Ref No.
_______________ Date of Valuation 12 12 2024
To,
The Branch Manager,
Shriram Finance Ltd.
Branch_ Shri ram Finance Ltd , Tehsil & Dist.- MORADABAD
Subject: Valuation Report.
Dear Sir,
Please find enclosed here with the subject Valuation Report.
Purpose of Valuation: To assess the Fair Market Value.
Owner Name: MRS. SANNO DEVI W/O MR. CHARAN SINGH
Location: PART OF GATA NO. 49, WAKEY MOHALLA HALLU SARAI,
TEHSIL & DISTT. SAMBHAL
Kindly acknowledge the receipt
Thanking you,
Yours faithfully,
Ref No. _______________ Date of Valuation 12 12 2024
CERTIFICATE
Based on the actual observation, inspection, verification & information and the
particulars provided the special by borrower and on of perusal of various documents
produced before me, the assessment of N.A. Plot is under:-
Khasra No./S. No./ House.No. - PART OF GATA NO. 49, WAKEY MOHALLA HALLU SARAI,
TEHSIL & DISTT. SAMBHAL
CITY / KASBA : SAMBHAL DISTT. SAMBHAL
OWNED BY : MRS. SANNO DEVI W/O MR. CHARAN SINGH
This is to certify that in my opinion fair market value of the same is
Fair Market Value : Rs. 1182755.00 /-
(RUPEES ELEVEN LACS EIGHTY TWO THOUSAND ONLY)
Realizable Sale Value : Rs. 887066.25 /-
Distress / Forced Value : Rs. 887066.25 /-
Government Value : Rs. 1179160.00 /-
(RUPEES ELEVEN LACS SEVENTY NINE THOUSAND ONLY)
Date: 12 DEC, 2024 Panel Valuer01
SAMBHAL (S.F.L.)
Regd. No. _____________
VALUATION REPORT
PURPOSE OF VALUATION : TO AVAIL LOAN AGAINST THE SAID PROPERTY BY THE WAY OF SECURITY
1 DATE OF VISIT OF THE SITE Thursday, December 12, 2024
2 DATE OF VALUATION Thursday, December 12, 2024
3 NAME OF OWNER OF THE PROPERTY MRS. SANNO DEVI W/O MR. CHARAN SINGH
A DATE OF PURCHASE OF IMMOVABLE 10/30/2024
PROPERTY
B PURCHASE PRICE OF IMMOVABLE 7,70,000/-
PROPERTY
4 WHETHER NECESSARY ENQUIRIES HAVE N.A
BEEN MADE FROM THE CONCERNED
LOCALITY WITH REGARD TO THE
OWNERSHIP OF THE PROPERTY
5 IF THE PROPERTY IS UNDER JOINT SINGLE OWNERSHIP
OWNERSHIP /CO-OWNERSHIP, SHARE OF
EACH SUCH OWNER. ARE THESE SHARES
UNDIVIDED?
6 BRIEF DESCRIPTION OF THE PROPERTY RESIDENTIAL
A LOCATION, STREET, WARD NO. (POSTAL PART OF GATA NO. 49, WAKEY MOHALLA HALLU SARAI,
ADD). TEHSIL & DISTT. SAMBHAL
B COMPLETE ADDRESS /FLAT /PLOT NO. PART OF GATA NO. 49, WAKEY MOHALLA HALLU SARAI,
TEHSIL & DISTT. SAMBHAL
Physical Details : -
Boundaries of Properties BOUNDARIES OF THE BOUNDARIES OF THE VALUED
VALUED PROPERTY AS PROPERTY AS PER SITE
PER SALE DEED
East PLOT VARISAAN MR. PLOT OF MR. SURESH
SURESH CHANDRA
West MATHUR
AARAJI PLOT OF MR. OMPRAKASH
PRATHAMPAKSHA MR. ARORA
JAIGOPAL & MR.
