CREDIT REPORT
CLIENT ID: DATE: 2024-10-01
REPORT ORDER NO.:1585913324 TIME: 15:56:21
REFERENCE NUMBER: 17d041cd757787d02c28ead70e467241
Consumer Name: MANGALA
Personal Information Identification Contact Details
Previous Name: PAN: FBEPM3372K Home: 916366628318
Alias Name: Voter ID: Office:
DOB: 1993-06-01 Passport ID: Mobile: 9008379158
Age: 31 Years 0 Months UID: Alt. Home/Other No.:
Gender: Female Driver's License: Alt. Office:
Total Income: Rs. 852000 Ration Card: Alt. Mobile:
Occupation: Photo Credit Card: Email:
[email protected] ID - Other:
Consumer Address:
Type Address State Postal Date Reported
Permanent W/O VEERA SHEKER REDDY 3 6 67 BERUN QUILLA KA 584101 2024-08-31
RAICHUR KARNATAKA 584101
Primary 3 11 315 SRINIVAS COLONY 2ND LINE LB NAGAR TS 500074 2024-06-30
HYDERABAD TELANGANA
Primary 3 11 315 SRINIVAS COLONY 2ND LINE LB NAGAR TS 500074 2023-10-31
HYDERABAD TELANGANA
Score:
Name Value
ERS4.0 810
Recent Activity :
Recent Activity (last 90 days)
Total Inquiries : 3 Accounts opened: 1 Accounts Updated: 2 Accounts Delinquent: 0
Summary*:
Credit Report Summary
Number of Accounts : 2 Total Balance Amount : Rs. 50000.00 Recent Account : 15-07-2024
Number of Open Accounts : 2 Total Past Due Amount : Rs. 0.00 Oldest Account : 27-12-2022
Number of Past Due Accounts : 0 Total High Credit : Rs. 0.00 Total Credit Limit : Rs. 0.0
Number of Write-off Accounts : 0 Total Sanction Amount : Rs. 60272.00 Single Highest Credit : Rs. 0.00
Number of Zero Balance Total Monthly Payment Single Highest Sanction
Accounts : 1 Amount : Rs. 1980.00 Amount : Rs. 50000.00
Most Severe Status < 24 Months
:
Average Open Balance : Rs. 25000.00 Single Highest Balance : Rs. 50000.00
*As per data reported at a tradeline level in the account details section
Account Details:
Accounts
Acct # **********
Institution : FINANCE
Balance : Rs. 0 Open : Yes
Type : Consumer Loan
Past Due Amount : Rs. 0 Interest Rate : - Date Reported : 2024-08-31
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : - Date Opened : 2022-12-27
Repayment Tenure : -
Write-off Amount : Rs. - Sanction Amount : Rs.10272
Dispute Code : -
Institution Type: - Credit Limit : Rs. -
Monthly Payment Amount :Rs.- Collateral Value : Rs.- Date Closed : -
Term Frequency : Monthly Collateral Type : - Reason : -
Account status : Current Account
Acct # **********
Institution : FINANCE
Balance : Rs. 50000 Open : Yes
Type : Business Loan - Unsecured
Past Due Amount : Rs. 0 Interest Rate : 24.4 Date Reported : 2024-08-31
Ownership Type : Individual
Last Payment : Rs. - Last Payment Date : 2024-07-15 Date Opened : 2024-07-15
Repayment Tenure : 36
Write-off Amount : Rs. - Sanction Amount : Rs.50000 Date Closed : -
Dispute Code : -
Institution Type: - Credit Limit : Rs. - Reason : -
Monthly Payment Amount :Rs.1980 Collateral Value : Rs.- Account status : Current Account
Term Frequency : Monthly Collateral Type : -
Enquiry Summary:
Purpose Total Past 30 Days Past 12 Months Past 24 Months Recent
ALL 19 2 18 19 2024-09-19
Enquiries :
Institution Date Purpose Amount
BANK 2024-09-19 1E 18000
FINANCE 2024-09-08 0E -
FINANCE 2024-07-21 0E -
FINANCE 2024-06-23 0E -
FINANCE 2024-05-23 0E 30000
FINANCE 2024-05-21 0E 30000
FINANCE 2024-05-20 00 50000
FINANCE 2024-05-20 0E 30000
FINANCE 2024-05-20 0E 30000
FINANCE 2024-05-20 00 48000
FINANCE 2024-05-18 00 48000
FINANCE 2024-05-18 00 48000
FINANCE 2024-05-18 00 48000
FINANCE 2024-05-16 0E -
FINANCE 2024-05-05 0E -
FINANCE 2024-03-20 0E -
FINANCE 2024-03-03 0E -
FINANCE 2024-01-30 3E 42000
FINANCE 2023-05-09 01 257000
Glossary, Terms and Explanations:
History:
Code Description
000 current account
CLSD Paid or closed account/zero balance
NEW New Account
LNSB Loan Submitted
LAND Loan Approved - Not yet disbursed
INAC Account is Inactive
CON Contact Member for Status
01+ 1-29 days past due
30+ 30-59 days past due
DEC Loan Declined
60+ 60-89 days past due
SPM Special Mention
SUB Sub-standard
RES Restructured Loan
RGM Restructured Loan - Govt Mandate
RNC Restructured Loan - Natural Calamity
SET Settled
SF Suit Filed
90+ 90-119 days past due
120+ 120-179 days past due
180+ 180-359 days past due
360+ 360-539 days past due
540+ 540-719 days past due
720+ 720 or more days past due
DBT Doubtful
FPD First Payment Default
WDF Willful Default
PWOS Post Written Off Settled
WOF Charge Off/Written Off
Non-Delnqt Non-Delinquent
STD Standard
SUB Sub-standard
DBT Doubtful
LOSS Loss
SPM Special Mention Account
SFR Suit Filed-Restructured
SF Suit Filed
WDF Willful Default
SFWD Suit Filed-Willful Default
WOF Written Off
SFWO Suit Filed and Written Off
WDWO Willful Default and Written Off
Suit Filed, Willful Default and Written
SWDW
Off
SET Settled
* Data Not Reported
RCV Restructured Due to COVID19
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