Smart

Retirement Annuity Plus

READY RECKONER
SBI Life - Smart Annuity Plus (UIN: 111N134V08) - Ready Reckoner - Annual Annuity Payout
Annual annuity payout @ Age - 30 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 30 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 58.18 29,890 5.98% 60,030 6.00% 90,045 6.00% 1,51,325 6.05% 3,03,650 6.07% 6,08,300 6.08%
Life Annuity with Return of
Option 1.2 Purchase Price 56.25 28,898 5.78% 58,047 5.80% 87,070 5.80% 1,46,367 5.85% 2,93,734 5.87% 5,88,469 5.88%
Life Annuity with Return of
Option 1.3 58.03 29,813 5.96% 59,876 5.99% 89,814 5.99% 1,50,940 6.04% 3,02,879 6.06% 6,06,758 6.07%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 38.78 19,923 3.98% 40,046 4.00% 60,070 4.00% 1,00,866 4.03% 2,02,232 4.04% 4,05,465 4.05%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 31.73 16,301 3.26% 32,803 3.28% 49,204 3.28% 82,756 3.31% 1,66,013 3.32% 3,33,026 3.33%

Life Annuity with Certain Period 58.17 29,885 5.98% 60,020 6.00% 90,030 6.00% 1,51,299 6.05% 3,03,598 6.07% 6,08,197 6.08%
Option 1.6 of 10 years
Life Annuity with Certain Period 58.06 29,828 5.97% 59,907 5.99% 89,860 5.99% 1,51,017 6.04% 3,03,033 6.06% 6,07,067 6.07%
Option 1.7
of 20 years
Life Annuity with Annual 30.28 15,556 3.11% 31,263 3.13% 46,894 3.13% 78,532 3.14% 1,57,564 3.15% 3,16,127 3.16%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 15.69 - - 16,271 1.63% 24,407 1.63% 41,054 1.64% 82,607 1.65% 1,66,215 1.66%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 56.13 28,837 5.77% 57,924 5.79% 86,885 5.79% 1,46,059 5.84% 2,93,118 5.86% 5,87,236 5.87%
Life & Last Survivor - 100% Annuity
Option 2.2 55.76 28,647 5.73% 57,543 5.75% 86,315 5.75% 1,45,109 5.80% 2,91,217 5.82% 5,83,434 5.83%
with Return of Purchase Price

Annual annuity payout @ Age - 35 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 35 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 59.68 30,661 6.13% 61,571 6.16% 92,357 6.16% 1,55,178 6.21% 3,11,356 6.23% 6,23,712 6.24%
Life Annuity with Return of
Option 1.3 Purchase Price 56.96 29,263 5.85% 58,776 5.88% 88,165 5.88% 1,48,191 5.93% 2,97,382 5.95% 5,95,764 5.96%
Life Annuity with Return of
Option 1.3 59.46 30,548 6.11% 61,345 6.13% 92,018 6.13% 1,54,613 6.18% 3,10,226 6.20% 6,21,452 6.21%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 40.54 20,827 4.17% 41,855 4.19% 62,782 4.19% 1,05,387 4.22% 2,11,274 4.23% 4,23,549 4.24%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 33.40 17,159 3.43% 34,519 3.45% 51,778 3.45% 87,046 3.48% 1,74,593 3.49% 3,50,185 3.50%

Life Annuity with Certain Period 59.64 30,640 6.13% 61,530 6.15% 92,295 6.15% 1,55,075 6.20% 3,11,151 6.22% 6,23,301 6.23%
Option 1.6 of 10 years
Life Annuity with Certain Period 59.49 30,563 6.11% 61,376 6.14% 92,064 6.14% 1,54,690 6.19% 3,10,380 6.21% 6,21,760 6.22%
Option 1.7
of 20 years
Life Annuity with Annual 32.77 16,836 3.37% 33,821 3.38% 50,732 3.38% 84,928 3.40% 1,70,356 3.41% 3,41,712 3.42%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 18.30 - - 18,953 1.90% 28,430 1.90% 47,758 1.91% 96,016 1.92% 1,93,033 1.93%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 57.27 29,422 5.88% 59,095 5.91% 88,642 5.91% 1,48,987 5.96% 2,98,975 5.98% 5,98,949 5.99%
Life & Last Survivor - 100% Annuity
Option 2.2 56.41 28,981 5.80% 58,211 5.82% 87,317 5.82% 1,46,778 5.87% 2,94,556 5.89% 5,90,113 5.90%
with Return of Purchase Price

