Page 1 of 6

Statement number 15
Issue date 12 April 2023
MISS S M NG Write to us at Box 3 BX1 1LT
101 ALBION STREET Call us on 0345 300 0000
WALLASEY Visit us online www.lloydsbank.com
MERSEYSIDE
CH45 9JQ
yPVPYwSyVZwVRvPuZv
jQAvK7oUiohtS2K;Ec Your Branch HIGH ST POOLE
ne6ZgTdqVx0iT8CIVV
nSGnUmDCIjC2W;eyKi
oSXfSMHxxkDQ;27gKp Sort Code 30-96-73
zzzzzzzzzzzzzzzzzz
Account Number 67458460
IBAN GB47 LOYD 3096 7367 4584 60
BIC LOYDGB21036

STANDARD SAVER 11 March 2023 to 12 April 2023

Your Account
Balance on 11 Mar 2023 £1.23
Money in £200.00
Money out £100.00
Balance on 12 Apr 2023 £101.23
Credit interest £0.00
The above figures are applicable to this statement period.

Your Interest Rates

Balances of AER% Gross p.a.%

£100,000.00+ 1.00 1.00
£25,000.00+ 0.85 0.85
£1.00+ 0.65 0.65

AER is the Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and compounded once each year.
From 6th April 2016 your non ISA interest is paid gross, this means that we will not deduct tax automatically from your interest. Depending on your personal circumstances tax may be due on
the interest and it is your responsibility to disclose and pay any tax due directly to HM Revenue and Customs (HMRC).
Interest on cash ISAs will continue to be paid tax free.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
There are a few ways you can keep track of your account: Withdrawing cash in pounds in the UK
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 Using your Cashpoint® card at a Lloyds Bank Cashpoint or branch in the UK – Free.
days a week. Register at lloydsbank.com/internetbanking Using your Cashpoint® card at a non-Lloyds Bank cash machine or branch counter
• Mobile Banking – Manage your account on the go with your mobile phone or in the UK - Lloyds Bank does not charge but the owner of the machine may. If so,
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or the machine will show you the amount and tell you that it will be taken from your
the App Store. account when you withdraw the cash.
• Telephone Banking – Our automated service is available 24/7, or you can talk Withdrawing cash in a foreign currency, or withdrawing pounds outside the UK
to us between 8am and 8pm, 7 days a week. Not all services are available 24 (at a cash machine or over the counter) - If you use your Cashpoint® card to
hours a day, 7 days a week. withdraw cash in a foreign currency, or to withdraw cash in pounds outside the UK,
• Text Alerts – If you haven’t set this up and would like to please go to Visa will convert the amount into pounds the day the transaction is processed
lloydsbank.com/mobilealerts using the Visa Payment Scheme Exchange Rate. We will charge a foreign currency
transaction fee of 2.99% of the amount of the transaction. This is a fee for currency
Check if your account is still right for you conversion. We will also charge a foreign currency cash fee of £1.50 for each
Your banking needs can change over time so it’s important to check your savings withdrawal.
account is still right for you by visiting lloydsbank.com/savings to see our latest
If you ask the cash machine operator/financial service provider to make the
savings accounts.
conversion, we will only charge a foreign cash fee of £1.50 for each withdrawal.
Our interest rates The provider of the foreign currency may make a separate charge for the
conversion.
If we pay interest on your balance, your current interest rate is shown on the front of
this statement. To find out what the interest rates are on our other savings We won’t charge a foreign currency cash fee or a foreign cash fee if you:
accounts, visit lloydsbank.com/rates/savings. Alternatively ask us in branch. • withdraw euro within the EEA or UK; or
• withdraw euro from outside the EEA or UK and the cash machine operator’s
payment service provider is based in the EEA or UK.
JProtecting yourself from fraud You can find more information on our website about the exchange rates that apply
• Check your statements regularly - If something doesn’t look right or you to your transaction to help you compare them with other card issuers’ rates.
spot a transaction on your statement you didn’t make, call us straight away
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be Keeping your data safe
able to refund a payment on some types of account if you tell us more than We promise to keep your personal information safe and only use in the way you’ve
13 months after the date it happened. asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
• Keep your statements in a safe place - If you want to throw them away, you 0345 602 1997.
should do it in a secure way, like shredding them – please don’t just put them We’re here for you if something isn’t right
in the bin.
We want to make sure you’re happy with the products and service we offer. But if
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit something goes wrong, let us know and we’ll do everything we can to put things
lloydsbank.com/security for ways to protect yourself and information on right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
the latest scams. at your concerns, for free.
• If your card or PIN is lost or stolen - Call us straight away on 0800 096 9779
or +44 1702 278 270 if outside the UK – lines are open 24/7. The Financial Services Compensation Scheme (FSCS)
• The freeze card feature in our Mobile Banking app lets you quickly freeze and The deposits you hold with us are covered by the Financial
unfreeze different types of transaction on your cards whenever you need to. Services Compensation Scheme (FSCS). Every year we’ll
Find out more at send you an information sheet which tells you the types of
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards deposits covered and the protection offered by the FSCS.
For more information visit FSCS.org.uk
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
service.

