TASK 1: LITERATURE REVIEW / BROAD SCAN

Directions: In the chosen topic in your respective field, list down 20 Related Literature regarding your topic. Fill in the needed
information below. BELOW is an example of how you are going to do your work.
TOPIC: IMPACT OF FINANCIAL LITERACY AND SPENDING HABITS OF GRADE 12 ABM STUDENTS.

Citation Research Methodo Key Strengths Weaknes Relevance

Question/
Objective logy Findings ses to Your
Research

Omakhanlen, A.E. Lyika, P.I. Osho, O. ,& Chimezie, To explore the Quantita The study The study The The
relationship
P.O. (2021) Impact of economic and financial between tive found that uses a study findings
literacy on the spending behavior of selected economic and research higher large focuses highlight
financial
public servant in Lagos state Nigeria, WSEAS literacy and involving levels of sample only on the
TRANSACTIONS on BUSINESS and the spending
behavior of
a survey financial size and public importanc
ECONOMICS.18 pp 95-105 DOI: https://www. public servants administ literacy explores servants, e of
researchgate.net/publication/347933718 in Lagos State, ered to a were a direct limiting financial
Nigeria.
sample associate link its literacy in
of d with between generaliz shaping
selected more financial ability to spending
public prudent literacy other habits,
servants spending and populati which is
in Lagos habits and spending ons such directly
State. better habits, as relevant
financial providing students to
decision- actionabl or understan
making e private ding the
among insights. sector impact on
public employe Grade 12
servants. es. ABM
students'
spending
behaviors.
Gunawan, V, Dewi, V.I. Iskandarsyah, T. & Hasyim, To Quantita Women Addresse Self- This study
I. (2021). Women's financial Literacy: Perceived examine tive who s the reported highlights
Financial Knowledge and It's Impact on Money how survey perceive specific data may the impact
Management. Economics and Finance in perceived study themselve demogra introduce of
Indonesia. 67(1) pp 63-74. financial with a s as phic of bias. perceived
DOI:http://dx.doi.org/10.47291/EFI.v67i1.720 knowledg sample financially women financial
e affects of knowledge and their The knowledg
the women able tend financial study's e on
financial in to have literacy, focus on money
managem Indonesi better offering Indonesi managem
ent a, using money valuable an ent, which
practices self- managem insights women can be
of reported ent into may limit relevant to
women. data on practices. gender- generaliz understan
financial related ability to ding how
literacy The study aspects broader Grade 12
and highlights of populatio ABM
money the financial ns. students'
manage importanc knowledg perception
ment e of e. of their
habits. confidence own
in one's financial
financial literacy
skills for influences
effective their
financial spending
decision- habits.
making.

Pondang, K.A. Tuazon, M.B. Saripada, N.A. Dalipe, To Quantita A Compreh Reliance This study
M.R. Balindong, F.A. & Pailan, M.G. explore tive significant ensive on self- directly
(2024). Financial Literacy and Spending Habits the survey positive assessm reported connects
among Senior High School Students. relationsh conduct correlation ent of data may financial
International Research Journal of Modernization ip ed between both introduce literacy
in Engineering Technology and Science. 6(05) pp between among financial financial bias. with
8403-8407. financial senior literacy literacy saving
http://dx.doi.org/10.56726/IRJMETS57904 literacy high levels and and The and
and school responsibl spending study is spending
spending students e spending behaviors cross- behavior,
habits using a habits was . sectional providing
among structure found , limiting a
senior d among the the foundatio
high question students. ability to n for
school naire to establish examining
students. assess causality. similar
their patterns in
financial ABM
literacy students.
and
spending
behavior.

Mohd, R.(2023)The Antecedents of Food What are Quantita Students' Addresse Focuses Highlights
Spending Habits among University Students. the tive food s the only on how
Journal of International Business, Economics and factors study spending direct food financial
Entrepreneurship. 8(2) pp 89-97. that using a is impact of spending literacy
http://dx.doi.org/10.24191/jibe.v8i2.24128 influence survey influenced financial , not affects
food distribut by income literacy overall day-to-day
spending ed to level, peer on savings spending,
among students pressure, spending behavior which can
students? and habits relate to
financial saving
literacy habits.