Annual annuity payout @ Age - 40 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 40 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 61.44 31,565 6.31% 63,380 6.34% 95,069 6.34% 1,59,699 6.39% 3,20,398 6.41% 6,41,796 6.42%
Life Annuity with Return of
Option 1.3 Purchase Price 57.75 29,669 5.93% 59,588 5.96% 89,382 5.96% 1,50,220 6.01% 3,01,441 6.03% 6,03,881 6.04%
Life Annuity with Return of
Option 1.3 61.11 31,395 6.28% 63,041 6.30% 94,561 6.30% 1,58,851 6.35% 3,18,703 6.37% 6,38,405 6.38%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 42.58 21,875 4.38% 43,951 4.40% 65,926 4.40% 1,10,627 4.43% 2,21,755 4.44% 4,44,510 4.45%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 35.35 18,161 3.63% 36,522 3.65% 54,783 3.65% 92,055 3.68% 1,84,611 3.69% 3,70,221 3.70%

Life Annuity with Certain Period 61.37 31,529 6.31% 63,308 6.33% 94,962 6.33% 1,59,519 6.38% 3,20,038 6.40% 6,41,077 6.41%
Option 1.6 of 10 years
(For Internal Use Only)

Life Annuity with Certain Period 61.13 31,406 6.28% 63,061 6.31% 94,592 6.31% 1,58,903 6.36% 3,18,805 6.38% 6,38,611 6.39%
Option 1.7
of 20 years
Life Annuity with Annual 35.52 18,248 3.65% 36,647 3.66% 54,970 3.66% 91,992 3.68% 1,84,484 3.69% 3,69,968 3.70%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 21.25 - - 21,984 2.20% 32,977 2.20% 55,336 2.21% 1,11,172 2.22% 2,23,344 2.23%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 58.59 30,101 6.02% 60,451 6.05% 90,677 6.05% 1,52,378 6.10% 3,05,756 6.12% 6,12,512 6.13%
Life & Last Survivor - 100% Annuity
Option 2.2 57.16 29,366 5.87% 58,982 5.90% 88,473 5.90% 1,48,705 5.95% 2,98,410 5.97% 5,97,819 5.98%
with Return of Purchase Price

For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by
SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. |
IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 2W/Cr4/ver1/09/24/PRR/ENG
Page 1
 Smart
Retirement Annuity Plus
Plans UIN: 111N134V08

READY RECKONER
SBI Life - Smart Annuity Plus (UIN: 111N134V08) - Ready Reckoner - Annual Annuity Payout
Annual annuity payout @ Age - 45 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 45 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 63.54 32,644 6.53% 65,537 6.55% 98,306 6.55% 1,65,093 6.60% 3,31,187 6.62% 6,63,374 6.63%
Life Annuity with Return of
Option 1.2 Purchase Price 58.61 30,111 6.02% 60,472 6.05% 90,708 6.05% 1,52,429 6.10% 3,05,859 6.12% 6,12,718 6.13%
Life Annuity with Return of
Option 1.3 63.06 32,397 6.48% 65,044 6.50% 97,566 6.50% 1,63,860 6.55% 3,28,721 6.57% 6,58,442 6.58%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 44.97 23,103 4.62% 46,407 4.64% 69,610 4.64% 1,16,767 4.67% 2,34,033 4.68% 4,69,067 4.69%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 37.63 19,332 3.87% 38,865 3.89% 58,297 3.89% 97,912 3.92% 1,96,324 3.93% 3,93,648 3.94%

Life Annuity with Certain Period 63.42 32,582 6.52% 65,414 6.54% 98,121 6.54% 1,64,785 6.59% 3,30,570 6.61% 6,62,141 6.62%
Option 1.6 of 10 years
Life Annuity with Certain Period 63.04 32,387 6.48% 65,024 6.50% 97,535 6.50% 1,63,809 6.55% 3,28,618 6.57% 6,58,236 6.58%
Option 1.7
of 20 years
Life Annuity with Annual 38.61 19,836 3.97% 39,822 3.98% 59,733 3.98% 99,929 4.00% 2,00,359 4.01% 4,01,718 4.02%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 24.61 12,643 2.53% 25,437 2.54% 38,155 2.54% 63,967 2.56% 1,28,434 2.57% 2,57,868 2.58%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 60.15 30,902 6.18% 62,054 6.21% 93,081 6.21% 1,56,385 6.26% 3,13,771 6.28% 6,28,541 6.29%
Life & Last Survivor - 100% Annuity
Option 2.2 58.00 29,798 5.96% 59,845 5.98% 89,768 5.98% 1,50,863 6.03% 3,02,725 6.05% 6,06,450 6.06%
with Return of Purchase Price