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.
Statement No. 15 Sort Code 30-96-73
12 April 2023 Account Number 67458460
Page 3 of 6

STANDARD SAVER

Your Transactions
Date Pmnt Details Money Out (£) Money In (£) Balance (£)
Type
10 Mar 23 STATEMENT OPENING BALANCE 1.23
13 Mar 23 SO S NG 100.00 101.23
13 Mar 23 TFR S NG 309673 65840468 100.00 1.23
11 Apr 23 SO S NG 100.00 101.23
11 Apr 23 STATEMENT CLOSING BALANCE 100.00 200.00 101.23
Payment types:
SO - Standing Order TFR - Transfer
Transaction Details
The "Details" column in your statement shows the date that a Debit Card payment has come into or out of your account only if that
happened on a weekend or a Bank Holiday.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

 FINANCIAL SERVICES COMPENSATION SCHEME INFORMATION SHEET

Basic information about the protection of your eligible deposits

Eligible deposits in Lloyds Bank plc are protected by: The Financial Services Compensation Scheme ("FSCS") 1
Limit of protection: £85,000 per depositor per bank.2 The following trading names are part of your bank: Lloyds Bank, Mayfair
Private Banking, Lloyds Bank Private Banking and Scottish Widows Bank. Some savings accounts under
the Charities Aid Foundation brand name are also deposits with Lloyds Bank plc.
If you have more eligible deposits at the same bank: All your eligible deposits at the same bank are "aggregated" and the total is subject to the limit of £85,000 2
If you have a joint account with other person(s): The limit of £85,000 applies to each depositor separately 3
Reimbursement period in case of bank's failure: 20 working days 4
Currency of Reimbursement: Pound sterling (GBP, £)
To contact Lloyds Bank plc for enquiries relating to You can visit one of our branches, call us, go online or write to us at: 25 Gresham Street, London, EC2V 7HN
your account:
To contact the FSCS for further information on Financial Services Compensation Scheme, 10th Floor Beaufort House, 15 St Botolph Street, London, EC3A
compensation: 7QU Tel: 0800 678 1100 or 020 7741 4100 Email: [email protected]
More information: www.fscs.org.uk
Additional Information
1 3
Scheme responsible for the protection of your eligible deposit - Your Limit of protection for joint accounts - In the case of joint accounts, the
eligible deposit is covered by a statutory Deposit Guarantee Scheme. If limit of £85,000 applies to each depositor. However, eligible deposits in an
insolvency of your bank should occur, your eligible deposits would be repaid account to which two or more persons are entitled as members of a business
up to £85,000 by the Deposit Guarantee Scheme. partnership, association or grouping of a similar nature, without legal
2
General limit of protection - If a covered deposit is unavailable because a personality, are aggregated and treated as if made by a single depositor for
bank is unable to meet its financial obligations, depositors are repaid by a the purpose of calculating the limit of £85,000.
4
Deposit Guarantee Scheme. This repayment covers a maximum of £85,000 Reimbursement - The responsible Deposit Guarantee Scheme is the
per bank. This means that all eligible deposits at the same bank are added up Financial Services Compensation Scheme, 10th Floor, Beaufort House, 15 St
in order to determine the coverage level. If, for instance a depositor holds a Botolph Street, London, EC3A 7QU, Tel: 0800 678 1100 or 020 7741 4100,
savings account with £80,000 and a current account with £20,000, he or she Email: [email protected]. It will repay your eligible deposits (up to £85,000)
will only be repaid £85,000. within 20 working days until 31 December 2018; within 15 working days from 1
This method will also be applied if a bank operates under different trading January 2019 until 31 December 2020; within 10 working days from 1 January
names. Lloyds Bank plc also trades under those trading names detailed above. 2021 to 31 December 2023; and within 7 working days from 1 January 2024
This means that all eligible deposits with one or more of these trading names onwards, save where specific exceptions apply.
are in total covered up to £85,000. Where the FSCS cannot make the repayable amount available within 7
In some cases eligible deposits which are categorised as "temporary high working days, it will, from 1 June 2016 until 31 December 2023, ensure that
balances" are protected above £85,000 for six months after the amount has you have access to an appropriate amount of your covered deposits to cover
been credited or from the moment when such eligible deposits become the cost of living (in the case of a depositor which is an individual) or to cover
legally transferable. These are eligible deposits connected with certain events necessary business expenses or operating costs (in the case of a depositor
including: which is not an individual or a large company) within 5 working days of a
a. Certain transactions relating to the depositor's current or prospective only request.
or main residence or dwelling; If you have not been repaid within these deadlines, you should contact the
b. A death, or the depositor's marriage or civil partnership, divorce, Deposit Guarantee Scheme since the time to claim reimbursement may be
retirement, dismissal, redundancy or invalidity; barred after a certain time limit. Further information can be obtained under
c. The payment to the depositor of insurance benefits or compensation for www.fscs.org.uk
criminal injuries or wrongful conviction. Other important information - In general, all retail depositors and
More information can be obtained under www.fscs.org.uk businesses are covered by Deposit Guarantee Schemes. Exceptions for certain
deposits are stated on the website of the responsible Deposit Guarantee
Scheme. Your bank will also inform you of any exclusions from protection
which may apply. If deposits are eligible, the bank shall also confirm this on the
statement of account.
FINANCIAL SERVICES COMPENSATION SCHEME EXCLUSIONS LIST
A deposit is excluded from protection if:
1. The holder and any beneficial owner of the deposit have never been identified in accordance with money laundering requirements. For further information, contact
your bank.
2. The deposit arises out of transactions in connection with which there has been a criminal conviction for money laundering.
3. It is a deposit made by a depositor which is one of the following: credit institution, financial institution, investment firm, insurance undertaking, reinsurance
undertaking, collective investment undertaking, pension or retirement fund1, public authority, other than a small local authority.
4. It is a deposit of a credit union to which the credit union itself is entitled.
5. It is a deposit which can only be proven by a financial instrument 2 (unless it is a savings product which is evidenced by a certificate of deposit made out to a named
person and which existed in the UK, Gibraltar or a Member State of the EU on 2 July 2014).
6. It is a deposit of a collective investment scheme which qualifies as a small company.3
7. It is a deposit of an overseas financial services institution which qualifies as a small company.4
8. It is a deposit of certain regulated firms (investment firms, insurance undertakings and reinsurance undertakings) which qualify as a small business or a small
company 5- refer to the FSCS for further information on this category.
9. It is not held by an establishment of a bank, building society or credit union in the UK or, in the case of a bank or building society incorporated in the UK, it is not held
by an establishment in Gibraltar.
For further information about exclusions, refer to the FSCS website at www.fscs.org.uk
1
Deposits by personal pension schemes, stakeholder pension schemes and occupational pension schemes of micro, small and medium sized enterprises are not
excluded.
2
As listed in Part I of Schedule 2 to the Financial Services and Markets Act 2000 (Regulated Activities) Order 2001, read with Part 2 of that Schedule.
3
Under the Companies Act 1985 or Companies Act 2006.
4
See footnote 3.
5
See footnote 3.
 Page 5 of 6

