Manoj Singh Sisodiya
B.Com. LL.B Advocate
Mobile No. 9754717158
Off. & Res. - 130/77, Khedapati Marg, "Sai Bhavan" Dhar (M.P.) 454 001
Date-20/02/2024
TITLE DEED SCRUTINY REPORT
To
The Branch Manager
Ujjivan Small Finance Bank Ltd.,
BARWANIBranch,
Ref .ID-00023210000040
Dear Sir/Madam,
Re: - Your Request dated 16-02-2024seeking Title Deed Scrutiny Report on the property –Plot No.-28, 29,
30 area 94.23 Sqmt., situated at "Shiv Shankar Colony" developed on diverted Khasra No.- 112/1,
112/2, total area 1.45 Acre Paiki area 1.24 Acar at Settlement No.-138, Sengaow, Ward No.-10,
Barwani, PHN-04, Tehsil-Barwani, District- Barwani (M.P.)
1 Name of the Borrower Mr. Navnit Kumarawat R/o Sukh Vilas Colony
Barwani, Tehsil- Barwani, District Barwani (M.P.)
2 Name of the Mortgagor Smt. Nitu W/o Mr. Navnit Kumrawat, R/o Sukh Vilas
Colony Barwani, Tehsil- Barwani, District Barwani
(M.P.)
3 Extent and Description of the property Plot No.-28, 29, 30 area 94.23 Sqmt., situated at
proposed to be mortgaged with boundaries "Shiv Shankar Colony" developed on diverted
Khasra No.- 112/1, 112/2, total area 1.45 Acre Paiki
a) Give the specific number & address of the area 1.24 Acar at Settlement No.-138, Sengaow,
Plot, House, Flat, Shop etc. Ward No.-10, Barwani, PHN-04, Tehsil-Barwani,
District- Barwani (M.P.)
b) State specifically whether the property is
Dimension-
in agricultural, non-agricultural, commercial,
residential or industrial area. 94.23 Sqmt.
Boundaries-
East - Colony Plot No.-33, 34
West - Colony Road
North - Naala
South - Colony Plot No.-27
B)Residential Property
4 Nature of proposed Mortgagor’s right or title Free Hold
in the property [whether lease hold, free
hold, Co-owner, joint owner or any other
type (state specifically)] and how it is derived
(whether self acquired, ancestral,
inheritance, succession etc.)
MANOJ Digitally
by MANOJ
signed
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:57:53 +05'30'
:: 2 ::
5 Whether the property is Site/Plot/Land with Plot No.-28, 29, 30 area 94.23 Sqmt., situated at
Building/Building/Flat "Shiv Shankar Colony" developed on diverted
Khasra No.- 112/1, 112/2, total area 1.45 Acre Paiki
area 1.24 Acar at Settlement No.-138, Sengaow,
Ward No.-10, Barwani, PHN-04, Tehsil-Barwani,
District- Barwani (M.P.)
6 Documents scrutinized (in chronological order):
Sl. Type / Date of Document Number & Date Parties to the Whether
No: Nature of Execution of registration /Lien in Document Original
Document Revenue Records /Builder’s verified
Records /Society Records
1 Sale deed 02-06-2015 1-A/378 Executed by Smt. Xerox
Kesharbai W/o Late
Shri Laduji and Shri
Pannalalal S/o Shri
Rukhduji Through
POA Shri Mahesh
S/o Late Shri
Shankarlal Patel in
favour of Smt. Nitu
W/o Mr. Navnit
Kumrawat
2 Registered - No. 4-A/8 Executed between
POA Deed Smt. Kesharbai
W/o Late Shri
Laduji and Shri
Pannalalal S/o Shri
Rukhduji Through
POA Shri Mahesh
S/o Late Shri
Shankarlal Patel
3 Diversion 08-07-2005 Case No. 41/A-2/2004-05 Issued by SDO Xerox
order Barwani in favour
of Kesharbai W/o
Late Shri Laduji and
Shri Pannalalal S/o
Shri Rukhduji
Through POA Shri
Mahesh S/o Late
Shri Shankarlal
Patel
MANOJ Digitally
by MANOJ
signed
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:58:08 +05'30'
:: 3 ::
4 Colonizer 04-06-2005 Case No. 131/B-121/2004- Issued by SDO. Xerox
registration 05 Revenue Barwani
in favour of
Kesharbai W/o Late
Shri Laduji and Shri
Pannalalal S/o Shri
Rukhduji Through
POA Shri Mahesh
S/o Late Shri
Shankarlal Patel
5 T&CP 08-06-2005 Permission No. 539/P.P.R.- Passed by Town & Xerox
Permission 02 LO/ Nagrani/ 2005 Country Planning
Department
Khandwa in favour
of Kesharbai W/o
Late Shri Laduji and
Shri Pannalalal S/o
Shri Rukhduji
6 165 (6) 22-04-2015 W.P. 2614/2015 Granted by Hon'ble Xerox
Permission High Court of
Madhya Pradesh
Bench at Indore in
favour of Vijay
7 Property Tax 06-01-2021 - Issued by Gram Xerox
Receipt Panchayat Badgav
in favour of Smt.