Rodriguez, G. N, (2024). The Analysis of Financial To Quantita A Focused Limited This study
Planning Activities of Grade-12 students on their examine tive significant on a to one is highly
Financial Management in PCU:Basis for financial the research number of specific school relevant
management Plan. International Journal of financial using a students group of (PCU), as it
Research Publications. 153(1) pp 162-191. planning survey lacked students which directly
DOI:.10.47119/15RP1001531720247007 activities distribut formal (Grade may examines
of Grade ed to financial 12) in a reduce the
12 Grade 12 planning relevant the financial
 students students strategies. education generaliz planning
at PCU in PCU. al ability of activities
and their The Students context. the of Grade
impact on study who results. 12
financial utilized engaged in Utilized a students,
managem financial basic well- Did not offering
ent. manage financial structure explore insight
ment planning d the long- into how
assessm showed financial term these
ent tools better manage effects activities
to financial ment of shape
evaluate managem assessm financial their
students' ent habits ent tool. literacy financial
habits and on managem
and decision- financial ent habits,
planning making. behavior. which
activities aligns
. with your
research
on the
spending
habits of
ABM
students.
Amiranashvili, A. (2023). Exploring Financial To Qualitati Financial In-depth Small This study
Literacy among Senior High School Students in explore ve study literacy analysis sample highlights
Georgia: A the using among of factors size, key
Qualitative Study on Factors Influencing Financial factors interview senior high affecting which factors
Knowledge and Skills. Journal of Education in influencin s with a school financial limits influencin
Black Sea Region. 9(02) pp 1-16. g financial sample students is literacy. generaliz g financial
https://sg.docworkspace.com/d/sIKfzhO- knowledg of 50 influenced ability. literacy,
TArfMnbgG?sa=601.1123 e and senior by socio- Provides which
skills high economic qualitativ Focuses could be
among school backgroun e insights solely on applicable
senior students d, parental into students to Grade
high to guidance, students' from 12 ABM
 school examine and school attitudes Georgia, students
students their curriculum toward making it in your
in understa . financial difficult research
Georgia. nding of education to apply context. It
financial . findings emphasiz
concept universal es the
s and ly. importanc
the e of
factors school
affecting curriculum
their and
financial parental
literacy. involveme
nt in
shaping
financial
skills.

Saeed, J. Maqsood, N. Shahid, T.A, Amir, H. To Quantita Financial Compreh The The
Rehman, A.U. & Bilal, K. (2024). Impacts of Social investigat tive literacy ensive study's findings
Capital, Financial Literacy and Financial Inclusion e how analysis and data focus on on
on Economic Growth of a Primary Data Analysis: social using inclusion collection the financial
Evidence from Pakistan Special Focus on Listed capital, primary significantl that links banking literacy
Banks. Bulletin of Business and Economics. financial data y financial sector and its
13(2) pp 637-646. literacy, from contribute literacy limits its positive
http://dx.doi.org/10.61506/01.00373 and listed to with direct effect on
financial banks, economic broader applicati financial
inclusion with growth, economic on to inclusion
impact surveys particularly outcomes student could be
economic distribut through . behavior translated
growth, ed to enhanced and into the
with a bank financial educatio school
specific employe decision- nal setting,
focus on es and making settings where
listed financial and financial
banks in consum access to literacy
 Pakistan. ers. financial education
services. might
Social improve
capital students'
also plays savings
a key role behavior.
in
influencing
financial
behavior.