Statement number 15
Issue date 12 April 2023
MISS S M NG Write to us at Box 3 BX1 1LT
101 ALBION STREET Call us on 0345 300 0000
WALLASEY Visit us online www.lloydsbank.com
MERSEYSIDE
CH45 9JQ Your Branch HIGH ST POOLE
Sort Code 30-96-73
Account Number 67458460
IBAN GB47 LOYD 3096 7367 4584 60
BIC LOYDGB21036

IMPORTANT DOCUMENT - DO NOT DESTROY

Annual Interest Summary STANDARD SAVER

The amount of interest paid by us during the year to 5 April 2023 on the following account with us in the above name was:

TAX YEAR 6 April 2022 - 5 April 2023

Interest and Tax Details

Gross Interest Paid (no tax deducted) £0.91

Notes
From 6th April 2016 your non ISA interest is paid gross, this means that we will not deduct tax automatically from your interest.
Depending on your personal circumstances tax may be due on the interest and it is your responsibility to disclose and pay any tax due
directly to HM Revenue and Customs (HMRC). Interest on cash ISAs will continue to be paid tax free and does not need to be
disclosed on a UK tax return.

The items and balance shown should be verified.

Unfortunately, we cannot produce an Annual Interest Summary automatically for passbook accounts. If you require an Interest
Statement for a passbook account please contact your nearest branch.

Lloyds Bank plc, 25 Gresham Street, London, EC2V 7HN.

