PROJECT REPORT PRINTING SHEET

1 Name of the Entreprenuer MR.ABHISHEK SINGH

2 Constitution (legal Status) Individual :

3 Father's/Spouce's Name MR.SANTOSH SINGH

4 Unit Address : 0, Salaiya Khurd, Khairgarh, Saliya Kala,Prayagraj-212301

0
Taluk/Block: Meja
District : Meja
Pin: 212301 State: Uttar Pradesh
E-Mail : [email protected]
Mobile 91 9519702419
5 Product and By Product

6 Cost of Project : Rs. 22,31,084

Name of the project / business
INTERLOCKING BRICKS MAKING UNIT
activity proposed :
7 Means of Finance
Term Loan Rs. 20,07,976.00
KVIC Margin Money Rs. 5,57,771.00
Own Capital Rs. 223108.00

8 Debt Service :
Coverage Ratio

9 Pay Back Period : 5 Years

10 Project : 0 Months
Implementation
Period

11 Break Even Point :

12 Employment : 10

13 Power Requirement : 30hp

14 Major Raw materials : Protland Cement,Sand,Jelly

15 Estimated Annual : Rs. 9277500.00

Sales Turnover

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 DETAILED PROJECT REPORT
1 INTRODUCTION :

The construction industry is constantly evolving to combat the various challenges of construction, and with the
growing emphasis on innovation and sustainability, there is an increasing demand for innovative and eco-friendly
building materials for quality and efficient construction. One such advancement is the use of interlocking bricks for
construction. In this article, we will explore what interlocking bricks are, how they are manufactured, the different
types of interlocking bricks, their advantages, and the challenges of interlocking bricks for construction.

2 ABOUT THE PROMOTER :

3 COST OF PROJECT
A. Fixed Capital Investment
a. Land : 1000 Own

b. Workshed Area Sq.ft Rate in Rs. Amt. In Rs.

Commerical Plot 1000 500.00 500000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 500000.00

C. Machinery Qty. Rate Amount in Rs.

Hydraulically operated Concrete block making machine 3 266666.67 800000.01
Concrete mixer capacity 1 90000.00 90000.00
Water pump 1 40000.00 40000.00
Colour mixer 1 100000.00 100000.00
Other machines & equipments 0 50000.00 50000.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 1080000.01

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 d. Preliminary & Pre-operative Cost : Rs. 0.00

e. Furniture & Fixtures : Rs. 428000.00

f. Contingency/Others/Miscellaneous : Rs. 0.00

Total Capital Expenditure : Rs. 2008000.01

Working Capital : Rs. 223084.00

Total Cost Project : Rs. 2231084.01

3.1 Means of Financing :

Own Contribution 10% Rs. 223108.00

Bank Finance : 90%

Term Loan Rs. 1807200.00
Working Capital Rs. 200776.00

Total Rs. 2007976.00

Margin Money (Govt. Subsidy) 25% Rs. 557771.00

Margin Money Subsidy received From Govt will be kept in term deposit as per norms of
PMEGP in the name of Beneficiary for three years in the financing branch.

3.2 STATEMENT SHOWING THE REPAYMENT OF TERM LOAN & WORKING CAPITAL :
TERM LOAN

Interest @
Year Opening Balance Installment Closing Balance
9.00%
1st 1807200 0 1807200 162648
2nd 1807200 361440 1445760 162648
3rd 1445760 361440 1084320 130118
4th 1084320 361440 722880 97589
5th 722880 361440 361440 65059
6th 361440 361440 0 32530
7th 0 0 0 0
8th 0 0 0 0

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 WORKING CAPITAL

Interest @
Year Opening Balance Installment Closing Balance
9.00%
1st 200776 0 200776 18070
2nd 200776 40155 160621 18070
3rd 160621 40155 120466 14456
4th 120466 40155 80310 10842
5th 80310 40155 40155 7228
6th 40155 40155 0 3614
7th 0 0 0 0
8th 0 0 0 0
3.3 STATEMENT SHOWING THE DEPRECIATION ON FIXED ASSETS:
WORKSHED @ 20.00%
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Opening Balance 500000 400000 320000 256000 204800
Depreciation 100000 80000 64000 51200 40960
Closing Balance 400000 320000 256000 204800 163840
MACHINERY @ 50.00%
Opening Balance 1080000 540000 270000 135000 67500
Depreciation 540000 270000 135000 67500 33750
Closing Balance 540000 270000 135000 67500 33750
TOTAL DEPRECIATION
Workshed 100000 80000 64000 51200 40960
Machinery 540000 270000 135000 67500 33750
Total 640000 350000 199000 118700 74710

