݇´
A) 9,400 B) 12,000 º®M™ ªðøŠð†ì ºF˜¾ˆ ªî£¬è
Ï.2163 âQ™ r-¡ ñFŠ¬ð 裇è?
C) 10,000 D) 10,500
A ( R N
= P 1+ 100 ) Sum of Rs.2000 is deposited in a bank which
pays compound interest for the first year at

67
 TNPSC èí‚°
r% per annum and for the second year at 5% ͇ø£ñ£‡´ º®M™ ܉ïèóˆF¡
per annum. If the maturity amount at the ñ‚蜪è âšõ÷¾?
end of second year is Rs.2163 Find the val-
ue of r. The population of chidambaram of city
is 5000. It increases by 10% in first year.
A) 2% B) 3% It decrease by 20% in second year, in the
third year, the population increases by 30%.
C) 4% D) 5% What will be the population of area at the
A R
= P 1+ 100 ( ) N end of third year?
A) 5000 B) 5720
2163 = r
2000 1+ 100 ( 5
1+ 100 )( ) C) 4000 D) 4720
21 ñ‚èœ ªî£¬è Í¡ø£ñ£‡´ º®M™
2163
2000
= ( 100 + r
100 )( )105
100
20
(
= P 1+ 100
1
) (1+ 100
R R
) (1+ 100
R
) 2 3

= 5000 (1+ 100 ) (1- 100 ) (1+ 100 )

TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

2163 10 20 30
= (100 + r)

21
103 = 100 + r
r = 103 - 100
r = 3%
(
10
= 5000 1+ 100 ) (1- 100
20
) (1+ 100
30
)
2
110
= 5000 100 ( ) ( ) ( )80
100
130
100
74. å¼ °PŠH†ì ªî£¬è‚° 2 õ¼ìˆFŸ°
5% ݇´ õ†® iîˆF™ îQõ†®‚°‹ = 110 x 4 x 13 = 5720
Æ´õ†®‚°‹ àœ÷ MˆFò£ê‹ Ï,5
âQ™ ܉î Üê™ ªî£¬è âšõ÷¾?
76. H¡õ¼‹ ⶠÏ.169 ‚° 2 ݇´èÀ‚°
The difference between the compound inter- 4% p.a õ¼ì Æ´ õ†® MAîF™
est and simple interest on a certain sum at
5% per annum for 2 years is Rs.5 find the ð£¬îò ñFŠð£è Þ¼‚°‹ (Present
sum. worth)

A) Ï-.1500 B) Ï-.2000 The present worth of Rs.169 due in 2 years

at 4% per annum compound interest is
C) Ï-.2500 D) Ï-.1000
( ) A) Ï.156.25 B) Ï.160
2
R
Diff= P 100
C) Ï.150.50 D) Ï.154.75
5= P ( )
2
5
100 (
A= P 1+ 100
R
) N

5= P ( )
5 5
100
x
100 ( 4)
169= P 1+ 100 2

169= P( 100 )
20 104 2
5 x 100 x 100
Q= 5 x 5
25
100 100 25
P= Ï-.2000 P= 169 x x
104 104 26
26

75. 
Cî‹ðó‹ ïèóˆF¡ ñ‚蜪è 5000 169 x 25 x 25
ºîô£‡®™ 10% ÜFèKˆ¶, H¡ P= 26 x 26
Cô è£óíƒè÷£™ Þó‡ì£ñ£‡®™ 105625
20% °¬øAø¶. Í¡ø£ñ£‡®™ P= = Ï.156.25
676
ñ‚蜪è 30% ÜFèK‚Aø¶.
68
 TNPSC èí‚°

(
64P= P 1+ 100 4 x 3
R
)
90. 
Ï.10,000ä 3 êîiî Æ´õ†®J™ 2 «î¬õò£ù õ¼ì‹ = 12 õ¼ì‹
݇´èÀ‚° A¬ì‚°‹ Æ´õ†®
âšõ÷¾? Shortcut

Find the compound interest on Rs.10,000 õ¼ì‹ ñ샰

for 2 years, compounded annually at 3% per
4 4
annum.
8 4 = 16
2

A) Ï.509 B) Ï.609 12 43 = 64
C) Ï.409 D) Ï.709
78. 
å¼ °PŠH†ì ªî£¬è Æ´õ†®
Ü®Šð¬ìJ™ Þó‡´ Ý‡´èO™
(
A= P 1+ 100
R
) N Ï.45,000 Ý辋, 4 ݇´èO™
Ï.64,800 Ý辋 ÝAø¶ âQ™ ܉îˆ
( 3)
A= 10,000 1+ 100 2
ªî£¬è¬ò‚ 致H®‚辋.
A certain sum becomes Rs.45000 in 2 years
= 10,000 x ( 103 ) 2
and Rs.64,800 in 4 years at compounded an-
100 nually. Find the amount
= 10,000 x 103 x 103 A) Ï.30500 B) Ï.30250

ê˜è£˜ ä.ã.âv Üè£ìI

100 100
C) Ï.31500
D) Ï.31250
= 103 x 103
A= 10,609
( ) R
P 1+ 100 2= 45000 → (1)

P (1+ 100 ) = 64800 → (2)

CI = A - P R 4
= 10,609 - 10,000
(1) ⇒ (1+ 100 ) = 45000 = 225
CI= Ï.609 (2) R 64800 324
2
âOò º¬ø
(1) ⇒ P ( 225 ) = 45,000
10,000 x 3
100 = 300 x 2 = 600 324

