CIBIL Score & Report

Control Number : 8,59,79,57,129

Hello, B'KALPANA' B'KUMARI'

Your CIBIL Score is 700 as of Date : 12/01/2025

700

CIBIL Score is a 3 digit numeric summary of your credit history & ranges from 300 to 900.

This section reflects your CIBIL Score, which is widely used by loan providers to evaluate loan applications. Your score ranges
between 300 and 900, and is calculated based on the information available in the "Accounts" and "Enquiry"section of your CIBIL
Report. The closer your score is to 900, the more confidence the lender will have in your ability to repay the loan. Higher your
score, the better chances of your application getting approved.
Please note in some cases you might be displayed a CIBIL Score of "NH" which indicates one of the following 3 things:
1. You have a credit card or loan account, but no credit activity in the last three years.
2. Lenders may have made enquiries, but you do not have any credit activity.
3. You only have add-on credit cards, and no credit exposure.

PERSONAL DETAILS

Name

B'KALPANA' B'KUMARI'

Date Of Birth Gender

28/10/1989 Male

IDENTIFICATION DETAILS

Identification Type

Income Tax ID Number (PAN)

ID Number

BRQPK5101E

Issue Date Expiry Date

-- --

Identification Type

Voter ID Number (e)

ID Number

WGM0260751

Issue Date Expiry Date

-- --

Identification Type

CKYC

ID Number
10049564038478
W
Issue Date Expiry Date

-- --

ADDRESS DETAILS

Address

WO PURUSHOTTAM KUMAR AT WARD NO 10 AT KHAJURIYA PO MATHURAPUR KAHALGAON - BIHAR

Permanent Address
Residence Code

-
Date Reported

09/12/2021

Address

BHAGALPUR,BIHAR,813222 Bihar 813222

Residence Address
Residence Code

-
Date Reported

31/07/2019

Address

KHEJURIA,PO-MATHURAPUR,PS-KAHALGAON BHAGALPUR Bihar 813222

Residence Address
Residence Code

Owned
Date Reported

23/10/2018

CONTACT DETAILS

Telephone Number Type

Mobile Phone
Telephone Number

9431252915
Telephone Extension

--

Telephone Number Type

Mobile Phone
Telephone Number
 8051494800
Telephone Extension W

--

Telephone Number Type

Mobile Phone (e)

8051532622
Telephone Extension

--

EMAIL DETAILS

Email ID

[email protected]

Email ID

[email protected]

EMPLOYMENT DETAILS

Account Type Date Reported

Microfinance – Business Loan 30/11/2023

Occupation Income

Self Employed -

Monthly / Annual Income Indicator Net / Gross Income Indicator

- -

ALL ACCOUNTS

OPEN ACCOUNTS

Member Name

BANDHAN BANK
Account Type

Microfinance – Business Loan

57230002579303
Ownership

Individual

ACCOUNT DETAILS

Credit Limit
--
W

High Credit

₹2,00,000

Current Balance

₹30,690

Cash Limit

--

Amount Overdue

--

Rate of Interest

21.45%

Repayment Tenure

23

EMI Amount

₹10,325

Payment Frequency

Monthly

Actual Payment Amount

₹10,325

Date Opened / Disbursed

27/02/2023

Date Closed

--

Date of Last Payment

03/12/2024

Date Reported And Certified

15/12/2024

Value of Collateral

--

Type of Collateral

No Collateral

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--
Written-off Amount (Principal)

W
--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/02/2023

Payment End Date

01/12/2024

Payment History

Dec 2024 0
Nov 2024 0
Oct 2024 0
Sep 2024 0
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
 SUB :Substandard
W