4 Schedule of Sales Realization :

4.1 Details of Sales
Rate/ No. of Amount in Rs.
Particulars of Product Pair/Unit Pair/Unit
0
InterlockingBricks Plan 10.00 165000 1650000.00
InterlockingBricks Plan 10.50 199500 2094750.00
InterlockingBricks Plan 11.00 129500 1424500.00
InterlockingBricks Plan 11.50 159500 1834250.00
0 12.00 189500 2274000.00
0 0.00 0 0.00
0 0.00 0 0.00
Total 9277500.00

4.2 Capacity Utilization of Sales

Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year

Capacity Utilization 70% 80% 90% 90% 90%

Sales / Receipts 6494250 7422000 8349750 8349750 8349750

5 Rawmaterials :
Particulars Unit Rate/unit Reqd.Unit Amount in Rs.
Protland Cement Ton 6500.00 170 1105000.00
Sand Ton 4000.00 95 380000.00
Jelly Ton 1200.00 60 72000.00
Dust Ton 1000.00 45 45000.00
Other Materials & Consumables 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
0 0 0.00 0 0.00
Total 1602000.00
5.1 Wages :
No. of Wages Amount in Rs.
Particulars
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 Particulars Worker Per Month (Per Annum)
Supervisor 1 20000.00 240000.00
Plant Operator 1 15000.00 180000.00
Skill Worker 1 12000.00 144000.00
Helper 3 10000.00 360000.00
Security Guard 1 9000.00 108000.00
0 0 0.00 0.00
0 0 0.00 0.00
Total 7 1032000.00

5.2 Repairs and Maintenance : Rs. 92775.00

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5.3 Power and Fuel : Rs. 371100.00

5.4 Other Overhead Expenses : Rs. 92775.00

6 Administrative Expenses :
6.1 Salary
Manager 1 25000.00 300000.00
Account cum Store Keeper 1 18000.00 216000.00
Seals Person 1 12000.00 144000.00
0 0.00 0.00
0 0.00 0.00
Total 3 660000.00

6.2 Telephone Expenses 92775.00

6.4 Stationery & Postage 92775.00

6.5 Advertisement & Publicity 40000.00

6.6 Workshed Rent 120000.00

6.7 Other Miscellaneous Expenses 100000.00

Total 1105550.00
7 Capacity Utilization of Manufacturing & Administrative Expenses :
Particulars 1st Year 2nd Year 3rd Year 4th Year 5th Year
Capacity Utilization 70% 80% 90% 90% 90%
Manufacturing Expenses
Rawmaterials 1121400 1281600 1441800 1441800 1441800
Wages 722400 825600 928800 928800 928800
Repairs & Maintenance 64943 74220 83498 83498 83498
Power & Fuel 259770 296880 333990 333990 333990
Other Overhead Expenses 64943 74220 83498 83498 83498
Administrative Expenses
Salary 660000 660000 660000 660000 660000
Postage Telephone Expenses 64943 74220 83498 83498 83498
Stationery & Postage 64943 74220 83498 83498 83498
Advertisement & Publicity 28000 32000 36000 36000 36000
Workshed Rent 120000 120000 120000 120000 120000
Other Miscellaneous Expenses 70000 80000 90000 90000 90000
Total: 3241340 3592960 3944580 3944580 3944580
8 Assessment of Working Capital :
Particulars Amount in Rs.
Sale 9277500.00

Manufacturing Expenses
Raw Material 1602000.00
Wages 1032000.00
Repair & Maintenance 92775.00
Power & Fuel 371100.00
Other Overhead Expenses 92775.00

Production Cost 3190650.00

Administrative Cost 1105550.00
Manufacturing Cost 4296200.00

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 Working Capital Estimate :
Element of Working Capital No of Days Basis Amount in Rs.
0 5 Material Cost 26700.00