300 x 3 = 9 x1 = 9
100
CI = Ï,609 P = 45000 x 225
324

P=Ï.31250
9771. 
å¼ °PŠH†ì ªî£¬èò£ù¶ 4
݇´èO™ 4 ñ샰 ªî£¬èò£è
ÝAø¶ âQ™ âˆî¬ù ݇´èO™ 79. 
å¼ °PŠH†ì ªî£¬èò£ù¶ 12
64 ñ샰 ªî£¬èò£è Ý°‹. ݇´èO™ 3 ñ샰 ªî£¬èò£è
ñ£ÁAø¶ âQ™ âˆî¬ù ݇´èO™
If a certain sum becomes 4 times in 4 years
at compound interest, then it how many 9 ñ샰 ªî£¬èò£è ñ£Á‹
years, it will become 64 times? A certain sum is 3 times in 12 years. In how
A) 12 õ¼ì‹ B) 15 õ¼ì‹ many years will it become 9 times?
C) 18 õ¼ì‹
D) 16 õ¼ì‹ A) 20 ݇´èœ B) 21 ݇´èœ
C) 24 ݇´èœ D) 25 ݇´èœ
( )R
4P= P 1+ 100 4

(
3P = P 1+ 100
R
) 12

(1+ 100R ) = 4
4

èùŠð´ˆî (Cube on both sides) (1+ 100R ) 12

= 3

69
 TNPSC èí‚°
õ˜‚èŠð´ˆî 650 x
4
= 26 x 2 = 52
100

(1+ 100 )
2 4
R 12
= 32 26 x = 1.04 x 1 = 1.04
100
CI = 53.04
( ) =9
R
1+ 100 24

9P = P (1+ 100 )
R 24 81. 
å¼ °PŠH†ì ªî£¬è¬ò 4 êîiî
õ†®J™ 2 ݇´èO™ îQõ†®‚°‹
9 ñìƒè£è 24 õ¼ìƒèœ Ý°‹. Æ´õ†®‚°‹ Þ¬ì«ò àœ÷
Shortcut Method MˆFò£ê‹ Ï.12 âQ™ Üê™ ªî£¬è
âšõ÷¾?
õ¼ì‹ ñ샰
The difference between the simple and com-
12 3 pound interest for 2 years at 4% is Rs.12 find
24 3 = 9 the principal?
2
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

A) Ï.7500 B) Ï.7000
80. 
å¼ °PŠH†ì ªî£¬è‚° ݇´‚° C) Ï.8000 D) Ï.8500
4 êîiî‹ â¡ø Ü®Šð¬ìJ™, 2
݇´èO™ Ï.52 îQõ†® A¬ì‚Aø¶ (R)
Diff= P 100 2

â¡ø£™, ܉肰 Ü«î õ†®

12 = P ( 100 )
iîˆF™, Ü«î è£ô Ü÷¾‚° ݇´‚° 4 2

强¬ø ÆìŠð´õî£J¡ A¬ì‚°‹

õ†® âšõ÷¾? P= 12 x ( 100
4
) 2

If the simple interest on a sum of money for

2 years at 4% per annum is Rs.52. What 3 100 100 25
is the compound interest on the same at the = 12 x 4 x 4
same rate and for the same time?
P = Ï.7500
A) Ï.52 B) Ï.53
C) Ï.52.04 D) Ï.53.04
Px2x4 82. å¼ °PŠH†ì ªî£¬è‚° 3 ݇´èœ
52 = è£ô Ü÷M™ ݇´‚° 10 êîiî‹
100
â¡ø Ü®Šð¬ìJ™, Æ´õ†® ñŸÁ‹
52x100 îQõ†®‚° Þ¬ì«òò£ù MˆFò£ê‹
P= = 650
2x4 Ï.31 âQ™, Ü‰îˆ ªî£¬è âšõ÷¾?
The difference between compound interest
P = Ï.650
and simple interest on a certain sum at 10%
per annum for 3 years is Rs. 31. Find the
A (
= 650 x 1+ 100
4
) 2 sum?
A) Ï.1000 B) Ï.1500
( )
26
104 2
= 650 x 100 C) Ï.1200 D) Ï.1800
25
26 26
= 650 x 25 x 25 = 703.04 ( R ) ( 300+R
Diff= P 100 2
100
)
C.I = 70304 - 650 31= P ( 100
10
) ( 300+10
2
100
)
C.I = 53.04
= P ( 10 ) x 100
Shortcut 1 2 310

70
 TNPSC èí‚°

1
31= P 100 (
310
x 100 ) 10
20
2
2 = 4
2

30 23 = 8
31 x 100 x 100 40 24 = 16
P= 310 40 õ¼ìˆF™ 16 ñìƒè£°‹
P = Ï.1000 A = 16 x 12000
= Ï.1,92,000
83. 
Æ´õ†®J™ Ï.20,000 FŸ‚° 10%
݇´ õ†®‚° Ã´î™ Ï.26,620 85. å¼ °PŠH†ì Üê™ ªî£¬è Æ´õ†®
A¬ì‚è âˆî¬ù ݇´èœ «î¬õ? iîˆF™ 2 ݇´èO™ 25 ñìƒè£ù£™
16
In how many years will Rs.20000 to com- õ†®iî‹ âšõ÷¾-?
pound Rs.26620 at 10% per annum com-
At what rate percent compound interest
pounded annually.
A) 2 ݇´èœ B) 3 ݇´èœ 25
does a sum of money becomes times in
16
C) 4 ݇´èœ
D) 2 21 ݇´èœ 2 years?
A) 20% B) 25%
( )