Annual annuity payout @ Age - 50 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 50 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 67.18 34,514 6.90% 69,277 6.93% 1,03,916 6.93% 1,74,444 6.98% 3,49,887 7.00% 7,00,775 7.01%
Life Annuity with Return of
Option 1.3 Purchase Price 60.30 30,979 6.20% 62,208 6.22% 93,312 6.22% 1,56,771 6.27% 3,14,541 6.29% 6,30,083 6.30%
Life Annuity with Return of
Option 1.3 66.31 34,067 6.81% 68,384 6.84% 1,02,575 6.84% 1,72,209 6.89% 3,45,418 6.91% 6,91,835 6.92%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 48.98 25,163 5.03% 50,527 5.05% 75,790 5.05% 1,27,067 5.08% 2,54,635 5.09% 5,10,270 5.10%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 41.49 21,315 4.26% 42,831 4.28% 64,246 4.28% 1,07,827 4.31% 2,16,155 4.32% 4,33,310 4.33%

Life Annuity with Certain Period 66.90 34,370 6.87% 68,990 6.90% 1,03,485 6.90% 1,73,724 6.95% 3,48,449 6.97% 6,97,898 6.98%
Option 1.6 of 10 years
Life Annuity with Certain Period 66.15 33,985 6.80% 68,219 6.82% 1,02,329 6.82% 1,71,798 6.87% 3,44,596 6.89% 6,90,191 6.90%
Option 1.7
of 20 years
Life Annuity with Annual 43.52 22,358 4.47% 44,867 4.49% 67,300 4.49% 1,12,542 4.50% 2,25,584 4.51% 4,52,168 4.52%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 29.96 15,392 3.08% 30,934 3.09% 46,401 3.09% 77,710 3.11% 1,55,920 3.12% 3,12,839 3.13%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 62.76 32,243 6.45% 64,736 6.47% 97,104 6.47% 1,63,090 6.52% 3,27,180 6.54% 6,55,359 6.55%
Life & Last Survivor - 100% Annuity
Option 2.2 59.91 30,779 6.16% 61,808 6.18% 92,711 6.18% 1,55,769 6.23% 3,12,538 6.25% 6,26,075 6.26%
with Return of Purchase Price

Annual annuity payout @ Age - 55 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 55 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 70.63 36,286 7.26% 72,822 7.28% 1,09,233 7.28% 1,83,306 7.33% 3,67,612 7.35% 7,36,223 7.36%
Life Annuity with Return of
Option 1.3 Purchase Price 61.10 31,390 6.28% 63,030 6.30% 94,545 6.30% 1,58,826 6.35% 3,18,651 6.37% 6,38,303 6.38%
Life Annuity with Return of
Option 1.3 69.29 35,598 7.12% 71,445 7.14% 1,07,168 7.14% 1,79,864 7.19% 3,60,727 7.21% 7,22,455 7.22%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 52.69 27,069 5.41% 54,339 5.43% 81,508 5.43% 1,36,597 5.46% 2,73,695 5.47% 5,48,390 5.48%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 45.06 23,150 4.63% 46,499 4.65% 69,749 4.65% 1,16,998 4.68% 2,34,496 4.69% 4,69,992 4.70%

Life Annuity with Certain Period 70.14 36,034 7.21% 72,319 7.23% 1,08,478 7.23% 1,82,047 7.28% 3,65,094 7.30% 7,31,189 7.31%
Option 1.6 of 10 years
(For Internal Use Only)

