LOAN APPLICATION FORM

Serial No.: Branch Code: Version : July 2023 *Mandatory fields for applicable entities

*Loan requested for ( Full form of product Name abbreviations are mentionedon Page No. 3 ) *Type of Loan *Mudra Loan: Yes No

PL BL CV LAP LRD MEN LAP DOD KHUSHI HL New Refinance Top-up Take Over

AL HL CE LCP TWL PEN MLAP OTHER Others YBL Customer ID: if applicable

APPLICATION FORM FOR PROPOSED LOAN

* Amount of loan applied for ` *Loan Tenure *Months Interest Rate Type Fixed Floating Semi Fixed
*Purpose of Loan: Personal Purchase of Home Home Impovement Working Capital Commercial Purchase
Others (Please Specify)

Vehicles / Equipments Loan Details: Number of Vehicles / Equipments Make

Model Dealer

Valuation / Invoice Price Primary Applicant Application Form Nos*: (Mandatory if Co-applicant exists)

APPLICANT / CO-APPLICANT / GUARANTOR

Name*(Mr./Ms. / M/s./Mrs./Dr.)

Father's Name* Spouse Name(if married)*

Mother's Maiden Name* DIN No. (if applicable)
CIN No.(if applicable)

Date of Birth / Incorporation* D D M M Y Y Y Y *Marital Status Married Single *Gender M F Other

Nationality* Resident NRI PIO / Foreign National Country of Residence for NRI/PIO customer
Education* Under Graduate Graduate Professional Post-Graduate Other (Pls. specify) Photograph upload is accepting
Uploadsize > 100 KB, (max
Photograph pls restrict
size 100KB)
size upload upto 100 KB.
If Professional* CA Doctor Architect ICWA Lawyer Other (Pls. specify)
*Religion *Category General Schedule Caste Schedule tribe Minority Other

*GST Number: GST State: *GST Number is mandatory for all Non individual Customers.

RESIDENCE ADDRESS / APPLICANT / CO-APPLICANT / GUARANTOR

Address*

*City *Landmark *PIN

Tel *No of Dependents
S T D *Mobile
(STD Code)
*Email Rent ( P.M)
*Place of Birth *Type of Residence: Owned Rented Company Provided *No of years at current residence: Mailing Address* Residence Office
*CKYC Identifier
I hereby give my consent to YES Bank to download my records from CKYCR basis above identifiers, I confirm that there is no change in my information as existing in the records of CKYCR.

OFFICE ADDRESS / APPLICANT / CO-APPLICANT / GUARANTOR

Address*

*City *Landmark *PIN

Tel
S T D *Mobile
(STD Code)
*Email

PERMANENT ADDRESS / APPLICANT / CO-APPLICANT / GUARANTOR

Address*

*City *Landmark *PIN

Tel
S T D *Mobile
(STD Code)

PAN Voter ID Passport

No. No. No.
DL
*Aadhar
Card No.
x x x x x x x x No.
*Submit Form 60 in
absence of PAN

Occupation* Salaried Self Employed (Business) Self employed professional Retired House wife Others
Present Employer Company / Business Name*
No. of years at current job/Business* *Designation

Fields marked with* are MANDATORY (1)

Company/
Business/Type* Public Sector (PSU) Central Government Pvt.Ltd. Co Trust Public Ltd. Co. Partnership firm HUF NGO
Multinational Properietorship Religious Institutions Trust/Association/Society/Club Wage earmer
Embassies/Consulates Household Services Educational Institutions Others (Pls. Specify)

Nature of Business* Manufacturing Services Agriculture Professional Service Provider C & F Agents Broker
Wholesale Trading Retail Trading/Shops/Merchants Real Estate Others (Pls. Specify)

Total year of work / Business experience* Net Salary (`p.m)

Office ownership* Owned Rented Others (Pis. specify) Annual Turnover (`p.a)*
(Not applicable for salaried)

Whether involved in Import and/or Export : Yes No LEI No: (Mandatory if customers overall exposure exceeds Rs. 25Crs.)