ê˜è£˜ ä.ã.âv Üè£ìI

R
A= P 1+ 100 N
C) 18% D) 15%
10
26620= 20000 1+ 100 ( ) N
(
A= P 1+ 100
R
) N

25
(1+ 100R )
( )
= 2

= ( 100 )
26620 = 110 16
N 11 = 1331
3
25 100+R
20000 100 2
103 = 1000 16
1331 = ( 11 ) N
25
16 x 100 x 100 = (100+R)2
1000 10
5 25 R = 25%
N = 3 ݇´èœ (100+R) = 4 x 100
100+R = 125
84. 
eù£ â¡ðõ˜ æ˜ õƒAJ™ Ï.12,000
ªî£¬è¬ò ¬õŠ¹ GFò£è «êIˆî£™, 86. 
Ï.800 Üê™ ªî£¬è‚° 5% ݇´
܈ªî£¬è Æ´õ†®J™ 10 õ†® iîˆF™ æ󣇮Ÿ° îQõ†®‚°‹
õ¼ìƒèO™ Þ󆮊ð£Aø¶, âQ™ Æ´õ†®‚°‹ Þ¬ì«ò àœ÷
40 õ¼ìƒèÀ‚° Hø° Üõ¼‚° MˆFò£ê‹?
A¬ì‚è‚îò ªñ£ˆîˆ ªî£¬è
âšõ÷¾? Find the difference between simple interest
and compound interest for a sum of Rs.800
Meena deposited amount Rs.12000 at com- lent at 5% per annum in one year?
pound interest doubles after 10 years in a
bank what is total amount she got after 40 A) Ï.40 B) Ï.20
years? C) Ï.15 D) ⶾI™¬ô
A) Ï.1,72,000 B) Ï.1,82,000 Ans: Their is no difference between the sim-

C) Ï.1,92,000 D) Ï.2,00,000 ple interest and compound interest for one
year (or) zero.
õ¼ì‹ ñ샰
 æ󣇮Ÿ° îQõ†®»‹, Æ´õ†®»‹
êññ£è Þ¼‚°‹ â¡ð MˆFò£ê‹

71
 TNPSC èí‚°

ⶾI™¬ô (Ü.) ÌxTò‹ P= 238765 x 5053 x 5053 = 212500

i) 2020™ ñ‚èœ ªî£¬è A â¡è.

( )
87. 
å¼ õ£èùˆF¡ ñFŠ¹ 嚪õ£¼
R
õ¼ìº‹ 10% °¬øAø¶. ð£¶, A= P 1+ 100 N

( )
Üî¡ M¬ô Ï.729 âQ™, 3
6
õ¼ìƒèÀ‚° º‰¬îò M¬ô â¡ù? = 238765 1+ 100 2

The value of a vehicle depreciates by 10% 53

evert year. If the present value of the vehi-
cle is Rs.729 then what was the value of the
( )
106 2
= 238765 100
50
vehicle before 3 years? 53
= 238765 x 50 53
x 50
A) Ï.700 B) Ï.800
C) Ï.1000 D) Ï.1200 A= 268276
( )
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

R
A= P 1+ 100 N

89. 
æ˜ Þ¼ ê‚èó õ£èùˆF¡ M¬ô 2
( ) 10
729= P 1- 100 3 ݇´èÀ‚° º¡ Ï.70,000 Ýè
Þ¼‰î¶. Üî¡ ñFŠ¹ ݇´«î£Á‹
729= P( 100 )
90 3 4% iî‹ °¬øAø¶ âQ™, Üî¡
ð£¬èò ñFŠ¬ð‚ 裇è.
10
P= 729 x 10
9
x 10
9
x 9 The value of a two wheeler 2 year ago was
Rs.70,000. It depreciates at the rate of 4%
P= Ï.1000 per annum. Find its present value.
A) Ï.64512 B) Ï.63512
88. å¼ ïèóˆF¡ ñ‚èœ ªî£¬è ݇´‚° C) Ï.64518
D) Ï.63518
6% ÜFèK‚Aø¶. 2018 Ý‹ ݇´
«îŒñ£ù ñFŠ¹ (
= P 1- 100
R
) N

( )
ñ‚蜪è 238765 Ýè Þ¼‰î¶
4
âQ™, 2016 ñŸÁ‹ 2020 Ý‹ = 70000 1- 100 2

( )
݇´èO™ ñ‚蜪è¬ò‚ 裇è.
96 96
The population of the town is increased by = 70000 100 x 100
6% per annum. It was 238765 in the year
2018 find the population in the year 2016 = Ï.64512
and 2020.
A) 212500, 268276 90. 
å¼ õ¬è 𣂮Kò£, ºîô£õ¶
å¼ ñE «ïóˆF™ 5% õ÷˜„C»‹,
B) 22250, 278276
Þó‡ì£õ¶ ñE «ïóˆF™ 8% õ÷˜„C
C) 232500, 278276
°¡P»‹, Í¡ø£õ¶ ñE «ïóˆF™
D) 242500, 288276 10% õ÷˜„C»‹ ܬìAø¶. ºîL™
Üî¡ â‡E‚¬è 10000 Ýè Þ¼‰î¶
i) 2016™ ñ‚èœ ªî£¬è P â¡è.