OMPRAKASH
North RESIDENCE OF MR. RESIDENCE OF MR. SUNIL
SUNIL
South ROAD 12 FT WD ROAD 12 FT WD
C IS THE IMMOVABLE PROPERTY BEARS THE YES
SAME DESCRIPTION /DETAILS AS
MENTIONED IN THE DOCUMENT /TITLE
DEEDS
D IS THE PROPERTY SITUATED IN RESIDENTIAL
RESIDENTIAL / COMMERCIAL /MIXED AREA
/INDUSTRIAL AREA
E IS THE PROPERTY IS SITUATED IN AN LAYOUT NOT APPROVED UNAUTHORIZED RESIDENTIAL
UNAUTHORIZED /AUTHORIZED COLONY. AREA
F CLASSIFICATION OF LOCALITY –HIGH MIDDLE CLASS
CLASS/ MIDDLE CLASS /POOR CLASS
G IS THE PROPERTY IS READY OR UNDER UNDER CONSTRUCTION
CONSTRUCTION
H YEAR OF CONSTRUCTION 0 YEARS (APPROX)
I RESIDUAL AGE OF PROPERTY 60 YEARS (APPROX )
J LEVEL OF MAINTENANCE OF PROPERTY MIDDLE CLASS
K IS THE IMMOVABLE PROPERTY IN QUESTION N.A
OR ANY PART OF IT IS UNDER
7 ENCROACHMENT
1)PROPERTY TO CIVIC AMENITIES LIKES YES
SCHOOL, HOSPITALS, OFFICES, MARKETS,
CINEMA HALLS, ETC.
2) MEANS AND PROXIMITY TO SURFACE AVERAGE
COMMUNICATION BY WHICH THE LOCALITY
IS SERVED.
8 AREA SUPPORTED BY DOCUMENTARY YES
A PROOF, SHAPE, DIMENSIONS AND PHYSICAL
FEATURES
B ROADS STREETS OR LANE ON WHICH THE SUN ROAD TO HALLU SARAI SAMBHAL FROM MAIN
LAND IS ABUTTING, SURROUNDED. BAHJOI TO MORADABAD ROAD
C ATTACH A DIMENSIONAL SITE PLAN & YES
ELEVATIONS OF ALL STRUCTURE STANDING
ON THE LAND ALONG WITH PHOTOGRAPH
OF THE BUILT UP PROPERTY.
D FURNISH DETAILS OF THE BUILDING ON A N.A
SEPARATE SHEET.
E IS THE CONSTRUCTION/ BUILT UP NO
PROPERTY IS AS PER THE PLAN APPROVED
BY THE COMPETENT AUTHORITY.
F WHAT IS THE FLOOR SPACE INDEX N.A
PERMISSIBLE AND PERCENTAGE ACTUALLY
UTILIZED?
G ESTIMATED FUTURE LIFE 60 YEAR (APPROX )
9 IS IT FREE HOLD OR LEASE HOLD LAND? FREE HOLD
10 IF LEASE HOLD - NO
THE NAME OF LESSOR / LESSEE- N.A
NATURE OF LEASE - N.A
DATE OF COMMENCEMENT - N.A
TERMINATION OF LEASE- N.A
A INITIAL PREMIUM N.A
B GROUND RENT PAYABLE PER ANNUM N.A
C UNEARNED INCREASE PAYABLE TO THE N.A
LESSER IN THE EVENT OF THE SALE OR
TRANSFER
D ARE THERE ANY AGREEMENTS OF LEASE? N.A
11 IS THERE ANY RESTRICTIVE COVENANT IN N.A
REGARD TO USE OF LAND? IF SO, DETAILS
ARE GIVEN.
12 DOSE THE LAND FALL IN AN AREA NA
A INCLUDED IN ANY TOWN PLANNING
SCHEME OR ANY DEVELOPMENT PLAN OF
GOVT. OR ANY STATUTORY BODY? IF SO,
GIVE PARTICULARS.
B HAS ANY CONTRIBUTION BEEN MADE N.A
TOWARDS DEVELOPMENT OR IS ANY
DEMAND FOR SUCH CONTRIBUTION STILL
OUTSTANDING.
13 IS THE PROPERTY (WHOLE OR PART OF PLEASE CHECK THE LEGAL IN THIS ISSUE.
LAND) NOTIFIED FOR ACQUISITION BY
GOVT. OR ANY STATUTORY BODY? IF SO,
DATE OF NOTIFICATION.
14 A) IS THE PLOT /BUILDING–OWNER UNDER CONSTRUCTION
OCCUPIED/TENANTED/ BOTH?
B) IF PARTLY OWNER OCCUPIED, SPECIFY NA
PORTION AND EXTENT OF AREA UNDER
OWNER OCCUPATION.
15 A) NAMES OF N.A
TENANTS/LESSEES/LICENSEES ETC.
B) PORTION IN THEIR OCCUPATIONS. N.A
C) MONTHLY OR ANNUAL RENT/ N.A
COMPENSATION/ LICENSE FEE, ETC. PAID
BY EACH.
D) GROSS AMOUNT RECEIVED FOR WHOLE N.A
PROPERTY.
E) ARE ANY OF THE OCCUPANTS RELATED NO
TO OR CLOSE BUSINESS ASSOCIATES OF
THE OWNER.