Source of Funds* Salary Wages Pension Income from Rent Income From Agriculture Royalty Income from Business
Income from Investment Supported from Family Income

Type of Industry* Social Media Marketing Multi Level Marketing (MLM) Firms/Chit funds Co-operative Banks Share & Stock broker
Finance Companies (NBFC except Housing Finance Companies & Systematically Important NBFC's) Commodities Broker
Casino/Night Club/Betting Gambling and gaming business Bitcoin/Virtual Currencies Arms/Antique/Art Dealer/Explosives
Auto dealers/Scrap metal dealers Telemarketers Internet Service Provider Liquor distributorship/Standalone wine shops
Real Estate Agents /Estate Agents/Real Estate - Builder Dealers in Gems/Jewellery/Precious metals/Bullion (including sub-dealers)
Exchange Houses Embassies/Consulates Online Lotteries Offshore Corporation Donation taking Trust/Societies
Money Changer / Money Transfer Agents/Investment Mgmt (small, little known) /Money Mgmt/Personal Investment Company
Traders/Agents involved in Import/Export (traders; goods not used for own manufacturing/retailing) Auction House
Car/Used car/Boat/Plane dealerships/brokers Transport Operators Petrol Pump Venture Capital Companies
Electronic Items Film Production/Film Distribution House/Movie Theatres Regulators and statutory bodies
Government departments & Goverment owned companies etc. Others

PLEASE TELL US ABOUT YOUR BANK ACCOUNT(S) (INCLUDING ANY WITH YES BANK LTD.)
*Name & Address of Bank *Account Type (Savings/Current/Other) *Account No. Date Opened *Balance / Limit
For Applicant
Co-Applicant

PLEASE TELL US ABOUT YOUR CREDIT CARDS/LOAN (INCLUDING ANY WITH YES BANK LTD.)
Finacier / Issuing Bank Type of Loan / Credit Card Tenure Loan / CC No. Balance Tenor EMI Loan/Limit Amount
For Applicant
Co-Applicant /
Guarantor

DETAILS FOR PROPERTY LOANS ONLY

Estimated Requirements of Funds Source of Funds
Total Purchase Price Own Fund
Any Other Loan
Total Estimated Requirements Total

PRIORITY SECTOR LENDING DETAILS - UDYAM Registration #_________________ TURNOVER >250 Cr YES NO
PSL Investment Amount in Plant & Machinery or Turnover Amount Sector, Investment & Turnover Value
Classification Equipment (Net value/WDV) (excluding Export Turnover)
Micro Enterprise < Rs. 1 Cr < Rs. 5 Crs Service Manufacturing

Small Enterprise > Rs. 1 Cr and < Rs. 10 crs > Rs. 5 Cr and < Rs. 50 crs Turnover Value: Rs.
Medium
> Rs. 10 Crs and < Rs. 50 Crs > Rs. 50 Crs and < Rs. 250 Crs Net Investment Value: Rs.
Enterprise
Agriculture Sector Marginal farmers (<= 2.5 Arces) Small farmers (2.5 - 5 Arces) Others (> 5 Arces)

Weaker Section Schedule Caste/Tribe Disabled Person Minority Pls Specify

DO YOU WISH TO AVAIL

*YES BANK Saving Account: Yes No *YES BANK Current Account: Yes No *YES BANK Credit Card: Yes No

Fields marked with*

with* are MANDAT
MANDATORY (2)
 PROPERTY DETAILS (FOR MORTAGAGE LOANS)
No. of Property owned by Applicant / Co-Applicant - Residential Commerical
Present Status of the property Ready Property Under Construction Not selected (only for Pre approval)
Property Owner Name
Property Address*

City Country

State Landmark PIN

Build Up area of the property Age of the property Occupancy details Self Occupied Rented Vacant

REFERRAL INFORMATION (AS PER PRODUCT POLICY)