Lusardi, A. Messy, F.A, (2023). The importance To Quantita The study Large The This
of financial literacy and it's impact on financial investigat tive found that sample cross- article
wellbeing. Journal of financial literacy and e the approac higher size from sectional provides
wellbeing. 1(1) pp 1-11. relationsh h using levels of multiple nature of essential
DOI:https://doi.org/10.1017/flw.2023.8 ip large- financial demogra the study backgroun
between scale literacy are phics, limits the d on the
financial surveys strongly providing ability to connectio
literacy to correlated generaliz determin n between
and assess with better able e causal financial
overall levels of financial results. relations literacy
financial financial wellbeing. hips over and
wellbeing, literacy Individuals Compreh time. financial
with a and with ensive behavior,
focus on measure greater data Self- which is
identifyin its financial analysis reported directly
g how impact knowledge and use financial relevant to
knowledg on made of wellbeing understan
e of financial more validated may ding the
financial wellbein informed financial introduce spending
principles g among financial literacy bias. habits of
influences a diverse decisions, measures Grade 12
financial populati leading to . ABM
decision- on improved students.
making. sample. saving The
habits and findings
 reduced support
debt. the notion
that
enhancing
financial
literacy
can lead
to better
financial
decisions
among
students.
Antoni ,X.L. Dlepu, A. & Notes, N. (2020). A To Quantita The study Large Limited This study
Comparative study of Financial literacy among compare tive found that sample to a highlights
undergraduate commerce and arts students: A the level compara Commerce size for single the impact
case of a South African. University International of tive students each universit of
Jounal of Economics and Finance. 12(2) pp 563- financial study had a group. y in financial
580. http://dx.doi.org/10.34109/ijefs.202012220 literacy using significantl South literacy on
between surveys y higher Well- Africa, students'
undergrad distribut level of structure reducing financial
uate ed to a financial d generaliz behavior,
students sample literacy comparat ability to providing
majoring of 400 than Arts ive other a
in undergra students, analysis regions comparati
Commerc duate which between or ve
e and Arts students affected two institutio framewor
at a South (200 their distinct ns. k that can
African Commer financial academic be applied
university. ce and decision- groups. to your
200 making research
Arts). and saving on Grade
behavior. 12 ABM
students
Christine,C. Zukhri, N. & Saputra, D. (2024) To Mixed- The study Utilizes a Focuses This study
Factors Affecting the Financial Performance of identify method found that mixed- primarily underscor
MSMES: Financial Literacy, Financial Inclusion, the approac higher method on es the
 Financial Self-Efficacy, Financial Technology, factors h using levels of approach, MSMEs importanc
Credit Granting, and Intellectual Capital Almana. influencin surveys financial providing rather e of
Journal Manajemen dan Bisnis. 8(2) pp 341-357. g the and literacy both than financial
http://dx.doi.org/10.36555/almana.v8i2.2602 financial interview and self- quantitati students, literacy
performa s with efficacy ve and which and self-
nce of MSME significantl qualitativ may limit efficacy in
Micro, owners, y improved e direct financial
Small, focusing the insights. applicabi performan
and on a financial lity to ce, which
Medium sample performan Addresse Grade 12 can be
Enterprise of 150 ce of s multiple ABM linked to
s respond MSMEs, dimensio students. the
(MSMEs), ents indicating ns of spending
emphasizi across that these financial The habits of
ng the various factors are manage sample Grade 12
roles of sectors. crucial for ment, size ABM
financial effective enhancin could be students,
literacy financial g the expande providing
and self- managem compreh d to insights
efficacy. ent. ensivenes increase into how
s of the represen financial
findings. tativenes literacy
s across can
different impact
industrie their
s. financial
behaviors.
Jhansi, R. MR. Kanakaraj & Supraja, S. (2024). A To The study Employs Limited The
Study on Financial Literacy and Investment investigat Quantita revealed a clear to IT findings
Decision of IT Employees. Journal of Informatics e the tive that higher quantitati employe suggest
Education and Research. 4(2) pp 2535 -2542. relationsh survey levels of ve es, which that
http://dx.doi.org/10.52783/jier.v4i2.115 ip study financial methodol may not financial
between utilizing literacy ogy with be literacy
financial a were a generaliz directly
literacy structure positively substanti able to influences
and the d associated al sample other financial
investme question with better size. fields or decision-
nt naire investment high making,
decisions administ decisions Focuses school which can
made by ered to among IT on a students. be
IT 250 IT employees relevant relevant
employee employe , leading to professio The for
s. es. improved nal group, study understan
financial highlighti does not ding how
outcomes. ng explore Grade 12
practical the role ABM
implicatio of age or students
ns for educatio might
financial nal approach
literacy. backgrou spending
nd in and
financial saving.
literacy.