( )
âQ™, Í¡Á ñE «ïóˆFŸ°‹ Hø°
R
A= P 1+ 100 N
Üî¡ â‡E‚¬è¬ò‚ 裇è.
53
( ) ( )
6 2 106
238765= P 1+ 100 = P 100
50
2 The number of bacteria in a culture increase
by 5% in first hour, decreases by 8% in the
( )
53 2
238765= P 50 second hour and again increase by 10% in
the third hour of the count of bacteria in
the beginning was 10000. What will be the
72
 TNPSC èí‚°

count of bacteria after 3 hours.

A) 10526 B) 10626 I, II ñŸÁ‹ III ݇´èÀ‚è£ù õ†®
92. 
C) 11526
D) 11626 iîƒèœ º¬ø«ò 15%, 20% ñŸÁ‹ 25%
âQ™, Ï.15000 ‚° 3 ݇´èÀ‚°‚

Í¡Á ñE «ïóˆFŸ°Š Hø° A¬ì‚°‹ Æ´õ†®¬ò‚ 裇è.
𣂮Kò£èO¡ â‡E‚¬è
A = ( a
P 1+ 100 1+ 100 1+ 100)( b
)( c
) Find the compound interest on Rs.15000 for
3 years, if the rates of interest are 15%, 20%
( 5 8
)(
10
= 10000 1+ 100 1- 100 1+ 100 )( ) and 25% for I, II and III years respectively.
‘-’ õ÷˜„C °¡Áî¬ô‚ °P‚°‹ A) Ï.25876 B) Ï.25875
21 46 C) Ï.25877
D) Ï.25874
105 92 110
x x
= 10000 x 100
= 21 x 46 x 11
100 100
2 ( R
)(
A= P 1+ 1001 1+ 1002 1+ 1003
R
)( R
)
A = 10626 ( 15
A= 15000 1+ 100 1+ 100 1+ 100 )( 20
)( 25
)
âOò º¬ø
5  3 5
  125 
i) 10,000 x = 500  115   120  
100 15 000  

ê˜è£˜ ä.ã.âv Üè£ìI

 100   100   100 
10,000 + 500 = 10,500   4 
8
ii) 10500 x 100 = 840
= 15 x 115 x 3 x 5
10500 - 840 = 9660 A= Ï.25,875
10
iii) 9660 x = 966
100
9660 + 966 = 10626 93. æ˜ Üêô£ù¶ 2 ݇´èO™, ݇´‚°
4% Æ´ õ†®J™ Ï.2028 Ýè ÝAø¶
âQ™, Üê¬ô‚ 裇è
91. 
2% ݇´õ†®J™, 2 ݇´èÀ‚° A Principal becomes Rs.2028 in 2 years at
æ˜ Ü꽂°‚ A¬ìˆî Æ´õ†®‚°‹ 4% per annum compound interest. Find the
îQõ†®‚°‹ Þ¬ì«ò»œ÷ MˆFò£ê‹ principal?
Ï.1 âQ™, Üê™ Ýù¶ _____ Ý°‹.
A) Ï.1675 B) Ï.1775
The difference between simple interest and
compound interest at the rate of 2% for two C) Ï.1875 D) Ï.1975
years on an amount is Rs.1 find the principal (
A= P 1+ 100 N
R
)

value?
( )4
2028= P 1+ 100 2

= P(104 )
A) Ï.2000 B) Ï.1500 2
100
2028= P( 25 )
C) Ï.3000 D) Ï.2500 26
( )
2
R
P= 2028 x ( 26 )
Diff= P 100 2
25 2

3
( )
25 25
2 = 2028 x 26 x
1= P 100 2 26
= 3 x 625
P= 1 x (100
2
) 2
P= Ï.1875

P= 100
2
x 100
2
= 2500

73
 TNPSC èí‚°
Shortcut
P CI A ( )10
= 847 1+ 100 2

100 8.16 108.16

? 2028 = 847 (1+ 100
110
) 2

2028
P = x 100
108.16 110
2028
A= 847 x 100 x 110
P = x 100 x 100 100
10816
P = Ï.1875 A= 1024.87 ªê.e

96. 
Ï.8000 ‚° 2 ݇´èÀ‚° A¬ìˆî
94. 15% ݇´ õ†®J™, 3 ݇´èÀ‚° îQõ†®‚°‹ Æ´õ†®‚°‹
A¬ìˆî îQõ†®‚°‹, Æ´õ†®‚°‹ Þ¬ì«ò»œ÷ MˆFò£ê‹ 20, âQ™
Þ¬ì«ò»œ÷ MˆFò£ê‹ Ï.1134 âQ™ õ†®MAîˆ¬î‚ è£‡è.
Üê¬ô‚ 裇è
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

The difference between compound interest

The difference between the simple interest and simple interest on an amount of Rs.8000
and compound interest at the rate of 15% for for 2 years is Rs.20 then the rate of interest
3 years is Rs.1134 find the principal? per annum is
A) Ï.15000 B) Ï.16000 A) 3% B) 4%
C) Ï.15500 D) Ï.16500 C) 5% D) 6%
(R)
Diff= P 100 2
( P ) (300+R
Diff= P 100 2
100
) ( )R
20= 8000 100 2

1134= P ( 100 ) (300+15 )