Name* Name*
Relationship* Relationship*
Address* Address*

City PIN City PIN

Tel Tel
(STD Code)*
S T D (STD Code)*
S T D
Mobile* Mobile*

Email Email

SOURCING DETAILS (For Office Use Only)

Channel: Branch DSA DDSA Connector Altemate Channel Direct RM Code Source Web SMS Email
Channel / Branch Name Lead Id No DST Code Channel / Branch Code
I declare that I have personally met the customer DSE Code Source Code

Channel Stamp & Signature

RELATIONSHIP
1) Details of relationship if any with any director/senior officer of YES BANK Ltd. and /or with any director of other bank/s
Name of the Director/senior officer : Relationship with the director/senior officer :
2) Details of directors of the company or its subsidiary company or its holding company, who are also on the board of YES BANK Limited.
Name of director :

MARKETING OFFERS
From time to time YES BANK communicates various features/Products/promotional Offers which offer significant benefits to its customer and may use the
services of third party agencies to do so. Do you wish to be informed about such benefits?
I/We expressly authorize YES BANK to use information or data relating to me/us, for communicating marketing offers as outlined above.
I/We do not wish to receive offers as outline above.
For customers who wish to receive such marketing offers but do not wish to be communicated the same by way of telephonic calls/SMS’s fromYES BANK,we
offer a “Do Not Call Service. To register, please visit our website www.yesbank.in
DOCUMENT CHECKLIST*
1. Identity / Signature Proof 5. For Private Limited company 6. For Partnership Firm
2. Address Proof (Residence & Office) (I) Memorandum and Articles of Association (1) Partnership Deed (ii) ITR and Profit and
3. Age Proof (ii) List of Directions and Shareholders (iii) ITR Loss and Balance Sheet Statements for last 3
4. For Salaried customer and Profit and Loss and Balance Sheet years (along with Form 3CB and 3CD where
(i) Latest 2-3 Salary Slips (i) Last 2 years IT return / Statements for last 3 years (along with Form applicable) (iii) Bank statement of main
Form 16 / Appointment letter (iii) 3-6 months salary 3CB and 3CD where applicable) (iv) Bank account for last 6 months (iv) Details of all
statment of main account for last 6 month existing loans
account statement (iv) Details of all existing loans
(v) Details of all existing loans 7. For Proprietorship
(I) ITR and Profit and Loss and Balance Sheet
Statements for last 3 years (along with Form
*The document checklist is only indicative and not exhaustive and depending upon the 3CB and 3CD where applicable) (ii) Bank
local requirements at different places addition could be made as per necessity. statement of main account for last 6 month
(iii) Details of all existing loans

Complete Description of Product Name Abbreviations:

PL = Personal Loan CV = Commercial Vehicle Loan LAP = Loan Against Property

BL = Business Loan CE = Construction Equipment Loan MLAP = Micro LAP
HL = Home Loan Khushi HL = Affordable Housing Loan LRD = Lease Rental Discounting
AL = Auto Loan TWL = Two Wheeler Loan LAP DOD = LAP Dropline Overdraft
MEN = Medical Equipment Loan PEN = Printing Equipment Loan LCP = Loan for Commercial Purchase
INEQ = Industrial Equipment Loan LFPD = Loan for Professionals And Doctors APAL = AMC & Peripheral Assets Loan

Fields marked with* are MANDATORY (3)