Life Annuity with Certain Period 68.87 35,382 7.08% 71,014 7.10% 1,06,521 7.10% 1,78,785 7.15% 3,58,570 7.17% 7,18,139 7.18%
Option 1.7
of 20 years
Life Annuity with Annual 47.86 24,588 4.92% 49,326 4.93% 73,989 4.93% 1,23,690 4.95% 2,47,881 4.96% 4,96,762 4.97%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 34.64 17,796 3.56% 35,743 3.57% 53,614 3.57% 89,732 3.59% 1,79,963 3.60% 3,60,926 3.61%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 65.16 33,476 6.70% 67,202 6.72% 1,00,803 6.72% 1,69,255 6.77% 3,39,510 6.79% 6,80,019 6.80%
Life & Last Survivor - 100% Annuity
Option 2.2 60.97 31,323 6.26% 62,897 6.29% 94,345 6.29% 1,58,492 6.34% 3,17,983 6.36% 6,36,967 6.37%
with Return of Purchase Price

For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by
SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. |
IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 2W/Cr4/ver1/09/24/PRR/ENG
Page 2
 Smart
Retirement Annuity Plus
Plans UIN: 111N134V08

READY RECKONER
SBI Life - Smart Annuity Plus (UIN: 111N134V08) - Ready Reckoner - Annual Annuity Payout
Annual annuity payout @ Age - 60 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 60 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 75.09 38,577 7.72% 77,405 7.74% 1,16,107 7.74% 1,94,762 7.79% 3,90,525 7.81% 7,82,050 7.82%
Life Annuity with Return of
Option 1.2 Purchase Price 61.71 31,704 6.34% 63,657 6.37% 95,486 6.37% 1,60,393 6.42% 3,21,785 6.44% 6,44,570 6.45%
Life Annuity with Return of
Option 1.3 72.98 37,493 7.50% 75,237 7.52% 1,12,855 7.52% 1,89,342 7.57% 3,79,685 7.59% 7,60,370 7.60%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 57.36 29,469 5.89% 59,137 5.91% 88,706 5.91% 1,48,594 5.94% 2,97,687 5.95% 5,96,374 5.96%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 49.56 25,461 5.09% 51,123 5.11% 76,684 5.11% 1,28,557 5.14% 2,57,615 5.15% 5,16,229 5.16%

Life Annuity with Certain Period 74.21 38,125 7.63% 76,501 7.65% 1,14,751 7.65% 1,92,502 7.70% 3,86,004 7.72% 7,73,008 7.73%
Option 1.6 of 10 years
Life Annuity with Certain Period 71.99 36,985 7.40% 74,220 7.42% 1,11,330 7.42% 1,86,799 7.47% 3,74,599 7.49% 7,50,197 7.50%
Option 1.7
of 20 years
Life Annuity with Annual 53.11 27,285 5.46% 54,721 5.47% 82,081 5.47% 1,37,176 5.49% 2,74,853 5.50% 5,50,705 5.51%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 40.21 20,658 4.13% 41,466 4.15% 62,199 4.15% 1,04,039 4.16% 2,08,579 4.17% 4,18,158 4.18%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 68.15 35,012 7.00% 70,274 7.03% 1,05,411 7.03% 1,76,935 7.08% 3,54,871 7.10% 7,10,741 7.11%
Life & Last Survivor - 100% Annuity
Option 2.2 61.93 31,817 6.36% 63,883 6.39% 95,825 6.39% 1,60,958 6.44% 3,22,915 6.46% 6,46,831 6.47%
with Return of Purchase Price

Annual annuity payout @ Age - 65 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 65 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 81.06 41,645 8.33% 83,539 8.35% 1,25,309 8.35% 2,10,098 8.40% 4,21,196 8.42% 8,43,392 8.43%
Life Annuity with Return of
Option 1.3 Purchase Price 62.02 31,863 6.37% 63,976 6.40% 95,963 6.40% 1,61,189 6.45% 3,23,378 6.47% 6,47,756 6.48%
Life Annuity with Return of
Option 1.3 77.65 39,893 7.98% 80,035 8.00% 1,20,053 8.00% 2,01,338 8.05% 4,03,677 8.07% 8,08,354 8.08%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 63.48 32,613 6.52% 65,426 6.54% 98,139 6.54% 1,64,314 6.57% 3,29,129 6.58% 6,59,257 6.59%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 55.46 28,493 5.70% 57,185 5.72% 85,778 5.72% 1,43,713 5.75% 2,87,926 5.76% 5,76,852 5.77%