15 4
100
2
20= 8000 x R x R
100 100
5 5
1134= P ( 100 x 100 x 100 )
15 15 315 20 x 5
R2 = 4 = 25
R = 5%
20 20 20
378 100 100 100
P= 21134 x 15 x 15 x 315 63
1 26 3 3 3 97. 
Ï.15,000 ‚° 6% ݇´õ†®J™,
݇´‚° å¼ º¬ø õ†®
P= 2 x 400 x 20 èí‚AìŠð†ì£™ 2 ݇´èÀ‚°
P = 16000 A¬ì‚°‹ îQõ†®‚°‹ Æ´õ†®‚°‹
Þ¬ì«ò»œ÷ MˆFò£ê‹ â¡ù?
Find the difference between simple and
95. 
å¼ ñóˆF¡ ð£¬îò àòó‹ 847
compound for a sum of Rs.15000 lent at 6%
ªê.e ܶ ݇´‚° 10% iî‹
p.a. in 2 years?
õ÷˜Aø¶ âQ™, 2 ݇´‚° º¡
Üî¡ àòóˆ¬î‚ 裇è. A) Ï.52 B) Ï.53
The present height of a tree is 847 cm. Find C) Ï.54 D) Ï.55
its height two years ago, if it increase at 10% (R)
Diff= P 100 2
per annum.
A) 1024.87 ªê.e B) 1025.87 ªê.e
( )
6
= 15000 100 2
3 3
6 6
C) 1023.87 ªê.e
D) 1026.87 ªê.e = 15000 x x
( )
100 100
R 2
A= P 1+ 100 N
= 18 x 3 = Ï.54

74
 TNPSC èí‚°
Simple Interest & Compound Interest
98. 
10% ݇´ õ†®J™, (îQõ†® ñŸÁ‹ Æ´õ†®)
݇´‚ªè£¼º¬ø õ†®‚
Note : 2 years only / Þó‡´ Ý‡´èÀ‚° ñ†´‹)
èí‚AìŠð†ì£™, 3 ݇´èO™
_______ â¡ø Üêô£ù¶ Ï.2662 Ýè
ÜFèK‚°‹ R R
♦ P x x =C.I.-S.I.
The sum which amounts Rs.2662 at 10% 100 100
p.a. in 3 years compound yearly is
S.I C.I
A) Ï.2000 B) Ï.1800 ♦ =
200 200+R
C) Ï.1500 D) Ï.2500
99. The difference between C.I. and S.I. for Rs. 8000
P → 2662
at 10% per year for 2 years is ?
(
A= P 1 + 100
R
) N Ï. 8000‚° 10% õ†®iî‹ Ý‡®Ÿ° âQ™
2 ݇´èO™ Æ´õ†®‚°‹ îQõ†®‚°‹
àœ÷ MˆFò£ê‹ ò£¶ ?
(
2662= P 1 + 100
10
) 3
R R
Px x =C.I.-S.I.
100 100
( 110
)

ê˜è£˜ ä.ã.âv Üè£ìI

2662= P 1 + 100 3
10 10
8000 x x = C.I.-S.I.
100 100
2 10 10 10 C.I. - S.I. = 80
P= 2662 x x x = 2000
11 11 11

100. Given P = 5000, n = 2

C.I. - S.I. = 50
R=?
Sol.

R R
Px x = C. I . − S . I .
100 100
R R
= 5000 x x =50
100 100
50 x 100 x 100 500 500
R2 = ==
5000 55
R 2 = 100

R = 10%

101. Given n = 2, R = 10%

C.I. - S.I = 20, P = ?
The difference between C.I. - S.I. for 2 years at
10% is 20. Then find the principal ?
Þó‡´ Ý‡´èO™ å¼ 10% õ†®J™
°PŠH†ì Ü꽂° Æ´ õ†®‚°‹, îQ
õ†®‚°‹ àœ÷ MˆFò£ê‹ 20 âQ™ Üê¬ô‚
裇è.
Sol.

R R
Px x = C. I . − S . I .
100 100
75
 TNPSC èí‚°

10 10 240 252
Px x =20 =
100 100 200 x
20 x 100 x 100 x 200 + R
=
P=
10 x 10 5
42 200
P = 2000 x = 252 x
240
6
102. Compound Interest for 2 years at 10% is 252. Find
S.I. ? x = 42 x 5
Þó‡´ Ý‡´èO™ å¼ °PŠH†ì Ü꽂° x = 210
10% õ†® iîˆF™ A¬ì‚°‹ Æ´õ†®
252 âQ™ îQõ†®¬ò‚ 裇è. (Ü«î 200 + R = 210
Ü꽂° Þó‡ì£‹ ݇´)
R = 210 - 200
R = 10%
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

S.I. C.I.
=
200 200 + R
S.I. 252 105. P = 1000, n = 3 years, R = 10%, C.I.- S.I. = ?
= Üê™ Ï. 1000&‚° 3 ݇´èO™ 10%
200 200+10
õ†®iîˆF™ A¬ì‚°‹ Æ´õ†®‚°‹
S.I. 252
= îQõ†®‚°‹ àœ÷ MˆFò£ê‹ ò£¶ ?
200 210 Find the difference between C.I. and S.I. for the
252 principal Rs. 1000 at 10%. Rate of interest for 3
S.I.= x 200 years ?
210
Short cut
S.I. = 240 n = 3, so steps are used.
Æ´ õ†®¬ò Mì îQ õ†® °¬øõ£è«õ
Þ¼‚°‹. Step - 1
10
= 1000 x =100
103. S.I. = 240. R = 10%, n = 2 years, C.I. = ? 100
Sol. Step - 2
S.I. C.I. 10
= 100 x
= = 10
200 200 + R 100
240 C.I. Step - 3
=
200 200+10 10
210 x
= = 21
12 100
240 Step 1 = 100
C.I.= x 210
200 Step 2 = 100 + 10
C.I. = 12 x 21 Step 3 = 100 + 21
31
C. I . = 252
Ans = 3 years