 TERMS & CONDITIONS
I/We Declare that I/we are resident Indians/NRI and that all particulars and information given in the application form are true, correct and
completeand that they shall form the basis of any loan YES BANK Limited (YBL) may decide to grant to me/us. I/We undertake to inform YBL
regarding any change in my/our above mentioned details and to provide any further information that they may require, I/We further agree that my/our
loan should be governed by the rules of YBL which may be in force from time to time. YBL reserves the right to reject the loan application. I/We
acknowledge and give consent that YBL may obtain/disclose/share any/all information pertaining to me/us from/with any banks/financial
institutions/credit bureaus/third parties for any purpose whatsoever. Further, incase of any guarantee or security of third party is intended to be
provided to YBL as security for the loan to be sanctioned to me. I/We acknowledge and give consent that YBL may disclose to such third party
information pertaining to me/us and/or of the det ails of the loan granted to me/us. I/We a gree that YBL and/or Affiliates or their contractors may hold
and process my/our personal information and all other information concerning my/our Account(s) on computer or otherwise for analysis, credit
scoring and marketing. I/We further agree that YBL may disclose, in strict confidence, to other institutions, personal information concerning me/us
as may be reasonably necessary for reasons inclusive of but not limited to participation in any telecommunication or electronic clearing network, for
compliance with a legal directive or for fraud prevention purposes. For any information so obtained I disclosed/shared. I/We agree and confirm that
I/we will not hold YBL responsible for the use of such information. I/We agree that we will not utilize the money(ies) received under the loan
agreement(s) for any purpose which are prohibited under any law for the time being in force including but not limited to investment(s) in capital
market(s) and speculative purposes. I/we understand that this application form along with the supporting documents/photographs submitted by
me/us shall remain the property of YES BANK LTD and the same shall not be returned to me/us.
Tax is applicable and will be charged in connection with the Loan. I understand that the Processing Fee, Login Admin Fee and Stamp Duty are non-
refundable or would not be waived under any circumstances including but not limited to loan rejection/withdrawal of the application/loan
cancellations or non-disbursement of loan.
I/We agree and confirm 1) no cash/blank cheque has been given by me along with this application, nor have I been promised any free gifts/
inducements to apply for this facility. 2) The Bank shall not process incomplete application form, for which if any loss or delay is caused to me/us,
I/We will not hold the Bank liable for such Loss/Delay 3) That submission of Loan Application to your bank does not imply automatic approval by the
Bank. 4) The Bank in its sole and absolute discretion may either sanction or reject the Loan Application and also reserve its rights to retain the
loan application form, information and documents. 5) That I/We have not defaulted on any loan and no litigation is pending agai nst me/us.
6) that the Bank is only a finance provider and subsequent to vehicle /Asset/Property finance disbursement to the dealer/Builder, Bank has
no liability towards condition/color/ make performance/ quality of vehicle/ Asset/Property at the time of delivery/Possession/delay in delivery of
Vehicle/accessories/Property from the Dealer/Builder/Manufactur er or availability of specific color/mode/quality version at the dealership. 7) that
any discount in pricing of the asset is purely an offer by the manufacturer/dealer 8) Account Maintenance Charges for LAP Dropline Overdraft is
payable annually. Refer facility sanction letter for terms and conditions. 9) Non Utilization Commitment Charges for LAP Dropline Overdraft are
payable quarterly if utilization is less than specified threshold. Refer facility sanction letter for terms and conditions. 10) YES BANK may deduct
applicable fees from the disbursement proceeds for creation of charge in its favor or any such expense for ensuring perfection of security. 11)
to inform YBL regarding any change in my/our above mentioned details (including KYC details) and to provide any further information that they may
require within 30 days For more details, please refer facility sanction letter or Visit Yes Bank website for the intrest updates

I/We authorize YES BANK Limited to send all communication on digital platforms like Email,SMS,WhatsApp etc.”
* For Complete Productwise Schedule of Charges, please refer our website on URL : https://www.yesbank.In/rates-and-charges/personal-banking/loans

Schedule of Charges communicated to me/us by the bank representative Promo Code:

Loan processing fees: %of the approved Loan amount Cheque Bounce Charges: Rs. per instrument
Amortization Charges: Rs. Indicative Rate of Interest: %p.a.
Cheque/ECS Swapping Charges: Rs. Overdue Interest: % p.a.
Loan Rebooking charges: Rs. Duplicate NOC charges: Rs.
Login admin Fee: Rs. Interest Rate Type: Fixed/ Floating/ Semi Fixed