Nitu W/o Mr.
Navnit Kumrawat
8 Construction 06-01-2021 - Issued by Gram Xerox
Permission Panchayat Badgav
in favour of Smt.
Nitu W/o Mr.
Navnit Kumrawat
9 Mutation 06-01-2021 - Issued by Gram Xerox
Certificate Panchayat Badgav
in favour of Smt.
Nitu W/o Mr.
Navnit Kumrawat
10 LOD 08-03-2022 - Issued by AU Small
Finance Bank Ltd.
Barwani in favour
of Navneet
Kumawat
MANOJ Digitally
by MANOJ
signed
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:58:19 +05'30'
:: 4 ::
7 Tracing of Title & Chain of title:
1 The above property i.e. Khasra No. 112/1, 112/2, total area 1.45 Acre, was agriculture land owned
by Smt. Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri
Mahesh S/o Late Shri Shankarlal Patel and also found their name in the revenue records since 2004-
05
2 After that Smt. Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri
Mahesh S/o Late Shri Shankarlal Patel have applied for diversion of the above said agriculture land
i.e. Khasra No. 112/1, 112/2, total area 1.45 Acre Paiki area 1.24 Acre, for residential purpose by
SDO Barwani order of under Case No. 41/A-2/2004-05 dated 08-07-2005
3 After that they have got permission from Town & Country Planning Department Khandwa vide
Permission No. 539/P.P.R.-02 LO/Nagrani/2005 Khandwa dated 08-06-2005 and obtained a
Colonizer registration License from SDO. Revenue Barwani vide Case No. 131/B-121/2004-05 dated
04-06-2005 and also obtained a permission to sale of the said Plot of Colony from Hon'ble High
Court of Madhya Pradesh Bench at Indore in revenue M.P. Land Revenue Code 1959 under section
165(6)vide Case No. W.P. 2614/2015 dated 22-04-2015.
4 That Smt. Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Made a Power of
attorney for sale of the said Plots of Colony in favour of Shri Mahesh S/o Late Shri Shankarlal Patel
vide registration No. 4-A/8
5 After completion all formalities they name of the Colony as "Shiv Shankar Colony Barwani"
6 That Smt. Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri
Mahesh S/o Late Shri Shankarlal Patel sold away the said Plot No.-28, 29, 30 area 94.23 Sqmt.,
situated at "Shiv Shankar Colony" developed on diverted Khasra No.- 112/1, 112/2, total area 1.45
Acre Paiki area 1.24 Acar at Settlement No.-138, Sengaow, Ward No.-10, Barwani, PHN-04, Tehsil-
Barwani, District- Barwani (M.P.) to Smt. Nitu W/o Mr. Navnit Kumrawat, R/o Sukh Vilas Colony
Barwani, Tehsil- Barwani, District Barwani (M.P.) by a sale deed vide registration No. A-1/378 dated
02-06-2015.
7 That Smt. Nitu W/o Mr. Navnit Kumrawat, taken a loan from AU Small Finance Bank Ltd. Branch at
Barwani and mortgage the said property.