104. C.I. = 252

S.I. = 240 106. P = 6000, n = 3 yrs. R = 5%, C.I. - S.I. = ?
n = 2 years Find the difference between C.I. and S.I. for the
R=? principal Rs. 1000 at 5% rate of interest 3 years ?
Sol. n = 3 So 3 steps
Step - 1
S.I. C.I. 5
= 6000 x = 300
200 200 + R 100
240 252 Step - 2
=
200 200+R
76
 TNPSC èí‚°
5 10
300 x = 15 210 x =21
100 100
Step - 3
(300 + 300 + 15 = 315) Step 1 = 100
5 Step 2 = 100 + 10
615 x = 30.75 Step 3 = 100 + 21
100 31
1. 300 n = 3 years

2. 300 + 15
 109. C.I. - S.I. = 31, n = 3 yrs, R = 10%, P = ?
3. 300 + 30.75 (A) 2000 (B) 1000 (C) 1500
45.75 (D) 2500
Option (A) P = 2000, n = 3
C.I. - S.I. = 45.75
Step - 1
10
2000 x =200
107. P = 1000, n = 4 yrs. R = 10%, C.I. - S.I. = ? 100
Step - 1 Step - 2
10 10
1000 x =100 200 x =20
100 100

ê˜è£˜ ä.ã.âv Üè£ìI

Step - 2 Step - 3
10 10
100 x = 10 420 x = 42
100 100
Step - 3 Step 1 = 200
10 Step 2 = 200 + 20
210 x = 21 Step 3 = 200 + 42
100 C.I. - S.I. = 62
Step - 4
10 Option (A) is not correct.
331 x = 33.1
100
Option (B) P = 1000, n = 3
Step - 1
1. 100
2. 100 + 10 10
1000 x =100
3. 100 + 21 100
4. 100 + 33.1 Step - 2
64.1 10
100 x = 10
C.I. - S.I. = 64.1 100
Step - 3
10
210 x = 21
108. P = 1000, R = 10%, C.I. - S.I. = Rs. 31. n = ? 100
(A) 2 yrs (B) 3 yrs (C) 4 yrs
(D) 5 yrs Step 1 = 100
Sol. Step 2 = 100 + 10
Step - 1 Step 3 = 100 + 21
10 C.I. - S.I. = 31
1000 x =100
100
Option (B) 1000 - is correct.
Step - 2
10
100 x =10
100 110. n = 3 yrs, C.I.-S.I. = 31, P = 1000, R = ?
Step - 3 (A) 5% (B) 10%
(C) 15% (D) 20%
Step - 1

77
 TNPSC èí‚°
10
1000 x =100 112. In a simple Interest, the sum will be trice in 5 years
100 after 20 years, how many times it will be ?
Step - 2 å¼ îQõ†®J™ 5 ݇´èO™ å¼
10 °PŠH†ì Üêô£ù¶ 3 ñìƒè£Aø¶ âQ™
100 x = 10
100 20 ݇´èO™ âˆî¬ù ñìƒè£Aø¶?
Step - 3 years = Times
10 (݇´èœ) (ñ샰)
210 x = 21 5 → 3
100 10 → 3+2 = 5
15 → 5+2 = 7
Step 1 = 100 20 → 7+2 = 9
Step 2 = 100 + 10 Ans : 9
Step 3 = 100 + 21
C.I. - S.I. = 31
Note :-
R = 10% (Option (B) is correct answer) ñ샰 &1
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

3&1=2
Formula : Æ´õ†® (ñ†´‹)

R 
n 113. In a compound Interest, the sum will be trice in 5

C.I. = P  1 +  −P years after 20 years. How many times it will be ?
 100  å¼ Ã†´õ†®J™ 5 ݇´èO™ å¼
°PŠH†ì Üêô£ù¶ 3 ñìƒè£Aø¶ âQ™
111. P = 12,000, R = 10%, N = 3 yrs. C.I. = ? 20 ݇´èO™ âˆî¬ù ñìƒè£Aø¶ ?
Ï. 12,000&‚° 10% õ†®iî‹ 3 years = Times
݇´èÀ‚è£ù Æ´õ†® -? 5 → 31 = 3
10 → 32 = 9
n
 R  15 → 33 = 27
C. I . =P 1 +  −P 20 → 34 = 81
 100  Ans : 81
3
 10 
C. I .= 12000  1 +  − 12000 Reverse Method (C.I)
 100 
20 ݇´èœ → 81 ñ샰
3
 110  5 ݇´èœ → ?
=C. I . 12000   − 12000 years Times [n=3]
 100 
20 → 81-34
110 110 110
C. I . 12000 x x x − 12000 15 → 33
100 100 100 10 → 32
C.I.=12 x 11 x 11 x 11 - 12000 5 → 3 times
C. I . 15,972 − 12000
=
C. I . = 3972 114. P = 10000, R = 10%, n = 2½ yrs., C.I. = ?
Another method
n=3 1 1 1
n=2 (or) 2 (or) 2
2 3 4
10 Consider n = 3
1. 1200 = 12000 x=1200
100
10
2. 1200+120 = 1200 x =120
100
10
3. 1200+252 = 2520 x =252
100
3600+372
C.I. = 3972