Member Name

UCO BANK
Account Type

Mudra Loans – Shishu / Kishor / Tarun

19400510010891
Ownership

Joint

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹9,50,000

Current Balance

₹9,27,434

Cash Limit

--

Amount Overdue

--

Rate of Interest

10.50%

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

13/12/2021

Date Closed

--

Date of Last Payment

--
Date Reported And Certified

W
04/01/2025

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/02/2022

Payment End Date

01/01/2025

Payment History

Jan 2025 0
Dec 2024 0
Nov 2024 63
Oct 2024 63
Sep 2024 32
Aug 2024 0
Jul 2024 0
Jun 2024 0
May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
W
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 0
Mar 2023 0
Feb 2023 0
Jan 2023 0
Dec 2022 0
Nov 2022 0
Oct 2022 0
Sep 2022 0
Aug 2022 0
Jul 2022 0
Jun 2022 0
May 2022 0
Apr 2022 XXX
Mar 2022 0
Feb 2022 0

STD : Standard
DBT :Doubtful
### : Number of days past due
SMA :Special Mention account
LSS :Loss
XXX : Not Reported
SUB :Substandard

CLOSED ACCOUNTS

Member Name

ADITYA BIRLA F L
Account Type

Short Term Personal Loan

PYTMPPABFL115305051276269
Ownership

Individual

ACCOUNT DETAILS

Credit Limit
--
W
High Credit

₹750

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

08/08/2021

Date Closed

28/05/2023

Date of Last Payment

28/05/2023

Date Reported And Certified

31/05/2024

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--
Written-off Amount (Principal)

W
--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/08/2021

Payment End Date

01/05/2024

Payment History

May 2024 0
Apr 2024 0
Mar 2024 0
Feb 2024 0
Jan 2024 0
Dec 2023 0
Nov 2023 0
Oct 2023 0
Sep 2023 0
Aug 2023 0
Jul 2023 0
Jun 2023 0
May 2023 0
Apr 2023 601
Mar 2023 571
Feb 2023 540
Jan 2023 512
Dec 2022 480
Nov 2022 449
Oct 2022 449
Sep 2022 388
Aug 2022 358
Jul 2022 327
Jun 2022 296
May 2022 266
Apr 2022 235
Mar 2022 205
Feb 2022 174
Jan 2022 146
Dec 2021 115
Nov 2021 84
Oct 2021 54
Sep 2021 23
W
Aug 2021 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

KRAZYBEE
Account Type

Personal Loan
Account Number

KB190916FXQBP
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹4,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

Date Opened / Disbursed

16/09/2019

Date Closed

08/11/2019

Date of Last Payment

08/11/2019

Date Reported And Certified

30/11/2019

Value of Collateral

--

Type of Collateral

No Collateral

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/09/2019

Payment End Date

01/11/2019

Payment History

Nov 2019 0
Oct 2019 14
Sep 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
 SUB: Substandard
W
LSS: Loss
XXX: Not Reported

Member Name

KRAZYBEE
Account Type

Personal Loan
Account Number

KB190819FCTPT
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹4,000

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

19/08/2019

Date Closed

16/09/2019
Date of Last Payment

W
16/09/2019

Date Reported And Certified

30/09/2019

Value of Collateral

--

Type of Collateral

No Collateral

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/08/2019

Payment End Date

01/09/2019

Payment History

Sep 2019 0
Aug 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported
Member Name

