Evaluation of The Usability and User Experience of The Jaminan Kesehatan Nasional Mobile Application in Indonesia
Evaluation of The Usability and User Experience of The Jaminan Kesehatan Nasional Mobile Application in Indonesia
Objectives: The National Health Insurance (Jaminan Kesehatan Nasional or JKN) mobile application represents an adminis-
trative transformation of health social insurance in Indonesia. The application’s user base has quadrupled in the past 2 years.
The study aimed to evaluate the usability and user experience of the JKN mobile application in Indonesia. Methods: The
study administered an online survey featuring the System Usability Scale (SUS) questionnaire alongside a user experience
assessment. The survey was disseminated via social media and garnered responses from 370 participants. The variables ex-
amined included usability and user experience, specifically focusing on attractiveness, perspicuity, efficiency, dependability,
stimulation, and novelty. Data analysis was performed descriptively, and the results were benchmarked. Results: The JKN
mobile application had an average SUS score of 60.9 ± 13.47 (adjective rating “good,” Grade “F,” acceptability rating of “low
marginal,” and a percentile range of 34). User experience testing yielded the following results: attractiveness (1.09 ± 1.09), per-
spicuity (1.05 ± 1.17), efficiency (1.07 ± 1.20), dependability (1.03 ± 1.12), stimulation (0.88 ± 1.20), and novel-ty (0.58 ± 1.09).
The benchmark for the JKN mobile application placed the user experience in the “below average” category. Conclusions: The
evaluation of the usability and user experience of the JKN mobile application was generally positive. However, there is a need
to improve the usability and all parameters of the user experience. Broader-scale research is needed to explore the factors that
influence usage and user experience to promote the adoption of the JKN application and increase user satisfaction.
Keywords: Mobile Applications, National Health Programs, Benchmarking, Indonesia, Surveys and Questionnaires
The JKN mobile application was launched in November friendly an application is. It encompasses several compo-
2017 as part of SSOA Health’s digital transformation of ad- nents: learnability, efficiency, memorability, errors, and sat-
ministrative activities. It allows users to access its services isfaction [4]. Evaluating an application’s usability is deemed
anytime and anywhere. The application is available on both essential for the successful development of the application
the Google Play Store and the Apple Store. It is recom- [5]. A variety of tools are available for measuring the usabil-
mended that users access the application on Android phones ity of mobile health applications, including usability evalu-
with version 4.0 or higher, as well as on iOS 10. The JKN ation scales, application usability measurement scales, and
mobile application features several menus: (1) Participant application usability ease levels, which are among the most
menu, which includes participant features, participant card rigorously validated tools [6]. The review results show that
features, participant data modification feature, and partici- 40% of studies assessing mobile health applications rely on
pant registration feature; (2) Billing menu, which comprises questionnaires to evaluate usability [7]. The effectiveness of
a premium feature, payment feature, and virtual account a mobile application largely depends on its usability. This
check feature; (3) Service menu, which offers a service his- implies that the application should be easy to use, efficient,
tory feature, service registration feature, and screening fea- and satisfying [8]. Evidence from a review study on mobile
ture; (4) General menu, which provides a JKN information health applications highlights that the most commonly as-
feature, location feature, complaint submission feature, and sessed usability aspects are efficiency (70%), satisfaction
settings feature. The user interface of the JKN application is (66%), and effectiveness (58%) [9].
illustrated in Figure 1. In early 2022, the application was en- User experience evaluation is recognized as a standard
hanced with a new feature that supports online queues. This because it extends usability evaluation [10]. According to
includes the capability for sending new patient identities and the ISO 9241-210 standard, user experience is defined as
facilitating check-ins when patients arrive at healthcare facil- an individual’s perceptions and responses to the use of a
ities. The feature supports a continuum of care from primary product or service system. It reflects the quality of a product
healthcare facilities to advanced referral healthcare facilities, based on subjective perceptions. Additionally, the concept of
including internal referrals and follow-up appointments [2]. user experience includes considerations of the time before
Over the past 2 years, the number of JKN mobile application the product is actually used [11]. User experience relates to
users in Indonesia has seen a substantial increase, growing two main aspects: (1) the quality of user interaction with the
from 432,000 users in 2020 to 16,346,826 users in 2022 [3]. product in terms of achieving goals, which includes efficien-
This surge in users raises an important question: Does the cy, learnability, dependency, and adaptability; and (2) the
application meet the acceptance criteria of its users? overall subjective impression of the product, encompassing
Usability is a quality metric used to evaluate how user- stimulation, attractiveness, and novelty [12]. The findings
from usability and/or user experience evaluations can pro-
vide valuable insights for the development of mobile health
applications [10,13-15].