78
 TNPSC èí‚°
10 10
1. 1000 = 10000 x =1000 1. 100 = 1000 x = 100
100 100
10 10
2. 1000+100 =1000x =100 2. 100 + 10 = 100 x = 10
100 100
10 10
3.1000+210 =2100x =210 3. 100 + 21 = 210 x = 21
(ð£F) 100 100
1 10
n=2 4. 100 + 33.1 = 331 x = 33.1
2 100
500+105 400 + 64.10
2500+205 C.I. = 464.10
C.I. 2705
118. P = 1200, n = 2 yrs., R = 20%, C.I. = ? (or) P = 1200,
1
115. P = 10000, R = 10%, n = 2 yrs., C.I. = ? n = 4 yrs, R = 10%, C.I. = ?
1. 1000 4 10
1. 1000
2. 100 + 100 1. 120 = 1200 x = 120
100
2. 1000 210
1000+100
3. + 10
4
3. 1000+2104 2. 120 + 12 = 120 x = 12
100
1 10
n=2 3. 120 + 25.20 = 252 x = 25.20

ê˜è£˜ ä.ã.âv Üè£ìI

4 100
250+52.5 10
4. 120 + 39.72 = 397.20 x = 39.72
2250+152.5 100
480 + 76.92
116. å¼ îQ õ†®J™ 4 ݇´èO™ å¼ C.I. 556.92
°PŠH†ì Üêô£ù¶ 2 ñ샰 ÝAø¶ âQ™
16 ݇´èO™ âˆî¬ù ñìƒè£°‹ -?
A sum of money doubles itself in two year. In 16
years how many times it will be ? 119. R1 =10%. R2 = 20%, R3 = 30%, P = 1000, C.I. = ?
years Times
4 → 2 Formula :
8 → 2+1=3 R1, R2, R3
12 → 3+1=4 5%, 10%, 15%
16 → 4+1=5
Answer = 5  R1   R2   R3 
C.I. = P  1 +  1 +  1 + −P
Note :-  100   100   100 
ñ샰 &1
 R  R  R 
2 & 1 = 2 C.I.=P  1+ 1   1+ 2   1+ 3  -P
 100   100   100 
Same Sum (Æ´õ†®J™)
 10   20   30 
years Times C.I.=1000  1+   1+   1+  -1000
4 → 21  100   100   100 
8 → 22 110 120 130
C.I.=1000 x x x - 1000
12 → 23 100 100 100
16 → 24 = 16
Answer = 16 C.I.=11 x 12 x 13 - 1000

Compound Half Yearly / (ܬóò£‡´ õ†® C.I.=1716 - 1000

iî‹) C.I.
C.I. ==716
716

117. P = 1000, n = 4 years, R = 10%, C.I. = ? (or) P =

1000, n = 2 yrs, R = 20%, C.I. = ? 120. 25 - years → 3 times → ?

79
 TNPSC èí‚°
years
S.I. = PnR
100 (1) 400
ªî£¬è 3 - 1= 2 (2) 400 + 20
800 + 20
R CI = 820
2P=P x 25 x
100 Amount = 8000 + 820 = 8820
4 Ans. None of these
2 x 100
R=
25
124. ݇ªì£¡Á‚° 10% õ†® MAîˆF™
R = 8%
2 õ¼ìƒèÀ‚è£ù Æ´ õ†®‚°‹ îQ
200 õ†®‚°‹ Þ¬ì«ò àœ÷ MˆFò£ê‹ Ï.
= 12.5
8 631 âQ™ Üê™ ªî£¬è â¡ù?
The difference between compound interest and simple
interest at the rat of 10% per annum for 2 years is Rs.
R
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

121. S.I. = Pn 631. Find the sum?

100 (A) 53010 (B) 53100
1 x (C) 63100 (D) 34500
P=Pxxx
25 100 Sol. :
100 r = 10%
x2 = 4
=
25 n=2
CI - SI = 631
=x 2%,
= x 2 years
P = ?
2
 r 
P x = CI − SI
 100 
122. P = 100, n = 4, R = 2%, S.I. = ?
102
R Px = 631
S.I. = Pn 1002
100
631 x 100 x 100
2 Px = 63100
= 100 x 4 x =8 10 x 10
100
Ans Rs. 63100
S.I. = Rs. 8

123. ݙ𘆠â¡ðõ˜ Ï. 8000&¬ò 2 125. Æ´ õ†®J™ å¼ °PŠH†ì ªî£¬è

݇´èÀ‚° ݇´‚° 5% â¡ø 15 õ¼ìƒèO™ Þ¼ ñìƒè£è ñ£ÁAø¶
õ¬èJ™ Æ´ õ†®‚° Gó‰îó ¬õŠH™ âQ™ Ü«î ªî£¬è 8 ñìƒè£è âˆî¬ù
ºîh´ ªêŒAø£˜ âQ™ ªî£¬è ºF˜M¡ õ¼ì‹ Ý°‹?
«ð£¶ Üõ˜ ªðÁ‹ ªî£¬è ..... (A) 15 (B) 35
(A) Rs. 8600 (B) Rs. 8620 (C) 45 (D) 65
(C) Rs. 8800 (D) ⶾI™¬ô The sum of money doubles at compound interest in
Albert invested an amount of Rs. 8000 in a fixed 15 years. How many years it become 8 times?
deposit scheme for 2 years at compound interest rate 5 (A) 15 (B) 35
p.c.p.a. How much amount will Albert get on maturity (C) 45 (D) 65
of the fixed deposit?
Sol. :
(A) Rs. 8600 (B) Rs. 8620
P=x
(C) Rs. 8800 (D) None of these
n = 15
Sol. :
Amount = 2x
P = 8000
r=?
n=2
Short cut :
r = 5%