Nil Penalty charges for pre-payment on Floating Rates of Interest for Individual Customers Only.
Please note, the interest rate and charges mentioned are indicative. The Applicable Rate of Interest and Charges would be as detailed in the terms and
conditions, should the facility/loan be sanctioned by the Bank.
Account Maintenance Charges for LAP Dropline Overdraft are payable annually. Commitment Charges on Non Utilization for LAP Dropline Overdraftare Payable
quarterly, if utilization is less than specified threshold.
YES Bank may deduct applicable fees from the disbursement proceeds, for creation of charge in its favour or any such expense for ensuring perfection of
security.
Refer Sanction Letter and/or Loan Agreement or visit our website on URL: https://www.yesbank.in/rates-and-charges/personal-banking/loans for schedule
of charges applicable.
List of Documents to be provided at the time of Loan Application will be given by the YES BANK Relationship Manager.
Declaration: In case this Application form is digitally filled, it has to be submitted from your (Main Applicant) Official Email ID and directly sent to an YES Bank
Officer. In which case, it would be deemed consent to process the application further & no signature would be required to be obtained on this application form.

Date Place Signature of Applicant Signature of Co Applicant/Guarantor

(4)
 ACKNOWLEDGEMENT
Received Application from for Rs Dated Application received by for Yes Bank Ltd
Dear Customer,
We thank you for opting for a loan from YES BANK Ltd. For your better understanding about our Bank’s offer, we request you to please go through the following conditions governing the loan
Application Processing and loan Disbursement . The applicant would be advised of the Bank’s decision on his application, within three weeks from the receipt of the complete information as required by the Bank.
Schedule of Charges communicated to me/us by the bank representative * For Complete Productwise Schedule of Charges, please refer our website on URL:https://www.yesbank.in/rates-and-charges/personal-banking/loans
Charges are as follows: Promo Code
Loan processing fess: % of the approved Loan amount Cheque Bounce Charges: Rs.: per instrument Amortization Charges: Rs.
Indicative Rate of Interest: % p.a. Cheque/ECS Swapping Charges: Rs. Login admin Fee: Rs.
Overdue Interest: % p.a. Loan rebooking charges: Rs. Duplicate NOC charges: Rs.
Interest Rate Type: Fixed/ Floating/ Semi Fixed

Loan prepayment may be allowed by the Bank at anytime after the payment of the first__monthly installment on payment of pre-payment penalty at__% of the principal outstanding as on the date of pre-payment Tax is
applicable and will be charged in connection with the loan. I understand that the Processing Fee, Stamp Duty are non-refundable charges and would not be waived/refunded in case of loan cancellation or where the loan
has not been disbursed.
Ni Penalty charges for pre-payment on Floating Rates of Interest for individual Customers only.
Please note, the interest rate and charges mentioned are indicative. The Applicable Rate of Interest and Charges would be as detailed in the terms and conditions should the acility/loan be sanctioned by the Bank.
Account Maintenance Charges for LAP Dropline Overdraft are payable annually. Commitment Charges on Non Utilization for LAP Dropline Overdraft are payable quarterly. if utilization is less than specified threshold.
YES Bank may deduct applicable fees from the disbursement proceeds, for creation of charge in its favour or any such expense for ensuring perfection of security.
Refer Sanction Letter and/or Loan Agreement or visit our website on URL htp://www.yesbank.in/rates-and-charges/personal-banking/loans for schedule of charges applicable.
List of Documents to be provided at the time of loan Application will be given by the YES BANK Relationship Manager.

Most Important Terms & Declaration by the Customer

I/We declare that I/We am/ are resident Indians/NRI and that all the particulars and information given in the application form are true, correct and complete and that they shall form the basis of
any loan YES BANK Limited (YBL) may decide to grant to me/us. I/We undertake to inform YBL regarding any change in my/our above mentioned details and to provide any further
information that they may require.