Life Annuity with Certain Period 79.40 40,792 8.16% 81,834 8.18% 1,22,750 8.18% 2,05,834 8.23% 4,12,668 8.25% 8,26,335 8.26%
Option 1.6 of 10 years
Life Annuity with Certain Period 75.45 38,762 7.75% 77,775 7.78% 1,16,662 7.78% 1,95,687 7.83% 3,92,374 7.85% 7,85,749 7.86%
Option 1.7
of 20 years
Life Annuity with Annual 59.76 30,702 6.14% 61,553 6.16% 92,330 6.16% 1,54,259 6.17% 3,09,017 6.18% 6,19,034 6.19%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 47.09 24,192 4.84% 48,535 4.85% 72,802 4.85% 1,21,712 4.87% 2,43,925 4.88% 4,88,850 4.89%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 72.04 37,011 7.40% 74,271 7.43% 1,11,407 7.43% 1,86,928 7.48% 3,74,856 7.50% 7,50,711 7.51%
Life & Last Survivor - 100% Annuity
Option 2.2 62.63 32,176 6.44% 64,602 6.46% 96,903 6.46% 1,62,756 6.51% 3,26,512 6.53% 6,54,023 6.54%
with Return of Purchase Price

Annual annuity payout @ Age - 70 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 70 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 89.39 45,924 9.18% 92,098 9.21% 1,38,147 9.21% 2,31,496 9.26% 4,63,991 9.28% 9,28,982 9.29%
Life Annuity with Return of
Option 1.3 Purchase Price 61.95 31,827 6.37% 63,904 6.39% 95,855 6.39% 1,61,009 6.44% 3,23,018 6.46% 6,47,036 6.47%
Life Annuity with Return of
Option 1.3 83.74 43,021 8.60% 86,293 8.63% 1,29,439 8.63% 2,16,982 8.68% 4,34,964 8.70% 8,70,929 8.71%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 71.84 36,908 7.38% 74,016 7.40% 1,11,023 7.40% 1,85,789 7.43% 3,72,078 7.44% 7,45,156 7.45%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 63.53 32,639 6.53% 65,477 6.55% 98,216 6.55% 1,64,443 6.58% 3,29,385 6.59% 6,59,771 6.60%

Life Annuity with Certain Period 86.12 44,244 8.85% 88,738 8.87% 1,33,107 8.87% 2,23,096 8.92% 4,47,192 8.94% 8,95,383 8.95%
Option 1.6 of 10 years
(For Internal Use Only)

Life Annuity with Certain Period 78.99 40,581 8.12% 81,412 8.14% 1,22,118 8.14% 2,04,781 8.19% 4,10,561 8.21% 8,22,122 8.22%
Option 1.7
of 20 years
Life Annuity with Annual 68.60 35,243 7.05% 70,637 7.06% 1,05,955 7.06% 1,76,966 7.08% 3,54,433 7.09% 7,09,865 7.10%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 56.07 28,806 5.76% 57,762 5.78% 86,643 5.78% 1,44,780 5.79% 2,90,060 5.80% 5,81,119 5.81%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 77.36 39,744 7.95% 79,737 7.97% 1,19,606 7.97% 2,00,594 8.02% 4,02,187 8.04% 8,05,374 8.05%
Life & Last Survivor - 100% Annuity
Option 2.2 62.89 32,310 6.46% 64,869 6.49% 97,304 6.49% 1,63,424 6.54% 3,27,847 6.56% 6,56,695 6.57%
with Return of Purchase Price

For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by
SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. |
IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 2W/Cr4/ver1/09/24/PRR/ENG
Page 3
 Smart
Retirement Annuity Plus
Plans UIN: 111N134V08

READY RECKONER
SBI Life - Smart Annuity Plus (UIN: 111N134V08) - Ready Reckoner - Annual Annuity Payout
Annual annuity payout @ Age - 75 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 75 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 101.43 52,110 10.42% 1,04,469 10.45% 1,56,704 10.45% 2,62,423 10.50% 5,25,847 10.52% 10,52,693 10.53%
Life Annuity with Return of
Option 1.2 Purchase Price 61.47 31,580 6.32% 63,410 6.34% 95,116 6.34% 1,59,776 6.39% 3,20,552 6.41% 6,42,104 6.42%
Life Annuity with Return of
Option 1.3 91.85 47,188 9.44% 94,626 9.46% 1,41,939 9.46% 2,37,815 9.51% 4,76,629 9.53% 9,54,259 9.54%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 83.80 43,052 8.61% 86,305 8.63% 1,29,457 8.63% 2,16,511 8.66% 4,33,523 8.67% 8,68,045 8.68%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 75.10 38,583 7.72% 77,365 7.74% 1,16,048 7.74% 1,94,163 7.77% 3,88,826 7.78% 7,78,653 7.79%