Things you need to know
Getting in touch

J Write to us: Lloyds Bank,

PO Box 1, BX1 1LT Q Visit us in branch K Go online:
lloydsbank.com/contactus f Call: 0345 300 0000
8am-8pm, 7 days a week

Ways to manage your account About the fees we charge if you use your card abroad
There are a few ways you can keep track of your account: Withdrawing cash in pounds in the UK
• Internet Banking – View and manage your accounts online - 24 hours a day, 7 Using your Cashpoint® card at a Lloyds Bank Cashpoint or branch in the UK – Free.
days a week. Register at lloydsbank.com/internetbanking Using your Cashpoint® card at a non-Lloyds Bank cash machine or branch counter
• Mobile Banking – Manage your account on the go with your mobile phone or in the UK - Lloyds Bank does not charge but the owner of the machine may. If so,
tablet - 24 hours a day, 7 days a week. Download our app from Google Play or the machine will show you the amount and tell you that it will be taken from your
the App Store. account when you withdraw the cash.
• Telephone Banking – Our automated service is available 24/7, or you can talk Withdrawing cash in a foreign currency, or withdrawing pounds outside the UK
to us between 8am and 8pm, 7 days a week. Not all services are available 24 (at a cash machine or over the counter) - If you use your Cashpoint® card to
hours a day, 7 days a week. withdraw cash in a foreign currency, or to withdraw cash in pounds outside the UK,
• Text Alerts – If you haven’t set this up and would like to please go to Visa will convert the amount into pounds the day the transaction is processed
lloydsbank.com/mobilealerts using the Visa Payment Scheme Exchange Rate. We will charge a foreign currency
transaction fee of 2.99% of the amount of the transaction. This is a fee for currency
Check if your account is still right for you conversion. We will also charge a foreign currency cash fee of £1.50 for each
Your banking needs can change over time so it’s important to check your savings withdrawal.
account is still right for you by visiting lloydsbank.com/savings to see our latest
If you ask the cash machine operator/financial service provider to make the
savings accounts.
conversion, we will only charge a foreign cash fee of £1.50 for each withdrawal.
Our interest rates The provider of the foreign currency may make a separate charge for the
conversion.
If we pay interest on your balance, your current interest rate is shown on the front of
this statement. To find out what the interest rates are on our other savings We won’t charge a foreign currency cash fee or a foreign cash fee if you:
accounts, visit lloydsbank.com/rates/savings. Alternatively ask us in branch. • withdraw euro within the EEA or UK; or
• withdraw euro from outside the EEA or UK and the cash machine operator’s
payment service provider is based in the EEA or UK.
JProtecting yourself from fraud You can find more information on our website about the exchange rates that apply
• Check your statements regularly - If something doesn’t look right or you to your transaction to help you compare them with other card issuers’ rates.
spot a transaction on your statement you didn’t make, call us straight away
on 0800 917 7017 or +44 207 4812614 if outside the UK. We may not be Keeping your data safe
able to refund a payment on some types of account if you tell us more than We promise to keep your personal information safe and only use in the way you’ve
13 months after the date it happened. asked. See our privacy notice at lloydsbank.com/privacy or call us for a copy on
• Keep your statements in a safe place - If you want to throw them away, you 0345 602 1997.
should do it in a secure way, like shredding them – please don’t just put them We’re here for you if something isn’t right
in the bin.
We want to make sure you’re happy with the products and service we offer. But if
• Helping you stay protected - We’ll do all we can to help you avoid fraud. Visit something goes wrong, let us know and we’ll do everything we can to put things
lloydsbank.com/security for ways to protect yourself and information on right. If you’re still not happy, you can ask the Financial Ombudsman Service to look
the latest scams. at your concerns, for free.
• If your card or PIN is lost or stolen - Call us straight away on 0800 096 9779
or +44 1702 278 270 if outside the UK – lines are open 24/7. The Financial Services Compensation Scheme (FSCS)
• The freeze card feature in our Mobile Banking app lets you quickly freeze and The deposits you hold with us are covered by the Financial
unfreeze different types of transaction on your cards whenever you need to. Services Compensation Scheme (FSCS). Every year we’ll
Find out more at send you an information sheet which tells you the types of
lloydsbank.com/help-guidance/customer-support/lost-or-stolen-cards deposits covered and the protection offered by the FSCS.
For more information visit FSCS.org.uk
We send statements and other communications from time to time for legal
reasons or to let you know about changes to your accounts or services.
When you call us your call may be monitored or recorded in case we need to check
we have carried out your instructions correctly and to help improve our quality of
service.

If your vision is impaired – please contact us for an alternative

format such as large print, Braille or audio CD.
If your hearing or speech is impaired – you can contact us using the Relay UK Service or via Textphone on 0345 300 2281 (lines are open 24 hours a
day, 7 days a week). SignVideo services are also available if you're Deaf and use British Sign Language at lloydsbank.com/signvideo
Lloyds Bank plc. Registered Office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales no. 2065 Lloyds Bank plc is authorised by the Prudential Regulation Authority and
regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 119278.