16 FAIR MARKET VALUE : -
(a) Market Value of the Land 71.90 SQM x @Rs. 14450.00 = 1038955.00
(b) Building Value 71.90 SQM x @Rs. 2000.00 = 143800.00
Total Value of Property (Land + Building) 1182755.00 /- Rs
(RUPEES ELEVEN LACS EIGHTY TWO THOUSAND ONLY)
RELIZABLE VALUE :- Rs. 887066.25
DISTRESS/FORCED VALUE : - Rs. 887066.25
16 GOVERNMENT VALUE : -
(a) Market Value of the Land 71.90 SQM x @Rs. 14400.00 = 1035360.00
(b) Building Value 71.90 SQM x @Rs. 2000.00 = 143800.00
Total Value of Property (Land + Building) 1179160.00 /- Rs
(RUPEES ELEVEN LACS SEVENTY NINE THOUSAND ONLY)
Remarks : LAT 28.5759N LONG 78.57419833333333E
(a) The valuation is based on site visit & information given by the borrower.
(b) The valuation is subject to clear and marketable title & adequacy of Engineering Design.
(c) This valuation report will remain valid only for the purpose for which it is made. The market value obtained in this
report is defined as follows; market value is the estimated amount for which an asset should on exchange on the
date of valuation between willing buyer and a willing buyer and a willing seller in an arms length transaction after
property marketing wherein the parties had each acted knowledgeably and without compulsion. (as define by the
international valuation standards committee , London)
(d) Emphasis of this report is on the value of the property and not on the area measurements of title verification of the
property.
(e) The encumbrance on the asset due to any other lone, govt. dues, duties etc. is not considered in this valuation. In
fact we have treated the assets as free of encumbrances.
(f) The opinion about valuation is true and correct to the best of our knowledge and belief. We have no direct or
interest in the Valued assets.
(g) Xerox copy of following documents is referred.
1) 1 Sale deed
(h) (i) SUBJECTED PROPERTY IS A UNDER CONSTRUCTION RESIDENTIAL PROPERTY IN MOHALLA HALLU
SARAI SAMBHAL NEAR CHAMUNDA MANDIR TEHSIL & DISTT. SAMBHAL. THE PROPERTY HAVE G.F-
71.90 SQM (2ROOMS+TOILET+BATH+LOBBY & KITCHEN), TARACE - (MUMTY+ TOILET) ( SLAB NOT
CASTED)
(ii) THE PROPERTY IS IDENTIFIED THROUGH ONLY WITH THE HELP OF CONTACT PERSON ONLY. THE
POPULATION DENSITY IN THE VICINITY IS 85% APPROX. CONTACT PERSON MR. CHARAN SINGH AT
SITE. AREA OF THE PROPERTY IS 73.45 SQM AS PER SITE SURVEY.
(iii) THE SUBJECTED PROPERTY LIES UNDER NAGAR PALIKA . ARCHITECT LAYOUT / KEY PLAN WITH
IDENMINITY MENTIONED PROPER BOUNDARIES AND ROUTE PLAN DULY SIGNED BY CLIENT NEED TO
BE DOCUMENTED FOR IDENTIFICATION.
(iv) PROVIDED DOCUMENTS INCLUDE 1 Nos. OF XEROX COPY OF SALE-DEED IN FAVOUR OF MRS.
SANNO DEVI W/O MR. CHARAN SINGH OF AREA 71.90 SQMS ON DATE 30/10/2024. THE SALE-DEED
EXECUTED IN OCTOBER 2024, AND IT IS EXECUTED LOWER THAN ITS CIRCLE RATES. PLEASE REFER
LEGAL IN THAT ISSUE.
(v) PHOTOGRAPH OF THE APPLICANT / CO-APLICANT ATTACHED IN THE REPORT MUST BE MATCHED
WITH THE OTHER DOCUMENTS BY CREDIT OR OTHER OFFICAL OF NBFC / F.I.. LEGAL CLEARANCE
MUST BE CHECKED BEFORE PRIOR TO DISBURSEMENT.
(vi) FUNDING WILL BE REALEASED AFTER COMPLETING THE FOLLOWING ABOVE COMPLAINCES.
HENCE CONDITIONALLY VALUE IS RELEASED.Declaration :
I hereby declare that,
(a) The information furnished above is true to the best of my knowledge and belief.
(b) I have no direct or indirect interest in the valued property.
(c) I inspected the property physically.
(d) I have not found guilty of misconduct in our professional capacity.
Place: SAMBHAL Panel Valuer
Date 12- 12- 2024 (S.C.U.F.)
PHOTOGRAPHS OF THE PROPERTY : MRS. SANNO DEVI W/O MR. CHARAN SINGH