Isomidinoga, G. Singh,J.(2017), Determinants of To Qualitati The study In-depth Limited This study
financial literacy: a qualitative study among identify ve study found that qualitativ to a highlights
young students in Taskken, Uzbekistan. the key using family e insights specific the
Electronic journal of business & management. determina interview backgroun from geograp importanc
7(2) pp 61-67. nts s with d, students; hical e of
https://sg.docworkspace.com/d/sIIi6xryRApafl7 influencin young educationa highlighte region, financial
gG g financial students l d diverse which literacy
literacy from attainment socio- may determina
among various , and economic affect nts, which
 young educatio social backgrou the could be
students nal influences nds. generaliz related to
in institutio were ability of the
Uzbekista ns in significant the financial
n. Taskken. determina findings. literacy of
nts of Grade 12
financial ABM
literacy. students.
Students The
with influence
financially of family
literate backgroun
parents d could be
were more explored
likely to further in
have the
better context of
financial your
knowledge study.
and habits.

Wong, S.K.Y. Misiran, M. Yusof, Z.M. & Supadi, To Qualitati Higher In-depth Limited Provides
S.S. (2022), Impact of financial students: A case examine ve case financial qualitativ sample foundatio
study in KDA university. EDUCATUM journal of the study literacy e size; nal
social science, 8(1) pp 43-53. financial involving correlates insights; findings knowledg
https://doi.org/10.37134/ejoss.vol8.1.5.2022 literacy interview with more direct may not e on the
levels of s with 50 prudent perspecti generaliz relationshi
students undergra spending ves from e beyond p between
and its duate habits and students. the financial
influence students better universit literacy
on their . financial y and
spending decision- context. spending
habits. making. habits,
relevant to
ABM
students.
 Amad, N. et al.(2024), Financial literacy And To Quantita Found a Large Self- Provides
Spending Habits of UTM Students. Internal examine tive positive sample reported empirical
Research Journal of Modernization in the survey correlation size; data may evidence
Engineering Technology and Science. 6(5). relationsh study between compreh introduce that
https://sg.docworkspace.com/d/sIMu6xryRAuqp ip with a higher ensive bias; financial
l7gG between sample financial data cross- literacy
financial of 300 literacy analysis. sectional impacts
literacy universit levels and design spending
and y more limits behaviors,
spending students responsibl causal applicable
habits . e spending inference to Grade
among habits s. 12 ABM
university among students.
students. students.

Mensah, E, A. (2024). Financial literacy among To Quantita The study Large The Provides a
Tertiary students in Ghana:A study of University examine tive found that sample study framewor
of Mines and Technology. Iosr journal of the level study while most size; focused k for
economics and Finance. 15(3) pp 1-29. of using a students focus on only on understan
DOI:10.979015933-1503030125 financial survey had some practical one ding how
literacy administ knowledge financial universit financial
among ered to of basic concepts y, which literacy
tertiary 300 financial that are may limit impacts
students students concepts, applicabl the student
in Ghana from the there were e in real- generaliz spending
and its Universit significant world ability of habits,
impact on y of gaps in situations the which is
their Mines their . findings central to
financial and understan to other your study
decision- Technol ding of student of Grade
making. ogy. personal populatio 12 ABM
finance, ns. students.
such as
budgeting
and
investment
 options.

