School NAPURO NATIONAL Grade Level GRADE 11

HIGH SCHOOL
Teacher MARIA SHARALENE M. Learning Area GENERAL
LAMOSTE MATHEMATICS
DETAILED LESSON Teaching Dates and NOVEMBER 19, 2024 Quarter 2
PLAN Time (10:45 – 11:45)

I. OBJECTIVES
A. Content Standard The learner demonstrates understanding of key concepts of simple and compound interests, and simple and
general annuities.
B. Performance Standard The learner is able to investigate, analyze and solve problems involving simple and compound interests and
simple and general annuities using appropriate business and financial instruments.
C. Learning The learner illustrates simple and general annuities.
Competencies/Objective (write the M11GM-IIc-1
LC Codes for each)
D. Specific Objectives By the end of the lesson, students should be able to:
1. define terms that are related to simple and general annuities;
2. illustrates and distinguishes simple and general annuities; and
3. represent annuities to real-life situations.
II. CONTENT Basic Business Mathematics
III. LEARNING REFERENCES
A. References
1. Teacher’s Guide pages
2. Learner’s Material pages
3. Textbook pages
4. Additional Materials from
Learning Resource (LR) Portal
B. Other Learning Resources General Mathematics Quarter 2– Module 1: Simple and Compound Interests
IV. PROCEDURES Teacher’s Activity Learner’s Activity
A. Reviewing previous lesson or The teacher will ask for a volunteer to do a recap of The learner will volunteer to provide a brief review of
presenting the new lesson the discussion about simple and compound their past discussion.
interest.
A. Establishing a purpose The teacher will post unto the board the learning A class volunteer will then read aloud the lesson
for the lesson outcome that are expected to attain by the end of objectives which the teacher has written on the board.
the lesson. Lesson Objective:
1. define terms that are related to simple and
general annuities;
2. illustrates and distinguishes simple and
general annuities; and
3. represent annuities to real-life situations.
B. Presenting examples or Have you ever tried owning a phone or a Student will share their idea, which will eventually
instances of the new motorcycle in a way of installment? How do you nascence the lesson proper.
lesson think it works?
C. Discussing new What is annuity? If the payment for each period is fixed and the
concepts and practicing compound interest rate is fixed over a specified time
new skills #1 the payment is called an annuity payment. Accounts
associated with streams of annuity payments are
called annuities.
Annuity- a sequence of payments made at equal
(fixed intervals or periods of time. The following are
examples of annuities:
o Rental payment
o Monthly pensions
o Monthly payment for car loan
o Educational plan
D. Discussing new What are the different classifications of annuity?
concepts and practicing
new skills #2

E. Developing mastery Annuities maybe illustrated using a time diagram. Students will analyze the timeline or cashflow on how
(leads to Formative The time diagram for an ordinary annuity is given it works, applied in real-life situation.
Assessment) below.

F. Finding practical Example 1:

applications of concepts ₱ 50,000 deposited every year for 5 years at 8% ANSWER:
and skills in daily living per year compounded annually.
Solution:
Notice that ₱ 50,000 was deposited every year and
it is compounded annually. Since the compounding
period is similar to the payment interval, then this is
a type of simple annuity.

G. Making generalization
and abstraction about
the lesson

GENERALIZATION: Simple Annuity- the payment

interval is also the same as the interest period.

H. Evaluating Learning ASSESSMENT:

TEST I: Student’s response may vary.
Please read the sentences carefully and fill in the
missing word/s by writing your answer on the line/s
provided.
1. A sequence of payments made at equal
(fixed) intervals or periods of time is called
____________.
2. Each payment in an annuity is called
______________.
3. The time between the successive payments
dates of an annuity is called the
____________.
4. In simple annuity the payment interval is also
the same as the _______________.
5. In general annuity the interest conversion or
compounding period is ____________ with
the payment interval.
TEST II:
1. Monthly payments of ₱ 3,000 for 4 years with
 interest rate of 3% compounded monthly.
I. Additional activities for Practice more computation of simple annuity with Students will promptly do as they told so.
application or varying degree of simplicity and complexity. Do it at
remediation home.
V. REMARKS
VI. REFLECTION
A. No. of learners who earned
80% in the evaluation
B. No. of learners who require
additional activities for
remediation
C. Did the remedial lessons
work? No. of learners who
have caught up with the
lesson
D. No. of learners who continue
to require remediation
E. Which of my teaching
strategies worked well? Why
did this work?
F. What difficulties did I
encounter which my principal
or supervisor can help me
solve?
G. What innovation or localized
materials did I use/discover
which I wish to share with
other teachers?

Checked by:

MA VILLA CRUDA
PRINCIPAL I