Life Annuity with Certain Period 94.67 48,637 9.73% 97,523 9.75% 1,46,285 9.75% 2,45,059 9.80% 4,91,117 9.82% 9,83,234 9.83%
Option 1.6 of 10 years
Life Annuity with Certain Period 82.12 42,189 8.44% 84,628 8.46% 1,26,942 8.46% 2,12,821 8.51% 4,26,642 8.53% 8,54,283 8.54%
Option 1.7
of 20 years
Life Annuity with Annual 80.99 41,609 8.32% 83,367 8.34% 1,25,051 8.34% 2,08,793 8.35% 4,18,086 8.36% 8,37,172 8.37%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 68.49 35,187 7.04% 70,523 7.05% 1,05,785 7.05% 1,76,684 7.07% 3,53,867 7.08% 7,08,735 7.09%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 85.05 43,694 8.74% 87,639 8.76% 1,31,458 8.76% 2,20,347 8.81% 4,41,694 8.83% 8,84,389 8.84%
Life & Last Survivor - 100% Annuity
Option 2.2 62.73 32,228 6.45% 64,705 6.47% 97,058 6.47% 1,63,013 6.52% 3,27,025 6.54% 6,55,051 6.55%
with Return of Purchase Price

Annual annuity payout @ Age - 80 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 80 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 119.42 61,352 12.27% 1,22,954 12.30% 1,84,431 12.30% 3,08,635 12.35% 6,18,270 12.37% 12,37,541 12.38%
Life Annuity with Return of
Option 1.3 Purchase Price 60.56 31,113 6.22% 62,475 6.25% 93,713 6.25% 1,57,439 6.30% 3,15,877 6.32% 6,32,754 6.33%
Life Annuity with Return of
Option 1.3 102.81 52,819 10.56% 1,05,887 10.59% 1,58,831 10.59% 2,65,968 10.64% 5,32,936 10.66% 10,66,873 10.67%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 101.56 52,176 10.44% 1,04,553 10.46% 1,56,829 10.46% 2,62,132 10.49% 5,24,765 10.50% 10,50,529 10.51%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 92.36 47,450 9.49% 95,100 9.51% 1,42,650 9.51% 2,38,500 9.54% 4,77,500 9.55% 9,55,999 9.56%

Life Annuity with Certain Period 104.89 53,887 10.78% 1,08,024 10.80% 1,62,037 10.80% 2,71,311 10.85% 5,43,622 10.87% 10,88,245 10.88%
Option 1.6 of 10 years
Life Annuity with Certain Period 84.23 43,273 8.65% 86,796 8.68% 1,30,194 8.68% 2,18,241 8.73% 4,37,482 8.75% 8,75,963 8.76%
Option 1.7
of 20 years
Life Annuity with Annual 99.16 50,943 10.19% 1,02,037 10.20% 1,53,055 10.20% 2,55,467 10.22% 5,11,435 10.23% 10,23,869 10.24%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 86.57 44,475 8.90% 89,101 8.91% 1,33,651 8.91% 2,23,127 8.93% 4,46,753 8.94% 8,94,507 8.95%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 96.65 49,654 9.93% 99,558 9.96% 1,49,337 9.96% 2,50,145 10.01% 5,01,289 10.03% 10,03,579 10.04%
Life & Last Survivor - 100% Annuity
Option 2.2 62.20 31,955 6.39% 64,161 6.42% 96,241 6.42% 1,61,651 6.47% 3,24,303 6.49% 6,49,605 6.50%
with Return of Purchase Price