80
 TNPSC èí‚°
Years Times
15 2 =2 240 x 100 x 100
P= = 37500
30 2 2
=4 64
45 2 3
=8
Ans. Rs. 37,500
Ans. 45

128. ܬóò£‡®Ÿ° å¼ º¬ø õ†® «ê˜‚°‹

126. Ï. 5000 ‚° 8% Æ´õ†® iî‹ 2
º¬øJ™ 1 ½ ݇´èO™ Ï. 2000
õ¼ìˆFŸ° îQõ†®‚°‹, Æ´õ†®‚°‹ Ýù¶ Ï. 2315.25 ÝAø¶ âQ™ ݇´
àœ÷ «õÁ𣴠ò£¶? Æ´ õ†® iî‹ è£‡è.
Find differece between SI and CI for 2 years if P =
(A) 7% (B) 8%
5000 Fs. R = 8%
(C) 9% (D) 10%
(A) Rs. 32 (B) Rs. 28
(C) Rs. 36 (D) Rs. 30 Find the rate percent per annum., if Rs.2,000 amount
to Rs. 2,315.25 in an year and a half, interest being
Sol. :
compounded six monthly.
P = 5000
(A) 7% (B) 8%
r = 8%
(C) 9% (D) 10%
n = 2
Sol. :
2
P = 2000
 r  Amount = 2315.25
P x = CI − SI

ê˜è£˜ ä.ã.âv Üè£ìI

 100  Take option (D) 10%
2 consider (Half yearly) Interest = 5%
 8 
500 x  = CI − SI
 100 
Years
8x8
5000 x = CI − SI 1. 100
100 x 100 2. 100 + 5
320 3. 100 + 10.25
= CI − SI
10 300 + 15.25
5
32
CI − SI = 2000 x
100
Ans. = Rs. 32
5
100 x =5
100
127. Þó‡´ Ý‡´èÀ‚° ݇´‚° 8%
õ†® iîˆF™ å¼ ªî£¬èJ¡ Æ´ õ†® 5
205 x = 10.25
ñŸÁ‹ îQ õ†®èÀ‚° Þ¬ì«ò àœ÷ 100
MˆFò£ê‹ Ï.240 âQ™ Ü‰î ªî£¬èJ¡ CI = 315.25
ñFŠ¹ ò£¶? Ans r = 10%
Difference between CI and SI is 240., rate of interest
8% find the principal
129. ݇ªì£¡Á‚° 10 êîMAî õ†®
(A) Rs. 35,000 (B) Rs. 35,700
MAîˆF™ å¼ Ý‡®Ÿ°1200 Ï𣌠e¶
(C) Rs. 37,500 (D) Rs. 40,000
ܬóò£‡®Ÿ° 强¬ø èí‚AìŠð´‹
Sol. : Æ´ õ†®‚°‹, îQõ†®‚°‹
r = 8% Þ¬ì«òò£ù «õÁ𣴠âšõ÷¾?
CI - SI = 240 The difference between simple interest and compound
P=? interest on Rs. 12000 for one year at 10% per annum
n = 2 rockoned half-yearly is
(A) Rs. 2.50 (B) Rs. 3
2 (C) Rs. 3.75 (D) Rs. 4
 8 
Px  = 240 Sol. :
 100 
81
 TNPSC èí‚°
r = 10%
P = 1200
n = 6 months
CI - SI = ?

Consider n = 2 years
2
 r 
formula ⇒ P x  CI − SI
 =
 100 
2
 10 
1200 x  = CI − SI
 100 
10 x 10
1200 x = CI − SI
100 x 100
TNPSC group- IV & VAO │ (èEî‹ ¬è«ò´)

2 years, CI - SI = 12
then 1 year, CI - SI = 6
half year, CI - SI = 3
Ans. Rs. 3

130. ݇ªì£¡Á‚° 12 êîMAî‹ â¡Â‹ õ†®

MAîˆF™ 3 ݇´èÀ‚° Hø° 25000
Ï𣌠e¶ Æ´ õ†®ò£è A¬ì‚è‚îò
ªî£¬è âšõ÷¾?
What will be the compound interest on a sum of Rs.
25,000 after 3 years at the rate of 12 p.c.p.a..?
(A) Rs. 9000.30 (B) Rs. 9720
(C) Rs. 10123.20 (D) Rs. 10483.20

Sol. :
r = 12 %
n=3
P = 25000
Amount = ?
12
1) 3000 25000 x
100

2) 3000 + 360
12
3000 x = 360
100

12
3) 3000 + 763.2 6360 x = 763.2
100
___________
9000 + 1123.2 = 10123.20

Ans : CI = Rs. 10123.20

82
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èí‚°
TNPSC

83
(èEî‹)
TNPSC group-
TNPSC group- I │(èEî‹ ¬è«ò´)
IV & VAO │

Anna Nagar West, Chennai - 600012

Phone: 9962600037, 9962600038
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