8 Whether the documents scrutinized are Yes Photocopy and Property is clear, valid and
complete and sufficient to convey a clear, marketable, but already Mortgage in AU Small
valid and marketable title Finance Bank Ltd. Barwani
9 Whether the proposed Mortgagor has a clear Yes
and marketable title to the property and
whether he/it is legally capable of creating
charge thereon in favor of the bank
10 The position with regard to tenancy laws, if Yes
any, which might affect the banks in
eventually taking possession of or selling the
properties or otherwise exercising its rights
as mortgagor
11 Whether any consent or permission of any N.A.
antecedent owner/ Lessor/ Statutory
Authority is necessary to create mortgage in
Bank's favor and if so, whether it has been
obtained
12 Whether Planning Permit/Approved Plan as N.A.
per the Town/Country Planning Act/similar
Statute is available
MANOJ Digitally signed
by MANOJ
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:58:30 +05'30'
:: 5 ::
13 Whether Urban Land (Ceiling & Regulation Not Applicable
Act) 1976 is applicable
14 Whether the title deeds are properly and N/A
adequately stamped
15 Whether minor’s rights are involved in the N/A
property
16 Whether the property is enforceable under Yes
the provisions of Securitization and
Reconstruction of Financial Assets
17 Whether there are any other restrictions in No
creating charge in favor of the Bank
18 Whether the title is clear and property is free Yes
from any encumbrances (enclose relevant
receipts of search)
19 Number of years (minimum period of 13 Period of 13 years in Concerning SRO
years) for which search made in SRO/ROA
Office
20 Whether name of proposed mortgagor is Nagar Palika Nigam
mutated in Municipal/Panchayat records/
Village records
21 Nature of Mortgage suggested (Simple Equitable Mortgage
Mortgage/Simple Mortgage)
22 Is the chain of title deeds unbroken/ Complete
complete
23 List out the title deeds/documents to be deposited to create Equitable Mortgage: (PRE)
Copy of Sale deed vide registration No. 1-A/378 dated 02-06-2015, Executed by Smt. Kesharbai
W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri Mahesh S/o Late Shri
Shankarlal Patel in favour of Smt. Nitu W/o Mr. Navnit Kumrawat
Copy of Registered POA Deed vide No. 4-A/8, Executed between Smt. Kesharbai W/o Late Shri
Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri Mahesh S/o Late Shri Shankarlal
Patel
Copy of Diversion order Case No. 41/A-2/2004-05 dated 08-07-2005, passed by SDO Barwani in
favour of Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri
Mahesh S/o Late Shri Shankarlal Patel
Copy of Permission No. 539/P.P.R.-02 LO/Nagrani/2005 Khandwa dated 08-06-2005, Passed by
Town & Country Planning Department Khandwa in favour of Kesharbai W/o Late Shri Laduji and
Shri Pannalal S/o Shri Rukhduji
Copy of Colonizer registration License Case No. 131/B-121/2004-05 dated 04-06-2005 Issued by
SDO. Revenue Barwani in favour of Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri
Rukhduji Through POA Shri Mahesh S/o Late Shri Shankarlal Patel
Copy of Permission to sale M.P. Land Revenue Code 1959 under section 165(6)vide Case No.
W.P. 2614/2015 dated 22-04-2015 Granted by Hon'ble High Court of Madhya Pradesh Bench at
Indore in favour of Vijay
Copy Property Tax Receipt issued by Gram Panchayat Badgav dated 06-01-2021 in favour of
Smt. Nitu W/o Shri Navnit Kumrawat
MANOJ Digitally
by MANOJ
signed
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:58:40 +05'30'
:: 6 ::
Copy of Construction Permission issued by Gram Panchayat dated 06-01-2021 in favour of Smt.