Annual annuity payout @ Age - 85 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 85 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 146.99 75,516 15.10% 1,51,282 15.13% 2,26,923 15.13% 3,79,456 15.18% 7,59,911 15.20% 15,20,822 15.21%
Life Annuity with Return of
Option 1.3 Purchase Price 59.04 30,332 6.07% 60,914 6.09% 91,370 6.09% 1,53,534 6.14% 3,08,068 6.16% 6,17,136 6.17%
Life Annuity with Return of
Option 1.3 117.67 60,453 12.09% 1,21,156 12.12% 1,81,734 12.12% 3,04,140 12.17% 6,09,280 12.19% 12,19,559 12.20%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 128.77 66,156 13.23% 1,32,511 13.25% 1,98,767 13.25% 3,32,028 13.28% 6,64,556 13.29% 13,30,112 13.30%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 118.94 61,105 12.22% 1,22,411 12.24% 1,83,616 12.24% 3,06,777 12.27% 6,14,054 12.28% 12,29,109 12.29%

Life Annuity with Certain Period 115.43 59,302 11.86% 1,18,854 11.89% 1,78,281 11.89% 2,98,386 11.94% 5,97,772 11.96% 11,96,543 11.97%
Option 1.6 of 10 years
(For Internal Use Only)

Life Annuity with Certain Period 85.19 43,766 8.75% 87,783 8.78% 1,31,674 8.78% 2,20,707 8.83% 4,42,414 8.85% 8,85,827 8.86%
Option 1.7
of 20 years
Life Annuity with Annual 126.76 65,123 13.02% 1,30,396 13.04% 1,95,594 13.04% 3,26,365 13.05% 6,53,230 13.06% 13,07,459 13.07%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 113.97 58,552 11.71% 1,17,254 11.73% 1,75,881 11.73% 2,93,510 11.74% 5,87,521 11.75% 11,76,042 11.76%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 114.58 58,865 11.77% 1,17,981 11.80% 1,76,971 11.80% 2,96,202 11.85% 5,93,405 11.87% 11,87,810 11.88%
Life & Last Survivor - 100% Annuity
Option 2.2 61.25 31,467 6.29% 63,184 6.32% 94,777 6.32% 1,59,211 6.37% 3,19,422 6.39% 6,39,844 6.40%
with Return of Purchase Price

For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by
SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. |
IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 2W/Cr4/ver1/09/24/PRR/ENG
Page 4
 Smart
Retirement Annuity Plus
Plans UIN: 111N134V08

READY RECKONER
SBI Life - Smart Annuity Plus (UIN: 111N134V08) - Ready Reckoner - Annual Annuity Payout
Annual annuity payout @ Age - 90 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 90 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 190.02 97,623 19.52% 1,95,496 19.55% 2,93,243 19.55% 4,89,989 19.60% 9,80,978 19.62% 19,62,956 19.63%
Life Annuity with Return of
Option 1.2 Purchase Price 56.52 29,037 5.81% 58,324 5.83% 87,486 5.83% 1,47,061 5.88% 2,95,122 5.90% 5,91,243 5.91%
Life Annuity with Return of
Option 1.3 137.60 70,692 14.14% 1,41,634 14.16% 2,12,451 14.16% 3,55,335 14.21% 7,11,670 14.23% 14,24,340 14.24%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 171.33 88,021 17.60% 1,76,242 17.62% 2,64,362 17.62% 4,41,354 17.65% 8,83,208 17.66% 17,67,416 17.67%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 160.79 82,606 16.52% 1,65,412 16.54% 2,48,118 16.54% 4,14,279 16.57% 8,29,059 16.58% 16,59,117 16.59%

Life Annuity with Certain Period 123.80 63,602 12.72% 1,27,455 12.75% 1,91,182 12.75% 3,19,886 12.80% 6,40,773 12.82% 12,82,545 12.83%
Option 1.6 of 10 years
Life Annuity with Certain Period 85.43 43,890 8.78% 88,029 8.80% 1,32,044 8.80% 2,21,323 8.85% 4,43,647 8.87% 8,88,293 8.88%
Option 1.7
of 20 years
Life Annuity with Annual 169.71 87,189 17.44% 1,74,527 17.45% 2,61,791 17.45% 4,36,693 17.47% 8,73,885 17.48% 17,48,770 17.49%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 156.67 80,489 16.10% 1,61,128 16.11% 2,41,693 16.11% 4,03,196 16.13% 8,06,892 16.14% 16,14,784 16.15%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 142.71 73,317 14.66% 1,46,885 14.69% 2,20,327 14.69% 3,68,461 14.74% 7,37,923 14.76% 14,76,845 14.77%
Life & Last Survivor - 100% Annuity
Option 2.2 59.64 30,640 6.13% 61,530 6.15% 92,295 6.15% 1,55,075 6.20% 3,11,151 6.22% 6,23,301 6.23%
with Return of Purchase Price