I/We further agree that my / our loan should be governed by the rules of YBL which may be in force from time to time. YBL reserves the right to reject the loan application. I/We acknowledge
and give consent that YBL may obtain/disclose/share any/all information pertaining to me / us from / with any banks / financial institutions / credit bureaus /third parties for any purpose
whatsoever. Further,incase of any guarantee or security of third party is intended to be provided to YBL as security for the loan to be sanctioned to me. I/ We acknowledge and give consent
thatYBL may disclose to such third party information pertaining to me/ us and/ or of the details of the loan granted to me/us. I/We agree that YBL and/or Affiliates or their contractors may hold
and process my/our personal information and all other information concerning my/our Account(s) on computer or otherwise for analysis,credit scoring and marketing. I/We further agree that
YBL may disclose, in strict confidence, to other institutions, personal Information concerning me / us as may be reasonably necessary for reasons inclusive of but not limited to participation in
any telecommunication or electronic clearing network, for compliance with a legal directive or for fraud prevention purposes. For any information so obtained / disclosed / shared, I/We agree
and confirm that I/We will not hold YBL responsible for the use of such information. I/We agree that I/We will not utilize the money (ies) received under the loan agreement(s) for any purpose
which are prohibited under any law for the time being in force including but not limited to investment(s) in capital market(s) and speculative purposes. This application form along with the
supporting documents shall be the property of YES BANK Limited. I/We agree and confirm 1) no cash/blank cheque has been given by me along with this application, nor have I been
promised any free gifts/inducements to apply for this facility. 2)The Bank shall not process incomplete application form, for which it any loss or delay is caused to me/us,I/We will not hold the
Bank liable for such Loss/Delay.3) That submission of Loan Application to your bank does not imply automatic approval by the Bank 4)The Bank in its sole and absolute discretion may either
sanction or reject the Loan application. I/we understand that this application form along with the supporting documents/photographs submitted by me/us shall remain the property of
YES BANK LTD and the same shall not be returned to me/us. 5) That I/We have not defaulted on any loan and no litigation is pending against me/us. 6) that the Bank is only a finance
provider and subsequent to vehicle /Asset/Property finance disbursement to the dealer/Builder, Bank has no liability towards condition/color/make/ performance quality of vehicle/
Asset/Property at the time of delivery/Possession/delay in delivery of Vehicle/accessories/Property from the Dealer/Builder/Manufacturer or availability of specific color/mode/
quality/ version at the dealership. 7) that any discount in pricing of the asset is purely an offer by the manufacturer/dealer. 8) Account Maintenance Charges for LAP Dropline Overdraft is
payable annually. Refer facility sanction letter for terms and conditions 9) Non Utilization Commitment Charges for LAP Dropline Overdraft are payable quarterly if utilization is less than
specified threshold. Refer facility sanction letter for terms and conditions. 10) YES BANK may deduct applicable fees from the disbursement proceeds for creation of charge in its favor
or any such expense for ensuring perfection of security. 11) to inform YBL regarding any change in my/our above mentioned details (including KYC details) and to provide any further
information that they may require within 30 days For more details, please refer facility sanction letter or visit Yes Bank website for the latest updates.

I/We authorize YES BANK Limited to send all communication on digital platforms like Email, SMS, WhatsApp etc.”

* For Complete Productwise Schedule of Charges, please refer our website on URL : https://www.yesbank.In/rates-and-charges/personal-banking/loans

YES TOUCH
24 X 7 Banking Services

Call us at YES TOUCH Toll Free number 1800 1200 Say “Hi” to us on Whatsapp number 82912 01200

SMS “Help” space <CUST ID> Log on to our website Email us at

to + 91 92233 90909 www.yesbank.in [email protected]

Registered & Corporate Office:YES BANK Limited, YES BANK House, Off Western Express Highway,
Santacruz (East), Mumbai - 400055 Tel: +91 (22) 5091 9800 / +91 (22) 6507 9800 Fxa : +91 (22) 2619 2866
Northern Regional Corporate Office:YES BANK Limited, Level-4th, 5th and 14th (A) Max Towers, Sector 16 B,
Noida (U.P.), 201301,India Website: www.yesbank.in

(5)