II. Methods
1. Study Design and Sampling Techniques
This cross-sectional study was conducted from February to
July 2023 using the practice sampling method. The sampling
technique involved distributing an online survey through
social media platforms (WhatsApp, Telegram, and Insta-
gram). The survey, hosted on Google Forms, initially asked
respondents if they had ever used the JKN mobile applica-
tion. Those who answered “yes” were directed to answer
evaluation questions about their experience with the JKN
mobile application. Conversely, respondents who answered
Figure 1. User interface display of the National Health Insurance “no” received a link to download the application, along with
(Jaminan Kesehatan Nasional or JKN) mobile application. instructions for its download and use, available directly on
the Google Form. This approach helped validate the re- The instrument used to measure user experience is the
cruitment of respondents and aims to minimize potential User Experience Questionnaire (UEQ), which has been
response bias. The inclusion criteria for participation in the translated into Indonesian following Santoso et al.’s work [17].
study required respondents to have used the JKN application This questionnaire comprises 26 statements, organized into
at least once and to be at least 18 years old. six parameters as shown in Table 2. The dependent variables
in this study are these six user experience parameters: at-
2. Population and Sample tractiveness, perspicuity, efficiency, dependability, stimula-
The population in this study comprised all Indonesian citi- tion, and novelty [18]. Each item in the UEQ is represented
zens who use the JKN mobile application. The technique by a pair of opposing words, and participants rate them on a
for calculating the sample size was based on the Isaac and 7-point scale. For instance, the efficiency of the application
Michael sample size determination table. Assuming there is measured on a scale from “fast” to “slow.” The instrument
are 16,346,260 JKN mobile application users in 2022 [2], and used to assess respondent characteristics is a closed-ended
allowing a margin of error of 5%, the minimum sample size questionnaire. These characteristics include sex, age, educa-
required was 349. For this study, a sample size of 370 was tion, marital status, occupation, JKN membership, domicile,
deemed sufficient to represent the population. and income.
tion results, categorized by acceptability rating, grade, and The interpretation of the SUS score, according to Bangor
adjective rating. The analysis of the JKN mobile application et al., indicated that the JKN mobile application was rated as
revealed that the responses were predominantly categorized “good” in the adjective rating. However, it received a grade
as marginal in the acceptability rating (52.4%), received a of “F” and an acceptability rating of “marginal.” Based on the
grade of “F” (43%), and were described by the adjective rat- Lewis scale, this average score fell within the 34th percentile,
ing as “good” (52%). suggesting substantial room for improvement in the applica-
tion’s usability.
