HITESH AGGARWAL

Product Manager
+91-9654760386 [email protected] https://www.linkedin.com/in/hiteshaggarwal2017 New Delhi, India

Summary & Skills

Experienced Product Manager with 7+ years of experience in conceptualizing, developing, and scaling high-impact financial products that drive
business growth. Proven expertise in leading cross-functional teams, delivering innovative solutions, and optimizing product performance to
exceed market demands.

Product Strategy | Market Analysis | Cross-functional Team Leadership | Agile & Scrum Methodologies | Financial Data Integration | Customer
Feedback Analysis | Competitive Analysis | Product Conceptualisation & Solutioning | User Experience Design |

Experience

Omnifi Gurugram, Haryana

Product Manager 08/2023 - Present
Omnifi, founded by experts in lending and technology, leverages top industry experience to create innovative, scalable lending solutions in a
collaborative environment.
• Contributed in development of Product Roadmap for SaaS LOS & LMS from scratch.
• Leading the development of a next-generation Loan Management System (LMS) utilizing microservices architecture and event-based
communication. This system offers flexibility, scalability, and streamlined processes, enhancing self-service onboarding and delivering
exceptional customer experiences.
• Implemented Smart Controller: Designed smart controllers for injecting business rules, enabling new business model implementation in days
instead of months. Supports public/private controllers to safeguard SaaS tenant IP and allows distributed hosting on Omnifi cloud or customer
premises.
• Developed a Maker-Checker workflow with an automation engine allowing tenant-level configuration for human or robotic task handling.
Supports auto-approval rules and adapts to organizational SOPs for fully automated, semi-automated, or manual task processing.
• Built a module for tagging all transaction as per accounting rules, ledgers and NPA classification configured by the partner.
• Streamlined repayment functionality within the partner and admin panel improving collections by 30%.
• Initiated Agile methodologies like Scrum & sprint to enhance team efficiency and project delivery.
• Led a team of 3 people, including 2 Associate Product managers and 1 UX Designers.

Antino (Fintech Project) Gurugram, Haryana

Associate Product Manager 02/2023 - 08/2023
• Crafted a user-centric enterprise SaaS platform designed for fintechs, NBFCs and banks, focusing on seamless integration, scalability, and
enhanced user experience to meet the unique needs of financial institutions.
• API-First Loan Management System Development: Designed and built an API-first Loan Management System from the ground up, featuring a
robust core engine for managing loan applications, disbursements, and repayments. This solution ensures seamless integration with external
systems, driving operational efficiency and supporting a wide range of financial products.

Infosys (Fintech Project) Pune, Maharashtra

Senior Associate Consultant 01/2022 - 02/2023
• Requirements Gathering and Market Research on LOS and LMS: Conducted in-depth requirements gathering and market research to create a
scalable solution that is capable of managing different fintech lending products within a single system, ensuring seamless integration and
functionality.
• Conceptualized and Developed Custom LOS & LMS: Led the creation of a Loan Origination and Management System (LMS) from scratch for
Arthmate to manage an AUM of INR 850 crores. The system was tailored to handle multiple partner business models in the Indian lending
scenario, providing flexibility and scalability.
• Comprehensive Product Development: Designed stories and built a versatile LMS product that supports various loan types, including Term
Loans, Lines of Credit, MSME Loans, LAP, Auto loans and Education Loans, enabling the NBFC to cater to diverse lending needs.
• Banking System Integration: Successfully integrated the LMS with banking systems like ICICI Bank, Axis Bank, and RBL, enabling real-time
disbursements. This integration reduced disbursement time from 2-3 days to just 1 day, significantly improving operational and cashflow
efficiency.
• NACH Portal Development and Cost Reduction: Developed and integrated a NACH portal within the LMS, connecting with NPCI to streamline
loan repayment collections. This eliminated the need for third-party services like Payment Gateways, reducing company costs and improving
process control.
• BBPS Integration for Efficient Collections: Integrated the LMS with the Bharat Bill Payment System (BBPS), which enhanced the NBFC’s ability
to recover default payments quickly. This integration also provided customers with a convenient and efficient way to repay loans, improving the
overall collection process.
• Worked on co-lending middleware that enabled NBFC to seamlessly adopt and operate under the co-lending model, facilitating collaborative
lending with partner institutions and expanding their lending capabilities
 Experience

Accenture Bangalore, Karnataka

Application Development Senior Analyst / Test Engineering Senior Analyst 02/2017 - 01/2022
• Developed and tested Loan UIs & nCino Configuration: Developed loan UI and configured collateral management, policy exceptions, and
document management in nCino. Managed system administration tasks including user roles, validation rules, and workflow automation.
• Murex Datamart Project: Configured and optimized Datamart, including dynamic tables, trade queries, and batch extractions. Enhanced SQL
query performance and resolved SPARK tickets.
• Trade Management: Managed trade insertion and events in Murex, ensuring accuracy and consistency in market operations.
• Testing & QA: Conducted functional and automation testing using Quality Center (HPALM) and JIRA. Managed requirement traceability and
defect tracking for Agile projects.
• Data Analysis & Special Projects:Supported data analysis, SQL optimization, and market operations testing, contributing to special projects.
• Professional Training:Completed Murex 3.1 training in Datamart, Onyx, and Capital Markets.

Education
XLRI - Live Online Programme Delhi
Executive Program in Product Management 09/2023 - 02/2024

Thapar University Patiala, Punjab

Master of Computer Applications (M.C.A.) 2014 - 2016

Jagan Institute of Management Studies (G.G.S.I.P.U) New Delhi, Delhi

Bachelor of Computer Applications (B.C.A) 2011 - 2014

Key Achievements

0 Partner Onboarding Efficiency u Improved Operation Efficiency  AUM Growth

Reduced partner onboarding time from Improved significant operational Led exponential growth in Assets Under
3-4 months to just 3 days, enabling the efficiency by transitioning from bulk Management (AUM) from 200 Cr to 850
onboarding of 180 partners within 11 disbursement file processing to real- Cr
month, compared to the previous time, API-driven disbursements.
capacity of 3-4 partners in parallel Increased disbursement efficiency by
90%.

* Collection Efficiency
Developed an in-house NACH portal,
improving repayment collection
efficiency by 85%, eliminating delays in
collection information that were
previously caused by relying on fintech
partners