Nitu W/o Shri Navnit Kumrawat
Copy of Mutation Certificate issued by Gram Panchayat Badgav dated 06-01-2021 in favour of
Smt. Nitu W/o Shri Navnit Kumrawat
Original LOD from Au Amall Finance Bank Ltd. Branch at Barwani dated 08-03-2022 in favour of
Navneet Kumawat
List out the title deeds/documents to be deposited to create Equitable Mortgage: (Post)
Original Sale deed vide registration No. 1-A/378 dated 02-06-2015, Executed by Smt. Kesharbai
W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri Mahesh S/o Late Shri
Shankarlal Patel in favour of Smt. Nitu W/o Mr. Navnit Kumrawat
Copy of Registered POA Deed vide No. 4-A/8, Executed between Smt. Kesharbai W/o Late Shri
Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri Mahesh S/o Late Shri Shankarlal
Patel
Copy of Diversion order Case No. 41/A-2/2004-05 dated 08-07-2005, passed by SDO Barwani in
favour of Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri Rukhduji Through POA Shri
Mahesh S/o Late Shri Shankarlal Patel
Copy of Permission No. 539/P.P.R.-02 LO/Nagrani/2005 Khandwa dated 08-06-2005, Passed by
Town & Country Planning Department Khandwa in favour of Kesharbai W/o Late Shri Laduji and
Shri Pannalal S/o Shri Rukhduji
Copy of Colonizer registration License Case No. 131/B-121/2004-05 dated 04-06-2005 Issued by
SDO. Revenue Barwani in favour of Kesharbai W/o Late Shri Laduji and Shri Pannalal S/o Shri
Rukhduji Through POA Shri Mahesh S/o Late Shri Shankarlal Patel
Copy of Permission to sale M.P. Land Revenue Code 1959 under section 165(6)vide Case No.
W.P. 2614/2015 dated 22-04-2015 Granted by Hon'ble High Court of Madhya Pradesh Bench at
Indore in favour of Vijay
Original Property Tax Receipt issued by Gram Panchayat Badgav dated 06-01-2021 in favour of
Smt. Nitu W/o Shri Navnit Kumrawat
Original Construction Permission issued by Gram Panchayat dated 06-01-2021 in favour of Smt.
Nitu W/o Shri Navnit Kumrawat
Original Mutation Certificate issued by Gram Panchayat Badgav dated 06-01-2021 in favour of
Smt. Nitu W/o Shri Navnit Kumrawat
Original No Dues Certificate from Au Amall Finance Bank Ltd. Branch at Barwani in favour of
Navneet Kumrawat
Original Equitable Mortgage deed executed by Smt. Nitu W/o Shri Navnit Kumrawat in favour of
Ujjivan Small Finance Bank Ltd. Barwani
24 Name of person who is competent to create Smt. Nitu W/o Mr. Navnit Kumrawat, R/o Sukh Vilas
Mortgage Colony Barwani, Tehsil- Barwani, District Barwani
(M.P.)
25 Final Certificate/Opinion: -We have perused the documents forwarded to us and have got relevant and
available records verified in the office of the concerned Sub Registrar office for 13 years (the years 2010-
11 to 2022-23)
I further certify that the title deeds intended to be deposited, relating to the property and offered as
security by way of Equitable mortgage and the documents of title referred to above are perfect
evidence of the title and that if the said Equitable mortgage is created in the manner required by law, it
would satisfy the requirements of creation of Equitable mortgage in favor of Ujjivan Small Finance Bank
Ltd.I have scrutinized the photo copies of the documents and title deeds relating to the property said
MANOJ Digitally
by MANOJ
signed
SINGH SINGH SISODIYA
Date: 2024.02.21
SISODIYA 19:58:51 +05'30'
:: 7 ::
Plot No.-28, 29, 30 area 94.23 Sqmt., situated at "Shiv Shankar Colony" developed on diverted Khasra
No.- 112/1, 112/2, total area 1.45 Acre Paiki area 1.24 Acar at Settlement No.-138, Sengaow, Ward
No.-10, Barwani, PHN-04, Tehsil-Barwani, District- Barwani (M.P.) is having clear title.
Disclaimer- 1.This report does not comment on: The technical regularity (adherence to
byelaws/approvals) or otherwise of the said property, Whether the said property is a subject matter of
any pending litigation, Authenticity of the originals of the document/s examined (that is to be verified
through a separate verification of the original title document/s). All the above are outside the scope of
work in reference to this report.
2. Bank/Financial Institution must verify through their technical team that the property/ portion/
floor/flat being financed have been constructed as per sanctioned plan and there is no deviation and the
area has been regularized
Digitally signed
Place- Dhar MANOJ by MANOJ
Dated- 20-02-2024
Encloses Search fee Receipt Reference ID No.-34200220244554507 SINGH SINGH
Date:
SISODIYA
TSR Dated – 20-2-2024 SISODIYA 2024.02.21
19:59:01 +05'30'
Thanks and Regards,
Manoj Singh Sisodiya Advocate