De Jesus, F.S & De Jesus, M.B. (2021). Spending To Quantita The study The study The
This study
habits of public school teachers in palayan City. explore tive found that had a well study
is relevant
Open access library journal. 8(2) pp 1-12. the survey the -defined focused as it
ppcc.https://doi.org/10.4236/oalib.1106332 spending study financial sample on a
highlights
habits of with a literacy of group specific the
public sample public (public group
relationshi
school of public school school (teachers
p between
teachers school teachers teachers) ) in a
financial
in Palayan teachers significantl and limited
literacy
City and in y provided geograp and
determine Palayan influenced a focused hical
spending
how these City. their analysis area,habits,
habits are spending on how making it
which is
influence habits, financial difficult
directly
d by their particularly literacy to
related to
financial in areas impacts generaliz the
literacy. such as spending e
behaviors
budgeting behavior. findings
you aim to
and to other
examine
saving. professio
among
ns or
Grade 12
regions. ABM
students.
Saparida, N. Pondang, K. Balindong, F. A. Paila, To The The study The study The This study
M.G. Dalipe, M. R. & Tuazon, M. B. (2024). examine study found a directly study provides
Financial literacy and spending habits among the employe significant addresse was strong
senior high school students. International relationsh da positive d the conducte evidence
research journal of modernization in engineering ip quantitat correlation relationsh d in a for the
technology and science. 6(05) pp 8403-8407. between ive between ip specific positive
DOI:https://www.doi.org/10.56726/IRJMETS579 financial approac financial between cultural impact of
04 literacy h using a literacy financial context, financial
and survey levels and literacy which literacy on
spending question responsibl and may limit spending
habits naire to e spending spending its habits
 among collect habits habits, generaliz among
university data among providing ability to young
students. from university valuable other adults,
universit students. insights populatio making it
y into this ns. highly
students connectio relevant to
in n. your
Nigeria. research
on Grade
12 ABM
students.
Ahmad, N. Hamat, M. Astifar, F.A. Mohamed, S.A. To The The study The study The This study
& Shuaib, N.A. (2024)Understanding the examine study found a directly study provides
relationship between financial literacy and the employe significant addresse was strong
spending habits in university students. relationsh da positive d the conducte evidence
International journal of academic research in ip quantitat correlation relationsh d in a for the
business and social sciences. 14(9) pp 27-37. between ive between ip specific positive
DOI:http://dx.doi.org/10.6007/IJARBSS/v14- financial approac financial between cultural impact of
i9/22785 literacy h using a literacy financial context, financial
and survey levels and literacy which literacy on
spending question responsibl and may limit spending
habits naire to e spending spending its habits
among collect habits habits, generaliz among
university data among providing ability to young
students. from university valuable other adults,
universit students. insights populatio making it
y into this ns. highly
students connectio relevant to
in India. n. your
research
on Grade
12 ABM
students.
Ablay, J.A.M, Gindap, R.A. Ralla, P.L. Garcia, N.P. To Quantita The study Large The This
Pacete, D.A. Rani. (2023). The relationship explore tive found a sample study article
spending behavior and students financial the study significant size of relies on provides a
management skills. IOER International relationsh using a relationshi students self- foundatio
Multidisciplinary Research journal. 5(01) pp 175- ip survey p between from reported n for
181. DOI:http://doi.org//10.54476/ieor- between distribut students' different data, understan
imrj/579930 students' ed to a financial socioeco which ding how
spending sample literacy nomic could financial
behavior of and their backgrou introduce literacy
and their students spending nds. bias. can
financial . The behavior. impact
managem study Students Compreh Limited spending
ent skills. analyzed with better ensive to a habits,
the financial data specific directly
correlati literacy analysis region, relevant to
on demonstra technique affecting the
between ted more s. the behavior
self- responsibl generaliz of Grade
reported e spending ability of 12 ABM
spending habits. the students.
habits findings.
and
financial
literacy.

Rasid, M.F.R., Razali,M.Z.M., Ariffin, M.A.F., To Similar The study The study The This study
Affende, M.E.J., Hisham, M.A.I., Suhaime, A.H., investigat to the identified utilized a study provides
Zukarnainz A.N.N., & Faimi, M.A.F., (2023). the e the first factors like large focused insights
antecedent of food spending habits among factors study, income, sample solely on into the
students. Journal of international business, influencin this social size and food factors
Economic and entrepreneurship. 15(4) pp 89-97. g food study influence, employed spending influencin
DOI:https://doi.org/10.2419/jibe.v8i2.24128 spending employe and statistical habits g
habits da personal analysis and did spending
among quantitat values as to identify not habits
students. ive significant significan explore among
approac predictors t the young
 h using a of food relationsh broader adults,
survey spending ips context which can
question habits. between of be
naire to variables. financial relevant to
collect literacy understan
data and ding the
from overall spending
universit spending behaviors
y patterns. of Grade
students 12 ABM
in students.
Malaysia However,
. it does not
directly
address
financial
literacy.

Research Gap
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This gap will be from the literature review and the starting point for your study.