W
KRAZYBEE
Account Type

Personal Loan
Account Number

KB190802QCSBG
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹2,200

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

02/08/2019

Date Closed

19/08/2019

Date of Last Payment

19/08/2019

Date Reported And Certified

31/08/2019

Value of Collateral
--
W
Type of Collateral

No Collateral

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/08/2019

Payment End Date

01/08/2019

Payment History

Aug 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

KRAZYBEE
Account Type

Personal Loan
Account Number

KB190717TEJLZ
Ownership

Individual
 W
ACCOUNT DETAILS

Credit Limit

--

High Credit

₹2,200

Current Balance

--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

Monthly

Actual Payment Amount

--

Date Opened / Disbursed

18/07/2019

Date Closed

25/07/2019

Date of Last Payment

25/07/2019

Date Reported And Certified

31/07/2019

Value of Collateral

--

Type of Collateral

No Collateral

Suit - Filed / Willful Default

--
Credit Facility Status

W
--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount

--

PAYMENT STATUS

Payment Start Date

01/07/2019

Payment End Date

01/07/2019

Payment History

Jul 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

Member Name

SMICC
Account Type

Personal Loan
Account Number

220016800916680
Ownership

Individual

ACCOUNT DETAILS

Credit Limit

--

High Credit

₹1,600
Current Balance
W
--

Cash Limit

--

Amount Overdue

--

Rate of Interest

--

Repayment Tenure

--

EMI Amount

--

Payment Frequency

--

Actual Payment Amount

--

Date Opened / Disbursed

17/07/2019

Date Closed

03/08/2019

Date of Last Payment

17/07/2019

Date Reported And Certified

31/10/2019

Value of Collateral

--

Type of Collateral

--

Suit - Filed / Willful Default

--

Credit Facility Status

--

Written-off Amount (Total)

--

Written-off Amount (Principal)

--

Settlement Amount
 --
W

PAYMENT STATUS

Payment Start Date

01/07/2019

Payment End Date

01/10/2019

Payment History

Oct 2019 0
Sep 2019 0
Aug 2019 0
Jul 2019 0

STD: Standard
DBT: Doubtful
###: Number of Days Past Due
SMA: Special Mention Account
SUB: Substandard
LSS: Loss
XXX: Not Reported

ENQUIRY DETAILS

Member Name

ICICI BANK
Date Of Enquiry

10/01/2025
Enquiry Purpose

Housing Loan

Member Name

Bandhan Bank
Date Of Enquiry

04/01/2025
Enquiry Purpose

Other

Member Name

Bandhan Bank
Date Of Enquiry

04/01/2025
Enquiry Purpose

Microfinance – Business Loan

ICICI BANK W
Date Of Enquiry

07/12/2024
Enquiry Purpose

Housing Loan

Member Name

UCO BANK
Date Of Enquiry

21/03/2024
Enquiry Purpose

Business Loan – General

Member Name

DMIFINANCE
Date Of Enquiry

29/02/2024
Enquiry Purpose

Consumer Loan

Member Name

DAKSHINBIHAR
Date Of Enquiry

09/08/2023
Enquiry Purpose

Business Loan – Priority Sector – Small Business

Member Name

DAKSHINBIHAR
Date Of Enquiry

27/06/2023
Enquiry Purpose

Overdraft

Member Name

UCO BANK
Date Of Enquiry

15/06/2023
Enquiry Purpose

Other

Member Name

DAKSHINBIHAR
Date Of Enquiry

16/05/2023
Enquiry Purpose

Credit Card

Member Name

Bandhan Bank
Date Of Enquiry
 q y

24/02/2023
Enquiry Purpose
W

Microfinance – Business Loan

Member Name

Bandhan Bank
Date Of Enquiry

15/02/2023
Enquiry Purpose

Microfinance – Business Loan

Member Name

SBI CARD
Date Of Enquiry

14/10/2022
Enquiry Purpose

Credit Card

Member Name

UCO BANK
Date Of Enquiry

09/06/2022
Enquiry Purpose

Other

End of report

Disclaimer: All information contained in this credit report has been collated by TransUnion CIBIL Limited ( TU CIBIL) based on
information provided/ submitted by its various members("Members"), as part of periodic data submission and Members are required to
ensure accuracy, completeness and veracity of the information submitted. The credit report is generated using the proprietary search
and match logic of TU CIBIL. TU CIBIL uses its best efforts to ensure accuracy, completeness and veracity of the information
contained in the Report and shall only be liable and / or responsible if any discrepancies are directly attributable to TU CIBIL. The use
of this report is governed by the terms and conditions of the Operating Rules for TU CIBIL and its Members.

In case of any discrepancy in Personal / Account Information pertaining to Loan Accounts / Credit Cards, concerned Financial
Institutions / Credit Card Company (CCC) may also please be contacted for required clarification.

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