Stock in process 5 Production Cost 53178.00

Finished goods 5 Manufacturing Cost 71603.00

Receivable by 5 Manufacturing Cost 71603.00

Total Working Capital Requirement Per Cycle 223084.00

9 Financial Analysis
9.1 Projected Profit & Loss Account :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Sales / Receipts 6494250 7422000 8349750 8349750
6494250 7422000 8349750 8349750
Manufacturing Expenses
Rawmaterials 1121400 1281600 1441800 1441800
Wages 722400 825600 928800 928800
Repairs & Maintenance 64943 74220 83498 83498
Power & Fuel 259770 296880 333990 333990
Other Overhead Expenses 64943 74220 83498 83498
Depreciation 640000 350000 199000 118700
Production Cost 2873455 2902520 3070585 2990285
Administrative Expenses
Salary 660000 693000 727650 764033
Postage Telephone Expenses 64943 74220 83498 83498
Stationery & Postage 64943 74220 83498 83498
Advertisement & Publicity 28000 32000 36000 36000
Workshed Rent 120000 120000 120000 120000
Other Miscellaneous Expenses 70000 80000 90000 90000
Administrative Cost 1007885 1073440 1140645 1177028
Interest on Bank credit @ 9%
Term Loan 162648 162648 130118 97589
Working Capital Loan 18070 18070 14456 10842
Cost of Sale 4062058 4156678 4355804 4275744
Net Profit Before Tax 2432192 3265322 3993946 4074006
Less Tax 0.00 0.00 0.00 0.00
Net Profit 2432192 3265322 3993946 4074006

9.2 CALCULATION OF DEBT SERVICE CREDIT RATIO (D.S.C.R) :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 2432192 3265322 3993946 4074006
Add :
Depreciation 640000 350000 199000 118700
TOTAL - A 3072192 3615322 4192946 4192706
Payments :
On Term Loan :
Interest 162648 162648 130118 97589
Installment 0 361440 361440 361440
On Working Capital
Interest 18070 18070 14456 10842
TOTAL - B 180718 542158 506014 469871
D.S.C.R = A/B
17.00 6.67 8.29 8.92
Average D.S.C.R

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9.3 PROJECTED BALANCE SHEET :
Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
LIABILITIES :
Promoters Capital 223108 223108 223108 223108
Profit 2432192 3265322 3993946 4074006
Term Loan 1807200 1807200 1445760 1084320
Working Capital Loan 200776 200776 160621 120466
Current Liabilities 0 0 0 0
Sundry Creditors 0 0 0 0
4663276 5496406 5823435 5501900
ASSETS :
Gross Fixed Assets : 2008000 1368000 1018000 819000
Less : Depreciation 640000 350000 199000 118700
Net Fixed Assets 1368000 1018000 819000 700300
Preliminary & Pre-Op. Expenses 0 0 0 0
Current Assets 200776 200776 160621 120466
Cash in Bank/Hand 3094500 4277630 4843814 4681134
Total 4663276 5496406 5823435 5501900

9.4 CASH FLOW STATEMENT :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Net Profit 2432192 3265322 3993946 4074006
Add : Depreciation 640000 350000 199000 118700
Term Loan 1807200 1807200 1445760 1084320
Working Capital Loan 200776 200776 160621 120466
Promoters Capital 223108 0 0 0
Total 5303276 5623298 5799327 5397492

Total Fixed Capital Invested 2008000

Repayment of Term Loan 0 361440 361440 361440

Repayment of WC Loan 0 40155 40155 40155
Current Assets 200776 200776 160621 120466
Total 200776 602371 562216 522061

Opening Balance 0 5102500 10123427 15360538

Surplus 5102500 5020927 5237111 4875431
Closing Balance 5102500 10123427 15360538 20235969

9.5 BREAK EVEN POINT AND RATIO ANALYSIS :

Particulars 0 Year 1st Year 2nd Year 3rd Year 4th Year
Fixed Cost 1810533 1586088 1469763 1393317
Variable Cost 2891525 2920590 3085041 3001127
Total Cost 4702058 4506678 4554804 4394444

Sales 6494250 7422000 8349750 8349750

Contribution (Sales-VC) 3602725 4501410 5264709 5348623

B.E.P in % 50.25% 35.24% 27.92% 26.05%

Break Even Sales in Rs. 3263656 2615168 2331023 2175111

Break Even Units 326366 261517 233102 217511

Current Ratio 1.11 0.34 0.29 0.24

Net Profit Ratio 37.45% 44.00% 47.83% 48.79%

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 This Project Report has been prepared based on the data furnished by the entrepreneur whose details are
given in the application.
Place :
Date:
Prepared by :
Full Name : MR.ABHISHEK SINGH

Signature of the Beneficiary

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