Annual annuity payout @ Age - 95 years Age 5 lakh 10 lakh 15 lakh 25 lakh 50 lakh 1 crore
Annuity Options 95 Yrs Amount Return% Amount Return% Amount Return% Amount Return% Amount Return% Amount Return%
Option 1.1 Life Annuity 257.49 1,32,285 26.46% 2,64,821 26.48% 3,97,231 26.48% 6,63,302 26.53% 13,27,605 26.55% 26,56,210 26.56%
Life Annuity with Return of
Option 1.3 Purchase Price 52.34 26,890 5.38% 54,029 5.40% 81,044 5.40% 1,36,323 5.45% 2,73,647 5.47% 5,48,294 5.48%
Life Annuity with Return of
Option 1.3 163.53 84,014 16.80% 1,68,277 16.83% 2,52,416 16.83% 4,21,943 16.88% 8,44,885 16.90% 16,90,771 16.91%
Balance Purchase Price
Option 1.4 Life Annuity with Annual Simple
Increase of 3% 238.38 1,22,468 24.49% 2,45,135 24.51% 3,67,703 24.51% 6,13,589 24.54% 12,27,677 24.55% 24,56,355 24.56%

Option 1.5
Life Annuity with Annual Simple
Increase of 5% 227.14 1,16,693 23.34% 2,33,586 23.36% 3,50,380 23.36% 5,84,716 23.39% 11,69,932 23.40% 23,40,864 23.41%

Life Annuity with Certain Period 128.27 65,899 13.18% 1,32,047 13.20% 1,98,071 13.20% 3,31,369 13.25% 6,63,737 13.27% 13,28,474 13.28%
Option 1.6 of 10 years
Life Annuity with Certain Period 85.47 43,910 8.78% 88,070 8.81% 1,32,106 8.81% 2,21,426 8.86% 4,43,852 8.88% 8,88,704 8.89%
Option 1.7
of 20 years
Life Annuity with Annual 237.13 1,21,826 24.37% 2,43,801 24.38% 3,65,702 24.38% 6,09,878 24.40% 12,20,255 24.41% 24,41,511 24.42%
Option 1.8 Compound Increase of 3%
Life Annuity with Annual 223.88 1,15,018 23.00% 2,30,187 23.02% 3,45,280 23.02% 5,75,842 23.03% 11,52,184 23.04% 23,05,367 23.05%
Option 1.9 Compound Increase of 5%
Option 2.1 Life & Last Survivor - 100% Annuity 186.87 96,004 19.20% 1,92,259 19.23% 2,88,388 19.23% 4,81,897 19.28% 9,64,795 19.30% 19,30,589 19.31%
Life & Last Survivor - 100% Annuity
Option 2.2 56.92 29,243 5.85% 58,735 5.87% 88,103 5.87% 1,48,088 5.92% 2,97,177 5.94% 5,95,353 5.95%
with Return of Purchase Price

Please Note:

1. The above annuity payouts are calculated before deducting GST @ 1.80%
2. The annuity payout mode is 'Annual'.
3. For above Joint Life Options: 2.1 & 2.2 considered same age for both the annuitants.
4. The above rates are subject to revision.
5. This Reckoner is FOR INTERNAL REFERENCE ONLY and should be used to get an approximate annuity amount and the final amount should be conveyed through online
(For Internal Use Only)

calculator only.

Strictly for internal circulation only and not for solicitation purpose.
Toll-free No.: 1800 267 9090 (Customer Service Timing: 24X7) | Website: www.sbilife.co.in | SMS ‘LIBERATE’ to 56161 | Email: [email protected]

SBI Life – Smart Annuity Plus is an Individual, Non-Linked, Non-Participating, General Annuity Product.

For more details on risk factors, terms & conditions, please read sales brochure carefully before concluding a sale. Trade logo displayed above belongs to State Bank of India and is used by
SBI Life under license. SBI Life Insurance Company Limited. Registered & Corporate Office: Natraj, M.V. Road & Western Express Highway Junction, Andheri (East), Mumbai - 400 069. |
IRDAI Regn. No. 111. | CIN: L99999MH2000PLC129113 2W/Cr4/ver1/09/24/PRR/ENG
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