Table 4. Respondent characteristics (n = 370)
3. User Experience
Variable Frequency (%) Table 6 presents the results of the JKN application’s user
Sex experience evaluation. It illustrates the user experience in
Female 281 (75.9) terms of attractiveness, perspicuity, efficiency, dependabil-
Male 89 (24.1) ity, stimulation, and novelty. Overall, the user experience
Age (yr) parameters indicated positive values, with an average score
≤24 326 (88.1)
>25 44 (11.9)
Table 5. Usability score of the JKN mobile application (n = 370)
Education
Low 5 (1.4) Components n (%)
Medium 225 (60.8) Acceptability rating
High 140 (37.8) Not acceptable 101 (27.3)
Status Marginal 194 (52.4)
Unmarried 340 (91.9) Acceptable 75 (20.3)
Married 30 (8.1) Grade
Occupation F 159 (43.0)
Unemployed 294 (79.5) D 105 (28.0)
Employed 76 (20.5) C 77 (21.0)
Participation in JKN B 17 (5.0)
Not a participant 54 (14.6) A 12 (3.0)
Participant 316 (85.4) Adjective rating
Domicile Worst imaginable 3 (1.0)
Outside of Java Island 61 (16.5) Poor 14 (4.0)
Java Island 309 (83.5) OK 106 (29.0)
Income Good 194 (52.0)
No income 238 (64.3) Excellent 39 (11.0)
Having income 132 (35.7) Best imaginable 14 (4.0)
Table 6. Evaluation of the user experience of the JKN mobile application and benchmark categories (n = 370)
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Figure 3. National Health Insurance (Jaminan Kesehatan Nasi- and “high marginal,” indicating a status that is considerably
onal or JKN) mobile application benchmark. below “acceptable.” This aligns with the SUS score being in
the lowest grade, which is grade F, with most respondents’
greater than 0.8. However, novelty received the lowest aver- assessments (159 individuals; 43%) falling into this category.
age score, at 0.58. These findings suggest that while the JKN mobile applica-
The evaluation results for the user experience of the m- tion was considered “good” by a majority of users, there is a
JKN application indicate that, in terms of attractiveness, substantial need for improvements in its overall usability.
its average score was 1.09, placing it in the “below average” Several previous studies on the evaluation of the JKN mo-
benchmark category (25%–50% scale). The mean score of bile application have reported findings similar to those of
1.09, with a standard deviation of 1.09 at a 95% confidence this research. A study on the JKN mobile application [20] re-
level (Z-score of 1.96) and a sample size of 370, resulted in ported an initial average SUS score of 59 and recommended
a confidence interval (CI) of 0.111, ranging from 0.976 to further development of the application. Likewise, Lubis et
1.197. This CI range remained within the “below average” al. [21] highlighted both strengths and weaknesses of the
category, with the upper limit slightly exceeding the catego- JKN mobile application, recommending enhancements to
ry’s upper boundary. Detailed calculations can be found in improve the system. A study involving local respondents in
Table 6. The standard deviation is linked to the CI value and Malang, Indonesia, found low scores in control, learnability,
the sample size. Specifically, a larger sample size results in a and efficiency aspects of the JKN mobile application [22].
narrower CI, which increases estimation accuracy and yields When compared to other mobile health applications, the
more reliable results. The standard deviation values for all JKN mobile application has a lower average SUS score. In
parameters in the user experience evaluation were reason- contrast, other mobile health applications such as Oncodoc
ably small and within acceptable limits, as the CI values fell [23], JAGA SEHAT app [24], “Pedulilindungi” app [25],
within the benchmark category range. Therefore, it can be and TOGETHERCare app [26] all boast higher average SUS
concluded that the user experience of the JKN mobile appli- scores.
cation, across parameters such as attractiveness, perspicuity, User feedback on the JKN mobile application has been
dependability, stimulation, and novelty, was categorized as positive across nearly all dimensions—including attractive-
“below average” (25%–50% scale). However, the efficiency ness, perspicuity, efficiency, dependability, stimulation, and
parameter ranked in the “above average” benchmark cat- novelty—with mean scores above 0.8. User satisfaction with
egory (50%–75% scale), suggesting that the application an application hinges on its attractiveness, pragmatic quali-
performs efficiently (Figure 3). The benchmark used in the ties (such as perspicuity, efficiency, and dependability), and
UEQ compared the JKN application with other applications hedonic qualities (including stimulation and originality) [27].
assessed using the UEQ, including business software, web Hedonic qualities, which include features of the applica-
pages, web shops, and social networks. tion, visual resources, and the ease of monitoring treatment,
positively influence the user experience of mobile health
IV. Discussion applications [28]. Conversely, factors such as comfort, re-
sponsiveness, and availability are positive predictors of user
This study evaluates the use of the JKN mobile application experience [29]. However, perceptions of user experience
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